INDUSIND BANK INDULGE CREDIT CARD
Indusind Bank Indulge Credit Card Details
Indian Bank Limited is an Indian new generation bank in Pune, established in 1994. The Bank offers commercial, transactional and electronic banking products and services. Indusind Bank inaugurates its first solar powered ATM in Mumbai.
IndusInd Indulge Credit Card comes with offers on shopping; dining and other lifestyle benefits that make it all the more important to have this card. Card holders will enjoy a waiver of 2.5% surcharge at petrol pumps across the country. Monthly cap at Rs. 200 equal to yearly savings of Rs. 2,400. You can earn reward points if you use your card for business or for leisure. You will earn 1.5 reward points for every spending of Rs 100.
Indusind Bank Indulge Credit Card Features
1. 22K Gold inlay
2. A reflective surface
3. An EMV Chip and PIN Card to add an extra layer of security
4. Complete black core as against the white core for prevailing card plastics
5. No pre-set credit limit
6. For every ?100 spent, earn 1.5 reward points
7. Waiver of 1% fuel surcharge at all petrol pumps across India
8. Exciting movie offers from BookMyShow.com
9. Credit free period up to 50 days
10. On the purchase of movie ticket worth ?200, get another absolutely free
11. Exclusive offers on theatre and events
12. Access to more than 600 lounges across the globe with a complimentary priority pass
Indusind Bank Indulge Credit Card Benefits
|
Reward type |
Shopping, dining |
|
Welcome benefit |
100% discount on the base fare of the ticket. |
|
Add-on-credit cards |
Get the total protection benefit which provides 100% liability coverage of the credit limit of your primary card as well as your add-on credit cards. |
|
Fuel benefit |
Waiver of 1% fuel surcharge at all petrol pumps across India |
|
Rewards points |
For every Rs.100 spent, earn 1.5 reward points |
|
Concierge services |
A 24×7 concierge service is provided to help you make dining reservations, flight bookings, hotel reservations and more. |
Indusind Bank Indulge Credit Card Fee and charges
To apply for an indulge credit card, you have to pay fees and charges applied by the Indusind Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Indusind Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Joining Fee |
Rs.2,00,000 |
|
Annual Fee |
Nil |
|
Add-on card Fee |
Rs.10,000 |
|
Interest rate |
1.79% p.m. |
|
Interest Free Period |
Up to 50 days, only when the previous amount is paid in full |
|
Cash Advance Fee |
2.5% of the advance amount with subject to change of minimum of Rs.300 |
|
Late payment charges |
Up to Rs.100: Nil, Rs.101 to Rs.500 = Rs.100 Rs.501 to Rs.1,000 = Rs.350 Rs.1,001 to Rs.10,000 = Rs.550 Above Rs.10,000 = Rs.700 |
|
Over Limit Charges |
2.5% of over limit amount subject to a minimum of ?500 |
|
Returned Cheque |
Rs.250 |
|
Balance enquiry charges on non indusind bank ATMs |
Rs.25 |
|
Foreign currency Mark-up |
3.5% |
|
Railway booking surcharge |
As applicable |
|
Duplicate statement request |
Rs.100 per statement |
|
Re-issue / replacement |
Rs.100 |
|
Charge-slip request |
Rs.300 |
Indusind Bank Indulge Credit Card Eligibility Criteria
Before applying for an indulge credit card from Indusind Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
|
Age |
Above 18 years |
|
Resident Type |
Indian Resident |
Indusind Bank Indulge Credit Card Documents Required
Any applicant who is applying for an indulge credit card from Indusind Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Indusind Bank Credit Card Login
Cardholders of Indusind Bank Credit Card can log in to their credit card account through following steps :
1. Go to IndusInd website
2. Click on Login
3. Click on Continue to IndusNet
4. Enter User Name and Password to log in to IndusNet account
5. Select “Service Request” and click on Sign in
6. Click on “Link Your Credit Card”
7. Fill in the details such as Credit Card Number, CVV (3-digit number at the back of the card), Expiry date of credit card, Date of birth
Indusind Bank other products
2. Indusind Bank Personal loan
How to apply for Indusind Bank Indulge Credit Card
There are two reason to apply for Indusind Bank Indulge Credit Card :
1. Offline Method : By visiting the nearest branch of Indusind Bank
2. Online Method :
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Start the application process
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Provide the required information; Pin code, Occupation Type, Net monthly income and mention other credit cards owned
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Click on View Offers
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Customers can now view all the credit cards that they are eligible for. Click on, IndusInd Bank under Banks in the left hand side column. If eligible customers will see the IndusInd Bank Indulge Credit Card
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Click on ‘Check Eligibility’ and answer the question ‘Have you applied for an IndusInd Bank Credit Card In the last 6 Months?’
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If eligible, fill the detailed form and submit it
Indusind Bank Indulge Credit Card Customer Care
Contact number : 18605005004
Email id : premium.care@indusind.com
Indusind Bank Credit Card Payment Online
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Provide your Credit Card Details
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Enter your IndusInd Bank Credit Card number and the amount you would like to pay.
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Select your bank account from which you would like to execute this payment (we partner only with select banks).
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You will be securely redirected to the payment interface of your chosen bank.
2. Confirm Payment
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Enter your authentication details (Net Banking User ID and Password of your Bank Account / Equivalent details).
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Confirm payment amount.
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Your account will get debited instantly.
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Your IndusInd Credit Card account would be credited within 3 working days (excluding weekends and bank holidays). Hence you are requested to make payments at least 3 working days before the payment due date.
3. Receive online confirmation
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The transaction acknowledgement screen will display the transaction status of 'Success' or 'Failure'. In case of 'Failure' please make the payment again. If the success/failure message is not displayed, please check if your bank account has been debited before initiating another payment.
Bank offered Financials products
Indusind Bank Indulge Credit Card Frequently Asked Questions
1. What is an Indusind Bank Indulge Credit Card?
IndusInd Indulge Credit Card comes with offers on shopping; dining and other lifestyle benefits that make it all the more important to have this card. Card holders will enjoy a waiver of 2.5% surcharge at petrol pumps across the country.
2. What is the joining fee and renewal fee of an Indusind Bank Indulge Credit card?
The joining fee is 200000 and there is no renewal fee of an Indusind Bank Indulge Credit card.
3. How much age is required to get an Indulge credit card from Indusind Bank?
The minimum age of the applicant is above 18 years to get an Indulge credit card from Indusind Bank.
4. What are the rewards points given in an Indulge Credit Card from Indusind Bank?
The regards points are given in an Indulge credit card from Indusind Bank are :
-
For every Rs.100 spent, earn 1.5 reward points
5. How can I apply for an Indusind Bank Indulge Credit card?
You can apply for an Indusind Bank Indulge Credit card through online and offline by visiting the nearest bank branch.
6. How do I contact customer care for an Indusind Bank Indulge Credit Card?
You can contact through customer care toll free number and also through e-mail id for a Indusind Bank Indulge Credit Card.
7. What are the minimum and maximum late payment charges of an Indusind Bank Indulge Credit Card?
The minimum late payment charges Rs.100 and maximum charges are Rs.700 of an Indusind Bank Indulge Credit Card.
8. What type of rewards are included in the Indusind Bank Indulge Credit card?
Shopping and dining rewards are included in the Indusind Bank Indulge Credit Card.
9. How much interest rate is provided by an Indusind Bank Indulge Credit card?
The interest rate is 1.79% per month provided by an Indusind Bank Indulge Credit cards.
