SELECT `id` FROM `tbl_card` WHERE `title` = 'Irctc Sbi Platinum Credit Card' AND `card_type` = 'Credit Cards' IRCTC SBI Platinum Credit Card - Benefits, Rewards, Eligibility Criteria

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IRCTC SBI PLATINUM CREDIT CARD

SBI is one of the most trusted banks for personal facilities. It is an Indian multinational public sector banking and financial services. SBI established on 1 July 1995 and their headquarters in Mumbai. State Bank of India with a 200 year history is the largest commercial bank in India. In terms of assets, deposits, profits, branches, customers and employees SBI is the largest bank. The government of India is the single largest shareholder of this fortune 500 entity with 6158 percent ownership. SBI was ranked 60th in the list of top 1000 banks in the world by “the banker” in July 2012.

IRCTC SBI Platinum Credit Card is a travel credit card. Get 10% value back as reward points on buying train tickets. 1% fuel surcharge waiver across all petrol pumps in India. The IRCTC SBI platinum card offers 350 reward points, 1.8 per cent transaction charges waiver, free personal accident insurance protection and up to 10 per cent value back on railway bookings. Passengers can shop, travel, dine on this card and earn one reward point for every Rs 125 spent on non-fuel retail purchases.

IRCTC SBI Platinum Credit Card Features

1. 1.8% discount on railway ticket booking from IRCTC.co.in.

2. The card gives you reward points on booking travel tickets on irctc.co.in.

3. 1% fuel surcharge on all fuel stations in India.

4. Exclusive travel offers from IRCTC

5. 1% fuel-surcharge waiver at petrol bunks on transactions between  Rs.500 &  Rs.3,000, up to Rs.  100 per statement cycle

6. 10% valueback as reward points on AC1, AC2. AC3 and AC CC train tickets via IRCTC. 1 point = Re. 1

7. You get exclusive privileges from Visa including great deals on entertainment, travel, dining and golf.

8. Using the Flexipay feature, you can convert all your purchases over Rs.2,500 into EMI within 30 days of the transactions

9. Using the Flexipay feature, you can convert all your purchases over Rs.2,500 into EMI within 30 days of the transactions

IRCTC SBI Platinum Credit Card Benefits 

Reward type

Entertainment, Travel, Dining and Golf

Welcome Benefits

  • The first ATM withdrawal within 30 days of card activation gives you a cashback of Rs.100.

  • 350 bonus reward points on a single transaction of Rs.500 or more within 45 days of issuance of the card.

Travel Offers

  • 1.8% discount on railway ticket booking from IRCTC.co.in.

  • Airline tickets at affordable prices

  • You get to choose from over 5,000 hotels across 350 cities in the country while making reservations.

  • Custom-made tour packages inclusive of leisure tours, adventure tours, wildlife getaways, and pilgrimage packages.

Reward Points 

  • Railway tickets via IRCTC:  125 = 1 point

  • Non-fuel retail purchases:  125 = 1 point

Fuel Surcharge Waiver

You can avail 1% fuel surcharge waiver across all petrol pumps in India on fuel transactions of Rs.500 to Rs.3,000. The maximum surcharge amount is capped at Rs.100 for one statement cycle.

Flexipay

Using the Flexipay feature, you can convert all your purchases over Rs.2,500 into EMI within 30 days of the transactions.

Add-On-Cards

You can also apply for add-on-card for your spouse, parents, children, and siblings above the age of 18, without additional charges.

Transaction Charge Waiver

You save 1.8% transaction charges, exclusive of GST and all other charges when they book railway tickets on irctc.co.in.

IRCTC SBI Platinum Credit Card Fee and charges

To apply for an IRCTC Platinum Credit Card, you have to pay fees and charges applied by the SBI Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from SBI Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Annual fee

Rs.500

Joining fee

Rs.300

Finance charges

Up to 3.35% per month

Interest free credit period

20 - 50 days (applicable only on retail purchases and on the contingency that all previous months' outstanding balance is paid)

Minimum amount due

5% of the total outstanding amount

Cash withdrawal fee - SBI or other domestic ATMs

2.5% of the withdrawal amount or a minimum of Rs.300 per transaction

Cash withdrawal fee - International ATMs

3% of the withdrawal amount or a minimum of Rs.300 per transaction

Add-on fee (per annum)

NIL

Card replacement charges

Rs.100 per replacement

Late payment charges

When the total amount due is in between:

  • Rs.0-Rs.200 - NIL

  • Rs.200 and Rs.500 - Rs.100

  • Rs.500 and Rs.1,000 - Rs.400

  • Rs.1,000 and Rs.10,000 - Rs.600

  • Rs.10,000 and Rs.25,000 - Rs.800

  • Greater than Rs.25,000 - Rs.950

Cash payment fee and SBI branch

Rs.100 per payment

Cheque payment fee

Rs.100 (for payments up to Rs.10,000)

IRCTC SBI Platinum Credit Card Eligibility Criteria

Before applying for an IRCTC Platinum Credit Card from SBI Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. You must have a stable income source. The minimum income limit would be communicated to you when you are applying for the card.

2. The minimum age of the applicant is 21 years

3. You should also meet the age limit as specified by the bank

4. You should have a good credit score to be eligible for the IRCTC SBI Platinum Credit Card.

IRCTC SBI Platinum Credit Card Documents Required

Any applicant who is applying for an IRCTC Platinum credit card from SBI Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

SBI Bank Credit Card Login 

Cardholders of SBI Bank Credit Card can log in to their credit card account through following steps :

1. Visit https://www.sbicard.com/creditcards/app/user/login

2. Provide the User ID and Password

3. Click ‘login’

SBI Bank other products

1. SBI New Car Loan Scheme

2. SBI Loan Against Properties

3. SBI Personal Loan 

IRCTC SBI Platinum Credit Card Customer Care 

Contact number : 1800112211 / 18004253800

Email id :  customercare@sbi.co.in

 

How to apply for IRCTC SBI Platinum Credit Card

There are two reason to apply for IRCTC SBI Platinum Credit Card :

1. Offline Method : By visiting the nearest branch of SBI Bank

2. Online Method  :

  • Click on the option of 'Check Eligibility' to check if you are eligible for the card.

  • Add the information which is asked and submit it.

  • The portal will need a list of documents to be uploaded.

  • Once done, you can use the tracking ID under the option of 'Track Application'.

SBI Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.

1. Visit https://www.onlinesbi.com/

2. Login providing the user ID and password

3. Select ‘View/Pay Bills’ option under the ‘Bill Payments’ Section

4. Next, click on ‘Without Bills’

5. Select ‘SBI Card’ as the biller and click ‘Pay’

6. Thereafter select the SBI account number from which the payment is to be made.

Bank offered Financial Products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

IRCTC SBI Platinum Credit Card Frequently Asked Questions 

1. What is an IRCTC SBI Platinum Credit Card?

IRCTC SBI Platinum Credit Card is a travel credit card. Get 10% value back as reward points on buying train tickets. 1% fuel surcharge waiver across all petrol pumps in India. The IRCTC SBI platinum card offers 350 reward points, 1.8 per cent transaction charges waiver, free personal accident insurance protection and up to 10 per cent value back on railway bookings.  

2. How much age is the candidate required to get a IRCTC SBI Platinum Credit Card?

The minimum age is 21 years and maximum age is 65 years to get a IRCTC SBI Platinum Credit Card.

3. What is the joining of the IRCTC SBI Platinum Credit Card?

The joining fee of the IRCTC SBI Platinum Credit Card is Rs.300.

4. What are the rewards points given in a IRCTC SBI Platinum Credit Bank?

The rewards points given in the IRCTC SBI Platinum Credit Card from SBI Bank is :

  • Railway tickets via IRCTC:  Rs.125 = 1 point

  • Non-fuel retail purchases:  Rs.125 = 1 point

5. How much interest rate is provided by IRCTC SBI Platinum Credit Cards?

The interest rate is 3.35% per month provided by IRCTC SBI Platinum Credit Cards.

6. What type of rewards are included in the IRCTC SBI Platinum Credit Card?

Entertainment, Golf, Travel and Dining rewards are included in the IRCTC SBI Platinum Credit card.

7. How can I apply for a IRCTC SBI Platinum Credit Card?

You can apply for a IRCTC SBI Platinum Credit Card through online and offline by visiting the nearest bank branch.

8. How do I contact customer care for an IRCTC SBI Platinum Credit Card?

You can contact through customer care toll free number and also through e-mail id for a IRCTC SBI Platinum Credit Card.

9. What is the joining of the IRCTC SBI Platinum Credit Card?

The renewal fee of the IRCTC SBI Platinum Credit Card is Rs.500.

10. What are the minimum and maximum late payment charges of IRCTC SBI Platinum Credit Card?

The minimum charges is 100 and maximum late payment charges is 950 of IRCTC SBI Platinum Credit Card.

Last Updated on : 07/Oct/2020

Know More About CREDIT CARDS

Irctc Sbi Platinum Credit Card

You're eligible for a Irctc Sbi Platinum Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account