SELECT `id` FROM `tbl_card` WHERE `title` = 'Kotak Mahindra Best Price Credit Card' AND `card_type` = 'Credit Cards'
Kotak Mahindra Bank is one the most trusted banks for home loans. It is an Indian private sector bank and its headquarters at Mumbai. Kotak Mahindra Bank offers banking and financial services for corporate and retail customers.There are so many banks and non-banking financial companies in India that provide various financial products to the customers. These can be banking, insurance, loans or credit cards. Kotak Mahindra Finance Ltd. was established in 1985. The same got converted into a bank- Kotak Mahindra Bank Ltd. in March 2003. Kotak Mahindra Bank has presence in commercial vehicles, Retail finance, Corporate Banking, Treasury and Housing Finance.
This credit card maximises your convenience and gives your business that extra edge with our Best Price Credit Card. This credit card doesn’t come with any joining fee charges. To apply for this credit card, you need to visit the bank’s website or get in touch with the bank’s associate at the nearest Kotak Mahindra bank branch. Once your credit card is approved, the credit card will be dispatched and delivered to your mentioned address within 5-7 working days.
1. Kotak Mahindra does not charge any amount as joining fee and you can enjoy this card for free.
2. The card is issued with an intention to benefit the cardholder to boost the business.
3. The credit card is meant exclusively for the best price in modern wholesale stores only.
4. Over limit charges are Nil.
5. Get two free add-on cards for free along with the primary card
6. The cardholder can track on spends separately for each of the add-on cards.
7. The cardholder can set the spending limits on each of the add-on cards as per their requirements.
8. There are no reward points for this credit card.
Reward type |
Shopping |
Reward points |
There are no reward points for this credit card. |
Interest-free two-week credit period |
Kotak Best Price Credit Card comes with an advantage of opting for a fortnightly Credit Cycle that refreshes on every commercial transaction. |
Complimentary add on cards |
Kotak Mahindra gives you two additional cards along with the Best Price Card. These cards can be used by your organisation's staff members every time they shop at the Best Price Modern Wholesale store. Kotak Mahindra also allows you to set the spend limit on your supplementary cards as per requirement. Each add-on card comes with the facility where you can track spends separately. |
Interest fee period |
Cardholders get to enjoy an interest-free credit period of two weeks. |
To apply for a best price credit card, you have to pay fees and charges applied by the Kotak Mahindra Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Kotak Mahindra Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
TYPE |
CHARGES |
Joining Fee |
Nil |
Annual Fee |
Nil |
Add-on Card Fee |
Nil |
Finance Charges (Interest Rate) |
3.40% |
ATM Cash Withdrawal Charges |
NA |
Late Payment Fee |
For outstanding balance less than Rs.500 = Rs.100 For outstanding balance between Rs.500 and Rs.10,000= Rs.500 For outstanding balance greater than Rs.10,000 = Rs.700 |
Overlimit Fee |
Rs.500 |
Cheque Bounce Charges |
Rs.500 |
Foreign Currency Markup |
NA |
Cash Payment Charges |
Rs.100 |
Card Reissue/Replacement Charges |
Waived |
CIBIL Report Copy |
Rs.50 |
Before applying for a best price credit card from Kotak Mahindra Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. Applicants must be above 21 years of age.
2. Applicants must be a Best Price store-member.
3. Applicants can be self-employed, a retailer or a dealer who can purchase materials in bulk from Best Price, as per the store policy.
Any applicant who is applying for a best price credit card from Kotak Mahindra Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Kotak Mahindra Bank Credit Card Login
Cardholders of Kotak Mahindra Bank Credit Card can log in to their credit card account through following steps :
1. Login to www.kotak.com
2. Click on the “Net Banking” option
3. Enter CRN in User ID
4. Enter password or click on "Get Net Banking Password Online"
5. Click on the Credit Card Tab
6. Click on Service Requests
7. Choose “Register for eStatement”
1. Kotak Mahindra Bank Car Loan
2. Kotak Mahindra Bank Home Loan
3. Kotak Mahindra Bank Education Loan
4. Kotak Mahindra Bank Gold Loan
There are two reason to apply for Kotak Mahindra Best Price Credit Card :
1. Offline Method : By visiting the nearest branch of Kotak Mahindra Bank
2. Online Method
Go to kotak.com and click on Explore Products > Cards > Credit Cards. A page listing all the credit cards will appear
Scroll down to ‘Best Price Credit Card’ and click on ‘Apply Now’
An application form will appear where you have to fill personal details including the PAN Card Number and monthly income. Once you have filled the details, click on ‘Submit’
Verify your mobile number by entering the 6-digit OTP sent to your phone
After the verification, a representative from the bank will call you and guide you through the remaining process
Kotak Mahindra Best Price Credit Card Customer Care
Contact number : 18602662666 / 18602660811
Email id : itsecurity.bank@kotak.com
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login to Kotak Net Banking
2. Select ‘Credit Card’ option from the Home Page
3. Select ‘Payments”
4. Click on ‘Make Payment’ Option
Bank offered Financials products
This credit card maximises your convenience and gives your business that extra edge with our Best Price Card. This credit card doesn’t come with any joining fee charges. To apply for this credit card, you need to visit the bank’s website or get in touch with the bank’s associate at the nearest Kotak Mahindra bank branch.
The annual fee is NIL of a Kotak Mahindra Best Price Credit Card.
The minimum age of the applicant is 21 years and maximum age is 65 years to get a Kotak Mahindra Best Price Credit Card.
There is no rewards points are given in a Kotak Mahindra Best Price Credit Card are :
You can apply for a Kotak Mahindra Best Price Credit Card online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a Kotak Mahindra Best Price Credit Card.
Shopping rewards are included in the Kotak Mahindra Best Price Credit Card.
The interest rate is 3.40% per month provided by a Kotak Mahindra Best Price Credit Card.
The minimum late payment charges is 100 and maximum charges are 700 of Kotak Mahindra Best Price Credit Card.
The joining fee of Kotak Mahindra Best Price Credit Card is NIL.
Last Updated on : 02/Oct/2020Know More About CREDIT CARDS
You're eligible for a Kotak Mahindra Best Price Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account