SELECT `id` FROM `tbl_card` WHERE `title` = 'Kotak Mahindra Corporate Platinum Credit Card' AND `card_type` = 'Credit Cards' Kotak Mahindra Corporate Platinum Credit Card - Benefits, Rewards, Eligibility

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KOTAK MAHINDRA CORPORATE PLATINUM CREDIT CARD

Kotak Mahindra Bank is one the most trusted banks for home loans. It is an Indian private sector bank and its headquarters at Mumbai. Kotak Mahindra Bank offers banking and financial services for corporate and retail customers.There are so many banks and non-banking financial companies in India that provide various financial products to the customers. These can be banking, insurance, loans or credit cards. Kotak Mahindra Finance Ltd. was established in 1985. The same got converted into a bank- Kotak Mahindra Bank Ltd. in March 2003. Kotak Mahindra Bank has presence in commercial vehicles, Retail finance, Corporate Banking, Treasury and Housing Finance.

Kotak Corporate Platinum Credit Card is designed to match the day-to-day financial needs of businesses and corporates. Users can earn rewards, avail fuel surcharge waiver and travel benefits on this credit card. Moreover, having a corporate credit card helps the organization in streamlining the expenses and handling the budget better. The usage of the Kotak Corporate Platinum Credit Card is limited to the extent of the credit limit assigned. Exceeding the limit is liable to result in the decline of the transaction. There is a provision to enhance the credit limit on the card which can be put forward by your Program Administrator.

Kotak Mahindra Corporate Platinum Credit Card Features

1. Earn higher rewards while using your card

2. Get the airport lounge access

3. Enjoy the fuel/railway surcharge waiver

4. Redeem your rewards easily

5. Enjoy the universal acceptability

6. Get travel adherence

7. You can simply call the customer service desk to redeem your reward points

8. Monthly employee statements are sent for reference

9. Swipe Kotak Corporate Card at various business related spend opportunities

10. Hassle free spending without carrying forex

11. In case your card is damaged, lost or stolen, simply call the customer service to get a free replacement

Kotak Mahindra Corporate Platinum Credit Card Benefits  

Reward type

Travel and Fuel

Ease to Employees 

No late payment fees, dues to be paid

Use your corporate card for official purposes and your corporate will pay for you.

Airport Lounge Access 

  • Get access to airport lounge with VISA airport lounge offer

  • Get 2 accesses per calendar quarter for primary cardholder only

Railway Surcharge Waiver

  • Save railway surcharge waiver for transactions on www.irctc.co.in and for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500/-

Fuel surcharge waiver

  • Applicable on transactions between Rs. 500 and Rs. 3000.

  • Maximum fuel surcharge waiver allowed in a calendar year is Rs. 3500.

  • Important Note : This Feature is applicable only on Paid Annual Fee Variant.

Interest free funds 

  • Utilization of funds interest free

  • Up to 48 days interest free credit period

  • This feature is much like overdraft facility on credit cards

International Credit Card 

  • Accepted by 10 million merchants around the globe

  • Stop carrying cash. Do transactions digitally. Use digital currency with the government, consumers, businesses and banks.

Kotak Mahindra Corporate Platinum Credit Card Fee and charges

To apply for a Corporate Platinum credit card, you have to pay fees and charges applied by the Kotak Mahindra Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Kotak Mahindra Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Joining Fees

Nil

Annual Fees

Rs.999

Condition for waiver of Annual Fees - First Year

NA

Condition for waiver of Annual Fees - Second Year

NA

Addon card Fees

NA

Interest Charges on outstanding Balances

3.30% (Annualized 39.6%)

Minimum Amount Due 

MAD can be 5% or 10% of TAD as decided by the Bank

ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof

NA

Late Payment Charges ("LPC")

Rs. 100 for statement o/s less than or equal to Rs. 500.

Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000.

Rs. 700 for statement o/s greater than Rs. 10,000)

Over Limit Charge

Rs. 500

Cheque Bounce Charges

Rs. 500

Foreign Currency Mark Up

3.5%

Railway Booking Surcharge (1.8%/2.5% on transaction amount)*

Waived

Fuel Surcharge (1% on transaction)**

Waived

Fee for Cash payment at Bank

Rs. 100

Outstation Cheque Processing Fee

Waived

Reissue/ Replacement Card (per issuance)

Waived

Charge Slip Request

Waived

Machine Surcharge at ATMs

Waived

Balance Enquiry Charges at Non Parent Bank ATM

Waived

Duplicate Statement Request

Waived

Web Pay Service Fee

Waived

Furnishing a copy of Credit Information Report (CIBIL)

Rs. 50

Kotak Mahindra Corporate Platinum Credit Card Eligibility Criteria

Before applying for a Corporate Platinum credit card from Kotak Mahindra Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. An applicant needs to be an Indian resident.

2. The minimum age of an individual should not be less than 18 years.

3. The maximum age of an individual should not be more than 65 years

4. An individual should have a good credit score and he/she should not be a previous loan/credit card defaulter.

Kotak Mahindra Corporate Platinum Credit Card Documents Required

Any applicant who is applying for a Corporate Platinum credit card from Kotak Mahindra Bank  must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Kotak Mahindra Bank Credit Card Login 

Cardholders of Kotak Mahindra Bank Credit Card can log in to their credit card account through following steps :

1. Login to www.kotak.com

2. Click on the “Net Banking” option

3. Enter CRN in User ID

4. Enter password or click on "Get Net Banking Password Online"

5. Click on the Credit Card Tab

6. Click on Service Requests

7. Choose “Register for eStatement”

Kotak Mahindra Bank other products

1. Kotak Mahindra Bank Car Loan

2. Kotak Mahindra Bank Home Loan 

3. Kotak Mahindra Bank Education Loan 

4. Kotak Mahindra Bank Gold Loan

How to apply for Kotak Mahindra Corporate Platinum Credit Card

There are two reason to apply for Kotak Mahindra Corporate Platinum Credit Card :

1. Offline Method : By visiting the nearest branch of Indusind Bank

2. Online Method 

  • Go to kotak.com and click on Explore Products > Cards > Credit Cards. A page listing all the credit cards will appear

  • Scroll down to ‘Corporate Platinum Credit Card’ and click on ‘Apply Now’

  • An application form will appear where you have to fill personal details including the PAN Card Number and monthly income. Once you have filled the details, click on ‘Submit’ 

  • Verify your mobile number by entering the 6-digit OTP sent to your phone

  • After the verification, a representative from the bank will call you and guide you through the remaining process

Kotak Mahindra Corporate Platinum Credit Card Customer Care

Contact number : 18602662666 / 18602660811

Email id : itsecurity.bank@kotak.com

Kotak Mahindra Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login to Kotak Net Banking

2. Select ‘Credit Card’ option from the Home Page

3. Select ‘Payments”

4. Click on ‘Make Payment’ Option

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Kotak Mahindra Corporate Platinum Credit Card Frequently Asked Questions 

1. What is a Kotak Mahindra Corporate Platinum Credit Card?

Kotak Corporate Platinum Credit Card is designed to match the day-to-day financial needs of businesses and corporates. Users can earn rewards, avail fuel surcharge waiver and travel benefits on this credit card. Moreover, having a corporate credit card helps the organization in streamlining the expenses and handling the budget better.

2. What is the annual fee of a Kotak Mahindra Corporate Platinum Credit Card?

The annual fee is Rs.999 of a Kotak Mahindra Corporate Platinum Credit Card.

3. What is the minimum and maximum age the applicant is required to get a Kotak Mahindra Corporate Platinum Credit Card?

The minimum age of the applicant is 18 years and maximum age is 65 years to get a Kotak Mahindra Corporate Platinum Credit Card.

4. How can I apply for a Kotak Mahindra Bank Corporate Platinum Credit Card?

You can apply for a Kotak Mahindra Corporate Platinum Credit Card online and offline by visiting the nearest bank branch.

5. How do I contact customer care for a Kotak Mahindra Corporate Platinum Credit Card?

You can contact through customer care toll free number and also through e-mail id for a Kotak Mahindra Corporate Platinum Credit Card.

6. What type of rewards are included in the Kotak Mahindra Corporate Platinum Credit Card?

Travel and Fuel rewards are included in the Kotak Mahindra Corporate Platinum Credit Card.

7. How much interest rate is provided by a Kotak Mahindra Corporate Platinum Credit Card?

The interest rate is 3.30% per month provided by a Kotak Mahindra Corporate Platinum Credit Card.

8. What are the minimum and maximum late payment charges of Kotak Mahindra Corporate Platinum Credit Card?

The minimum late payment charges is 100 and maximum charges are 700 of Kotak Mahindra  Corporate Platinum Credit Card.

9. What is the joining fee of a Kotak Mahindra Corporate Platinum Credit Card?

The joining fee of Kotak Mahindra Corporate Platinum Credit Card is NIL.

Last Updated on : 01/Oct/2020

Know More About CREDIT CARDS

Kotak Mahindra Corporate Platinum Credit Card

You're eligible for a Kotak Mahindra Corporate Platinum Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account