Kotak Mahindra Bank is one the most trusted banks for home loans. It is an Indian private sector bank and its headquarters at Mumbai. Kotak Mahindra Bank offers banking and financial services for corporate and retail customers.There are so many banks and non-banking financial companies in India that provide various financial products to the customers. These can be banking, insurance, loans or credit cards. Kotak Mahindra Finance Ltd. was established in 1985. The same got converted into a bank- Kotak Mahindra Bank Ltd. in March 2003. Kotak Mahindra Bank has presence in commercial vehicles, Retail finance, Corporate Banking, Treasury and Housing Finance.
The Kotak Feast Gold Credit Card has been specifically designed for the salaried segment. We have kept in mind the major spend areas for you, such that we give you the most relevant benefits & you can derive the maximum out of it. Kotak Feast Gold Card is designed with foodies and film lovers in mind. Earn attractive benefits and points every time you shop or dine-out.
1. Earn 10 dining points on every Rs.100 spent on dining and movies.
2. Get easy access of anywhere such as coffee shops, pizza joints, pubs, restaurants, movie theatres and fast food joints
3. Enjoy easy and instant balance transfer facility
4. Get a feast shield against fraudulent usage.
5. Avail the feature of add-on card
6. Redeem redemption against a wide range of options such as cash, airline tickets, airmiles, movie tickets, mobile recharges and branded merchandises.
7. Dining points for one billing cycle will be accredited in the following billing cycle
|
Reward type |
Dining and Movies |
|
Feast Shield |
In case your Credit Card is stolen, you get a cover of 50,000 against fraudulent usage upto 7 days pre-reporting. |
|
Add On Cards |
|
|
Reward Points |
Earn 10 dining points on every Rs.100 spent on dining and movies with Feast Gold Credit Card |
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Balance Transfer |
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To apply for a Feast Gold credit card, you have to pay fees and charges applied by the Kotak Mahindra Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Kotak Mahindra Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Joining Fees |
Nil |
|
Annual Fees |
499 |
|
Condition for waiver of Annual Fees - First Year |
NA |
|
Condition for waiver of Annual Fees - Second Year |
NA |
|
Addon card Fees |
299 per Add on card |
|
Interest Charges on outstanding Balances |
3.50% (Annualized 42%) |
|
Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due) |
MAD can be 5% or 10% of TAD as decided by the Bank |
|
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof |
Rs.300 |
|
Late Payment Charges |
Rs.100 for statement o/s less than or equal to Rs.500. Rs.500 for statement o/s between Rs.500.01 to Rs.10,000. Rs.700 for statement o/s greater than Rs.10,000) |
|
Over Limit Charge |
Rs.500 |
|
Cheque Bounce Charges |
Rs.500 |
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Foreign Currency Mark Up |
3.5% |
|
Railway Booking Surcharge |
Applicable |
|
Fuel Surcharge |
Applicable |
|
Fee for Cash payment at Bank |
Rs.100 |
|
Outstation Cheque Processing Fee |
Waived |
|
Reissue/ Replacement Card (per issuance) |
Rs.100 |
|
Charge Slip Request |
Waived |
|
Machine Surcharge at ATMs |
Waived |
|
Balance Enquiry Charges at Non Parent Bank ATM |
Waived |
|
Duplicate Statement Request |
Waived |
|
Web Pay Service Fee |
Waived |
|
Furnishing a copy of Credit Information Report (CIBIL) |
Rs.50 |
Before applying for a Feast Gold credit card from Kotak Mahindra Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. Primary Credit Card holders should be in the age bracket of 21 to 65 years. Add-on Card holder should be 18 years and above
2. Location – Ahmedabad, Bangalore, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Navi Mumbai and Pune
3. Income – 3 Lakhs and above per annum
4. For salaried executives
5. Should be a resident of India
Any applicant who is applying for a Feast Gold credit card from Kotak Mahindra Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Kotak Mahindra Bank Credit Card Login
Cardholders of Kotak Mahindra Bank Credit Card can log in to their credit card account through following steps :
1. Login to www.kotak.com
2. Click on the “Net Banking” option
3. Enter CRN in User ID
4. Enter password or click on "Get Net Banking Password Online"
5. Click on the Credit Card Tab
6. Click on Service Requests
7. Choose “Register for eStatement”
1. Kotak Mahindra Bank Car Loan
2. Kotak Mahindra Bank Home Loan
3. Kotak Mahindra Bank Education Loan
4. Kotak Mahindra Bank Gold Loan
There are two reason to apply for Kotak Mahindra Feast Gold Credit Card :
1. Offline Method : By visiting the nearest branch of Indusind Bank
2. Online Method
Go to kotak.com and click on Explore Products > Cards > Credit Cards. A page listing all the credit cards will appear
Scroll down to ‘Feast Gold Credit Card’ and click on ‘Apply Now’
An application form will appear where you have to fill personal details including the PAN Card Number and monthly income. Once you have filled the details, click on ‘Submit’
Verify your mobile number by entering the 6-digit OTP sent to your phone
After the verification, a representative from the bank will call you and guide you through the remaining process
Kotak Mahindra Feast Gold Credit Card Customer Care
Contact number : 18602662666 / 18602660811
Email id : itsecurity.bank@kotak.com
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login to Kotak Net Banking
2. Select ‘Credit Card’ option from the Home Page
3. Select ‘Payments”
4. Click on ‘Make Payment’ Option
Bank offered Financials products
The Kotak Feast Gold credit Card has been specifically designed for the salaried segment. We have kept in mind the major spend areas for you, such that we give you the most relevant benefits & you can derive the maximum out of it. Kotak Feast Gold Card is designed with foodies and film lovers in mind. Earn attractive benefits and points every time you shop or dine-out.
The annual fee is Rs.499 of a Kotak Mahindra Feast Gold Credit Card.
The minimum age of the applicant is 21 years and maximum age is 65 years to get a Kotak Mahindra Feast Gold Credit Card.
The rewards points are given in a Kotak Mahindra Feast Gold Credit Card are :
Earn 10 dining points on every Rs.100 spent on dining and movies with Feast Gold Credit Card
You can apply for a Kotak Mahindra Feast Gold Credit Card online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a Kotak Mahindra Feast Gold Credit Card.
Dining and Movies rewards are included in the Kotak Mahindra Feast Gold Credit Card.
The interest rate is 3.50% per month provided by a Kotak Mahindra Feast Gold Credit Card.
The minimum late payment charges is 100 and maximum charges are 700 of Kotak Mahindra Feast Gold Credit Card.
The joining fee of Kotak Mahindra Feast Gold Credit Card is NIL.
Last Updated on : 01/Oct/2020Know More About CREDIT CARDS
You're eligible for a Kotak Mahindra Feast Gold Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account