Kotak Mahindra Bank is one the most trusted banks for home loans. It is an Indian private sector bank and its headquarters at Mumbai. Kotak Mahindra Bank offers banking and financial services for corporate and retail customers.There are so many banks and non-banking financial companies in India that provide various financial products to the customers. These can be banking, insurance, loans or credit cards. Kotak Mahindra Finance Ltd. was established in 1985. The same got converted into a bank- Kotak Mahindra Bank Ltd. in March 2003. Kotak Mahindra Bank has presence in commercial vehicles, Retail finance, Corporate Banking, Treasury and Housing Finance.
You can withdraw cash anytime you need at all Kotak ATMs. In addition to this, you have the option of fund transfers at the nearest Kotak branch or online. The cash withdrawal limit is up to 50% of your current credit card limit. You can transfer balances from any other card to your Kotak Fortune Gold Credit Card with just one phone call. You can still enjoy the interest-free period on retail purchases after transferring your balance to your Kotak Card. The Fortune Gold Card offers a basket of benefits such as cash withdrawals without interest charges, fuel surcharge waiver, 0% balance transfer and no annual fees.
1. On spending Rs.1,50,000 in a year, avail 4 free PVR tickets or get a cashback of upto Rs.750
2. Get easy access to cash anytime
3. Enjoy interest-free cash limit
4. Avail fuel/railway surcharge waiver while using your card
5. Get easy & instant balance transfer facility
6. Avail fortune shield protection cover against a fraudulent usage
7. Enjoy add-on card facility on your card
8. Easy redemption against a wide array of redemption options
|
Reward type |
Cashback |
|
Fuel surcharge waiver |
For any fuel purchases made between Rs.500 and Rs.3,000, you can get a fuel surcharge waiver. This is subject to a maximum amount of Rs.3,500. |
|
Milestone rewards |
The revised milestone program allows you to get 1 free Indigo ticket or 4 free PVR tickets. |
|
Fortune Shield |
You can stay protected against any fraudulent use of your card. You get insurance of up to Rs.50,000 for up to 7 days before reporting a lost or stolen card. |
|
Reward Point |
Spend Rs.1, 50,000 in a year and get 4 free PVR tickets OR Cashback of Rs. 750. |
|
Add on cards |
Even your loved ones can enjoy the benefits offered on Kotak Fortune Gold Credit Card with an add-on card. You can get an add on card with the same limit as the primary card for your spouse, children or even parents provided the individual is above 18 years of age. |
|
Cashback offers |
Based on spending in the previous year, you can get great cash back offers on your card that you can claim within 3 months of this period getting completed. |
To apply for a fortune gold credit card, you have to pay fees and charges applied by the Kotak Mahindra Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Kotak Mahindra Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Annual Fee |
Nil |
|
Add-on Card Fee |
Nil |
|
Finance Charges (Interest Rate) |
3.50% |
|
ATM Cash Withdrawal Charges |
Rs.199 |
|
Late Payment Fee |
For outstanding balance less than Rs.500- Rs.100 For outstanding balance between Rs.500 and Rs.10,000- Rs.500 For outstanding balance greater than Rs.10,000- Rs.700 |
|
Overlimit Fee |
Rs.500 |
|
Cheque Bounce Charges |
Rs.500 |
|
Foreign Currency Markup |
3.5% |
|
Cash Payment Charges |
Rs.100 |
|
Card Reissue/Replacement Charges |
Rs.100 |
Before applying for a Fortune Gold credit card from Kotak Mahindra Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. The primary card applicant should be at least 18 years and not above 65 years.
2. The credit card aspirant should be a resident of India.
3. Minimum annual income from business should be at least Rs.3 lakhs.
Any applicant who is applying for a Fortune Gold credit card from Kotak Mahindra Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Kotak Mahindra Bank Credit Card Login
Cardholders of Kotak Mahindra Bank Credit Card can log in to their credit card account through following steps :
1. Login to www.kotak.com
2. Click on the “Net Banking” option
3. Enter CRN in User ID
4. Enter password or click on "Get Net Banking Password Online"
5. Click on the Credit Card Tab
6. Click on Service Requests
7. Choose “Register for eStatement”
1. Kotak Mahindra Bank Car Loan
2. Kotak Mahindra Bank Home Loan
3. Kotak Mahindra Bank Education Loan
4. Kotak Mahindra Bank Gold Loan
There are two reason to apply for Kotak Mahindra Fortune Gold Credit Card :
1. Offline Method : By visiting the nearest branch of Indusind Bank
2. Online Method
Go to kotak.com and click on Explore Products > Cards > Credit Cards. A page listing all the credit cards will appear
Scroll down to ‘Fortune Gold Credit Card’ and click on ‘Apply Now’
An application form will appear where you have to fill personal details including the PAN Card Number and monthly income. Once you have filled the details, click on ‘Submit’
Verify your mobile number by entering the 6-digit OTP sent to your phone
After the verification, a representative from the bank will call you and guide you through the remaining process
Kotak Mahindra Bank Fortune Gold Credit Card Customer Care
Contact number : 18602662666 / 18602660811
Email id : itsecurity.bank@kotak.com
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login to Kotak Net Banking
2. Select ‘Credit Card’ option from the Home Page
3. Select ‘Payments”
4. Click on ‘Make Payment’ Option
Bank offered Financials products
The cash withdrawal limit is up to 50% of your current credit card limit. You can transfer balances from any other card to your Kotak Fortune Gold Credit Card with just one phone call. You can still enjoy the interest-free period on retail purchases after transferring your balance to your Kotak Card.
The annual fee is Rs.500 of a Kotak Mahindra Fortune Gold Credit Card.
The minimum age of the applicant is 21 years and maximum age is 60 years to get a Kotak Mahindra Fortune Gold Credit Card.
The rewards points are given in a Kotak Mahindra Fortune Gold Credit Card are :
Spend Rs.1, 50,000 in a year and get 4 free PVR tickets OR Cashback of Rs. 750.
You can apply for a Kotak Mahindra Fortune Gold Credit Card online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a Kotak Mahindra Fortune Gold Credit Card.
Cashback rewards are included in the Kotak Mahindra Fortune Gold Credit Card.
The interest rate is 3.50% per month provided by a Kotak Mahindra Fortune Gold Credit Card.
The minimum late payment charges is 100 and maximum charges are 700 of Kotak Mahindra Fortune Gold Credit Card.
The joining fee of Kotak Mahindra Fortune Gold Credit Card is NIL.
Last Updated on : 01/Oct/2020Know More About CREDIT CARDS
You're eligible for a Kotak Mahindra Fortune Gold Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account