SELECT `id` FROM `tbl_card` WHERE `title` = 'Kotak Mahindra Fortune Gold Credit Card' AND `card_type` = 'Credit Cards' Kotak Mahindra Fortune Gold Credit Card - Benefits, Rewards, Eligibility

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KOTAK MAHINDRA FORTUNE GOLD CREDIT CARD 

Kotak Mahindra Bank is one the most trusted banks for home loans. It is an Indian private sector bank and its headquarters at Mumbai. Kotak Mahindra Bank offers banking and financial services for corporate and retail customers.There are so many banks and non-banking financial companies in India that provide various financial products to the customers. These can be banking, insurance, loans or credit cards. Kotak Mahindra Finance Ltd. was established in 1985. The same got converted into a bank- Kotak Mahindra Bank Ltd. in March 2003. Kotak Mahindra Bank has presence in commercial vehicles, Retail finance, Corporate Banking, Treasury and Housing Finance.

You can withdraw cash anytime you need at all Kotak ATMs. In addition to this, you have the option of fund transfers at the nearest Kotak branch or online. The cash withdrawal limit is up to 50% of your current credit card limit. You can transfer balances from any other card to your Kotak Fortune Gold Credit Card with just one phone call. You can still enjoy the interest-free period on retail purchases after transferring your balance to your Kotak Card. The Fortune Gold Card offers a basket of benefits such as cash withdrawals without interest charges, fuel surcharge waiver, 0% balance transfer and no annual fees. 

Kotak Mahindra Fortune Gold Credit Card Features

1. On spending Rs.1,50,000 in a year, avail 4 free PVR tickets or get a cashback of upto Rs.750

2. Get easy access to cash anytime

3. Enjoy interest-free cash limit

4. Avail fuel/railway surcharge waiver while using your card

5. Get easy & instant balance transfer facility

6. Avail fortune shield protection cover against a fraudulent usage

7. Enjoy add-on card facility on your card

8. Easy redemption against a wide array of redemption options

Kotak Mahindra Fortune Gold Credit Card Benefits  

Reward type

Cashback 

Fuel surcharge waiver 

For any fuel purchases made between Rs.500 and Rs.3,000, you can get a fuel surcharge waiver. This is subject to a maximum amount of Rs.3,500.

Milestone rewards

The revised milestone program allows you to get 1 free Indigo ticket or 4 free PVR tickets.

Fortune Shield 

You can stay protected against any fraudulent use of your card. You get insurance of up to Rs.50,000 for up to 7 days before reporting a lost or stolen card.

Reward Point 

Spend Rs.1, 50,000 in a year and get 4 free PVR tickets OR Cashback of Rs. 750. 

Add on cards 

Even your loved ones can enjoy the benefits offered on Kotak Fortune Gold Credit Card with an add-on card. You can get an add on card with the same limit as the primary card for your spouse, children or even parents provided the individual is above 18 years of age.

Cashback offers

Based on spending in the previous year, you can get great cash back offers on your card that you can claim within 3 months of this period getting completed.

Kotak Mahindra Fortune Gold Credit Card Fee and charges

To apply for a fortune gold credit card, you have to pay fees and charges applied by the Kotak Mahindra Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Kotak Mahindra Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Annual Fee

Nil

Add-on Card Fee

Nil

Finance Charges (Interest Rate)

3.50%

ATM Cash Withdrawal Charges

Rs.199

Late Payment Fee

For outstanding balance less than Rs.500- Rs.100

For outstanding balance between Rs.500 and Rs.10,000- Rs.500

For outstanding balance greater than Rs.10,000- Rs.700

Overlimit Fee

Rs.500

Cheque Bounce Charges

Rs.500

Foreign Currency Markup

3.5%

Cash Payment Charges

Rs.100

Card Reissue/Replacement Charges

Rs.100

Kotak Mahindra Fortune Gold Credit Card Eligibility Criteria

Before applying for a Fortune Gold credit card from Kotak Mahindra Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. The primary card applicant should be at least 18 years and not above 65 years.

2. The credit card aspirant should be a resident of India.

3. Minimum annual income from business should be at least Rs.3 lakhs.

Kotak Mahindra Fortune Gold Credit Card Documents Required

Any applicant who is applying for a Fortune Gold credit card from Kotak Mahindra Bank  must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Kotak Mahindra Bank Credit Card Login 

Cardholders of Kotak Mahindra Bank Credit Card can log in to their credit card account through following steps :

1. Login to www.kotak.com

2. Click on the “Net Banking” option

3. Enter CRN in User ID

4. Enter password or click on "Get Net Banking Password Online"

5. Click on the Credit Card Tab

6. Click on Service Requests

7. Choose “Register for eStatement”

Kotak Mahindra Bank other products

1. Kotak Mahindra Bank Car Loan

2. Kotak Mahindra Bank Home Loan 

3. Kotak Mahindra Bank Education Loan 

4. Kotak Mahindra Bank Gold Loan

How to apply for Kotak Mahindra Fortune Gold Credit Card

There are two reason to apply for Kotak Mahindra Fortune Gold Credit Card :

1. Offline Method : By visiting the nearest branch of Indusind Bank

2. Online Method 

  • Go to kotak.com and click on Explore Products > Cards > Credit Cards. A page listing all the credit cards will appear

  • Scroll down to ‘Fortune Gold Credit Card’ and click on ‘Apply Now’

  • An application form will appear where you have to fill personal details including the PAN Card Number and monthly income. Once you have filled the details, click on ‘Submit’ 

  • Verify your mobile number by entering the 6-digit OTP sent to your phone

  • After the verification, a representative from the bank will call you and guide you through the remaining process

Kotak Mahindra Bank Fortune Gold Credit Card Customer Care

Contact number : 18602662666 / 18602660811

Email id : itsecurity.bank@kotak.com

Kotak Mahindra Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login to Kotak Net Banking

2. Select ‘Credit Card’ option from the Home Page

3. Select ‘Payments”

4. Click on ‘Make Payment’ Option

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Kotak Mahindra Fortune Gold Credit Card Frequently Asked Questions 

1. What is a Kotak Mahindra Fortune Gold Credit Card?

The cash withdrawal limit is up to 50% of your current credit card limit. You can transfer balances from any other card to your Kotak Fortune Gold Credit Card with just one phone call. You can still enjoy the interest-free period on retail purchases after transferring your balance to your Kotak Card.

2. What is the annual fee of a Kotak Mahindra Fortune Gold Credit Card?

The annual fee is Rs.500 of a Kotak Mahindra Fortune Gold Credit Card.

3. What is the minimum and maximum age the applicant is required to get a Kotak Mahindra Fortune Gold Credit Card?

The minimum age of the applicant is 21 years and maximum age is 60 years to get a Kotak Mahindra Fortune Gold Credit Card.

4. What are the rewards points given in a Kotak Mahindra Fortune Gold Credit Card?

The rewards points are given in a Kotak Mahindra Fortune Gold Credit Card are :

  • Spend Rs.1, 50,000 in a year and get 4 free PVR tickets OR Cashback of Rs. 750.

5. How can I apply for a Kotak Mahindra Bank Fortune Gold Credit Card?

You can apply for a Kotak Mahindra Fortune Gold Credit Card online and offline by visiting the nearest bank branch.

6. How do I contact customer care for a Kotak Mahindra Fortune Gold Credit Card?

You can contact through customer care toll free number and also through e-mail id for a Kotak Mahindra Fortune Gold Credit Card.

7. What type of rewards are included in the Kotak Mahindra Fortune Gold Credit Card?

Cashback rewards are included in the Kotak Mahindra Fortune Gold Credit Card.

8. How much interest rate is provided by a Kotak Mahindra Fortune Gold Credit Card?

The interest rate is 3.50% per month provided by a Kotak Mahindra Fortune Gold Credit Card.

9. What are the minimum and maximum late payment charges of Kotak Mahindra Fortune Gold Credit Card?

The minimum late payment charges is 100 and maximum charges are 700 of Kotak Mahindra Fortune Gold Credit Card.

10. What is the joining fee of a Kotak Mahindra Fortune Gold Credit Card?

The joining fee of Kotak Mahindra Fortune Gold Credit Card is NIL.

Last Updated on : 01/Oct/2020

Know More About CREDIT CARDS

Kotak Mahindra Fortune Gold Credit Card

You're eligible for a Kotak Mahindra Fortune Gold Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account