SELECT `id` FROM `tbl_card` WHERE `title` = 'Kotak Mahindra Solaris Platinum Credit Card' AND `card_type` = 'Credit Cards' Kotak Mahindra Solaris Platinum Credit Card - Benefits, Rewards, Eligibility

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KOTAK MAHINDRA SOLARIS PLATINUM CREDIT CARD 

Kotak Mahindra Bank is one the most trusted banks for home loans. It is an Indian private sector bank and its headquarters at Mumbai. Kotak Mahindra Bank offers banking and financial services for corporate and retail customers.There are so many banks and non-banking financial companies in India that provide various financial products to the customers. These can be banking, insurance, loans or credit cards. Kotak Mahindra Finance Ltd. was established in 1985. The same got converted into a bank- Kotak Mahindra Bank Ltd. in March 2003. Kotak Mahindra Bank has presence in commercial vehicles, Retail finance, Corporate Banking, Treasury and Housing Finance.

Kotak Mahindra Solaris Platinum Credit Card is designed for online shoppers. The card gives accelerated reward points for online shopping. Customers can apply for this credit card by visiting the nearest bank branch or visiting the official website of Kotak Mahindra bank. In either scenario, the applicant will have to submit self-attested photocopies of their Know Your Customer (KYC) documents to establish their income, identity and address. The annual fee on this credit card is Rs. 500. The foreign currency mark-up fee on this credit card is 3.50%

Kotak Mahindra Solaris Platinum Credit Card Features

1. Earn 5X reward points on every Rs.150 you spend on online purchases.

2. Enjoy fuel surcharge waiver across all petrol pumps in India.

3. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500/-

4. Your Add-on Card will have all the benefits that you enjoy on your Card

5. The foreign currency mark-up fee on this credit card is 3.50%

6. Primary Card holders should be in the age bracket of 21 years to 65 years.

7. The Solaris Platinum Credit Card can be used for both domestic and international transactions.

8. The credit card comes with an insurance policy that provides coverage against loss or theft of the card

Kotak Mahindra Solaris Platinum Credit Card Benefits  

Reward type

Shopping 

Welcome Benefits

Get 2,500 reward points as a joining bonus on paying the joining fee in full and by swiping the card within the first 60 days of card activation.

Reward Points 

Customers earn 5X Reward Points for every Rs.150 spent on online transactions. 2X reward points are earned on other spends

Annual Fee Waiver

Customers will not have to pay the annual fee if they spend Rs. 75,000 in the previous anniversary year

Fuel Surcharge Waiver

Get Fuel Surcharge waiver up to Rs. 100 on fuel transactions made between Rs. 400 and Rs. 3,500 in a statement cycle

MilestoneBonus Rewards

Spend Rs.2 lakh in a year and get 4,000 reward points as milestone reward. Spend Rs.4 lakh and get 10,000 reward points. Reward points will be credited upon completing one full year.

Railway Surcharge Waiver

Maximum railway surcharge waiver allowed in a calendar year is Rs. 500/-

Free Add On Cards

Users do not have to pay an additional fee to get an add on card

Security 

Get up to Rs. 1.25 lakh as insurance against unauthorised transactions. The card covers transactions up to 7 days before the day of reporting

Kotak Mahindra Solaris Platinum Credit Card Fee and charges

To apply for a solaris platinum credit card, you have to pay fees and charges applied by the Kotak Mahindra Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Kotak Mahindra Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Joining fee

Rs.500

Annual fee

Rs.500 (Fee will be waived if the annual spend is Rs.75,000 in a year)

Finance charges on outstanding payments

3.5% per month or 42% per annum

Cash advance fee

Rs.300 per withdrawal

Add-on card fee

NIL

Late payment charges

Outstanding less than or equal to Rs.500 – Rs.100

  • Rs.501 to Rs.10,000 – Rs.500

  • More than Rs.10,000 – Rs.700

Over limit charges

Rs.500

Cheque bounce charges

Rs.500

Foreign currency transaction fee

3.5% per international transaction

Card re-issuance fee

Rs.100

Kotak Mahindra Solaris Platinum Credit Card Eligibility Criteria

Before applying for a Solaris Platinum credit card from Kotak Mahindra Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. Applicant should be an Indian resident

2. Should be in the age group of 21 to 65 years

3. Should be from any one of the cities including, Kolkata, Ahmedabad, Chennai, Bangalore, Gurgaon, Chandigarh, Hyderabad, Delhi, Noida, Mumbai, Pune and Navi Mumbai

4. Income should be above Rs.5 lakh per annum

Kotak Mahindra Solaris Platinum Credit Card Documents Required

Any applicant who is applying for a Solaris Platinum credit card from Kotak Mahindra Bank  must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5.ITR or Form 16

Kotak Mahindra Bank Credit Card Login 

Cardholders of Kotak Mahindra Bank Credit Card can log in to their credit card account through following steps :

1. Login to www.kotak.com

2. Click on the “Net Banking” option

3. Enter CRN in User ID

4. Enter password or click on "Get Net Banking Password Online"

5. Click on the Credit Card Tab

6. Click on Service Requests

7. Choose “Register for eStatement”

Kotak Mahindra Bank other products

1. Kotak Mahindra Bank Car Loan

2. Kotak Mahindra Bank Home Loan 

3. Kotak Mahindra Bank Education Loan 

4. Kotak Mahindra Bank Gold Loan

How to apply for Kotak Mahindra Solaris Platinum Credit Card

There are two reason to apply for Kotak Mahindra Solaris Platinum Credit Card :

1. Offline Method : By visiting the nearest branch of Indusind Bank

2. Online Method 

  • Go to kotak.com and click on Explore Products > Cards > Credit Cards. A page listing all the credit cards will appear

  • Scroll down to ‘Solaris Platinum Credit Card’ and click on ‘Apply Now’

  • An application form will appear where you have to fill personal details including the PAN Card Number and monthly income. Once you have filled the details, click on ‘Submit’ 

  • Verify your mobile number by entering the 6-digit OTP sent to your phone

  • After the verification, a representative from the bank will call you and guide you through the remaining process

Kotak Mahindra Bank Solaris Platinum Credit Card Customer Care 

Contact number : 18602662666 / 18602660811

Email id : itsecurity.bank@kotak.com

Kotak Mahindra Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login to Kotak Net Banking

2. Select ‘Credit Card’ option from the Home Page

3. Select ‘Payments”

4. Click on ‘Make Payment’ Option

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Kotak Mahindra Solaris Platinum Credit Card Frequently Asked Questions 

1. What is a Kotak Mahindra Solaris Platinum Credit Card?

Kotak Mahindra Solaris Platinum Credit Card is designed for online shoppers. The card gives accelerated reward points for online shopping. Customers can apply for this credit card by visiting the nearest bank branch or visiting the official website of Kotak Mahindra bank.

2. What is the annual fee of a Kotak Mahindra Solaris Platinum Credit Card?

The annual fee is Rs.500 of a Kotak Mahindra Solaris Platinum Credit Card.

3. What is the minimum and maximum age the applicant is required to get a Kotak Mahindra Solaris Platinum Credit Card?

The minimum age of the applicant is 21 years and maximum age is 60 years to get a Kotak Mahindra Solaris Platinum Credit Card.

4. What are the rewards points given in a Kotak Mahindra Solaris Platinum Credit Card?

The rewards points are given in a Kotak Mahindra Solaris Platinum Credit Card are :

  • Customers earn 5X Reward Points for every Rs.150 spent on online transactions. 

  • 2X reward points are earned on other spends

5.How can I apply for a Kotak Mahindra Bank Solaris PlatinumCredit Card?

You can apply for a Kotak Mahindra Solaris Platinum Credit Card online and offline by visiting the nearest bank branch.

6. How do I contact customer care for a Kotak Mahindra Solaris Platinum Credit Card?

You can contact through customer care toll free number and also through e-mail id for a Kotak Mahindra Solaris Platinum Credit Card.

7. What type of rewards are included in the Kotak Mahindra Solaris Platinum Credit Card?

Shopping rewards are included in the Kotak Mahindra Solaris Platinum Credit Card.

8. How much interest rate is provided by a Kotak Mahindra Solaris Platinum Credit Card?

The interest rate is 3.50% per month provided by a Kotak Mahindra Solaris Platinum Credit Card.

9.What are the minimum and maximum late payment charges of Kotak Mahindra Solaris Platinum Credit Card?

The minimum late payment charges is 100 and maximum charges are 700 of Kotak Mahindra Solaris Platinum Credit Card.

10. What is the joining fee of a Kotak Mahindra Solaris Platinum Credit Card?

The joining fee of Kotak Mahindra Solaris Platinum Credit Card is Rs.500.

Last Updated on : 30/Sep/2020

Know More About CREDIT CARDS

Kotak Mahindra Solaris Platinum Credit Card

You're eligible for a Kotak Mahindra Solaris Platinum Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account