Punjab National Bank Global Classic Credit Card is a multipurpose credit card offered by the Punjab National Bank to fulfill its customer’s every type of requirement.
The special benefits of using the PNB Global Classic Credit Card can be found at dining, traveling, entertainment, purchasing fuel, booking transport reservations, etc.
It also provides the additional benefit of earning reward points that can be redeemed for attractive gifts.
Utility Bill Payment : Punjab National Bank Global Classic Card can be used to pay your utility bills such as telephone bills, electricity bills, gas bills, etc.
Sarovar Hotels : PNB Global Classic Credit Card offers a discount worth 10%-25% on the transaction amount on Food & Beverages at Sarovar Hotels.
Kairali Ayurvedic Group : PNB Global Classic Card offers a discount worth 10% off on MRP at the outlets of Kairali Ayurvedic Group.
Supplementary cards : PNB Bank Global Classic Credit Card offers a facility where the primary cardholder can share his/her credit limit with their family members by availing of Add-On cards for them. This facility can be availed by the applicant’s children once they are 18 years old.
Photo Cards : PNB Global Classic Credit Card lets the customers choose if they want their photos imprinted on the credit card. This increases the security and helps in easy recognition at merchant outlets.
Fuel Surcharge Waiver : With PNB Bank Global Classic Card, get a fuel surcharge waiver for fuel spends between Rs. 400 to Rs. 3,000 at any pump.
Purchase of Railway Tickets : With PNB Global Classic Credit Card, get surcharge waivers on Railway Tickets, and get a waiver of 2.5% at Railway counters & 1.8% at the IRCTC website.
Global Privilege : Customers can use their PNB Global Classic Credit Card globally at any merchant outlet that accepts VISA Cards. In India as well as worldwide, this card is accepted at the ATMs for cash withdrawal, if it has displayed a VISA logo.
Free Credit Period : PNB Global Classic Credit Card offers an interest-free credit period ranging from 20-50 days to its customers if full payment is made towards the outstanding dues on your credit card on or before the due payment date.
Revolving Credit Facility : With the PNB Global Classic Credit Card, the customer can pay just the minimum amount due on their credit card instead of the total amount due and the balance will be adjusted on next month’s bill.
Rewards Programme : With Global Classic Credit Card, earn 2 Rewards Points for every Rs. 100 spent. Once 500 reward points are collected, they can be easily redeemed for any exciting gift from the rewards catalog.
EMI Scheme : Avail EMI Facility with PNB Global Classic Card and convert your high-end purchases to simple and affordable. EMIs can be easily repaid on a monthly basis.
To apply for a global classic card, you have to pay fees and charges applied by the Punjab National Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Punjab National Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
Type of charge |
Amount |
|
Initial Joining Fee |
NIL |
|
Add-On Card fee |
NIL |
|
Renewal Fee |
NIL |
|
Annual Fee |
NIL |
|
Finance Charge on revolving credit, outstanding amount, cash withdrawn on credit card, etc. |
2.45% per month |
|
APR on revolving credit |
29.81% per annum |
|
Cash Advance Transaction Charges in PNB’s ATMs |
2% of cash withdrawn, or Rs. 50 whichever is highest |
|
Cash Advance Transaction Charges in other ATMs |
2% of cash withdrawn, or Rs. 75 whichever is highest |
|
Cash Advance Transaction Charges Overseas |
2% of cash withdrawn, or Rs. 150 whichever is highest |
|
Late Payment Fees |
30% of the minimum amount due, with the minimum amount ranging between Rs. 200 to Rs. 500 in each billing cycle |
|
Overlimit Fees |
2.5% or Rs. 250, whichever is the highest |
|
Cheque Dishonour Charges |
Rs. 100 per incident |
|
Charges applicable on Provision of Duplicate Statement of Account, beyond 3 months |
Rs. 50 |
|
PIN Replacement Fee |
Rs. 50 per card |
|
Retrieval of Charge Slip |
Rs. 100 |
| CARD VARIANT | ANNUAL FEE |
| Global Platinum Credit Card | Rs. 500 |
| Global Gold Credit Card | Rs. 300(NIL for Card against Fixed Deposits) |
| Global Classic Credit Card | Rs. 0 |
| Wave & Pay Credit Card | Rs. 500 |
| RuPay Platinum Credit Card | Rs. 500 |
| RuPay Select Credit Card | Rs. 750 |
| RuPay Rakshak Platinum Credit Card | Rs. 500 |
| RuPay Rakshak Select Credit Card | Rs. 750 |
|
CRITERIA |
DETAILS |
|
Educational Qualification |
The applicant must have passed his 10th standard exams at least. |
|
Minimum Age |
21 Years(18Years for Add-On Cards) |
|
Maximum Age |
65 Years |
|
Income |
Rs. 1,00,000 annually atleast(for both Salaried & Self-Employed) |
|
Nationality |
Indian |
|
ID Proof |
|
|
Residential Proof |
|
|
Income Proof |
For Salaried
For Self Employed
|
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login to your PNB net banking account
2. Link your credit card
3. Click on 'Pay Credit Card Bill'
4. Confirm the transaction
5. Funds will be debited instantly
There are two reason to apply for Punjab National Bank Global Classic Card :
1. Offline Method : By visiting the nearest branch of Punjab National Bank
2. Online Method
Visit the website of the PNB bank you wish to apply for the Global Classic Card scheme.
From the list of options, choose the Global Classic Card.
On clicking the option of ‘Apply’, the website will redirect you to the application page.
Fill the form with the required details and click on ‘Submit’.
On doing so, an application reference number will be sent.
If you are eligible, the bank will get back to you for the further process within 3-4 working days.
Contact number : 18001802222 / 18001032222
Email id : creditcardpnb@pnb.co.in
Punjab National Bank other products
| PNB Car Loan | PNB Bank Home Loan | |
| PNB Business Loan | PNB Two Wheeler Loan |
With PNB Global Classic Credit Card, the customer can enjoy freedom from financial liability arising from unauthorized transactions on the lost or stolen card, if the same is reported to the bank through customer support service.
The Minimum Income required to apply for PNB Global Classic Credit Card is Rs. 1,00,000 annually. It is applicable to both Salaried and Self-Employed Individuals.
The cardholder will get SMS alerts for every transaction made to their credit card account.
You can contact through customer care toll free number 1800 180 2222
No, At Present PNB does not provide the facility to apply for a credit card online.
The joining fee of PNB Global Classic Card is NIL.
The minimum late payment charges is 200 and maximum charges are 500 of PNB Global Classic Card.
The interest rate is 2.45% per month provided by a PNB Global Classic Card.
You get 1 reward point for every Rs.100 that you spend
Last Updated on : 17/Mar/2021Know More About CREDIT CARDS
You're eligible for a Pnb Global Classic Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account