Punjab National Bank is a banking and financial service bank owned by the government of India with its headquarters is in New Delhi, India. The bank was founded in 1894 and is the second largest public sector bank in India, both in terms of business and its network. Punjab National Bank (PNB) is one of the top banks in India. The bank provides a vast array of financial products to the customers.
The PNB Global Classic card can be used for buying an array of products and services including shopping, dining, travel, fuel, railway ticket reservation, and so on. This credit card is a multipurpose credit card that meets all the unique requirements of a cardholder. Customers can use their PNB Global Classic Credit Card at any merchant outlet worldwide that accepts Visa Cards. ATMs in India as well as abroad also accept this card for cash withdrawals, if it has displayed a Visa logo.
1. The PNB Credit Card can be used for all your requirements, be it shopping,eating out, holidaying, and fuelling up your vehicle, railway ticket reservations - just about any financial requirement, planned or on desire.
2. Get up to 2 add-on cards for your spouse, parents, son and/or daughter (over 18 years) and allow them to enjoy the many benefits of the PNB Global Credit Card.
3. Widely accepted at Merchant establishments & ATMs worldwide.
4. Earn 1 reward point for every Rs.100 spent on the credit card.
5. Between 20-50 days of free credit on monthly bill amount
6. Waiver on fuel surcharge for fuel purchases between Rs.400-Rs.3,000 at petrol pumps across India
7. Convert Rewards Points into Jet Airways (JP Miles) air miles, redeemable domestically. (1 JP Mile=2 Rewards Points
8. Avail EMI facility available on this card to convert your high end purchases to simple and affordable EMIs that can be repaid on a monthly basis.
9. Customers can choose to have their photos imprinted on their credit cards. This enables better security and easy recognition at merchant outlets.
10. You can also use this card for paying your utility bills such as mobile/telephone bills, electricity bill, gas bill, etc.
|
Reward type |
Shopping, Travel and Dining |
|
Reward Points |
1 Reward Point / Rs.100 spent |
|
Kairali Ayurvedic Group |
Use your PNB Global Classic Credit Card and avail a discount of 10% off on MRP at the outlets of Kairali Ayurvedic Group. |
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Add On card Facility |
The primary cardholder can share his/her credit limit with their loved ones by availing an add on cards for them. The applicant's children can also avail this add-on card if they are over 18 years old. |
|
Purchase of Railway Ticket |
Credit Cardholders can also enjoy surcharge waivers on railway ticket purchases and can avail a waiver of 2.5% at railway counters and 1.8% at IRCTC websites. |
|
Fuel Surcharge Waiver |
For fuel transactions worth Rs.400 to Rs.3000, the PNB Global Classic Credit Card holders can enjoy a fuel surcharge waiver. |
|
Sarovar Hotels Benefits |
Use your PNB Global Classic Credit Card and avail a discount on Foods & Beverages at Sarovar Hotels, worth 10%-25% of the transaction amount. |
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Utility Bill Payment Facility |
You can also use this card for paying your utility bills such as mobile/telephone bills, electricity bill, gas bill, etc. |
To apply for a global classic card, you have to pay fees and charges applied by the Punjab National Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Punjab National Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Initial Joining Fee |
Nil |
|
Add-on Card Fee |
Nil |
|
Renewal Fee |
Nil |
|
Annual Fee |
Nil |
|
Finance charges on revolving credit, outstanding amount, cash withdrawn on credit card, etc. |
2.45% per month |
|
APR on Revolving Credit |
29. 81% per annum |
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Cash Advance Transaction Charges in PNB's ATMs |
2% of the cash withdrawn or Rs. 50, whichever is the highest. |
|
Cash Advance Transaction Charges in other ATMs |
2% of the cash withdrawn or Rs. 75, whichever is the highest. |
|
Cash Advance Transaction Charges Overseas |
2% of the cash withdrawn or Rs. 150, whichever is the highest. |
|
Late Payment Fees |
30% of the minimum amount due, with a minimum amount of at least Rs. 200 and a maximum of Rs. 500 in each billing cycle. |
|
Overlimit Fees |
2.5% or Rs. 250, whichever is the highest. |
|
Cheque Dishonour Charges |
Rs. 100 per incident |
|
Charges applicable on provision of Duplicate Statement of account, beyond 3 months |
Rs. 50 |
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PIN replacement fee |
Rs. 50 per card |
|
Retrieval of Charge slip |
Rs. 100 |
Before applying for a Global Classic Card from Punjab National Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. The applicant must have passed his 10th standard exams at least, in order to qualify for a PNB Global Classic Credit Card.
2. The applicant must be at least 21 years old and not more than 65 years of age, in order to be eligible for this credit card.
3. The add-on cardholder must not be below 18 years of age or above 65 years of age.
4. Salaried applicants must fulfill an income criteria of minimum Rs.1,00,000/- annually.
5. Applicants who are into business or are self-employed/ professionals they must also fulfill an income criteria of at least Rs.1,00,000/- annually.
6. He/she must either be a Resident of India or must reside within the city limits of the Bank's branches.
Any applicant who is applying for a Global Classic credit card from Punjab National Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Punjab National Bank Credit Card Login
Cardholders of Punjab National Bank Credit Card can log in to their credit card account through following steps :
1. Go to PNB site
2. Hover on the “Login” tab and then click on “Customer”
3. Enter the valid User Name, Password and dynamic Captcha
4. Click on the “Submit” Button
1. Punjab National Bank Car Loan
2. Punjab National Bank Home Loan
3. Punjab National Bank Personal loan
4. Punjab National Bank Gold Loan
There are two reason to apply for Punjab National Bank Global Classic Card :
1. Offline Method : By visiting the nearest branch of Punjab National Bank
2. Online Method
Visit the website of the PNB bank you wish to apply for the Global Classic Card scheme.
From the list of options, choose the Global Classic Card.
On clicking the option of ‘Apply’, the website will redirect you to the application page.
Fill the form with the required details and click on ‘Submit’.
On doing so, an application reference number will be sent.
If you are eligible, the bank will get back to you for the further process within 3-4 working days.
Punjab National Bank Global Classic Card Customer Care
Contact number : 18001802222 / 18001032222
Email id : creditcardpnb@pnb.co.in
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login to your PNB net banking account
2. Link your credit card
3. Click on 'Pay Credit Card Bill'
4. Confirm the transaction
5. Funds will be debited instantly
Bank offered Financials products
The PNB Global Classic card can be used for buying an array of products and services including shopping, dining, travel, fuel, railway ticket reservation, and so on. This credit card is a multipurpose credit card that meets all the unique requirements of a cardholder.
The annual fee is NIL of a PNB Global Classic Card.
The minimum age of the applicant is 21 years and maximum age is 65 years to get a PNB Global Classic Card.
The rewards points are given in a PNB Global Classic Card are :
You get 1 reward point for every Rs.100 that you spend
You can apply for a PNB Global Classic Card online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a PNB Global Classic Card.
Shopping, Travelling and Dining rewards are included in the PNB Global Classic Card.
The interest rate is 2.45% per month provided by a PNB Global Classic Card.
The minimum late payment charges is 200 and maximum charges are 500 of PNB Global Classic Card.
The joining fee of PNB Global Classic Card is NIL.
Last Updated on : 05/Oct/2020Know More About CREDIT CARDS
You're eligible for a Pnb Global Classic Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account