SELECT `id` FROM `tbl_card` WHERE `title` = 'Pnb Global Gold Card' AND `card_type` = 'Credit Cards' PNB Global Gold Card - Benefits, Rewards, Eligibility, Features

Apply Now

PUNJAB NATIONAL BANK GLOBAL GOLD CARD

Punjab National Bank is a banking and financial service bank owned by the government of India with its headquarters is in New Delhi, India. The bank was founded in 1894 and is the second largest public sector bank in India, both in terms of business and its network. Punjab National Bank (PNB) is one of the top banks in India. The bank provides a vast array of financial products to the customers.

The PNB Global Gold Credit Card can be used for all your requirements, be it shopping, eating out, holidaying, and fuelling up your vehicle, railway ticket reservations – just about any financial requirement, planned or on desire. In case your credit card gets lost, report it immediately to PNB 24-hour toll free call centre. PNB Global is a truly international Credit Card which is welcomed at over 29 million merchant establishments & 1 million Visa ATMs worldwide.

Punjab National Bank Global Gold Card Features

1. Fuel surcharge waiver for fuel spends between Rs.400-Rs.3,000 at any pump

2. Convert Rewards Points in Jet Airways air miles (2 reward points= 1 JP Mile)

3. Up to 2 Add-on cards with all the benefits and offers of the Global Gold card

4. Wide acceptance at over 29 million merchants worldwide

5. Cardholders can easily pay off their bills by using the VISA Bill pay service.

6. PNB Global Gold Credit cardholders can make use of the balance transfer facility provided to them by the bank.

7. It is valid for use in any part of the world and is accepted at all ATMs in India and around the world. 

8. You get 1 reward point for every Rs.100 that you spend. 

93. The PNB Global Gold Credit Card can be used for all purposes be it shopping, travelling, dining, etc.

Punjab National Bank Global Gold Card Benefits 

Reward type

Shopping, Travelling and Dining

Reward Points 

You get 1 reward point for every Rs.100 that you spend

EMIs Facility

PNB Global Gold Credit cardholders get to use the EMI facility offered to them by the bank when they spend Rs.2500 and above on a single transaction

Utility Bill Facility

Cardholders can make use of this facility in order to pay their utility bills such as phone bills, electricity bills, etc. using their PNB Global Gold Credit Card.

Ayurvedic Benefits 

PNB Global Gold Credit cardholders can avail a discount of 10 percent on the MRP at Kairali Ayurvedic Group outlets.

Fuel Surcharge Waiver

Fuel surcharge waiver for fuel spends between Rs.400-Rs.3,000 at any pump

Hotel Benefits 

PNB Global Gold Credit cardholders avail a discount of 10 to 25 percent on hotel rooms, Food and Beverages at Sarovar Hotels.

Add On Cards

When you apply for a PNB Global Gold Credit Card, you can avail up to 2 add- on cards for your parents, children who are more than 18 years old and your spouse. 

Punjab National Bank Global Gold Card Fee and charges

To apply for a global gold card, you have to pay fees and charges applied by the Punjab National Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Punjab National Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Joining Fee

Rs.300

Fees for Renewal

Nil

Annual Fees for Add on Card

Nil

Fees for Add-on Card

Nil

Annual Fees

Rs.300

Charges for Cash Advance Transaction in ATMs of PNB Bank

Rs.50 or 2 percent of the withdrawn amount, whichever has the higher value

Interest Rate Per Month or Finance Charges on cash withdrawn, revolving credit or overdue amount

2.45 percent every month

Charges for Cash Advance Transaction Overseas

Rs.150 or 2 percent of the withdrawn amount, whichever has the higher value

APR (Annualized Percentage Rate) on Revolving Credit

29. 81 percent per annum

Charges for Cash Advance Transaction in ATMs of other banks

Rs.75 or 2 percent of the withdrawn amount, whichever has the higher value

Overlimit Fees

Rs.250 or 2.5 percent, whichever has the higher value

Fees for Late Payment

30 percent of the minimum pending amount (minimum Rs.200 and maximum Rs.500 every billing cycle)

Charges for Duplicate Statement of more than 3 months

Rs.50

Charges for Cheque Dishonour

Rs.100 each incident

Processing Fee for Balance Transfer

Rs.199 or 1 percent of the transfer amount, whichever is higher

Fees for Card Replacement

Rs.100 per card

Punjab National Bank Global Gold Card Eligibility Criteria

Before applying for a Global Gold Card from Punjab National Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. To qualify for a PNB Global Gold Credit Card, an individual should have passed 10th standard at least

2. An individual must be 21 years to 65 years old to qualify for a primary card.

3. The age requirement for an Add on card is 18 years to 65 years of age

4. Income Criteria -

  • Salaried employees need to earn a minimum of Rs.250000 per annum in order to be eligible for this card
  • Businessmen or self- employed individuals or professionals need to earn a minimum of Rs.200000 per annum in order to be eligible for this card
  • The applicant must be an Indian resident or he/she must be employed within the city limits of the area where the bank’s branch is located
  • The applicant must be in banking relations with PNB Bank for a minimum of six months, having a good record in order to qualify for a PNB Global Gold Credit Card

Punjab National Bank Global Gold Card Documents Required

Any applicant who is applying for a Global Gold credit card from Punjab National Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Punjab National Bank Credit Card Login 

Cardholders of Punjab National Bank Credit Card can log in to their credit card account through following steps :

1. Go to PNB site

2. Hover on the “Login” tab and then click on “Customer”

3. Enter the valid User Name, Password and dynamic Captcha

4. Click on the “Submit” Button

Punjab National Bank other products

1. Punjab National Bank Car Loan

2. Punjab National Bank Home Loan

3. Punjab National Bank Personal loan 

4. Punjab National Bank Gold Loan

How to apply for Punjab National Bank Global Gold Card

There are two reason to apply for Punjab National Bank Global Gold Card :

1. Offline Method : By visiting the nearest branch of Punjab National Bank

2. Online Method 

  • Visit the website of the PNB bank you wish to apply for the Global Gold Card scheme.

  • From the list of options, choose the Global Gold Card.

  • On clicking the option of ‘Apply’, the website will redirect you to the application page.

  • Fill the form with the required details and click on ‘Submit’.

  • On doing so, an application reference number will be sent.

  • If you are eligible, the bank will get back to you for the further process within 3-4 working days.

Punjab National Bank Global Gold Card Customer Care

Contact number : 18001802222 / 18001032222

Email id : creditcardpnb@pnb.co.in

Punjab National Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login to your PNB net banking account

2. Link your credit card

3. Click on 'Pay Credit Card Bill'

4. Confirm the transaction

5. Funds will be debited instantly

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Punjab National Bank Global Gold Card Frequently Asked Questions 

1. What is a Punjab National Bank Global Gold Card?

The PNB Global Gold Credit Card can be used for all your requirements, be it shopping, eating out, holidaying, and fuelling up your vehicle, railway ticket reservations – just about any financial requirement, planned or on desire. In case your credit card gets lost, report it immediately to PNB 24-hour toll free call centre. 

2. What is the annual fee of a Punjab National Bank Global Gold Card?

The annual fee is Rs.300 of a PNB Global Gold Card.

3. What is the minimum and maximum age the applicant is required to get a Punjab National Bank Global Gold Card?

The minimum age of the applicant is 21 years and maximum age is 65 years to get a PNB Global Gold Card.

4. What are the rewards points given in a Punjab National Bank Global Gold Card?

The rewards points are given in a PNB Global Gold Card are :

  • You get 1 reward point for every Rs.100 that you spend

5. How can I apply for a Punjab National Bank Global Gold Card?

You can apply for a PNB Global Gold Card online and offline by visiting the nearest bank branch.

6. How do I contact customer care for a Punjab National Bank Global Gold Card?

You can contact through customer care toll free number and also through e-mail id for a PNB Global Gold Card.

7. What type of rewards are included in the Punjab National Bank Global Gold Card?

Shopping, Travelling and Dining rewards are included in the PNB Global Gold Card.

8. How much interest rate is provided by a Punjab National Bank Global Gold Card?

The interest rate is 2.45% per month provided by a PNB Global Gold Card.

9. What are the minimum and maximum late payment charges of Punjab National Bank Global Gold Card?

The minimum late payment charges is 200 and maximum charges are 500 of PNB Global Gold Card.

10. What is the joining fee of a Punjab National Bank Global Gold Card?

The joining fee of PNB Global Gold Card is Rs.300.

Last Updated on : 05/Oct/2020

Know More About CREDIT CARDS

Pnb Global Gold Card

You're eligible for a Pnb Global Gold Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account