Punjab National Bank is a banking and financial service bank owned by the government of India with its headquarters is in New Delhi, India. The bank was founded in 1894 and is the second largest public sector bank in India, both in terms of business and its network. Punjab National Bank (PNB) is one of the top banks in India. The bank provides a vast array of financial products to the customers.
The PNB Global Gold Credit Card can be used for all your requirements, be it shopping, eating out, holidaying, and fuelling up your vehicle, railway ticket reservations – just about any financial requirement, planned or on desire. In case your credit card gets lost, report it immediately to PNB 24-hour toll free call centre. PNB Global is a truly international Credit Card which is welcomed at over 29 million merchant establishments & 1 million Visa ATMs worldwide.
1. Fuel surcharge waiver for fuel spends between Rs.400-Rs.3,000 at any pump
2. Convert Rewards Points in Jet Airways air miles (2 reward points= 1 JP Mile)
3. Up to 2 Add-on cards with all the benefits and offers of the Global Gold card
4. Wide acceptance at over 29 million merchants worldwide
5. Cardholders can easily pay off their bills by using the VISA Bill pay service.
6. PNB Global Gold Credit cardholders can make use of the balance transfer facility provided to them by the bank.
7. It is valid for use in any part of the world and is accepted at all ATMs in India and around the world.
8. You get 1 reward point for every Rs.100 that you spend.
93. The PNB Global Gold Credit Card can be used for all purposes be it shopping, travelling, dining, etc.
|
Reward type |
Shopping, Travelling and Dining |
|
Reward Points |
You get 1 reward point for every Rs.100 that you spend |
|
EMIs Facility |
PNB Global Gold Credit cardholders get to use the EMI facility offered to them by the bank when they spend Rs.2500 and above on a single transaction |
|
Utility Bill Facility |
Cardholders can make use of this facility in order to pay their utility bills such as phone bills, electricity bills, etc. using their PNB Global Gold Credit Card. |
|
Ayurvedic Benefits |
PNB Global Gold Credit cardholders can avail a discount of 10 percent on the MRP at Kairali Ayurvedic Group outlets. |
|
Fuel Surcharge Waiver |
Fuel surcharge waiver for fuel spends between Rs.400-Rs.3,000 at any pump |
|
Hotel Benefits |
PNB Global Gold Credit cardholders avail a discount of 10 to 25 percent on hotel rooms, Food and Beverages at Sarovar Hotels. |
|
Add On Cards |
When you apply for a PNB Global Gold Credit Card, you can avail up to 2 add- on cards for your parents, children who are more than 18 years old and your spouse. |
To apply for a global gold card, you have to pay fees and charges applied by the Punjab National Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Punjab National Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Joining Fee |
Rs.300 |
|
Fees for Renewal |
Nil |
|
Annual Fees for Add on Card |
Nil |
|
Fees for Add-on Card |
Nil |
|
Annual Fees |
Rs.300 |
|
Charges for Cash Advance Transaction in ATMs of PNB Bank |
Rs.50 or 2 percent of the withdrawn amount, whichever has the higher value |
|
Interest Rate Per Month or Finance Charges on cash withdrawn, revolving credit or overdue amount |
2.45 percent every month |
|
Charges for Cash Advance Transaction Overseas |
Rs.150 or 2 percent of the withdrawn amount, whichever has the higher value |
|
APR (Annualized Percentage Rate) on Revolving Credit |
29. 81 percent per annum |
|
Charges for Cash Advance Transaction in ATMs of other banks |
Rs.75 or 2 percent of the withdrawn amount, whichever has the higher value |
|
Overlimit Fees |
Rs.250 or 2.5 percent, whichever has the higher value |
|
Fees for Late Payment |
30 percent of the minimum pending amount (minimum Rs.200 and maximum Rs.500 every billing cycle) |
|
Charges for Duplicate Statement of more than 3 months |
Rs.50 |
|
Charges for Cheque Dishonour |
Rs.100 each incident |
|
Processing Fee for Balance Transfer |
Rs.199 or 1 percent of the transfer amount, whichever is higher |
|
Fees for Card Replacement |
Rs.100 per card |
Before applying for a Global Gold Card from Punjab National Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. To qualify for a PNB Global Gold Credit Card, an individual should have passed 10th standard at least
2. An individual must be 21 years to 65 years old to qualify for a primary card.
3. The age requirement for an Add on card is 18 years to 65 years of age
4. Income Criteria -
Any applicant who is applying for a Global Gold credit card from Punjab National Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Punjab National Bank Credit Card Login
Cardholders of Punjab National Bank Credit Card can log in to their credit card account through following steps :
1. Go to PNB site
2. Hover on the “Login” tab and then click on “Customer”
3. Enter the valid User Name, Password and dynamic Captcha
4. Click on the “Submit” Button
1. Punjab National Bank Car Loan
2. Punjab National Bank Home Loan
3. Punjab National Bank Personal loan
4. Punjab National Bank Gold Loan
There are two reason to apply for Punjab National Bank Global Gold Card :
1. Offline Method : By visiting the nearest branch of Punjab National Bank
2. Online Method
Visit the website of the PNB bank you wish to apply for the Global Gold Card scheme.
From the list of options, choose the Global Gold Card.
On clicking the option of ‘Apply’, the website will redirect you to the application page.
Fill the form with the required details and click on ‘Submit’.
On doing so, an application reference number will be sent.
If you are eligible, the bank will get back to you for the further process within 3-4 working days.
Punjab National Bank Global Gold Card Customer Care
Contact number : 18001802222 / 18001032222
Email id : creditcardpnb@pnb.co.in
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login to your PNB net banking account
2. Link your credit card
3. Click on 'Pay Credit Card Bill'
4. Confirm the transaction
5. Funds will be debited instantly
Bank offered Financials products
The PNB Global Gold Credit Card can be used for all your requirements, be it shopping, eating out, holidaying, and fuelling up your vehicle, railway ticket reservations – just about any financial requirement, planned or on desire. In case your credit card gets lost, report it immediately to PNB 24-hour toll free call centre.
The annual fee is Rs.300 of a PNB Global Gold Card.
The minimum age of the applicant is 21 years and maximum age is 65 years to get a PNB Global Gold Card.
The rewards points are given in a PNB Global Gold Card are :
You get 1 reward point for every Rs.100 that you spend
You can apply for a PNB Global Gold Card online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a PNB Global Gold Card.
Shopping, Travelling and Dining rewards are included in the PNB Global Gold Card.
The interest rate is 2.45% per month provided by a PNB Global Gold Card.
The minimum late payment charges is 200 and maximum charges are 500 of PNB Global Gold Card.
The joining fee of PNB Global Gold Card is Rs.300.
Last Updated on : 05/Oct/2020Know More About CREDIT CARDS
You're eligible for a Pnb Global Gold Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account