SELECT `id` FROM `tbl_card` WHERE `title` = 'Pnb Global Platinum Credit Card' AND `card_type` = 'Credit Cards' PNB Global Platinum Credit Card - Benefits, Rewards, Eligibility, Features

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PUNJAB NATIONAL BANK GLOBAL PLATINUM CARD

Punjab National Bank is a banking and financial service bank owned by the government of India with its headquarters is in New Delhi, India. The bank was founded in 1894 and is the second largest public sector bank in India, both in terms of business and its network. Punjab National Bank (PNB) is one of the top banks in India. The bank provides a vast array of financial products to the customers.

The PNB Global Platinum Credit Card is accepted at over 3, 80,000 merchant outlets and at over 30,000 ATMs in India. Worldwide, this credit card is accepted at 29 million outlets and 1 million Visa ATMs. PNB Global Platinum Credit Card is very rewarding for cardholders. The long list of amazing benefits on offer from this credit card include annual fee waiver, concierge services, attractive rewards program, dining as well as wellness offers. The PNB Global Platinum Credit Card is a multipurpose credit card which can be used for shopping, dining, travel, railway ticket bookings and also for refueling.

Punjab National Bank Global Platinum Card Features

1. Up to 2 Add-on cards for family members

2. Global acceptance across various merchant outlets.

3. Offers from various merchants as additional incentives.

4. 24/7 Concierge Services

5. Lost Card Liability Cover

6. The PNB Global Platinum Credit Card is accepted at over 3, 80,000 merchant outlets and at over 30,000 ATMs in India. 

7. Customers can earn 1 rewards point for every Rs.100 spent using the PNB Global Platinum Credit Card.

8. PNB Global Platinum Credit Card holders can easily pay their mobile / telephone bills and electricity bills on the Visa Bill pay website.

9. PNB also provides yearly account statements to all Platinum card holders, which gives them easy access to their credit card transactions.

Punjab National Bank Global Platinum Card Benefits 

Reward type

Shopping, Dining and Travel

Reward Points 

Customers can earn 1 rewards point for every Rs 100 spent using the PNB Global Platinum Credit Card. 

Retail transactions get customers 2 rewards points for every Rs 150 spent using the Platinum card.

Concierge Services

Platinum card holders can contact the 24/7 concierge help desk to avail any of the following services -

  • Reservations for dining

  • Bookings for travel and hotel accommodations

  • Passport / Visa assistance / Pre-trip assistance

  • Delivery of flowers and gifts

  • Lifestyle services / Booking for events and shows

  • Emergency services / Emergency RoadSide Assistance / Medical Assistance / Travel Arrangements for patients

Dining Benefits

PNB Global Credit Card holders can get discounts ranging from 10% to 25% on dining bills and hotel accommodation at Sarovar hotels and Resorts.

Wellness Benefits

The Kairali Ayurvedic Group offers PNB Global Credit Card holders a discount of 10% on the MRP.

Platinum Benefits 

As part of platinum benefits, PNB provides priority customer care services and additional incentives in the form of merchant offers to PNB Global Platinum Credit Card holders.

Add On Cards

Card holders can get up to two add-on cards for their spouse, parents and children over the age of 18 years.

Punjab National Bank Global Platinum Card Fee and charges

To apply for a global platinum card, you have to pay fees and charges applied by the Punjab National Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Punjab National Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Primary Cards - Annual Fees

Rs. 500

The annual fee will not be levied if the credit card has been taken against a fixed deposit.

Add-on Cards - Annual Fees

Nil

Primary Cards - Joining Fees

Rs. 500

The joining fee will not be levied if the credit card has been taken against a fixed deposit.

Add-on Cards - Joining Fees

Rs. 500

This fee will not be levied if the credit card has been taken against a fixed deposit.

Renewal Fees

Nil

Revolving Credit - Annualized percentage rate

29.81% per annum

19.56% per annum for credit cards taken against a fixed deposit.

Finance charges - Interest rate per month on revolving credit, amount overdue and cash withdrawals.

2.45% per month

1.5% per month for credit cards taken against a fixed deposit.

Cash advance transaction charges - At PNB ATMs

2% of the amount withdrawn or Rs.50, whichever is higher.

Cash advance transaction charges - At Other ATMs

2% of the amount withdrawn or Rs.75, whichever is higher.

Cash advance transaction charges - ATMs Overseas

2% of the amount withdrawn or Rs.150, whichever is higher.

Over Limit Charges

2.5% or a minimum of Rs.500.

Rs 250 is charged for credit cards taken against a fixed deposit.

Dishonour of ECS / Return of cheque / Auto Debit

Rs.250 per instance

Rs. 100 is charged for credit cards taken against a fixed deposit.

Card replacement fee

Rs.250 per instance

Rs. 100 is charged for credit cards taken against a fixed deposit.

Duplicate statement

Free

Rs. 50 is charged for credit cards taken against a fixed deposit.

Pin replacement fee

Rs.100 per card

Rs. 50 is charged for credit cards taken against a fixed deposit.

Balance transfer interest charges

0.99% per month

Balance transfer processing fees

1% of the transfer amount or Rs.199, whichever is higher.

Interest Free Period

20 - 50 days

Cash Advance Limit

40% of the credit limit

PNB Staff - 20% of the credit limit

Minimum amount due

5% of total amount due

Late Payment Fee

30% of minimum amount due or a minimum of Rs.500 / billing cycle.

Punjab National Bank Global Platinum Card Eligibility Criteria

Before applying for a Global Platinum Card from Punjab National Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. The applicant will be eligible to avail a PNB Global Platinum Credit Card only if he carries a minimum educational qualification of 10th Standard (Passed).

2. The primary card holder should be aged between 21 and 65 years and add-on-card holders should be 18 to 65 years old.

3. Salaried employees, retired Government staff, self-employed professionals and businessmen who meet the required income criteria are eligible to apply for a PNB Global Platinum Credit Card.

4. The applicant should be employed or should reside in the city where the concerned PNB branch is located.

5. PNB requires all applicants to have a banking relationship with a good record for a minimum period of 6 months.

Punjab National Bank Global Platinum Card Documents Required

Any applicant who is applying for a Global Platinum credit card from Punjab National Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4 Last 3 months bank statement 

5. ITR or Form 16

Punjab National Bank Credit Card Login 

Cardholders of Punjab National Bank Credit Card can log in to their credit card account through following steps :

1. Go to PNB site

2. Hover on the “Login” tab and then click on “Customer”

3. Enter the valid User Name, Password and dynamic Captcha

4. Click on the “Submit” Button

Punjab National Bank other products

1. Punjab National Bank Car Loan

2. Punjab National Bank Home Loan

3. Punjab National Bank Personal loan 

4. Punjab National Bank Gold Loan

How to apply for Punjab National Bank Global Platinum Card

There are two reason to apply for Punjab National Bank Global Platinum Card :

1. Offline Method : By visiting the nearest branch of Punjab National Bank

2. Online Method 

  • Download the form by visiting PNB Global Platinum Card’s website 

  • Fill the form with due diligence

  • Attach the required documents with the form and submit it

  • You will get an acknowledgement slip which can be used to track the application status

  • Once approved, the credit card is sent to the address mentioned in the application form

Punjab National Bank Global Platinum Card Customer Care

Contact number : 18001802222 / 18001032222

Email id : creditcardpnb@pnb.co.in

Punjab National Bank Credit Card Payment Online 

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. 

1. Login to your PNB net banking account

2. Link your credit card

3. Click on 'Pay Credit Card Bill'

4. Confirm the transaction

5. Funds will be debited instantly

Bank offered Financials products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Punjab National Bank Global Platinum Card Frequently Asked Questions 

1. What is a Punjab National Bank Global Platinum Card?

PNB Global Platinum Credit Card is very rewarding for cardholders. The long list of amazing benefits on offer from this credit card include annual fee waiver, concierge services, attractive rewards program, dining as well as wellness offers. The PNB Global Platinum Credit Card is a multipurpose credit card which can be used for shopping, dining, travel, railway ticket bookings and also for refueling.

2. What is the annual fee of a Punjab National Bank Global Platinum Card?

The annual fee is Rs.500 of a PNB Global Platinum Card.

3. What is the minimum and maximum age the applicant is required to get a Punjab National Bank Global Platinum Card?

The minimum age of the applicant is 21 years and maximum age is 65 years to get a PNB Global Platinum Card.

4. What are the rewards points given in a Punjab National Bank Global Platinum Card?

The rewards points are given in a PNB Global Platinum Card are :

  • Customers can earn 1 rewards point for every Rs 100 spent using the PNB Global Platinum Credit Card. 

  • Retail transactions get customers 2 rewards points for every Rs 150 spent using the Platinum card

5. How can I apply for a Punjab National Bank Global Platinum Card?

You can apply for a PNB Global Platinum Card online and offline by visiting the nearest bank branch.

6. How do I contact customer care for a Punjab National Bank Global Platinum Card?

You can contact through customer care toll free number and also through e-mail id for a PNB Global Platinum Card.

7. What type of rewards are included in the Punjab National Bank Global Platinum Card?

Shopping, Travelling and Dining rewards are included in the PNB Global Platinum Card.

8. How much interest rate is provided by a Punjab National Bank Global Platinum Card?

The interest rate is 2.45% per month provided by a PNB Global Platinum Card.

9. What are the minimum late payment charges of Punjab National Bank Global Platinum Card?

The minimum late payment charge is 500 of PNB Global Platinum Card.

10. What is the joining fee of a Punjab National Bank Global Platinum Card?

The joining fee of PNB Global Platinum Card is Rs.500.

Last Updated on : 05/Oct/2020

Know More About CREDIT CARDS

Pnb Global Platinum Credit Card

You're eligible for a Pnb Global Platinum Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account