Punjab National Bank is a banking and financial service bank owned by the government of India with its headquarters is in New Delhi, India. The bank was founded in 1894 and is the second largest public sector bank in India, both in terms of business and its network. Punjab National Bank (PNB) is one of the top banks in India. The bank provides a vast array of financial products to the customers.
The PNB Global Platinum Credit Card is accepted at over 3, 80,000 merchant outlets and at over 30,000 ATMs in India. Worldwide, this credit card is accepted at 29 million outlets and 1 million Visa ATMs. PNB Global Platinum Credit Card is very rewarding for cardholders. The long list of amazing benefits on offer from this credit card include annual fee waiver, concierge services, attractive rewards program, dining as well as wellness offers. The PNB Global Platinum Credit Card is a multipurpose credit card which can be used for shopping, dining, travel, railway ticket bookings and also for refueling.
1. Up to 2 Add-on cards for family members
2. Global acceptance across various merchant outlets.
3. Offers from various merchants as additional incentives.
4. 24/7 Concierge Services
5. Lost Card Liability Cover
6. The PNB Global Platinum Credit Card is accepted at over 3, 80,000 merchant outlets and at over 30,000 ATMs in India.
7. Customers can earn 1 rewards point for every Rs.100 spent using the PNB Global Platinum Credit Card.
8. PNB Global Platinum Credit Card holders can easily pay their mobile / telephone bills and electricity bills on the Visa Bill pay website.
9. PNB also provides yearly account statements to all Platinum card holders, which gives them easy access to their credit card transactions.
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Reward type |
Shopping, Dining and Travel |
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Reward Points |
Customers can earn 1 rewards point for every Rs 100 spent using the PNB Global Platinum Credit Card. Retail transactions get customers 2 rewards points for every Rs 150 spent using the Platinum card. |
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Concierge Services |
Platinum card holders can contact the 24/7 concierge help desk to avail any of the following services -
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Dining Benefits |
PNB Global Credit Card holders can get discounts ranging from 10% to 25% on dining bills and hotel accommodation at Sarovar hotels and Resorts. |
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Wellness Benefits |
The Kairali Ayurvedic Group offers PNB Global Credit Card holders a discount of 10% on the MRP. |
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Platinum Benefits |
As part of platinum benefits, PNB provides priority customer care services and additional incentives in the form of merchant offers to PNB Global Platinum Credit Card holders. |
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Add On Cards |
Card holders can get up to two add-on cards for their spouse, parents and children over the age of 18 years. |
To apply for a global platinum card, you have to pay fees and charges applied by the Punjab National Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Punjab National Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
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TYPE |
CHARGES |
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Primary Cards - Annual Fees |
Rs. 500 The annual fee will not be levied if the credit card has been taken against a fixed deposit. |
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Add-on Cards - Annual Fees |
Nil |
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Primary Cards - Joining Fees |
Rs. 500 The joining fee will not be levied if the credit card has been taken against a fixed deposit. |
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Add-on Cards - Joining Fees |
Rs. 500 This fee will not be levied if the credit card has been taken against a fixed deposit. |
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Renewal Fees |
Nil |
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Revolving Credit - Annualized percentage rate |
29.81% per annum 19.56% per annum for credit cards taken against a fixed deposit. |
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Finance charges - Interest rate per month on revolving credit, amount overdue and cash withdrawals. |
2.45% per month 1.5% per month for credit cards taken against a fixed deposit. |
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Cash advance transaction charges - At PNB ATMs |
2% of the amount withdrawn or Rs.50, whichever is higher. |
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Cash advance transaction charges - At Other ATMs |
2% of the amount withdrawn or Rs.75, whichever is higher. |
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Cash advance transaction charges - ATMs Overseas |
2% of the amount withdrawn or Rs.150, whichever is higher. |
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Over Limit Charges |
2.5% or a minimum of Rs.500. Rs 250 is charged for credit cards taken against a fixed deposit. |
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Dishonour of ECS / Return of cheque / Auto Debit |
Rs.250 per instance Rs. 100 is charged for credit cards taken against a fixed deposit. |
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Card replacement fee |
Rs.250 per instance Rs. 100 is charged for credit cards taken against a fixed deposit. |
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Duplicate statement |
Free Rs. 50 is charged for credit cards taken against a fixed deposit. |
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Pin replacement fee |
Rs.100 per card Rs. 50 is charged for credit cards taken against a fixed deposit. |
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Balance transfer interest charges |
0.99% per month |
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Balance transfer processing fees |
1% of the transfer amount or Rs.199, whichever is higher. |
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Interest Free Period |
20 - 50 days |
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Cash Advance Limit |
40% of the credit limit PNB Staff - 20% of the credit limit |
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Minimum amount due |
5% of total amount due |
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Late Payment Fee |
30% of minimum amount due or a minimum of Rs.500 / billing cycle. |
Before applying for a Global Platinum Card from Punjab National Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. The applicant will be eligible to avail a PNB Global Platinum Credit Card only if he carries a minimum educational qualification of 10th Standard (Passed).
2. The primary card holder should be aged between 21 and 65 years and add-on-card holders should be 18 to 65 years old.
3. Salaried employees, retired Government staff, self-employed professionals and businessmen who meet the required income criteria are eligible to apply for a PNB Global Platinum Credit Card.
4. The applicant should be employed or should reside in the city where the concerned PNB branch is located.
5. PNB requires all applicants to have a banking relationship with a good record for a minimum period of 6 months.
Any applicant who is applying for a Global Platinum credit card from Punjab National Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4 Last 3 months bank statement
5. ITR or Form 16
Punjab National Bank Credit Card Login
Cardholders of Punjab National Bank Credit Card can log in to their credit card account through following steps :
1. Go to PNB site
2. Hover on the “Login” tab and then click on “Customer”
3. Enter the valid User Name, Password and dynamic Captcha
4. Click on the “Submit” Button
1. Punjab National Bank Car Loan
2. Punjab National Bank Home Loan
3. Punjab National Bank Personal loan
4. Punjab National Bank Gold Loan
There are two reason to apply for Punjab National Bank Global Platinum Card :
1. Offline Method : By visiting the nearest branch of Punjab National Bank
2. Online Method
Download the form by visiting PNB Global Platinum Card’s website
Fill the form with due diligence
Attach the required documents with the form and submit it
You will get an acknowledgement slip which can be used to track the application status
Once approved, the credit card is sent to the address mentioned in the application form
Punjab National Bank Global Platinum Card Customer Care
Contact number : 18001802222 / 18001032222
Email id : creditcardpnb@pnb.co.in
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Login to your PNB net banking account
2. Link your credit card
3. Click on 'Pay Credit Card Bill'
4. Confirm the transaction
5. Funds will be debited instantly
Bank offered Financials products
PNB Global Platinum Credit Card is very rewarding for cardholders. The long list of amazing benefits on offer from this credit card include annual fee waiver, concierge services, attractive rewards program, dining as well as wellness offers. The PNB Global Platinum Credit Card is a multipurpose credit card which can be used for shopping, dining, travel, railway ticket bookings and also for refueling.
The annual fee is Rs.500 of a PNB Global Platinum Card.
The minimum age of the applicant is 21 years and maximum age is 65 years to get a PNB Global Platinum Card.
The rewards points are given in a PNB Global Platinum Card are :
Customers can earn 1 rewards point for every Rs 100 spent using the PNB Global Platinum Credit Card.
Retail transactions get customers 2 rewards points for every Rs 150 spent using the Platinum card
You can apply for a PNB Global Platinum Card online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a PNB Global Platinum Card.
Shopping, Travelling and Dining rewards are included in the PNB Global Platinum Card.
The interest rate is 2.45% per month provided by a PNB Global Platinum Card.
The minimum late payment charge is 500 of PNB Global Platinum Card.
The joining fee of PNB Global Platinum Card is Rs.500.
Last Updated on : 05/Oct/2020Know More About CREDIT CARDS
You're eligible for a Pnb Global Platinum Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account