SELECT `id` FROM `tbl_card` WHERE `title` = 'Rbl Bank Classic Platinum Card' AND `card_type` = 'Credit Cards' RBL Bank Classic Platinum Card Reviews, Benefits, Reward Points, Eligibility Criteria

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RBL Bank Classic Platinum Credit Card

RBL bank Classic Platinum credit card is one of the top RBL credit cards that comes studded with exciting reward points and customer-friendly features. This is one of the best credit cards that brings plenty of rewards on your purchases for different categories using it, domestically and internationally. You can redeem these rewards points into other exciting benefits such as shopping, vouchers, travel and many other categories. Apart from the reward points, this RBL credit card features important facilities like lost card liability and add-on cards. Let us get started with this section and dig more about the RBL bank Classic Platinum credit card and its benefits. 

RBL Classic Platinum Card Highlights

Joining Fee

Rs 500

Annual Fee

Rs 500

Cash Advance Charges 

2.5% of the cash amount (minimum Rs 500)

Late Payment Charges

15% of total amount due (minimum Rs 50 and maximum Rs 1250)

Cash Deposits at RBL bank 

Rs 250 per cash deposit

RBL Bank Classic Platinum Card Benefits & Features

Here are the special features and benefits of RBL bank Classic Platinum credit card that you will definitely enjoy:

1. RewardsRBL bank Classic Platinum credit card gets you to earn reward points for making purchases in different categories.

  • You get to earn 2 reward points on your spends made with the card in India. 
  • You earn 4 reward points on your transactions made using the card internationally. 

2. Add-On Cards : This card features an add-on card facility. In this facility, you can get up to 5 dd-on cards on your RBL bank Classic Platinum credit card. You can get this card for your parents, spouse or children aged above 18 years. 

3. Flexi Limit : With Flexi limit on your RBL Classic Platinum card, you become able to keep control of your spends. This feature allows you to regulate your transactions and lower your credit limit. To do this, you can contact the RBL bank customer care. 

4. Zero-Cost Liability : In case of loss or theft of RBL bank credit card, the bank allows you to avail a zero-cost liability on your card. If your credit card gets lost or stolen then you can immediately inform the RBL customer service and get a zero fraud liability which means that you will not be responsible for any fraudulent spends made using your card. 

5. EMI : RBL Classic Platinum credit card enables you to convert large transactions into equated monthly installments. If your RBL credit card dues seem too big to be paid off in one go, then you can convert them into easy installments and clear your liabilities comfortably.

RBL Bank Classic Platinum Card Fee and charges

To apply for a classic platinum card, you have to pay fees and charges applied by the RBL Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from RBL Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE 

CHARGES

Joining Fee

Up to Rs.4000

Annual Fee

Up to Rs.4000

Add on Card

Up to Rs.1000

Interest on revolving credit

Up to 3.4% per month (40.80% p.a.)

Minimum due

5% of the amount due + Overlimit amount

Late Payment

15% of the total amount due, subject to a minimum of Rs.350 and a maximum of Rs.1,000.

Call A Draft

2.5% of the transaction amount subject to a minimum of Rs.300

Cash advance fee

2.5% of the transaction amount subject to a minimum of Rs.300

Cash payment at branches

Rs.100

Over limit charges

Rs.600

Outstation Cheque

Rs.100

Auto-debit dishonour

Rs.500

Cheque return

Rs.500

Charge Slip retrieval

Rs.100 per slip

Booking Railway ticket charges

1.8% of the ticket amount + IRCTC service charge.

Fuel surcharge

2.5 % of the transaction subject to a minimum of Rs.10

Duplicate Statement

Rs.100 per statement

Card replacement

Rs.200

Foreign Currency Transaction

3.5% + Mastercard charges

Other Top Credit Cards of RBL Bank

Card Variant

Annual Fee

Category

RBL IGU NHS Golf World Card

NILL -

RBL Platinum Maxima Card

Rs. 2,000 -

RBL Classic Reward Card

Up to Rs. 2,000 -

RBL Classic Shopper Card

Up to Rs. 2,000 -

RBL Platinum Cricket Card

  -

RBL Platinum Delight Card

NILL -

RBL Platinum Delight Card

Rs. 1,000 -

RBL Fun Plus Card

- -

RBL Titanium Delight Card

- -

Eligibility For RBL Bank Classic Platinum Credit Card

Know that there are some RBL bank Classic Platinum credit card eligibility requirements that you must meet to get the card seamlessly. These eligibility standards are based on parameters such as your age, employment etc. upon which the eligible credit limit is also determined.

Here is the eligibility criteria for RBL Classic Platinum Card:

  • Salaried and self employed individuals can apply for this RBL credit card.
  • Resident Indians are eligible.
  • Minimum age of applicants should be 21 years.
  • Individuals should have a stable employment and income. 
  • Credit score of individuals should be good.

Documents Required for RBL Classic Platinum Card

Here are the documents that are required for RBL bank Classic Platinum credit card:

Documents

Salaried Individuals 

Self Employed Individuals 

ID Proof

Aadhar Card, Passport, Voter ID 

Aadhar Card, Passport, Voter ID 

Address Proof

PAN Card, Driving Licence, Electricity Bill, Water Bill 

PAN Card, Driving Licence, Electricity Bill, Water Bill 

Income Proof

Salary Slips, Bank Statements, Form 16. IT Returns 

Salary Slips, Bank Statements, Form 16. IT Returns 

Other Important Documents

PAN Card, Passport-size Photographs 

PAN Card, Passport-size Photographs 

How to Apply for RBL Bank Classic Platinum Card?

Here is how you can apply for RBL Classic Platinum credit card:

  • Apply for RBL bank Classic Platinum credit card offline

To apply for an RBL bank Classic Platinum credit card offline, you need to go to the nearest branch of RBL bank where you will get the required assistance from the bank representative. When visiting the bank branch, make sure you carry the required documents. 

  • Apply for RBL bank Classic Platinum credit card online

Here are the steps to apply for RBL Classic Platinum card online:

  • Go to the official website of RBL bank.
  • Click and expand “Personal Banking”.
  • Click on the “Credit Cards” menu.
  • Find and hit the “Classic Platinum” credit card.
  • After that, hit the “Apply Now” option.
  • Once you are on the credit card application form, start filling out the required information which include your contact and income details. 
  • Once done, hit the “Submit” option. 

You can reach out to the customer support of RBL bank to enquire about the credit card application.

RBL Bank Credit Card Customer Care

If you have any query related to your RBL bank credit card, you are just one call away from getting it answered. You can reach out to the bank’s customer support in case of any grievances, complaint or feedback. 

Here is the RBL bank credit card customer care number:

+91 22 6115 6300

Other Products of RBL Bank

FAQs  On RBL Classic Platinum Credit Card

Q.1 What is RBL Classic Platinum credit card joining fee?

The RBL bank Classic Platinum credit card joining fee is Rs 500.

Q.2 What is RBL Classic Platinum credit card annual fee?

The RBL bank Classic Platinum credit card annual fee is Rs 500. 

Q.3 How can I redeem RBL bank Classic Platinum credit card points?

If you want to redeem your RBL Classic Platinum credit card reward points then you can use the following methods:

  • You can visit the official website of RBL bank and log into your account for rewards redemption.
  • You can redeem your points from the RBL bank mobile app. 
  • You can contact the RBL bank customer service. 

Q.4 What is the overlimit charge for RBL Classic Platinum credit card?

When your RBL Classic Platinum credit card is overlimit, an overlimit fee of Rs 600 is charged by the bank. 

Q.5 How do I track my RBL Classic Platinum credit card status?

You can track your RBL bank Classic Platinum credit card application status easily by logging into your RBL bank netbanking account or on your RBL bank mobile app.

Q.6 How can I pay my RBL Classic Platinum credit card bill?

Listed below are the different types of payment options via which you can make payment of your RBL bank credit card bills:

  • Cash/cheque deposit
  • Netbanking
  • NEFT
  • NACH
  • UPI

Q.7 What are the RBL Classic Platinum credit card late payment charges?

You will be charged 15% (minimum Rs 50 and maximum Rs 1250) of the total amount due for making late payment of the RBL Classic Platinum credit card bill. 

Q.8 How to apply for an RBL bank Classic Platinum credit card?

To apply for an RBL credit card, you can either use the offline method or the online one. Here’s how to do that:

  • Apply offline: You can head to the nearest branch of RBL bank with all the necessary documents.
  • Apply online: Navigate to the RBL bank’s official website and fill out the credit card application form there.
Last Updated on : 19/Apr/2021

Know More About CREDIT CARDS

Rbl Bank Classic Platinum Card

You're eligible for a Rbl Bank Classic Platinum Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account