RBL Bank, formerly known as Ratnakar bank, is an Indian private sector bank. It is headquartered in Mumbai and founded in 1943. It also offers a huge range of banking products and services to all customers. It offers services across six verticals : corporate and institutional banking, commercial banking, branch and business banking, retail assets, development banking and financial inclusion, treasury and financial market operations.
The RBL Bank Classic Rewards Card carries a plethora of benefits for cardholders and their families. Have peace of mind with zero fraud liability. Access your account online anytime you want. Get cash when you need it from any ATM which accepts Mastercards all around the world. Flexible limits and international validity add to the appeal of this credit card. Your earned rewards points can be redeemed for preferred flights, hotel stays, mobile recharge options, lifestyle products such as high-end gadgets, accessories and lots more. If shopping lures you, then take advantage of the sought-after vouchers of brands and merchants you will love.
There are two card options available with the RBL Bank Classic Rewards Credit Card:
Smart Titanium Card
Smart Platinum Card
1. Enhanced security.
2. Flexibility to fix purchase limit.
3. Receive mobile and email alerts.
4. Use your card at over 23 million MasterCard outlets across the world.
5. 24/7 global cash access.
6. Redeem reward points digitally with the Rewards Programme.
7. Redeem reward points for flight tickets, hotels, mobile recharge, vouchers and more.
8. Zero fraud liability on lost card, if you report within 24 hours
9. Stay informed about your credit card with SMS and email alerts sent to your registered phone number and email address.
|
Reward type |
Shopping and Travel |
|
Welcome gift |
Be amazed by the deals/offers that you receive on flight/movie tickets and also get cash back returns on shopping/dining as well as discounts on leading online stores. |
|
Reward points |
4 reward point / Rs.100 domestic spend 8 reward point / Rs.100 international spend |
To apply for a classic reward card, you have to pay fees and charges applied by the RBL Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from RBL Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Joining Fee |
Up to Rs.4000 |
|
Annual Fee |
Up to Rs.4000 |
|
Add on Card |
Up to Rs.1000 |
|
Interest on revolving credit |
Up to 3.4% per month (40.80% p.a.) |
|
Minimum due |
5% of the amount due + Overlimit amount |
|
Late Payment |
15% of the total amount due, subject to a minimum of Rs.350 and a maximum of Rs.1,000. |
|
Call A Draft |
2.5% of the transaction amount subject to a minimum of Rs.300 |
|
Cash advance fee |
2.5% of the transaction amount subject to a minimum of Rs.300 |
|
Cash payment at branches |
Rs.100 |
|
Over limit charges |
Rs.600 |
|
Outstation Cheque |
Rs.100 |
|
Auto-debit dishonour |
Rs.500 |
|
Cheque return |
Rs.500 |
|
Charge Slip retrieval |
Rs.100 per slip |
|
Booking Railway ticket charges |
1.8% of the ticket amount + IRCTC service charge. |
|
Fuel surcharge |
2.5 % of the transaction subject to a minimum of Rs.10 |
|
Duplicate Statement |
Rs.100 per statement |
|
Card replacement |
Rs.200 |
|
Foreign Currency Transaction |
3.5% + Mastercard charges |
Before applying for a classic reward card from RBL Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. The RBL Bank Classic Rewards Card is offered by the bank at its sole discretion.
2. Up to 5 add-on cards can be availed of for parents, children and spouse.
3. Children should be at least 18 years old.
Any applicant who is applying for a classic reward credit card from RBL Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
RBL Bank Credit Card Login
Cardholders of RBL Bank Credit Card can log in to their credit card account through following steps :
1. Visit the official website of the bank at www.rblbank.com.
2. Redirect to the online banking portal at online.rbl bank.com.
3. Click on ‘Login’ and then go to ‘Personal Banking’.
4. Use your 16-digit credit card number as your User ID.
5. Enter the password that you have set up previously and click on the ‘Login’ button.
5. RBL Bank Loan Against Property
RBL Bank Classic Rewards Card Customer Care
Contact number :1800120616161
Email Id : cardservices.rblbank.com
There are two reason to apply for RBL Bank Classic Reward Card :
1. Offline Method : By visiting the nearest branch of RBL Bank
2. Online Method :
Start the application
Enter basic details such as contact number, income, occupation, etc.
Select the RBL Bank Classic Reward Card from the list and proceed with the eligibility check by providing required details
If eligible, proceed with the application by providing personal details and employment details
Verify the mobile number by entering the OTP received
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Provide your Credit Card Details
Enter your RBL Bank Credit Card number and the amount you would like to pay.
Select your bank account from which you would like to execute this payment (we partner only with select banks).
You will be securely redirected to the payment interface of your chosen bank.
2. Confirm Payment
Enter your authentication details (Net Banking User ID and Password of your Bank Account / Equivalent details).
Confirm payment amount.
Your account will get debited instantly.
Your RBL Bank Credit Card account would be credited within 2 working days . Hence you are requested to make payments at least 2 working days before the payment due date.
3. Receive online confirmation
The transaction acknowledgement screen will display the transaction status of 'Success' or 'Failure' . In case of 'Failure' please make the payment again. If the success/failure message is not displayed, please check if your bank account has been debited before initiating another payment.
Bank offered Financials products
The RBL Bank Classic Rewards Card carries a plethora of benefits for cardholders and their families. Have peace of mind with zero fraud liability. Access your account online anytime you want. Get cash when you need it from any ATM which accepts Mastercards all around the world.
The minimum age is 18 years and maximum age is 65 years to get a RBL Bank Classic Reward Card.
The annual fee of the RBL Bank Classic Reward Card is Up to Rs.4000.
The rewards points given in the Classic Reward Card from RBL Bank is :
4 reward point / Rs.100 domestic spend
8 reward point / Rs.100 international spend
The interest rate is 3.40% per month provided by RBL Bank Classic Reward cards.
Shopping and Dining rewards are included in the RBL Bank Classic Reward card.
You can apply for a RBL Bank Classic Reward Card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a RBL Bank Classic Reward Card.
Last Updated on : 28/Sep/2020Know More About CREDIT CARDS
You're eligible for a Rbl Bank Classic Reward Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account