SELECT `id` FROM `tbl_card` WHERE `title` = 'Rbl Platinum Delight Card' AND `card_type` = 'Credit Cards' RBL Platinum Delight Card - Benefits, Rewards, Eligibility Criteria

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RBL Bank Platinum Delight Card Card

RBL bank Platinum Delight card is definitely a delight of rewards and attractive benefits to keep by yourself. This credit card is one of the best RBL bank credit cards that is packed with incredible features and earns you extensive rewards on every swipe you make. From everyday rewards to the ones especially made with love for weekends, this credit card makes sure you keep getting rewarded for your purchases. On the top, you have got features like fuel surcharge waiver and easy repayment options to be delighted with. Let us know everything about the RBL Platinum Delight credit card.

RBL Platinum Delight Card Highlights

Joining Fee

Rs 1000

Annual Fee

Rs 1000 (waived off on annual spends of Rs 1.5 lac)

Cash Advance Charges 

2.5% of the cash amount (minimum Rs 500)

Late Payment Charges

15% of total amount due (minimum Rs 50 and maximum Rs 1250)

Cash Deposits at RBL bank 

Rs 250 per cash deposit

RBL Bank Platinum Delight Credit Card Features & Benefits

Here are the attractive features of RBL bank Platinum Delight credit card:

  • Welcome Benefits : Your first swipe counts. RBL bank Platinum Delight credit card brings you a welcome party on your very first spend. You get to earn 4000 reward points on your first spend within 30 days of issuance of your card. 
  • Rewards : RBL bank Platinum Delight credit card brings you a world of reward points that make your purchases worthwhile. This card lets you rejoice in 2 reward points on every Rs 100 spent with it. Apart from that, this credit card also earns you 1,000 bonus points on 5 transactions of Rs.1000 and above every month.
  • Weekend Benefits : The rewards you enjoy all week are just doubled on weekends. With RBL Platinum Delight card, you get to earn 2 reward points on every Rs 100 spent for your purchases on weekends. 
  • Fuel Surcharge Waiver : This RBL credit card makes driving easier with savings on fuel expenses. It brings you a fuel surcharge waiver on your fuel transactions that range between Rs 500 to Rs 4000 at any petrol pump in India. The maximum capped limit for this waiver is Rs 150 per month. 
  • Annual Fee Waiver : Your spending using the RBL Platinum Delight credit card earns you an annual fee waiver that just makes your experience with it smoother for a long run. Your annual fee is waived off after you make spends of Rs 1.5 lacs in previous year. 
  • EMI : When your transactions get bigger, the RBL Platinum Delight credit card gives you the comfort of paying off your dues in easy monthly installments. Yes, you can convert your RBL bank Platinum credit card transactions into EMIs and make payment of dues conveniently. 

Fee and Charges on Platinum Delight Card

To apply for a platinum delight card, you have to pay fees and charges applied by the RBL Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from RBL Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Joining fee

Upto Rs.4000

Interest Rate (Cash & Retail Purchases)

3.5% per month (42% per annum)

Annual fee

Upto Rs.4,000

Add-on Card fee

Upto Rs.1,000

Minimum Amount Due (MAD)

5% of (Total Amount Due + Over limit Amount)

Card Replacement Charges

Rs.200

Late Payment Fee

15% of total amount due (Min Rs. 50 and Max        Rs. 1,250)

Over Limit Penalty

Rs.600

Eligibility For RBL Platinum Delight Card

You must meet certain eligibility requirements for RBL Platinum Delight credit card in order to get it. These requirements include your income, employment status and credit history upon which the bank also determines the credit card limit.

Here are the RBL Platinum credit card eligibility requirements:

  • Resident Indians can apply.
  • Applicants must be at least 21 years of age.
  • Applicants must have a steady income. 
  • Applicants must have a strong credit history.

Other Top Credit Cards of RBL Bank

Card Variant

Annual Fee

Category

RBL IGU NHS Golf World Card

NILL -

RBL Classic Platinum Card

Up to Rs. 4,000 -

RBL Classic Reward Card

Up to Rs. 2,000 -

RBL Classic Shopper Card

Up to Rs. 2,000 -

RBL Platinum Cricket Card

  -

RBL Platinum Delight Card

NILL -

RBL Platinum Maxima Card

Rs. 2,000 -

RBL Fun Plus Card

- -

RBL Titanium Delight Card

- -

Documents Required for RBL Platinum Delight Credit Card

Here are the documents required for RBL bank Platinum Delight credit card:

Documents

Salaried Individuals 

Self Employed Individuals 

ID Proof

Aadhar Card, Passport, Voter ID 

Aadhar Card, Passport, Voter ID 

Address Proof

PAN Card, Driving Licence, Electricity Bill, Water Bill 

PAN Card, Driving Licence, Electricity Bill, Water Bill 

Income Proof

Salary Slips, Bank Statements, Form 16. IT Returns 

Salary Slips, Bank Statements, Form 16. IT Returns 

Other Important Documents

PAN Card, Passport-size Photographs 

PAN Card, Passport-size Photographs 

How to Apply for RBL Platinum Delight Credit Card?

You can apply for RBL bank Platinum Delight credit card online or offline. Here is how to do that:

  • Apply for RBL bank Platinum Delight Credit Card offline

If you are planning to apply for an RBL Platinum Delight credit card offline, then all you have to do is visit the nearest branch of RBL bank. Remember to carry all the documents required for RBL credit card application while visiting the branch. 

  • Apply for RBL bank Platinum Delight Credit Card online

You can also apply for an RBL Platinum credit card online. To do that, you can follow the simple steps mentioned below:

  • Go to the official website of RBL bank. 
  • Hop to the “Personal Banking” menu.
  • Now, click and expand the “Credit Cards” section.
  • Find and click on the “Platinum Delight” credit card.
  • After that, click the “Apply Now” button.
  • Now that you are on the application form page, you need to input your personal, contact and income details. 
  • Once you have done that, hit the “Submit” button.

You can also contact the RBL bank customer support and get assistance with the credit card application process. 

RBL Platinum Delight Credit Card Rewards Redemption

RBL bank credit card rewards redemption can be enjoyed in multiple categories such as shopping, vouchers, recharge and travel. For RBL Platinum Delight credit card reward points redemption, you can visit the official website of RBL bank and log into your account to get started. You can also contact the bank for rewards redemption. 

RBL Bank Credit Card Customer Care Number

In case of any query or complaints regarding the RBL  Platinum Delight credit card, you can contact the RBL bank customer support. 

Here is the RBL bank Platinum Delight credit card customer care number:

+91 22 6115 6300

FAQs On RBL Bank Platinum Delight Card

Q.1 How can I redeem my RBL Platinum Delight credit card reward points?

You can redeem your RBL bank credit card reward points on RBL bank mobile app or official website of RBL bank. You can also call the RBL bank credit card customer service. 

Q.2 How do I track my RBL Platinum Delight credit card application status?

You can track your RBL Platinum Delight credit card application status on the official website of the bank. Here is what you need to do:

  • Go to the official website of RBL bank.
  • Click on the “Personal Banking” menu.
  • Click the “Credit Cards” option. 
  • Find and click on the “Platinum Delight” credit card.
  • Now, click on the “Track Your Credit Card Application”.
  • Enter your reference number and mobile number.
  • Click “Submit”. 

Q.3 How can I pay my RBL Platinum Delight credit card bill?

You can pay your RBL bank credit card bills through online payment, NACH, NEFT or cash/cheque deposits. 

Q.4 What are the late payment charges for the RBL Platinum Delight credit card?

The bank charges 15% of the amount due (minimum Rs 50 and maximum Rs 1250) on making late payments of credit card bills. 

Q.5 What is RBL Platinum Delight credit card joining fee?

You are charged Rs 1000 for RBL Platinum Delight credit card joining fee. 

Q.6 What is RBL Platinum Delight credit card annual fee?

The bank charges Rs 1000 as RBL Platinum Delight credit card annual fee. This fee is waived off if your annual transactions cross Rs 1.5 lacs. 

Q.7 How do I apply for an RBL Platinum Delight credit card?

You can apply for an RBL bank credit card either by visiting the nearest branch of the bank or on its official website.

Last Updated on : 15/Apr/2021

Know More About CREDIT CARDS

Rbl Platinum Delight Card

You're eligible for a Rbl Platinum Delight Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account