RBL Bank, formerly known as Ratnakar bank, is an Indian private sector bank. It is headquartered in Mumbai and founded in 1943. It also offers a huge range of banking products and services to all customers. It offers services across six verticals : corporate and institutional banking, commercial banking, branch and business banking, retail assets, development banking and financial inclusion, treasury and financial market operations.
RBL Bank Platinum Delight credit card comes with maximum benefits and is perfect for those who wish to get rewards on their spending on weekends. The credit card will never fail to keep the customer unsatisfied as he/she is offered attractive benefits like fuel surcharge and reward points as a welcome gift. For every Rs.100 spent on purchases with your card, earn 2 reward points. Also, spend more than Rs.1.5 lakhs on your card through the first year, and your second year annual fee is waived off.
1. Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift
2. Earn 2 Reward Points for every Rs.100 spent on all your purchases
3. Double your happiness every weekend while spending! Earn 4 Reward Points for every Rs.100 spent during the weekends
4. Earn rewards on dining, shopping and travelling purchases.
5. Enhanced security.
6. Flexibility to fix purchase limit.
7. Receive mobile and email alerts.
8. Use your card at over 23 million MasterCard outlets across the world.
9. High on rewards
10. Get Fuel surcharge for across all petrol pumps for fuel spends upto Rs.6,000/- every month
11. This card offers zero liability facility on loss or theft of the credit card
|
Reward type |
Dining, Shopping and Travel |
|
Welcome benefit |
Swipe the card within 60 days of its issuance and earn 4,000 reward points |
|
Annual fee waiver |
Annual fee applicable to the RBL Platinum Delight credit card in the second year is waived off in case one makes purchases of Rs 1.5 lakh or more in the previous year |
|
Fuel benefit |
Fuel surcharge for across all petrol pumps for fuel spends upto Rs.6,000/- every month |
|
Rewards points |
2 Reward Points/ Rs.100 spend. Double Reward Points on weekend spends |
To apply for a platinum delight card, you have to pay fees and charges applied by the RBL Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from RBL Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Joining fee |
Upto Rs.4000 |
|
Interest Rate (Cash & Retail Purchases) |
3.5% per month (42% per annum) |
|
Annual fee |
Upto Rs.4,000 |
|
Add-on Card fee |
Upto Rs.1,000 |
|
Minimum Amount Due (MAD) |
5% of (Total Amount Due + Over limit Amount) |
|
Card Replacement Charges |
Rs.200 |
|
Late Payment Fee |
15% of total amount due (Min Rs. 50 and Max Rs. 1,250) |
|
Over Limit Penalty |
Rs.600 |
Before applying for a platinum delight card from RBL Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. The applicant must be an Indian national.
2. Minimum age of the applicant must not be lower than 23 years.
3. The applicant’s minimum salary must not be less than Rs.40,000.
4. The applicant must possess a good credit record without any obvious red flags.
5. If the applicant already owns a credit card with limit in excess of Rs.50,000, his/her application will be fast-tracked through the green channel.
Any applicant who is applying for a platinum delight credit card from RBL Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
RBL Bank Credit Card Login
Cardholders of RBL Bank Credit Card can log in to their credit card account through following steps :
1. Visit the official website of the bank at www.rblbank.com.
2. Redirect to the online banking portal at online.rbl bank.com.
3. Click on ‘Login’ and then go to ‘Personal Banking’.
4. Use your 16-digit credit card number as your User ID.
5. Enter the password that you have set up previously and click on the ‘Login’ button.
5. RBL Bank Loan Against Property
RBL Platinum Delight Credit Card Customer Care
Contact number :1800120616161
Email Id : cardservices.rblbank.com
There are two reason to apply for RBL Platinum Delight Card :
1. Offline Method : By visiting the nearest branch of RBL Bank
2. Online Method :
Start the application
Enter basic details such as contact number, income, occupation, etc.
Select the RBL Platinum Delight Card from the list and proceed with the eligibility check by providing required details
If eligible, proceed with the application by providing personal details and employment details
Verify the mobile number by entering the OTP received
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Provide your Credit Card Details
Enter your RBL Bank Credit Card number and the amount you would like to pay.
Select your bank account from which you would like to execute this payment (we partner only with select banks).
You will be securely redirected to the payment interface of your chosen bank.
2. Confirm Payment
Enter your authentication details (Net Banking User ID and Password of your Bank Account / Equivalent details).
Confirm payment amount.
Your account will get debited instantly.
Your RBL Bank Credit Card account would be credited within 2 working days . Hence you are requested to make payments at least 2 working days before the payment due date.
3. Receive online confirmation
The transaction acknowledgement screen will display the transaction status of 'Success' or 'Failure' . In case of 'Failure' please make the payment again. If the success/failure message is not displayed, please check if your bank account has been debited before initiating another payment.
Financials products offered by Bank
RBL Bank Platinum Delight credit card comes with maximum benefits and is perfect for those who wish to get rewards on their spending on weekends. The credit card will never fail to keep the customer unsatisfied as he/she is offered attractive benefits like fuel surcharge and reward points as a welcome gift.
The minimum age is 23 years and maximum age is 65 years to get a RBL Platinum Delight Credit Card.
The joining and renewal fee of the RBL Platinum Delight Credit Card is upto Rs.4000..
The rewards points given in the Platinum Delight Credit Card from RBL Bank is :
2 Reward Points/ Rs.100 spend.
Double Reward Points on weekend spends
The interest rate is 3.50% per month provided by RBL Platinum Delight cards.
Dining, Shopping and Travel rewards are included in the RBL Platinum Delight Credit card.
You can apply for a RBL Bank Platinum Delight Credit Card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a RBL Platinum Delight Credit Card.
Last Updated on : 05/Oct/2020Know More About CREDIT CARDS
You're eligible for a Rbl Platinum Delight Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account