SELECT `id` FROM `tbl_card` WHERE `title` = 'Rbl Platinum Maxima Card' AND `card_type` = 'Credit Cards' RBL Platinum Maxima Card - Benefits, Rewards, Eligibility Criteria

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RBL Platinum Maxima Credit Card

RBL bank Platinum Maxima credit card is a gathering of rewards, bonuses and a whole world of lifestyle benefits. It is one of the most feature-rich RBL bank credit cards that brings a big-fat bunch of benefits that make your spends simply worth it. This credit card from RBL bank makes your transactions on entertainment, travel, fuel and many other categories rewarding with attractive points. Besides that, there are joining perks and annual treats to count on this card for. Let us head further and know what this RBL Platinum Maxima card and its benefits are all about.

RBL Bank Platinum Maxima Card Highlights

Joining Fee

Rs 2000

Annual Fee

Rs 2000

Cash Advance Charges 

2.5% of the cash amount (minimum Rs 500)

Late Payment Charges

15% of total amount due (minimum Rs 50 and maximum Rs 1250)

Cash Deposits at RBL bank 

Rs 250 per cash deposit

RBL Platinum Maxima Credit Card Features

Here are the noteworthy features of RBL bank Platinum Maxima credit card:

  • Welcome Benefits : RBL bank Platinum Maxima credit card fetches you a welcome bonus on your very first spend with 8000 reward points. You get to earn these points on your first transaction made within 30 days after the credit card is issued to you. 
  • Reward PointsRBL Platinum Maxima credit card brings tons of rewards on every purchase you make. Here are the reward points that you can revel in with RBL Maxima credit card:
    • You get to enjoy 2 reward points on every transaction of Rs 100.
    • You earn 10 reward points on every transaction of Rs 100 made for entertainment, utility bill payments, international spends and fuel expenses. 
  • Annual Benefits : Your annual transactions with RBL bank Platinum Maxima credit cards can be rewarding with bountiful reward points. Here is what it has to offer:
    • You get 10,000 reward points on your annual transactions of Rs 2 lacs. 
    • You earn additional reward points on your annual spends of Rs 3.5 and above. 
  • Lounge Access : RBL Platinum Maxima credit card features 2 complimentary lounge visits per calendar quarter at all the major domestic airports.
  • Movie Tickets : With RBL bank Platinum Maxima credit card, you get 1 movie ticket worth up to Rs 200 free on purchase of two movie tickets from BookMyShow. 
  • EMI : This credit card comes with a facility to convert your large transactions into easy installments and pay your dues conveniently. 

Fees & Charges on RBL Platinum Maxima Card

To apply for a platinum maxima card, you have to pay fees and charges applied by the RBL Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from RBL Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE 

CHARGES 

Annual Fee

4000

Renewal fee 

4000

Interest rate 

3.50% p.m.

Add-on Fee (per annum)

Nil

Card Replacement

Nil

Cash Advance (ATM withdrawals)

2.5% (min Rs.500) of the cash amount

Overlimit Charges

Rs. 600

Late Payment Fee

15% of total amount due (Min Rs. 50 and Max Rs. 1,250)

Surcharges

IRCTC Service Charges + Payment

Gateway transaction charges (up to 1.8%

of ticket amount + IRCTC service charges)

Goods and Services Tax (GST)

GST of 18% is levied on all services

Other Top Credit Cards of RBL Bank

Card Variant

Annual Fee

Category

RBL IGU NHS Golf World Card

NILL -

RBL Classic Platinum Card

Up to Rs. 4,000 -

RBL Classic Reward Card

Up to Rs. 2,000 -

RBL Classic Shopper Card

Up to Rs. 2,000 -

RBL Platinum Cricket Card

  -

RBL Platinum Delight Card

NILL -

RBL Platinum Delight Card

Rs. 1,000 -

RBL Fun Plus Card

- -

RBL Titanium Delight Card

- -

Eligibility for RBL Platinum Maxima Credit Card

You have to meet the  eligibility criteria for RBL bank Platinum Maxima credit card to get it without any fuss. The eligibility criteria is based on your employment status, income and credit score using which the bank also decides the credit limit. 

Here are the RBL Platinum Maxima credit card eligibility requirements:

  • Resident Indians are eligible to apply for this RBL credit card. 
  • Minimum age of applicants must be at least 21 years.
  • Applicants should have a steady income. 
  • Applicants must carry a decent credit score. 

Documents Required for RBL Platinum Maxima Credit Card

Here are the important documents required for RBL bank Platinum Maxima credit card:

Documents

Salaried Individuals 

Self Employed Individuals 

ID Proof

Aadhar Card, Passport, Voter ID 

Aadhar Card, Passport, Voter ID 

Address Proof

PAN Card, Driving Licence, Electricity Bill, Water Bill 

PAN Card, Driving Licence, Electricity Bill, Water Bill 

Income Proof

Salary Slips, Bank Statements, Form 16. IT Returns 

Salary Slips, Bank Statements, Form 16. IT Returns 

Other Important Documents

PAN Card, Passport-size Photographs 

PAN Card, Passport-size Photographs 

How to Apply for RBL Platinum Maxima Credit Card?

There are two ways to apply for RBL bank Platinum Maxima credit cards- online or offline. Here is how you can do that:

  • Apply for RBL bank Platinum Maxima Credit Card offline

If you want to apply for an RBL Platinum Maxima credit card offline, then you can go to the nearest branch of RBL bank where the bank representative will assist you with the application. Make sure you carry all the required documents RBL credit card application when you visit the branch. 

  • Apply for RBL bank Platinum Maxima Credit Card online

Alternatively, you can also apply for an RBL Platinum Maxima credit card online. In order to do that, you have to follow the simple steps that are given below:

  • Head to the official website of RBL bank. 
  • Expand the “Personal Banking” menu.
  • Now, go to the “Credit Cards” section.
  • Find and expand the “Platinum Maxima” credit card.
  • Now that you are on Maxima credit card page, hit the “Apply Now” button.
  • You need to enter your personal, contact and income information. 
  • Once you filled out all the required details, click the “Submit” button.

You can also reach out to the RBL bank customer service and get assistance from the representative with the RBL credit card application process. 

RBL Platinum Maxima Card Rewards Redemption

RBL bank Platinum Maxima credit card rewards redemption lets you enjoy benefits on many categories such as travel, shopping, vouchers, recharge etc. 

You can log into your Netbanking account on the official website of RBL bank to redeem points. You can also contact the bank for RBL credit card rewards redemption. 

RBL Bank Credit Card Customer Care Number

You can contact the RBL bank customer care if you have any query or complaints or when you need any assistance regarding the RBL Platinum Maxima credit card. 

Here is the RBL bank Platinum Maxima customer care number:

+91 22 6115 6300

Other Products of RBL Bank

FAQs On RBL Platinum Maxima Card

Q.1 How can I redeem my RBL Platinum Maxima credit card reward points?

In order to redeem your RBL bank credit card rewards points, you can visit the official website of RBL bank. You can also contact the RBL bank customer service. 

Q.2 How do I track my RBL Platinum Maxima credit card application status?

You can track your RBL Platinum Delight credit card application status on the official website of the bank. Here is what you need to do:

  • Visit the official website of RBL bank.
  • Hit the “Personal Banking” menu.
  • Click on the “Credit Cards” option. 
  • Click the “Platinum Delight” credit card.
  • Now, hit the “Track Your Credit Card Application” option. 
  • Input your reference number and registered mobile number.
  • Click “Submit”. 

Q.3 How can I pay my RBL Platinum Maxima credit card bill?

You can use payment channels like online payment, NEFT, NACH, or cash/cheque deposits to pay your RBL bank credit card bills. 

Q.4 What are the late payment charges for RBL Platinum Maxima credit card?

The RBL bank credit card late payment charge is 15% of the amount due ( subject to minimum Rs 50 and maximum Rs 1250). 

Q.5 What is RBL Platinum Maxima credit card joining fee?

The RBL bank Platinum Maxima credit card joining fee is Rs 2,000. 

Q.6 What is RBL Platinum Maxima credit card annual fee?

The RBL bank Platinum Maxima credit card annual fee is Rs 2,000. 

Q.6 How do I apply for an RBL Platinum Maxima credit card?

Here are two ways to apply for RBL bank credit card:

  • Apply offline: You can visit the nearest branch of RBL bank with all the required documents. 
  • Apply online: Visit the official website of RBL bank, fill out all the required details in the application form and click submit. 

You can also call the RBL bank customer care to enquire about the application. 

Last Updated on : 16/Apr/2021

Know More About CREDIT CARDS

Rbl Platinum Maxima Card

You're eligible for a Rbl Platinum Maxima Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account