RBL Bank, formerly known as Ratnakar bank, is an Indian private sector bank. It is headquartered in Mumbai and founded in 1943. It also offers a huge range of banking products and services to all customers. It offers services across six verticals : corporate and institutional banking, commercial banking, branch and business banking, retail assets, development banking and financial inclusion, treasury and financial market operations.
RBL Bank Titanium Delight credit card is the perfect choice for customers who wish to avail delights and exciting offers in the middle of the week. This card has the potential to enhance your shopping experience. The card brings to you amazing offers like free movie tickets on Wednesdays and reward points on every purchase that you make. Additionally, cardholders can also earn reward points or gift vouchers as an annual spend bonus.
1. The annual membership fee on the card is Rs.2000. However, if you spend more than Rs.1 lakh from the second year onwards, the fee is waived.
2. Annual Benefits worth Rs 9000
3. No fuel surcharge on fuel spends upto Rs.4,000 every month
4. Enjoy mid-week benefits : 12 free movie tickets (Upto Rs.200/-)every Wednesday (once a month) on www.bookmyshow.com
5. 5% value back on Big Bazaar spends every Wednesday
6. 10% value back on Dominoes & Pizza Hut spends every Wednesday
7. Swipe your card within 60 days of issuance & get 4,000 reward points
8. Cross Rs.1 lakh spends in the year & get gift voucher worth Rs.1,000
|
Reward type |
Entertainment and shopping |
|
Welcome benefit |
3,000 Reward Points |
|
Cashback offer |
One can avail 5% value back on all grocery spends on Wednesdays. This card also offers 10% value back on Pizza orders on Wednesdays from Pizza Hut or Dominos |
|
Fuel benefit |
Up to Rs. 100 per month |
|
Rewards points |
1 reward point / Rs.100 spend 4000 reward point / Rs.1.2 lakh annual spend |
|
Accelerated Rewards |
20 Reward Points/ Rs. 100 at on groceries on Wednesdays , 40 Reward Points / Rs. 100 on Pizzas on Wednesdays |
|
Movie benefits |
Free movie ticket on Wednesdays, once a month |
To apply for a titanium delight card, you have to pay fees and charges applied by the RBL Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from RBL Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Annual Fee |
Rs.2000 |
|
Annual Fee ( second year onwards) |
Rs.2000 (waived off on spends of Rs.100,000 or more) |
|
Add-on Fee (per annum) |
Nil |
|
Interest rate |
3.50% p.m. |
|
Free Credit Period |
Nil |
|
Cash Advance (ATM withdrawals) |
2.5% (min Rs.500) of the cash amount |
|
Overlimit Charges |
Rs. 600 |
|
Late Payment Fee |
15% of Total amount due (Min Rs.50, Max Rs.1250) |
|
Surcharges |
IRCTC Service Charges + Payment Gateway transaction charges (up to 1.8% of ticket amount + IRCTC service charges) |
|
Goods and Services Tax (GST) |
GST is levied on all taxable supplies. |
Before applying for a titanium delight card from RBL Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
|
Eligible |
Salaried and self employed |
|
Age |
18 to 65 years |
|
Resident Type |
Indian Resident |
Any applicant who is applying for a titanium delight credit card from RBL Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
RBL Bank Credit Card Login
Cardholders of RBL Bank Credit Card can log in to their credit card account through following steps :
1. Visit the official website of the bank at www.rblbank.com.
2. Redirect to the online banking portal at online.rbl bank.com.
3. Click on ‘Login’ and then go to ‘Personal Banking’.
4. Use your 16-digit credit card number as your User ID.
5. Enter the password that you have set up previously and click on the ‘Login’ button.
5. RBL Bank Loan Against Property
RBL Titanium Delight Card Customer Care
Contact number :1800120616161
Email Id : cardservices.rblbank.com
There are two reason to apply for RBL Titanium Delight Card :
1. Offline Method : By visiting the nearest branch of RBL Bank
2. Online Method :
Start the application
Enter basic details such as contact number, income, occupation, etc.
Select the RBL Titanium Delight Card from the list and proceed with the eligibility check by providing required details
If eligible, proceed with the application by providing personal details and employment details
Verify the mobile number by entering the OTP received
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Provide your Credit Card Details
Enter your RBL Bank Credit Card number and the amount you would like to pay.
Select your bank account from which you would like to execute this payment (we partner only with select banks).
You will be securely redirected to the payment interface of your chosen bank.
2. Confirm Payment
Enter your authentication details (Net Banking User ID and Password of your Bank Account / Equivalent details).
Confirm payment amount.
Your account will get debited instantly.
Your RBL Bank Credit Card account would be credited within 2 working days . Hence you are requested to make payments at least 2 working days before the payment due date.
3. Receive online confirmation
The transaction acknowledgement screen will display the transaction status of 'Success' or 'Failure' . In case of 'Failure' please make the payment again. If the success/failure message is not displayed, please check if your bank account has been debited before initiating another payment.
Financials products offered by Bank
RBL Bank Titanium Delight credit card is the perfect choice for customers who wish to avail delights and exciting offers in the middle of the week. This card has the potential to enhance your shopping experience.
The minimum age is 18 years and maximum age is 65 years to get a RBL Titanium Delight Card.
The joining and renewal fee of the RBL Titanium Delight Card is 750.
The rewards points given in the Titanium Delight Card from RBL Bank is :
1 reward point / Rs.100 spend
4000 reward point / Rs.1.2 lakh annual spend
The interest rate is 3.50% per month provided by RBL Titanium Delight cards.
Entertainment and Dining rewards are included in the RBL Titanium Delight card.
You can apply for a RBL Bank Titanium Delight Card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a RBL Titanium Delight Card.
Last Updated on : 12/Sep/2020Know More About CREDIT CARDS
You're eligible for a Rbl Titanium Delight Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account