If you are looking for a credit card that is devised to bring in the plentiful of rewards and offers then RBL bank Titanium Delight credit card is the one you should consider. There are a slew of amazing categories in which you can earn a bucketful of rewards and enjoy many privileges. This credit card costs you an annual fee that is waived on when you cross a certain amount of transactions and on the top, it collects points on all sorts of splurging you do using it. Are you curious what is all in there? Let’s scroll and explore RBL Titanium Delight credit card.
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Joining Fee |
Rs 750 |
|
Annual Fee |
Rs 750 (waived off on annual spends of Rs 1 lac and above) |
|
Cash Advance Charges |
2.5% of the cash amount (minimum Rs 500) |
|
Late Payment Charges |
15% of total amount due (minimum Rs 50 and maximum Rs 1250) |
|
Cash Deposits at RBL bank |
Rs 250 per cash deposit |
Here are the RBL bank Titanium credit card benefits that make this card one of the best RBL credit cards:
1. Welcome Benefits : RBL bank Titanium delight credit card joining benefits lets you earn a welcome treat of 2000 reward points. You get these points on your first transaction made within 30 days and on paying the joining fees before or by the first bill payment date.
Apart from that, this card also offers an additional set of reward points when you make transactions of Rs 10,000 within 60 days of card issuance.
2. Reward Points : With RBL bank titanium credit cards, you come across many ways to bag reward points which turn into exciting benefits. You get to grab reward points on all your spends, be it domestic or international and you can redeem them into other benefits.
With this card, you earn 1 reward point on every transaction of Rs 100 made for different categories like groceries, utility bills, travel and dining.
3. Annual Benefits : This card brings in attractive benefits on your annual spends. You bag 4,000 bonus reward points on your purchases of Rs 1.2 lacs and more in a year.
4. Lifestyle Benefits : Here are the RBL Titanium Delight credit card lifestyle benefits that can make your day:
5. Fuel Surcharge Waiver : With RBL Titanium delight credit card, you get to earn fuel surcharge waiver of Rs 1000 every month. His waiver is applicable on fuel sends of Rs 5000 to Rs 4000.
6. Annual Fee Waiver : Titanium Delight Card comes with an annual membership fee of Rs.750/-. 2nd year onwards membership fee is waived on spends of Rs.1 lac or more in the previous year.
7. EMI : RBL Titanium credit card allows you to convert your large transactions into EMIs which makes it easy for you to pay your credit card dues conveniently.
To apply for a titanium delight card, you have to pay fees and charges applied by the RBL Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from RBL Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Annual Fee |
Rs.2000 |
|
Annual Fee ( second year onwards) |
Rs.2000 (waived off on spends of Rs.100,000 or more) |
|
Add-on Fee (per annum) |
Nil |
|
Interest rate |
3.50% p.m. |
|
Free Credit Period |
Nil |
|
Cash Advance (ATM withdrawals) |
2.5% (min Rs.500) of the cash amount |
|
Overlimit Charges |
Rs. 600 |
|
Late Payment Fee |
15% of Total amount due (Min Rs.50, Max Rs.1250) |
|
Surcharges |
|
|
Goods and Services Tax (GST) |
GST is levied on all taxable supplies. |
There are many factors determining your eligibility for RBL credit card such as your age, credit history, income etc. You must meet the conditions that are demanded as per the RBL bank Titanium Delight credit card eligibility criteria doing which you will be able to get the card easily.
Here are the RBL Titanium Delight credit card eligibility requirements:
You have to submit the following documents required for RBL bank Titanium Delight credit card:
|
Documents |
Salaried Individuals |
Self Employed Individuals |
|
ID Proof |
Aadhar Card, Passport, Voter ID |
Aadhar Card, Passport, Voter ID |
|
Address Proof |
PAN Card, Driving Licence, Electricity Bill, Water Bill |
PAN Card, Driving Licence, Electricity Bill, Water Bill |
|
Income Proof |
Salary Slips, Bank Statements, Form 16. IT Returns |
Salary Slips, Bank Statements, Form 16. IT Returns |
|
Other Important Documents |
PAN Card, Passport-size Photographs |
PAN Card, Passport-size Photographs |
Other Top Credit Cards of RBL Bank
|
Card Variant |
Annual Fee |
Category |
| NILL | - | |
| Up to Rs. 4,000 | - | |
| Up to Rs. 2,000 | - | |
| Up to Rs. 2,000 | - | |
| - | ||
| NILL | - | |
| Rs. 1,000 | - | |
| - | - | |
| - | - |
You can apply for RBL Titanium Delight credit card online or offline. Here is how to do that:
You can apply for the RBL Titanium Delight credit card offline by visiting the nearest branch of RBL bank. You can seek assistance from a bank representative and get started with your RBL credit card application.
You can also apply for an RBL bank Titanium credit card online. To apply online, follow these steps:
You can call the RBL customer service on their toll free number in case of any query regarding your RBL credit card application.
The reward points earned on your RBL Titanium credit card lets you revel in tons of benefits in multiple categories. These categories are shopping, vouchers, travel, payment etc.
When it comes to the RBL credit card reward points redemption, know that it can either be done by logging into your RBL netbanking account or via RBL mobile app. You can also all the customer care for RBL Titanium Delight credit card reward points redemption.
If you have any query related to your RBL bank credit card, you are just one call away from getting it answered. You can reach out to the bank’s customer support in case of any grievances, complaint or feedback.
Here is the RBL bank credit card customer care number:
+91 22 6115 6300
The RBL bank Titanium Delight credit card joining fee is Rs 750.
The RBL bank Titanium Delight credit card annual fee is Rs 750. Know that this fee is waived off when your annual spends cross Rs 1 lac.
RBL Titanium Delight credit card reward points redemption, you can log into your RB netbanking account or redeem points via RBL bank mobile app. You can also call the RBL bank customer support.
If your RBL Titanium Delight credit card is overlimit then you will be charged Rs 600 as overlimit penalty.
You can contact RBL bank credit card customer care to enquire about your RBL credit card application status. You can check your RBL credit card application status on the bank's official website. Here is how to do that:
You can use different payment methods to pay RBL bank credit card bills. Here are the options:
The bank charges a late payment fee of 15% of the total amount due on your RBL bank Titanium Delight credit card.
You can opt from different options to apply for an RBL bank credit card. Here is how to apply:
Know More About CREDIT CARDS
You're eligible for a Rbl Titanium Delight Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account