SBI is one of the most trusted banks for personal facilities. It is an Indian multinational public sector banking and financial services. SBI established on 1 July 1995 and their headquarters in Mumbai. State Bank of India with a 200 year history is the largest commercial bank in India. In terms of assets, deposits, profits, branches, customers and employees SBI is the largest bank. The government of India is the single largest shareholder of this fortune 500 entity with 6158 percent ownership. SBI was ranked 60th in the list of top 1000 banks in the world by “the banker” in July 2012.
SBI Card Prime is one of those credit cards that offer huge discounts, benefits and privileges on premium services. It provides milestone benefits, complimentary hotel memberships, flight memberships, golfing benefits, etc. SBI Card Prime is one of those credit cards that offer huge discounts, benefits and privileges on premium services. It provides milestone benefits, complimentary hotel memberships, flight memberships, golfing benefits, etc. The cardholder will receive an SMS to choose from e-voucher options within 15 days of annual fees payment. The e-voucher will be sent to the registered mobile number/email ID, within 15 days of the request.
1. Complimentary Trident Privilege Red Tier Membership
2. Welcome Gift Vouchers worth Rs.3,000
3. Milestone Benefit Vouchers worth Rs.1,000
4. Complimentary Club Vistara Silver Membership
5. Birthday Benefits – 20 Reward Points per Rs.100 spent
6. Complimentary domestic and international lounge access
7. Annual fee waiver on yearly spends of Rs.3 lakhs
8. Milestone benefits: E-gift vouchers on achieving quarterly and yearly spends of Rs.50,000 & Rs.5 lakhs respectively.
9. 1% fuel-surcharge waiver across petrol bunks on transactions between Rs.500 & Rs.4,000, up to Rs.250 per statement cycle
10. 4 free visits to international Priority Pass airport lounges & 8 free visits to airport lounges in India
11. Up to 20 reward points for every Rs.100 spent. Total points earned is based on spend category
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Reward type |
Travel |
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Birthday Benefits |
With your SBI Card PRIME, for every Rs.100 spent on your birthday, you get 20 reward points. |
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Welcome Benefits |
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Annual Fee Waiver |
If your spends in a year exceed Rs.3 lakh, the annual fee of the credit card will be waived off. |
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Rewards points |
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Milestone Benefit |
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Hotel Stay Benefit |
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Complimentary Airport Lounge Access |
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Fuel Surcharge Waiver |
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Free Insurance |
Air accident insurance cover of Rs.50 lakh and credit card fraud liability cover of Rs.1 lakh given to primary cardholders. |
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Master card/ Visa Privileges |
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To apply for a PRIME Credit Card, you have to pay fees and charges applied by the SBI Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from SBI Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
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Annual fee |
Rs.2,999 |
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Joining fee |
Rs.2,999 |
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Renewal fee |
Rs.2,999 (From 2nd year) |
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Add-On card fee |
Nil |
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Interest rate |
Up to 3.35% per month |
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Cash withdrawal fee |
2.5% of the amount withdrawn or Rs.300 (SBI ATMs) 3% of the amount withdrawn or Rs.300 (International ATMs) |
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Cash payment fee |
Rs.100 |
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Cheque pickup |
Rs.100 |
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Payment dishonor fee |
2% of the payment amount; minimum of Rs.450 |
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Statement request |
Rs.100 per statement (more than 2 months old) |
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Cheque fee |
Rs.100 |
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Late payment |
From Rs.0 - Rs.200 - Nil More than Rs. 200 up to Rs. 500 - Rs.100 More than Rs. 500 up to Rs. 1,000 - Rs.400 More than Rs.1,000 up to Rs. 10,000 - Rs.600 More than Rs. 10,000 up to Rs. 25,000 - Rs.800 More than Rs. 25,000 - Rs.950. |
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Over limit fee |
2.5% of the over limit amount; minimum of Rs.500 |
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Card replacement |
Rs.100 |
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Foreign currency transaction |
3.5% |
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Rewards redemption fee |
Rs.99 |
Before applying for a PRIME Credit Card from SBI Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. You must be between 18 - 70 years of age.
2. Add-on credit cardholders must be above 15 years.
3. The applicant can be a resident as well as a non-resident of India
Any applicant who is applying for a PRIME credit card from SBI Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
SBI Bank Credit Card Login
Cardholders of SBI Bank Credit Card can log in to their credit card account through following steps :
1. Visit https://www.sbicard.com/creditcards/app/user/login
2. Provide the User ID and Password
3. Click ‘login’
2. SBI Loan Against Properties
SBI Card PRIME Credit Card Customer Care
Contact number : 1800112211 / 18004253800
Email id : customercare@sbi.co.in
There are two reason to apply for Air India SBI Card PRIME Credit Card :
1. Offline Method : By visiting the nearest branch of SBI Bank
2. Online Method :
Click on the option of 'Check Eligibility' to check if you are eligible for the card.
Add the information which is asked and submit it.
The portal will need a list of documents to be uploaded.
Once done, you can use the tracking ID under the option of 'Track Application'.
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Visit https://www.onlinesbi.com/
2. Login providing the user ID and password
3. Select ‘View/Pay Bills’ option under the ‘Bill Payments’ Section
4. Next, click on ‘Without Bills’
5. Select ‘SBI Card’ as the biller and click ‘Pay’
6. Thereafter select the SBI account number from which the payment is to be made.
Bank offered Financial Products
SBI Card PRIME is one of those credit cards that offer huge discounts, benefits and privileges on premium services. It provides milestone benefits, complimentary hotel memberships, flight memberships, golfing benefits, etc. SBI Card Prime is one of those credit cards that offer huge discounts, benefits and privileges on premium services.
The minimum age is 18 years and maximum age is 70 years to get a SBI Card PRIME Credit Card.
The joining fee of the SBI Card PRIME Credit Card is Rs.2999.
The rewards points given in the SBI Card PRIME Credit Card from SBI Bank is :
Utility bills & birthday spends: Rs.100 = 20 points
BigBasket: Rs.100 = 15 points
Dining, grocery, department stores & movies: Rs.100 = 10 points
Others: Rs.100 = 2 points
The interest rate is 3.35% per month provided by SBI Card PRIME Credit Cards.
Travel rewards are included in the SBI Card PRIME Credit card.
You can apply for a SBI Card PRIME Credit Card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a SBI Card PRIME Credit Card.
The renewal fee of the SBI Card PRIME Credit Card is Rs.2999.
The minimum charges is 100 and maximum late payment charges is 950 of SBI Card PRIME Credit Card.
Last Updated on : 08/Oct/2020Know More About CREDIT CARDS
You're eligible for a Sbi Card Prime Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account