Standard Chartered Bank is a British multinational banking and financial services. It was established in 1969 and headquarters in London, England. It operates a network of more than 1200 branches and outlets across more than 70 countries and employees around 87000 people.
Standard Chartered Bank Emirates World Credit Card provides air miles on every Rs.150 spent on the card. The accrued miles can be used to book tickets and services on Emirates and other international airlines. Though SCB generates an in-principle decision about the approval within minutes of submitting the online application form, the final approval of the card depends on the results of the verification checks conducted by the bank and its other policies. Once approved, the credit card will be processed within 7-15 days of submitting documents.
1. Get 5% cashback on duty free shopping, upto a maximum of INR 1,000 per month
2. Golf players can enjoy complimentary access to three golf games in a year, 50% discount on all golf games and one free golf lesson every month
3. Users can avail loan amount of up to Rs.5 lakh on their Emirates credit card
4. Transfer outstanding amounts on other bank credit cards up to Rs.5 lakh to your Emirates World Credit Card and enjoy attractive interest rates offered by SCB.
5. Cardholders can convert the entire outstanding amount on the card up to Rs.5 lakh into EMIs at zero processing fee.
6. The cardholders to convert big purchases above Rs.5,000 into easy monthly instalments (EMIs)
7. Contactless payment technology
|
Reward Type |
Travel |
|
Cashback benefits |
Get 5% cashback capped at Rs.1,000 per month. |
|
Reward points |
Every Rs.150 spent on the card will earn 3 Skyward miles. Spends related to Emirates will bring 2 times more miles. |
|
Airport Lounge benefits |
Cardholders will receive two complimentary visits to domestic and international priority pass lounges every month. |
|
Air accident coverage |
Free air accident insurance coverage worth Rs.1 crore that covers loss of baggage and flight delay is offered on the Emirates World Credit Card. |
|
Golf privileges |
Golf players can enjoy complimentary access to three golf games in a year, 50% discount on all golf games and one free golf lesson every month. |
To apply for an Emirates World card, you have to pay fees and charges applied by the Standard Chartered Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Standard Chartered Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Joining fee |
NIL |
|
Annual fee |
Rs.3,000 |
|
Supplementary card fee |
NIL |
|
Finance charges or interest rate on outstanding |
3.10% per month or 37.20% per annum |
|
Finance charges on cash transactions |
3.49% per month |
|
Late payment fee |
Outstanding less than 500 – Rs.100 Rs.501 to Rs.2,000 – Rs.350 Rs.2,001 to Rs.4,000 – Rs.500 Rs.4,001 to Rs.20,000 – Rs.700 Above Rs.20,000 – Rs.800 |
|
Over limit fee |
2.5% of over limit amount subject to a minimum of Rs.500 |
|
Cash withdrawal fee |
3% of the withdrawn amount or Rs.300 |
|
Overseas transaction fee |
3.5% |
Before applying for a Emirates Worlds card from Standard Chartered Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. Applicant should have a minimum age of 25 years and maximum of 65 years
2. Should have stable monthly income
3. Should belong to the cities or locations where the credit card is offered
Any applicant who is applying for a Emirates World credit card from Standard Chartered Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
1. Standard Chartered Bank Home Loan
2. Standard Chartered Bank Personal Loan
3. Standard Chartered Bank Loan against Securities
Standard Chartered Emirates World Card Customer Care
Contact number : 18003451000
Email id : customer.care@sc.com
There are two reason to apply for Standard Chartered Emirates World Card :
1. Offline Method : By visiting the nearest branch of Standard Chartered Bank.
2. Online Method :
Go to the official website of Standard Chartered Bank.
Click on the menu named Our Products.
Select Credit Cards > Emirates World Card.
A web page opens, which explains the features and benefits of the Emirates World Card.
On the top, you will see a button named ‘Apply Now’. Click on it.
It redirects to a new page. On the right pane, you will see a form to apply online.
Enter your DOB, name of the city you reside, income source, email id, contact number, etc.
Click on the checkbox that says “I authorize Standard Chartered Bank to contact me.”
Click on the ‘Proceed’ button.
If all the entered details meet the bank’s requirements, your application will be approved instantly.
Financials products offered by Bank
Standard Chartered Emirates World Card provides air miles on every Rs.150 spent on the card. The accrued miles can be used to book tickets and services on Emirates and other international airlines
There is no joining fee applied to Standard Chartered Emirates World Card.
The age of the candidate is 25 years to 65 years is required to get a Emirates World card from Standard Chartered Bank.
The regards points are given in a Emirates World card from Standard Chartered Bank are :
Every Rs.150 spent on the card will earn 3 Skyward miles.
Spends related to Emirates will bring 2 times more miles
You can apply for a Standard Chartered Emirates World card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a Standard Chartered Emirates World Card.
The minimum late payment charges Rs.100 and maximum charges are Rs.800 of Standard Chartered Emirates World Card.
Travel rewards are included in the Standard Chartered Emirates World Card.
Salaried employees and self-employed are eligible to take the Standard Chartered Emirates World card.
The interest rate is 3.49% per month provided by Standard Chartered Emirates World cards.
Last Updated on : 08/Sep/2020Know More About CREDIT CARDS
You're eligible for a Standard Chartered Emirates World if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account