Standard Chartered Bank is a British multinational banking and financial services. It was established in 1969 and headquarters in London, England. It operates a network of more than 1200 branches and outlets across more than 70 countries and employees around 87000 people.
Standard Chartered Platinum Rewards Card rewards its users for shopping and lifestyle expenses. Accumulated reward points can be used to get vouchers and merchandise or to pay off the credit card bills. You can earn 5 reward points for every INR 150 spent on dining and fuel with no monthly cap on the rewards earned using this rewards credit card.
1. 5X rewards on fuel and dining spends
2. Annual fee waiver
3. Get back double the joining fee as benefits
4. Earn 5 reward points for every INR 150 spent on dining and fuel with no monthly cap on the rewards earned using this rewards credit card
5. Enjoy a host of discounts and offers across dining, shopping, travel and more with the Standard Chartered Good Life programme on your Platinum Rewards credit crd
6. Convert your entire outstanding upto Rs.500000 into EMIs zero processing fee
7. Check your card balance and make convenient and instant card payment & via online banking and standard chartered mobile
8. Enjoy a wide range of instant payment solutions and like bharat bill payment solutions (bbps)
9. Now enjoy secure online transactions on your credit card through 3D secure OTP verification.
10. Extends the benefits of your credit card to your family members by getting them lifetime free supplementary credit card
|
Reward Type |
Lifestyle and shopping |
|
Balance transfer facility |
The customers can transfer balance up to Rs. 5,00,000 from other bank credit card at attractive interest rate |
|
Welcome benefits |
Earn 100% cashback, up to Rs.500 on restaurant bills in the first 90 days. |
|
Reward Points |
Hotels, restaurants and fuel : Rs.150=5 points Others : Rs.150=1 point |
|
Fitness benefits |
The customers can enjoy additional Rs. 1,000 off on annual gym membership at Gold’s Gym |
|
Renewal fee benefits |
On spending Rs.60,000 or more in a year, the renewal fee gets waived off |
|
Dining benefits |
The customers can get 15% off at over 850 restaurants across India |
|
Shopping benefits |
The customers can shop at any exclusive Wills Lifestyle store across the country and avail discount of Rs. 500 |
|
Entertainment benefits |
The customers can enjoy 25% discount on movie tickets and 10% discount on food and beverages on Fridays, Saturdays, and Sundays at INOX |
|
Medical benefits |
The customers can get up to 15% off at Manipal Hospitals and 10% off at Medanta Hospitals |
To apply for a platinum rewards card, you have to pay fees and charges applied by the Standard Chartered Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Standard Chartered Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Annual Fee |
Rs. 250 |
|
Annual Fee ( second year onwards) |
Rs. 250 |
|
Free Credit Period |
NIL |
|
Interest rate |
3.49% p.m. |
|
Cash Advance Charges |
3% of withdrawal or Rs. 300 per transaction, whichever is higher |
|
Add-on Fee (per annum) |
NIL |
|
Overlimit Charges |
2.5% of overlimit amount subject to a minimum of Rs. 500 |
|
Surcharges |
Rs. 10 or 1% of the transaction (whichever is higher) are levied on Petrol transactions. Rs. 25 or 2.5% (whichever is higher) are levied on Railway station |
|
Goods and Services Tax (GST) |
GST is levied on all taxable supplies |
|
Late Payment Charges |
Less than or equal to Rs.100 - NIL In between Rs.101 to Rs.500 - Rs.100 In between Rs.501 to Rs.5,000 - Rs.500 In between Rs.5,001 to Rs.15,000 - Rs.700 More than Rs.15,000 - Rs.800 |
Before applying for a platinum rewards card from Standard Chartered Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
|
ELIGIBLE |
Salaried employed and self employed individuals |
|
AGE |
For salaried employees individual = 21 years to 60 years For self employed individuals = 21 years to 65 years |
Any applicant who is applying for a platinum rewards credit card from Standard Chartered Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
1. Standard Chartered Bank Home Loan
2. Standard Chartered Bank Personal Loan
3. Standard Chartered Bank Loan against Securities
Standard Chartered Platinum Rewards Card Customer Care
Contact number : 18003451000
Email id : customer.care@sc.com
There are two reason to apply for Standard Chartered Platinum Rewards Card :
1. Offline Method : By visiting the nearest branch of Standard Chartered Bank.
2. Online Method :
Go to the official website of Standard Chartered Bank.
Click on the menu named Our Products.
Select Credit Cards > Platinum Rewards Card.
A web page opens, which explains the features and benefits of the Platinum Rewards Card.
On the top, you will see a button named ‘Apply Now’. Click on it.
It redirects to a new page. On the right pane, you will see a form to apply online.
Enter your DOB, name of the city you reside, income source, email id, contact number, etc.
Click on the checkbox that says “I authorize Standard Chartered Bank to contact me.”
Click on the ‘Proceed’ button.
If all the entered details meet the bank’s requirements, your application will be approved instantly.
Financials products offered by Bank
Standard Chartered Platinum Rewards credit card rewards its users for shopping and lifestyle expenses. Accumulated reward points can be used to get vouchers and merchandise or to pay off the credit card bills.
The joining fee and renewal fee of standard chartered platinum rewards credit card is 250.
For salaried employees the age is 21 years to 60 years is required and for self employed the age is 21 years to 65 years is required to get a platinum rewards card from Standard Chartered Bank.
The regards points are given in a platinum rewards card from Standard Chartered Bank are :
Hotels, restaurants and fuel : Rs.150= 5 points
Others : Rs.150 = 1 point
You can apply for a Standard Chartered platinum rewards card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a Standard Chartered platinum rewards Card.
The minimum late payment charges Rs.100 and maximum charges are Rs.800 of Standard Chartered platinum rewards Card.
Lifestyle rewards are included in the Standard Chartered platinum rewards Card.
Salaried employees and self-employed are eligible to take the Standard Chartered Platinum rewards card.
The interest rate is 3.49% per month provided by Standard Chartered platinum reward cards
Last Updated on : 08/Sep/2020Know More About CREDIT CARDS
You're eligible for a Standard Chartered Platinum Rewards if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account