SELECT `id` FROM `tbl_card` WHERE `title` = 'Standard Chartered Ultimate Card' AND `card_type` = 'Credit Cards' Standard Chartered Ultimate Card - Benefits, Rewards, Eligibility Criteria

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STANDARD CHARTERED ULTIMATE CARD

Standard Chartered Ultimate Card Details

Standard Chartered Bank is a British multinational banking and financial services. It was established in 1969 and headquarters in London, England. It operates a network of more than 1200 branches and outlets across more than 70 countries and employees around 87000 people.

The Standard Chartered Ultimate Card is exclusively designed to fulfill the lifestyle needs of both medium and high-class users. This credit card checks your card balance and makes convenient and instant card payment & via online banking and standard chartered voice. It offers a complimentary travel insurance coverage of Rs.1 crore on air accidents. This is also transfer card balance upto Rs.500000 from other bank credit card at attractive interest rate

Features of Standard Chartered Ultimate Card

1. It offers 24×7 concierge service assistance.

2. It gives access to 1,000+ airport lounges in the world.

3. It offers a complimentary travel insurance coverage of Rs.1 crore on air accidents

4. It offers access to 150 premier golf courses worldwide and 20 within India.

5. Get 25% discount at top restaurants in India.

6. Get 5% cashback on duty free spends

7. Get 1 reward point equals to 1for every INR 150 spent

8. Transfer card balance upto Rs.500000 from other bank credit card at attractive interest rate

9. Convert your entire outstanding upto Rs.500000 into EMIs zero processing fee

10. Check your card balance and make convenient and instant card payment & via online banking and standard chartered mobile

11. Now enjoy secure online transactions on your credit card through 3D secure OTP verification.

12. Contactless credit card 

13. Extends the benefits of your credit card to your family members by getting them lifetime free supplementary credit card 

Benefits of Standard Chartered Ultimate Card 

Reward Type 

Lifestyle, dining and travel

Travel benefits

Enjoy cashback up to Rs. 10,000 on MakeMyTrip within 90 days of card issuance

2% foreign currency markup fee on overseas spends

5% cashback on duty free spends and access to over 1000 airport lounges across the world with a complimentary Priority Pass Membership

Lifestyle benefits 

Access to 20 premier golf courses in India and 150 worldwide

Reward Points 

Rs.150 = 5 reward point 

1 reward point = Rs.1

Renewal benefit

Upto 5000 rewards 

Dining benefits 

Discount of up to 25% at top restaurants in India with advance reservation via concierge and online booking

Fee and charges of Standard Chartered Ultimate Card

To apply for an Ultimate Card, you have to pay fees and charges applied by the Standard Chartered Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Standard Chartered Bank i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE 

CHARGES

Joining Fee

Rs.5,000

Renewal Fee

Rs.5,000

Joining fee for add-on card

Nil

Annual fee for add-on card

Nil

Late payment charges

If your bill is less than/equal to Rs.500, it has a penalty of Rs.100. 

For bills ranging from Rs.501 to Rs.2,000, the penalty is Rs.350. 

For bills ranging from Rs.2,001 to Rs.4,000, the penalty is Rs.500. 

For bills ranging from Rs.4,001 to Rs.20,000, the penalty is Rs.700. 

For bills exceeding Rs.20,000, the penalty is Rs.800

Over limit fee

2.5% of the total overlimit amount, which is subject to a minimum of Rs.500

Reward redemption fee

Rs.99

Cash advance fee

3% of the withdrawal amount, which is subject to a minimum of Rs 300

Foreign Transaction Fee

3.5% of the total transaction amount

Interest rate

3.1% for each month (37.2% per year)

Reward rate

3.3%

Eligibility Criteria for Standard Chartered Ultimate Card 

Before applying for an Ultimate Card from Standard Chartered Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

ELIGIBLE 

Salaried employed and self employed individuals 

AGE 

For salaried employees individual  = 21 years to 60 years 

For self employed individuals = 21 years to 65 years 

Documents Required for Standard Chartered Ultimate Card

Any applicant who is applying for an ultimate credit card from Standard Chartered Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Other products of Standard Chartered Bank 

1. Standard Chartered Bank Home Loan 

2. Standard Chartered Bank Personal Loan

3. Standard Chartered Bank Loan against Securities

Standard Chartered Ultimate Card Customer Care

Contact number : 18003451000

Email id : customer.care@sc.com

How to apply for Standard Chartered Ultimate Card

There are two reason to apply for Standard Chartered Ultimate Card :

1. Offline Method : By visiting the nearest branch of Standard Chartered Bank.

2. Online Method  :

  • Go to the official website of Standard Chartered Bank.

  • Click on the menu named Our Products.

  • Select Credit Cards > Ultimate Card.

  • A web page opens, which explains the features and benefits of the Ultimate Card.

  • On the top, you will see a button named ‘Apply Now’. Click on it.

  • It redirects to a new page. On the right pane, you will see a form to apply online.

  • Enter your DOB, name of the city you reside, income source, email id, contact number, etc.

  • Click on the checkbox that says “I authorize Standard Chartered Bank to contact me.”

  • Click on the ‘Proceed’ button.

  • If all the entered details meet the bank’s requirements, your application will be approved instantly.

Financials products offered by Bank 

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Standard Chartered Ultimate Card Frequently Asked Questions 

1. What is a Standard Chartered Ultimate card?

The Standard Chartered Ultimate Credit Card is exclusively designed to fulfill the lifestyle needs of both medium and high-class users. This credit card checks your card balance and makes convenient and instant card payment & via online banking and standard chartered voice.

2. What is the joining fee and renewal fee of Standard Chartered Ultimate credit card?

The joining fee and renewal fee of ultimate credit card is 5000.

3. How much age is required to get an Ultimate credit card from Standard Chartered Bank?

For salaried employees the age is 21 years to 60 years is required and for self employed the age is 21 years to 65 years is required to get a Ultimate Credit card from Standard Chartered Bank.

4. What are the rewards points given in an Ultimate credit card from Standard Chartered Bank?

The regards points are given in an Ultimate credit card from Standard Chartered Bank are :

  • Rs.150 = 5 reward point 

  • 1 reward point = Rs.1

5. How can I apply for a Standard Chartered Ultimate Credit card?

You can apply for a Standard Chartered Ultimate Credit card through online and offline by visiting the nearest bank branch.

6. How do I contact customer care for a Standard Chartered Ultimate Card?

You can contact through customer care toll free number and also through e-mail id for a Standard Chartered Ultimate Card.

7. What are the minimum and maximum late payment charges of Standard Chartered Ultimate Card?

The minimum late payment charges Rs.100 and maximum charges are Rs.800 of Standard Chartered Ultimate Card.

8. What type of rewards are included in the Standard Chartered Ultimate card?

Lifestyle, Dining and Travel rewards are included in the Standard Chartered Ultimate Card.

9. Who is eligible to take the Standard Chartered Ultimate Card?

Salaried employees and self-employed are eligible to take the Standard Chartered Ultimate card.

10. How much interest rate is provided by Standard Chartered Ultimate cards?

The interest rate is 3.1% per month and 37.2% per year provided by Standard Chartered Ultimate credit cards.

Know More How To Apply ??

Know More About CREDIT CARDS

Standard Chartered Ultimate Card

You're eligible for a Standard Chartered Ultimate Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account