Standard Chartered Bank is a British multinational banking and financial services. It was established in 1969 and headquarters in London, England. It operates a network of more than 1200 branches and outlets across more than 70 countries and employees around 87000 people.
Standard Chartered Visa Infinite is a type of Visa credit card that is reserved for the most premium credit cards. It should be noted that while Visa Signature comes with a set of benefits, card issuers can control which features are available to cardholders. Now enjoy secure online transactions on your credit card through 3D secure OTP verification. You also extend the benefits of your credit card to your family members by getting them lifetime free supplementary credit cards.
1. The privileges of the Priority Visa Infinite credit card are complimentary for our Priority Banking clients.
2. Free access to airport lounges partnered with Visa, 4 times every quarter Access to over 2,000 golf courses globally, including 20 in India
3. 5 reward points on every Rs.100 on Retail Fashion
4. 5 reward points on every Rs.100 on Overseas transactions
5. 2 Reward points for every INR 100 on all other spends
6. Free Priority Pass membership
7. 4 complimentary airport lounge access per quarter
8. Free Golf Fee card membership with access to over 2000 Golf courses
9. Complimentary Travel Insurance cover upto USD 200,000
10. Fuel Surcharge waiver
|
Reward Type |
Lifestyle |
|
Reward Points |
2 Reward points for every INR 100 on all other spends 5 reward points on every Rs.100 on Retail Fashion 5 reward points on every Rs.100 on Overseas transactions |
|
Travel benefits |
Complimentary Travel Insurance cover upto USD 200,000 4 complimentary airport lounge access per quarter |
|
Airport lounge access |
Free Priority Pass membership Free domestic airport lounge access every quarter |
To apply for a visa infinite card, you have to pay fees and charges applied by the Standard Chartered Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from Standard Chartered Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Annual Fee |
Nil |
|
Annual Fee ( second year onwards) |
Nil |
|
Add-on Fee (per annum) |
Nil |
|
Free Credit Period |
Nil |
|
Cash Advance (ATM withdrawals) |
3% of withdrawal or Rs. 300 per transaction, whichever is higher |
|
Annualized Percentage Rate |
3.10% p.m. |
|
Overlimit Charges |
2.5% of overlimit amount subject to a minimum of Rs. 500 |
|
Late Payment Fee |
Less than or equal to Rs.100 - NIL In between Rs.101 to Rs.500 - Rs.100 In between Rs.501 to Rs.5,000 - Rs.500 In between Rs.5,001 to Rs.15,000 - Rs.700 More than Rs.15,000 - Rs.800 |
|
Surcharges |
Rs. 10 or 1% of transactions (whichever is higher) are levied on Petrol transactions. Rs. 25 or 2.5% (whichever is higher) are levied on Railway station |
|
Goods and Services Tax (GST) |
18% |
Before applying for a visa infinite card from Standard Chartered Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. The applicant should be aged between 21 and 65 years and should have a stable monthly income.
2. The applicant should be residing in the city or location where the bank is sourcing the credit card.
3. The applicant will be required to submit an identity proof, an address proof and a recent colour photograph.
4. As income proof, salaried applicants must submit the latest salary slip and self-employed applicants should submit the latest ITR document and business continuity proof.
Any applicant who is applying for a visa infinite credit card from Standard Chartered Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
Standard Chartered Bank Credit Card Login
Cardholders of Standard Chartered Credit Card can log in to their credit card account through following steps :
1. Go to Standard Chartered Credit Card webpage
2. Hover over Login button and then click on Online Banking Login
3. Click on Continue to Login
4. Provide Username and Password
5. Click on Login
1. Standard Chartered Bank Home Loan
2. Standard Chartered Bank Personal Loan
3. Standard Chartered Bank Loan against Securities
Standard Chartered Visa Infinite Card Customer Care
Contact number : 18003451000
Email id : customer.care@sc.com
There are two reason to apply for Standard Chartered Visa Infinite Card :
1. Offline Method : By visiting the nearest branch of Standard Chartered Bank.
2. Online Method :
Go to the official website of Standard Chartered Bank.
Click on the menu named Our Products.
Select Credit Cards > Visa Infinite Card.
A web page opens, which explains the features and benefits of the Visa Infinite Card.
On the top, you will see a button named ‘Apply Now’. Click on it.
It redirects to a new page. On the right pane, you will see a form to apply online.
Enter your DOB, name of the city you reside, income source, email id, contact number, etc.
Click on the checkbox that says “I authorize Standard Chartered Bank to contact me.”
Click on the ‘Proceed’ button.
If all the entered details meet the bank’s requirements, your application will be approved instantly.
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
There are various options through which you can pay your credit card bill online i.e. through internet banking, NEFT/RTGS online funds transfer, through BillDesk, Auto debit facility, Mobile wallets and payment systems
1. Visit the Standard Chartered online banking portal.
2. Choose 'Online Banking' from the navigation menu on the left-hand side.
3. Select 'Signup for Online Banking'.
4. Select 'I have read and agreed to the Terms and Conditions'.
5. Select 'Accept'.
6. Enter your debit card number and PIN.
7. Then select 'Next'.
8. Once you choose 'Confirm', a One Time Password (OTP) will be sent to your mobile phone.
9. Enter your OTP and select 'Next'.
10. Set up your username and password.
11. Select 'Next'.
12. Enter your registered username and password to log in.
13. Once you're registered, you can pay your credit card bills.
Financials products offered by Bank
Standard chartered Visa Infinite is a type of Visa credit card that is reserved for the most premium credit cards. It should be noted that while Visa Signature comes with a set of benefits, card issuers can control which features are available to cardholders
There is no joining and renewal fee applied in Standard Chartered Visa Infinite Card.
The applicant should be aged between 21 and 65 years and should have a stable monthly income to get a standard chartered visa infinite card.
The regards points are given in a Visa Infinite card from Standard Chartered Bank are :
2 Reward points for every INR 100 on all other spends
5 reward points on every Rs.100 on Retail Fashion
5 reward points on every Rs.100 on Overseas transactions
You can apply for a Standard Chartered Visa Infinite card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a Standard Chartered Visa Infinite Card.
The minimum late payment charges Rs.100 and maximum charges are Rs.800 of Standard Chartered Visa Infinite Card.
Lifestyle rewards are included in the Standard Chartered Visa Infinite Card.
The interest rate is 3.10% per month provided by Standard Chartered Visa Infinite cards.
Last Updated on : 28/Sep/2020Know More About CREDIT CARDS
You're eligible for a Standard Chartered Visa Infinite if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account