SELECT `id` FROM `tbl_card` WHERE `title` = 'Union Bank Of India Visa International Signature Credit Card' AND `card_type` = 'Credit Cards' Union Bank of India VISA International Signature Credit Card Login, features

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UNION BANK OF INDIA VISA INTERNATIONAL SIGNATURE CREDIT CARD

Union Bank of India, one of the popular banks in India, offers a wide range of credit products to its customers. With competitive interest rates on loans and credit cards, Union Bank of India is a name to reckon in the credit market. The customers can enjoy numerous benefits on tailor-made Union Bank of India. Union Bank of India is one among the oldest and largest public sector banks in India. With its headquarters in Mumbai, the bank has over 4200 branches in the country today providing a wide range of banking products and services to the people.credit cards provided by Union Bank are very popular as they offer attractive features and benefits to their members. 

Union Bank of India Visa International Signature Credit Card is launched by the bank to provide some unique offers and benefits to the users. It helps them deal with urgent financial crises. You do not need to carry cash everywhere if you have a credit card. Here we will discuss some salient features and benefits of Union Bank of India Visa International Signature Credit Card.

Union Bank of India VISA International Signature Credit Card Features

1. Accident Insurance cover for up to Rs.6 lakhs.

2. Air accident Insurance cover for up to Rs.10 lakhs.

3. Complimentary Airport Lounge Access

4. 10% discount on dining bills

5. 5% to 10% discounts on overseas car rentals

6. For every Rs.100 that is spent, you will receive 4 Union Points.

7. The spending limit assigned to a Visa International Credit Card is 20% of the annual gross salary as shown in the latest pay slip.

8. The free credit period given by Union Bank of India is generally up to 50 days for a card holder

Union Bank of India VISA International Signature Credit Card Benefits 

Reward type

Travel and Dining

Accidental Insurance Coverage

Accident Insurance cover for up to Rs.6 lakhs.

Air accident Insurance cover for up to Rs.10 lakhs.

Rewards points 

For every Rs.100 that is spent, you will receive 4 Union Points.

Fuel Surcharge Refund

The surcharge is waived off completely when fuel transactions are done by card holders for an amount between Rs.400 and Rs.4000.

Interest Free Period 

The free credit period given by Union Bank of India is generally up to 50 days for a card holder.

EMI Scheme

High-value purchases can be converted into monthly installments at a competitive interest rate.

Transactions done on a Visa International Credit Card can be paid back through EMIs with tenures ranging from 3, 6, 9, 23, 24 or 28 months.

Union Instant Cash

Card holders can also use the “Union Instant Cash” facility to withdraw cash at select merchant outlets. 

Customers can withdraw up to Rs.1000 and Union Bank of India charges a service fee of Rs.10 for every transaction.

Spending Limits

The spending limit assigned to a Visa International Credit Card is 20% of the annual gross salary as shown in the latest pay slip.

Offers

As Visa privileges, Signature card holders can get a 10% discount on dining bills at 1200 restaurants and a 5% to 10% discount on car rentals, abroad.

Lounge Access

Card holders can enjoy two free lounge access at international and domestic airports, every quarter.

Union Bank of India VISA International Signature Credit Card Fee and charges

To apply for a VISA International Signature Credit Card, you have to pay fees and charges applied by the Union Bank of India. It covers all charges and fees made by a bank to their customers.The following charges are taken from Union Bank of India i.e joining fee, annual fee, interest rate, late payments charges etc.

TYPE

CHARGES

Joining Fee

Rs.250

Annual fee

Rs.250

Finance Charges on Roll over Credit

1.30%

Cash Advance Charges for Cash Withdrawal

2.50%

Cash advance on Credit limit

20 % of limit

Cash Advance Charges at ATM

Rs.100

Cash Advance Charges (Overseas)

Rs.125

Late Payment Charges

Rs.200

Charges for over the Credit limit usage

Rs.100 for each occasion

Returned Cheque

Rs.100 per instrument

Limit enhancement fee

Rs.100 for each occasion

Card Replacement fee

Rs.100

Retrieval of charge slip as levied by Card Schemes

Rs.100 or the actual charges whichever is higher

PIN Replacement Fee

Rs 150.00

Green PIN generation at Banks website

Free

GST

As applicable from Time to time

Union Bank of India VISA International Signature Credit Card Eligibility Criteria

Before applying for a VISA International Signature Credit Card from the Union Bank of India, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.

1. The minimum age limit should be between 18 – 65 years

2. Customers Should have a term deposit ranging from Rs.25,000 to Rs.5,00,000 are eligible to apply for a Credit Card

3. Customers without an income proof can also apply for a Union Bank VISA International Signature Credit Card if they are in need of it.

Union Bank of India VISA International Signature Credit Card Documents Required

Any applicant who is applying for a VISA International Signature credit card from the Union Bank of India must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.

1. KYC Documents = PAN, address proof and ID proof

2. Coloured photograph

3. Income Proof = Last 3 month salary slip

4. Last 3 months bank statement 

5. ITR or Form 16

Union Bank of India Credit Card Login 

Cardholders of Union Bank of India Credit Card can log in to their credit card account through following steps :

1. Click here to go Union Bank online portal by selecting 'Other Services' and then 'View Union Credit Card Bill'

2. Provide your unique User ID and password.

3. Click on the 'Submit' button.

4. You are now logged into your Union Bank Credit Card account.

How to apply for Union Bank of India VISA International Signature Credit Card

There are two reason to apply for Union Bank of India VISA international Signature Credit Card :

1. Offline Method : By visiting the nearest branch of Union Bank of India 

2. Online Method  :

  • First, you have to visit the Union Bank website

  • Next, you have to click on digital banking>>cards>> VISA International Signature credit cards >> Application form of the credit card take a print out of the form and fill your details.

  • Submit the application form to one of your nearest Union Bank branches.

  • They will give you Insta Credit Card & PIN at the time of your application submission.

Union Bank of India VISA International Signature Credit Card Customer Care 

Contact number : 1800222244

Email id :  customercare@unionbankofindia.com

Union Bank of India Credit Card Payment Online 

1. Go to Credit Card Bill Payment Page on Paytm

2. Enter your Credit Card Number.

3. Enter the bill amount.

4. Click on Proceed.

Bank offered Financial Products

BUSINESS LOAN

CAR LOAN

COMMERCIAL LOAN 

EDUCATION LOAN

GOLD LOAN

HOLIDAY LOAN 

HOME LOAN 

LOAN AGAINST PROPERTIES 

LOAN AGAINST SECURITIES

PERSONAL LOAN

PROFESSIONAL LOAN

TWO WHEELER LOAN

Union Bank of India VISA International Signature Credit Card Frequently Asked Questions 

1. What is a Union Bank of India VISA International Signature Credit Card?

Union Bank of India VISA International Signature Credit Card is launched by the bank to provide some unique offers and benefits to the users. It helps them deal with urgent financial crises. You do not need to carry cash everywhere if you have a credit card. Here we will discuss some salient features and benefits of Union Bank of India Visa International Signature Credit Card.

2. How much age is the candidate required to get a Union Bank of India VISA International Signature Credit Card?

The minimum age is 18 years and maximum age is 65 years to get a Union Bank of India VISA International Signature Credit Card.

3. What is the renewal fee of the Union Bank of India VISA International Signature Credit Card?

The renewal fee of the Union Bank of India VISA International Signature Credit Card is Rs.250.

4. What are the rewards points given in a Union Bank of India VISA International Signature Credit Bank?

The rewards points given in the VISA International Signature Credit Card from Union Bank of India is 

  • For every Rs.100 that is spent, you will receive 4 Union Points.

5. How much interest rate is provided by the Union Bank of India VISA International Signature Credit Cards?

The interest rate is 1.30% per month provided by Union Bank of India VISA International Signature Credit Cards.

6. What type of rewards are included in the Union Bank of India VISA International Signature Credit  Card?

Travel and Dining rewards are included in the Union Bank of India VISA International Signature Credit Card.

7. How can I apply for a Union Bank of India VISA International Signature Credit Card?

You can apply for a Union Bank of India VISA International Signature Credit Card through online and offline by visiting the nearest bank branch.

8. How do I contact customer care for a Union Bank of India VISA International Signature Credit Card?

You can contact through customer care toll free number and also through e-mail id for a Union Bank of India VISA International Signature Credit Card.

9. What is the joining fee of the Union Bank of India VISA International Signature Credit Card?

The joining fee of the Union Bank of India VISA International Signature Credit Card is Rs.250.

10. What are the late payment charges of the Union Bank of India VISA International Signature Credit Card?

The late payment charges of the Union Bank of India VISA International Signature Credit Card is Rs.200.

Last Updated on : 13/Oct/2020

Know More About CREDIT CARDS

Union Bank Of India Visa International Signature Credit Card

You're eligible for a Union Bank Of India Visa International Signature Credit Card if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account