SBI is one of the most trusted banks for personal facilities. It is an Indian multinational public sector banking and financial services. SBI established on 1 July 1995 and their headquarters in Mumbai. State Bank of India with a 200 year history is the largest commercial bank in India. In terms of assets, deposits, profits, branches, customers and employees SBI is the largest bank. The government of India is the single largest shareholder of this fortune 500 entity with 6158 percent ownership. SBI was ranked 60th in the list of top 1000 banks in the world by “the banker” in July 2012.
The Yatra SBI Card is a travel card brought to you by Yatra.com, India’s leading company in the online travel space & SBI Cards, India’s leading Credit Card issuer. The new Yatra SBI Card would provide unmatched travel, holiday and shopping options for all travelers. Yatra SBI Card is suitable for frequent travellers as it offers various travel benefits to provide a comfortable and economical travel experience. Additionally, it provides welcome gifts, reward points, fuel surcharge waiver, etc. The finance charges or the interest rate on this card is up to 3.35% per month or 40.2% p.a.
1. 1% fuel-surcharge waiver at petrol bunks on transactions between Rs.500 & Rs.3,000, up to Rs. 100 per statement cycle
2. Complimentary air accident cover of Rs.50 lakhs on bookings via yatra.com with this card
3. Ideal to use for travel-related transactions
4. Option to avail add-on credit cards for family and friends
5. Easy Bill Pay facility available for the cardholder
6. Flexipay option: Pay monthly instalments for transactions worth Rs.2,500 or more
7. Yatra SBI Card Holders can contact the 24/7 MasterCard Global Customer Assistance Services and SBI Card Customer Helpline to seek assistance
8. Pending credit from existing credit card can be transferred to Yatra SBI Card through ‘Balance Transfer’
|
Reward type |
Travel |
|
Travel Benefits |
|
|
Joining Benefits |
|
|
Lounge access |
|
|
Rewards points |
|
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Fuel Surcharge Waiver |
Waiver on fuel surcharge of up to Rs.100 in a month |
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Free Insurance |
Complimentary Air Accident Insurance cover worth Rs.50 lakh |
To apply for a Yatra Credit Card, you have to pay fees and charges applied by the SBI Bank. It covers all charges and fees made by a bank to their customers.The following charges are taken from SBI Bank i.e joining fee, annual fee, interest rate, late payments charges etc.
|
TYPE |
CHARGES |
|
Joining fee |
Rs.499 |
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Annual fee |
Rs.499 |
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Renewal fee |
Rs.499 (from second year) |
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Add-on fee |
Nil |
|
Interest rate |
3.35% per month |
|
Finance charges for Cash Advance |
3.35% per month |
|
Cash payment fee |
Rs.100 |
|
Cheque fee |
Rs.100 (for payments up to Rs.10,000) |
|
Fee for Payment Dishonour |
2% of the transaction amount |
|
Retrieval of Statement |
Rs.100 per statement |
|
Over-limit |
2.5% for a minimum amount of Rs.500 |
|
Charge for Card Replacement |
Rs.100 |
|
Transaction for Foreign Currency |
3.5% of the transaction amount |
|
Rewards redemption fee |
Rs.99 |
|
Fee for Late Payment |
Nil = Rs.0-Rs.200 Rs.100 = Rs.201-Rs.500 Rs.400 = Rs.501-Rs.1,000 Rs.600 = Rs.1,001-Rs.10,000 Rs.800 = Rs.10,001-Rs.25,000 Rs.950 = Above Rs.25,000 |
Before applying for a Yatra Credit Card from SBI Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your credit card very soon if you meet all the required eligibility criteria once the documentation is done.
1. You must be between 21-65 years of age.
2. You must be able to demonstrate a stable credit history
Any applicant who is applying for a Yatra credit card from SBI Bank must have to submit the following documents. These documents are the requirements for the lenders who are providing you the credit card.
1. KYC Documents = PAN, address proof and ID proof
2. Coloured photograph
3. Income Proof = Last 3 month salary slip
4. Last 3 months bank statement
5. ITR or Form 16
SBI Bank Credit Card Login
Cardholders of SBI Bank Credit Card can log in to their credit card account through following steps :
1. Visit https://www.sbicard.com/creditcards/app/user/login
2. Provide the User ID and Password
3. Click ‘login’
2. SBI Loan Against Properties
Yatra SBI Credit Card Customer Care
Contact number : 1800112211 / 18004253800
Email id : customercare@sbi.co.in
There are two reason to apply for Yatra SBI Credit Card :
1. Offline Method : By visiting the nearest branch of SBI Bank
2. Online Method :
Click on the option of 'Check Eligibility' to check if you are eligible for the card.
Add the information which is asked and submit it.
The portal will need a list of documents to be uploaded.
Once done, you can use the tracking ID under the option of 'Track Application'.
Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions.
1. Visit https://www.onlinesbi.com/
2. Login providing the user ID and password
3. Select ‘View/Pay Bills’ option under the ‘Bill Payments’ Section
4. Next, click on ‘Without Bills’
5. Select ‘SBI Card’ as the biller and click ‘Pay’
6. Thereafter select the SBI account number from which the payment is to be made.
Bank offered Financial Products
The Yatra SBI Card is a travel card brought to you by Yatra.com, India’s leading company in the online travel space & SBI Cards, India’s leading Credit Card issuer. The new Yatra SBI Card would provide unmatched travel, holiday and shopping options for all travelers.
The minimum age is 21 years and maximum age is 65 years to get a Yatra SBI Credit Card.
The joining fee of the Yatra SBI Credit Card is Rs.499.
The rewards points given in the Yatra SBI Credit Card from SBI Bank is :
Grocery, movies & dining: 100 = 6 points
International spends: 100 = 6 points
Others: 100 = 1 point
1 point = 0.25
The interest rate is 3.35% per month provided by Yatra SBI Credit Cards.
Travel rewards are included in the Yatra SBI Credit card.
You can apply for a Yatra SBI Credit Card through online and offline by visiting the nearest bank branch.
You can contact through customer care toll free number and also through e-mail id for a Yatra SBI Credit Card.
The renewal fee of the Yatra SBI Credit Card is Rs.499.
The minimum charges is 100 and maximum late payment charges is 950 of Yatra SBI Credit Card.
Last Updated on : 08/Oct/2020Know More About CREDIT CARDS
You're eligible for a Yatra Sbi Credit Card if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Credit Cards is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account