The Central Bank of India is one of the largest Indian banks that was established in 1911. This bank has spread across the country with a network of over 4000 branches and 10 satellite offices at different locations. The bank brings all the financial and banking products and services for the customers which include deposit accounts, loans and credit cards.
In this section, you will across all the major products and services that are offered by the Central Bank of India.
1. Deposit Account
|Savings Account||Central bank brings a slew of different types of savings accounts in order to make the financial practices of customers simpler than ever. The Central bank savings accounts include Premium Account, Param Account and BalBhavishya. Generally, the Central bank does not demand any minimum amount to maintain the account.|
|Current Account||To provide ease to the professionals and organizations with management of finances, Central bank of India offers different types of current account. This type of account by the bank includes Cent Samvridhi and Cent Platinum. The initial deposit amount in this type of account varies based on the geographical regions.|
|Personal Loan||Personal loan is a type of loan offered by the Central bank of India that customers can avail in order to finance their personal requirements, be it for paying off all the debts or going on vacations. The bank offers different schemes under personal loan which includes Cent Ratna, Cent Personal Gold Loan, Cent Suvidha and Cent Teacher.|
|Vehicle Loan||The Central bank of India gives a hand to its customers in buying their dream car or bike with its vehicle loan. Vehicle loan is a type of loan offered by the Central bank that users can apply for in order to fund the purchase of two wheeler or four wheeler. The customers of 18 years to 65 years of age can avail Central bank vehicle loan. The loan amount is determined by the type and age of vehicle.|
|Home Loan||Central bank home loans come with different schemes to help customers fulfill their goal of living in the house of their dreams. This type of Central bank loan includes various types such as Cent Home loan to Employees, Cent Home Loan Plus etc. This loan can be availed to construct a new house or flat, buy a land to construct one or renovate the house/flat.|
|Education Loan||Central bank of India provides an array of education loan schemes to students who wish to pursue higher studies such as graduation, post graduation or any diploma courses in India or abroad. These schemes include Cent Vidyarthi and Cent Skill loan. The loan amount depends on the course and the university alongside the location of the institute.|
|Loan Against Property||The Central bank of India offers a variety of types under the loan against property. To help customers be at ease with finances, the bank offers products such as Cent Mortgage, Cent Rental, Cent Trade etc. Customers can avail this type of loan to meet financial requirements. Those above the age of 21 years can apply for Central bank loan against property.|
|Other Loans||Apart from different types of loans mentioned above, the Central bank of India provides many other types of loans which include loans for women, business loan and agriculture loan.|
|Debit Card||Central bank brings a wide range of debit cards including the Wonder Debit Card, RuPay Debit Card, Platinum Debit Card and Platinum RuPay Debit Card. You can make seamless transactions using the Central bank of india debit cards, whether it is or booking any tickets or funds transfer.|
|Credit Card||The bank offers a range of credit cards to give a helping hand at times to the customers. Making transactions with the Central bank of India credit cards, customers get an array of benefits such as reward points on different shopping categories, waiver on fuel purchases, joining benefits and vouchers.|
|Fixed Deposit||The Central bank of India offers you a chance to give a hike to your finances with fixed deposit. The bank provides different schemes under fixed deposit. You can make a deposit of an amount as low as Rs 100. The bank offers customers to make deposits within a week to 10 years of time period.|
|Recurring Deposit||To help customers lead organized savings, the Central bank of India offers multiple types of recurring deposits. Customers can open recurring deposit accounts with the bank and get the benefit of not only an attractive interest rate but also the opportunity to avail loan against these deposits. The rate of interest ranges across the deposits and customers can also file the nomination in this type of investment facility by the bank.|
5. Banking Services
|NetBanking||You can enjoy different baking practices seamlessly with the Central bank of India NetBanking service. This platform allows you to perform many banking activities such as funds transfer, bill payments, checking statements, balance enquiry etc.|
|Mobile Banking||Central Bank of India MobileBanking offers you comfort when it comes to making banking practices at any hour of the day. You can enjoy all types of banking services quickly with the Central bank MobileBanking which includes investments, funds transfer and balance enquiry.|
|Balance Enquiry||Central bank makes it easier to check account balance by providing different channels. If you want to check your Central bank account balance, you can simply use options like NetBanking, PhoneBanking, SMS alerts or passbook.|
|Customer Care||You can share your feedback, file a complaint or raise a query regarding any product or service by the bank. All you need to do is contact the Central bank customer service on their customer helpline number.|
Central Bank Customer Service
Whether it is any doubt related to Central bank loans or you are facing problems with any banking product, you can get your query and problems answered by simply dialing the Central bank of India customer service number.
Here are the customer helpline numbers for Central Bank of India
1800 222 368 (Toll Free)