CENTRAL BANK OF INDIA CREDIT CARDS

Central Bank of India is one of the top commercial banks to provide customers with banking and financial products services. One of the most useful products to be offered by the bank is credit cards. Central Bank credit cards are there to help you make sure you have money to fund emergencies or go on vacations without waiting for the right time. There are multiple credit cards offered by the bank that are designed keeping in mind specific requirements of customers. So, if you have been hunting for the right credit card for yourself, here are the Central Bank of India credit cards at your service.

Central Bank Of India Credit Cards Highlights

Joining Fee No joining fees
Annual Fee No annual charges; Rs 4000 for Visa Platinum Card
Cash Withdrawal Fee Rs 100
Interest Free Period 55 days
Late Payment Fee Rs 100 per month
Add-on Card No Add-on card charges; Rs 2000 for Visa Platinum Card
Service charges on outstanding balances Starts at 2.5% per month and
Cheque Bounce Charges Rs 150 per cheque
Balance Transfer Varies across different types of credit cards
Duplicate Statements Rs 100 pr request

Features and Benefits of Central Bank Credit Cards

Central bank of India comes with zero joining fees and an opportunity to have renewal fees waived off. Besides that, you get joining perks and reward points using the Central bank credit cards. Here are the features and benefits of CBI credit cards that you can look forward to:

  • Rewards : The Central bank of India brings you the privilege of earning rewards points on your transactions. You can earn reward points on your spends in different categories such as dining, travel, shopping etc.
  • Fuel Surcharge Waiver : Using the Central bank credit card, you get the benefit of a fuel surcharge waiver. You get to earn 1% fuel surcharge waiver on your transactions of above Rs 500 at any petrol station across the country.
  • Add-on Card : The Central bank credit cards allow you to get an add-on card for yourself or your family member.

1. Central Bank of India Simply Save SBI Card

Central Bank of India Simply Save SBI CardKey Highlights: Reward points on dining, movies and other categories; Fuel surcharge waiver
Joining Fee NIL
Renewal Fee Rs. 499 per annum (applicable from second year)
Annual Fee Rs. 499
Joining bonus 2000 bonus reward points on the spends of Rs 2000 or more within the first 60 days.
Features & benefits

  • Get 10 Reward Points on your spends of Rs.100 on these categories: Movies, Departmental Stores, Dining, and Grocery.
  • Get 1 Reward Point on your spends of Rs.100 on other categories.
  • Get 1% fuel surcharge at all the petrol pumps across India. The maximum surcharge waiver is of up to Rs 100 per month and the transaction should be  between Rs. 500 to Rs. 3,000.

2. Central Bank of India Prime SBI Card

central bank prime sbi cardKey Highlights: Reward points on dining, movies and other categories; Fuel surcharge waiver: E-voucher for an array of brands, Pizza Hut e-voucher, Lounge access to domestic and international airports
Joining Fee NIL
Renewal Fee Rs. 2,999 per annum (applicable from second year); Waiver on annual spends of Rs. 3 Lakhs
Annual Fee Rs. 2,999
Joining bonus E-voucher of Rs up to 3,000 for a slew of lifestyle brands Hush Puppies, Yatra, Bata, Shoppers Stop and Pantaloons
Features & benefits

  • Get 20 Reward Points on your spends of Rs.100 on utility bill payments.
  • Get 20 Reward Points on your spends of Rs.100 on birthday.
  • Get 10 Reward Points on your spends of Rs.100 on utility bill payments.
  • Get 10 Reward Points on your spends of Rs.100 on these categories: Movies, Departmental Stores, Dining, and Grocery.
  • Get 1% fuel surcharge at all the petrol pumps across India. The maximum surcharge waiver is of up to Rs 250 per month and the transaction should be  between Rs. 500 to Rs. 4,000.
  • An e-voucher of up to Rs 7,000 for Yatra.com or Pantaloons is offered on annual spends of Rs 5 lakhs.
  • Get a Complimentary membership for Club Vistara Silver
  • This card offers 1 complimentary voucher for lounge access.
  • Add-on cards can be availed with this credit card
  • Get 4 complimentary lounge access to international airports and 8 complimentary lounge visits to domestic airports with maximum 2 visits per quarter.

3. Central Bank of India Elite SBI Card

Central Bank Elite SBI CardKey Highlights: Reward points on dining, movies and other categories; Fuel surcharge waiver
Joining Fee NIL
Renewal Fee Rs. 499 per annum (applicable from second year)
Annual Fee Rs. 499
Joining bonus E-voucher of Rs up to 5,000 for a slew of lifestyle brands Hush Puppies, Yatra, Bata, Shoppers Stop and Pantaloons
Features & benefits

  • Get 5X Reward Points on your spends on these categories: Movies, Departmental Stores, Dining, and Grocery.
  • Get 10 Reward Points on your spends of Rs.100 on other spends (excluding fuel).
  • A welcome e-voucher of up to Rs 5,000 for Yatra.com or Pantaloons is offered on annual spends of Rs 5 lakhs.
  • Get 1% fuel surcharge at all the petrol pumps across India. The maximum surcharge waiver is of up to Rs 250 per month and the transaction should be  between Rs. 500 to Rs. 4,000.
  • Free movie tickets of up to Rs 6,000 per year. Discount of up to Rs 250 can be availed for 2 tickets.
  • Get a Complimentary membership for Club Vistara Silver.
  • 9 Club Vistara Points on your spend of Rs 100 on Vistara flights.
  • This card offers 1 complimentary voucher for lounge access.
  • Add-on cards can be availed with this credit card for family members.
  • Get 6 complimentary lounge access to international airports and 8 complimentary lounge visits to domestic airports with maximum 2 visits per quarter.

Eligibility Criteria for Central Bank of India Credit Cards

In order to get a credit card by Central Bank, you need to make sure you meet all the requirements set as per the eligibility standards of the bank. If you fail to meet these requirements, there will be high chances of your application being rejected. Thus, here is the eligibility criteria for CBI Bank credit cards which you must keep up with in order to get a credit card successfully:

  • The applicant should at least be 18 years of age.
  • The maximum age of an applicant should be 70 years.
  • The applicant should be salaried or self employed.
  • The applicant should have a steady income.
  • The CIBIL score should be good.

Documents Required for Central Bank Credit Cards

Once you have made sure you are eligible for the Central bank credit card, the next thing you need to ensure is the availability of all the documents required to complete the application. Here are the documents required for Central bank credit card application:

Documents  Salaried Individuals Self Employed Individuals
Address Proof Voters ID Card, Passport, Driving Licence Voters ID Card, Passport, Driving Licence
Identity Proof Aadhar Card, Passport, Driving Licence, Voters ID Card Aadhar Card, Passport, Driving Licence, Voters ID Card
Income Proof Pay Slips, Bank Statements, IT Returns Bank Statements, IT Returns
Other Required Documents PAN Card, Passport-size photos, Application PAN Card, Passport-size photos, Application

How to Apply for Central Bank Credit Cards

In order to apply for the Central Bank credit card, you can contact the customer service and enquire about the credit card application process as well as the requirements to proceed it.

You can also visit the nearest branch of the Central bank and meet the official to get assistance for the credit card application process. Make sure you carry all the required documents that will be required at the time of application.

Central Bank Credit Card Customer Care

If you have any query, grievance, complaints or you want to share any feedback then you can contact the customer support of Central bank of India and talk with the agent.

Here is how to reach out to the Central bank customer support:

1800 222 368 (Toll Free)

022-66387737

022-66387743

FAQs On Central Bank Of India Credit Cards

1. How can I check my credit card status?

You can check your Central bank credit card status by contacting the bank customer service. You can also use NetBanking or PhoneBanking in order to check the status of your credit card.

2. Who can apply for a Central Bank credit card?

Salaried and self employed individuals with the age limit falling between 18 years to 70 years can apply for a Central bank credit card. The applicant must ensure their credit score is good.

3. How is the eligibility for credit cards determined?

Your eligibility for credit cards is determined by the following factors:

  • Income
  • CIBIL score
  • Current liabilities and loans
  • Age
  • Your relationship with the bank

4. Can I get an add-on card for my Central Bank of India credit card?

Yes, you can get up to 2 add-on cards for the members of your family. Know that the individual should be at least 18 years old to get the add-on card. This facility is available on select credit cards by Central bank.