CitiBank India was founded in 1902 and is a subsidiary of the world’s leading financial corporation known as Citigroup. In India, Citi Bank has a very widespread network consisting of 44 Branches and over 700 ATMs located in 31 Cities.
Products by Citibank
1. Citibank Deposit Account
|Saving Account||A variety of Saving accounts are being offered by Citibank for the customers with additional complimentary debit cards to make cashless transactions. It not only allows the customer to perform basic banking activities, but also earn an interest of 2.75%p.a. Which is calculated daily.|
|Current Account||Current accounts by Citibank provide superior cash management solutions for transactions.|
2. Citibank Loans
|Home Loan||Easily available Home Loans upto Rs. 10 Crore at attractive interest rates with repayment tenure upto 25 years. You can also avail the benefit of interest saving or quick repayment on your loan.|
|Personal Loan||Avail personal loans upto Rs. 30 Lakhs with fixed interest rate for predictable monthly payments with Citibank. The Repayment tenure usually lies from 12-60 months.|
|Business Loan||Citibank provides a variety of Business Loans for working capital management. It also provides a vast variety of MSME Loans such as Working Capital Loans, Overdrafts, Short and Long Term Loans, Import and Export Finance that are meant specially for your financing requirements and to give a boost to your business.|
|Vehicle Loan||Citibank provides a variety of Commercial Vehicle and Construction Equipment Loans to finance the purchase of both new and used Commercial Vehicle and Construction Equipments. Loans provided are attractive with competitive interest rates and fixed interest rates for predictable monthly payments.|
|Ready Credit||This is a pre approved facility provided by Citibank with 0 documentation for Citibank Suvidha Customers. Get up yo Rs. 5 Lakh directly transferred into account.
Interest payable is only applicable to the sum and for the time used.
It also provides an option to repay whenever you want to.
|Loan Against Securities||It provides quick overdraft against your investments, while you can still retain the benefits of ownership. It comes with a competitive interest rate charged on a daily reducing balance.
The application procedure is very simple.
|Loan Against Fixed Deposits||It provides quick funds against Citibank Fixed Deposits held by you or an immediate family member without breaking your FD
The interest is to be paid only on the sum and you can get 90% of the deposit value.
|Fixed Deposit (FD)||CitiBank provides an option for the customers to open a Fixed Deposit account and choose to book from Rs1,000 onwards for tenure as low as 7 days.
The main features are Flexible FDs, Tax Saver FDs, and higher interest rates.
|Recurring Deposit (RD)||Citibank provides an option for the customers to open a Recurring Deposit and Choose to book from Rs.1,000 to Rs.20,000 per month for a flexible tenure from 12 months to 24 months.|
|Credit Card||A variety of Credit Cards are being offered by Citibank providing various offers on categories like travel, fuel, shopping, entertainment, dining and more.
Various reward points could be earned by the cardholders and could be easily redeemed later on for exciting gift vouchers and offers.
|Debit Card||A variety of Debit Cards are being offered by Citibank that provides exciting features and maximum savings on spending. These Debit Cards are specially designed according to the lifestyle needs. It also provides higher daily withdrawals and purchase limit.|
5. Citibank Banking
|Balance Enquire||Account Balance can be checked using net banking, mobile banking, SMS, passbook, missed call facility etc.|
|Phone Banking||The Citibank account holders can also get their issues resolved or queries answered by just calling the customer care.|
|Net Banking||Citibank also provides the facility of Internet Banking that allows the customers to monitor, manage and operate their accounts at the comfort of their home/workplace. Only a User ID and Internet Password (IPIN) is required to access Internet Banking from anywhere at anytime.|
|Customer Care||1800 266 2400 (India Toll free) / 022 4955 2400 between 10:00 AM and 6:00 PM IST (Monday to Saturday) except on national holidays.|