HDFC Credit Card: Features, Eligibility, Offers, Customer care @Apply Online

Here on this page, we have completely given the HDFC Credit Card details. As well as verify the Best HDFC Bank Cards, Features, Eligibility, Offers.

From regular costs to extravagance spends, covering the miles between your day by day drive and remote occasions, from store-jumping to web-based shopping, HDFC Bank Credit Cards are Ready for You to lift each understanding. Alluring Reward Points that you can recover across driving brands, selective advantages including lounge access, and eating benefits are just a portion of the reasons why you should pick one of our Credit Cards. Complimentary golf games globally5% cashback on fuel, railway bookings, and bill paymentsGet access to 850+ airport lounges globally with Priority Pass MembershipOnline Shopping and Reward PointsCashback and Dining DiscountsFuel Benefits and Reward PointsCashback and Dining OffersReward Points and Membership PrivilegesMovies and DiningMovies, Dining, and ShoppingLounge Access, Travel, and DiningRewards, Travel, and DiningDining, Travel and Lounge AccessTravel, Fuel and Lounge AccessComplimentary Indigo vouchers and flight ticket

Best HDFC Credit Cards In India For 2020

HDFC Credit Card Key Feature Annual Fee
HDFC Regalia Credit Card Get access to 850+ airport lounges globally with Priority Pass Membership Rs. 2,500
HDFC MoneyBack Credit Card 2 reward points accrued for every Rs. 150 spent and 2X reward points on online spends Rs. 500
HDFC Regalia First Credit Card Dining benefits at over 300 top restaurants in India Rs.1,000
6E Rewards XL Indigo HDFC Bank Credit Card Complimentary Indigo vouchers and flight ticket Rs. 2,500
HDFC Bharat Credit Card 5% cashback on fuel, railway bookings and bill payments Rs. 500
HDFC Freedom Credit Card Earn 10x reward points on PayZapp and SmartBUY. 5x reward points on Dining, Movies, Groceries, Railways, Taxi payments. Rs. 500
Jet Privilege HDFC Bank World Credit Card Travel, Fuel and Lounge Access Rs. 2,500
HDFC Bank Diners ClubMiles Credit Card Dining, Travel and Lounge Access Rs. 1,000
HDFC Bank Diners Club Rewardz Credit Card Rewards, Travel and Dining Rs. 1,000
Jet Privileges HDFC Bank Diners Club Credit Card Lounge Access, Travel and Dining Rs. 5,000
HDFC Times Platinum Credit Card Movies, Dining and Shopping Rs. 1,000
HDFC Times Titanium Credit Card Movies and Dining Rs. 500
HDFC Diners Club Black Credit Card Reward Points and Membership Privileges Rs. 10,000
HDFC Bank Millennia Credit Card Cashback and Dining Offers Rs.1,000
HDFC Bank IndianOil Credit Card Fuel Benefits and Reward Points Rs.500
HDFC Bank EasyEMI Credit Card Cashback and Dining Discounts Rs.1,000
HDFC Bank Snapdeal Credit Card Online Shopping and Reward Points Rs.500

HDFC Bank Credit Card Payment Moratorium

Best HDFC Bank Shopping Credit Cards

Card Name Annual Fee
HDFC Regalia Credit Card Rs.
HDFC Regalia First Credit Card Rs.
HDFC Snapdeal Credit Card Rs.

1. HDFC Bank Regalia Credit Card

Key Highlights

Welcome Bonus – Get welcome bonus of 2,500 reward points

Cashback –  Additional 10% cash back on mobile recharges made through PayZapp

Dining Discount – Up to 15% discount at select partner restaurants

Zomato Membership – Enjoy complimentary Zomato Gold Membership for a year

Convenience Fee Waiver – 1% convenience fee waiver on all fuel transactions

Want to know more about HDFC Regalia Credit Card? Click here

2. HDFC Bank Regalia First Credit Card

Key Highlights

Lounge Access– Get access to over 850 airport lounges globally

Dining Benefits– Enjoy Dining discount at more than 300 top restaurants at prominent hotel chains

Reward Points– Earn 4 reward points on every Rs.150 spent

Fuel Benefits– 1% Fuel surcharge waiver across all fuel stations in India

Want to know more about HDFC Regalia First Credit Card? Click here

3. HDFC Bank Snapdeal Credit Card

Key Highlights

Welcome Bonus: Get a welcome bonus worth Rs. 2000 within the 30 days of card set up.

Reward Points:

  • On the payment of joining fee, you will get 500 reward points
  • For every Rs. 150 enjoy 2 reward points on spending your HDFC Bank Snapdeal Credit Card.

Spend On Snapdeal:

  • If you shop on www.snapdeal.com you can easily get a flat 5% discount
  • For spending Rs. 150 on www.snapdeal.com you will additionally get 10X reward points. It means 20 reward points.

Fuel Surcharge Waiver:

  • On fuel transactions, reward points will be added
  • So, Fuel surcharge of 2.5% along with service tax will be restored by a Convenience fee of 1%.

Free Yourself from Annual Fee: Get the renewal fee waiver for Rs. 500 and in a year if you spend on Rs. 150000 before the renewal date.

Best HDFC Bank Travel Credit Cards

Card Name Annual Fee
6E Rewards – IndiGo HDFC Bank Credit Card Rs. 700
6E Rewards XL – Indigo HDFC Bank Credit Card Rs. 2500
Jet Privilege HDFC Bank Diners Club Credit Card 5000
Jet Privilege HDFC Bank Diners Club Credit Card   5000
Jet Privilege HDFC Bank Platinum Credit Card Rs. 1000
JetPrivilege HDFC Bank Select / Titanium Rs. 500

6E Rewards – IndiGo HDFC Bank Credit Card

Key Features:

  • On spending on the IndiGo, website earn 2.5% 6E Rewards
  • On Grocery, Dining, and Entertainment spends earn 2%  6E Rewards*
  • On other spends such as fuel, wallet transactions earn 1% 6E Rewards*
  • On feature, the partner earns up to 10% 6E Reward points.

Other Features

  • On domestic flight booking on the official website of IndiGo get Rs. 100 as a convenience fee
  • 1% fuel surcharge waiver.

Welcome Benefits:

  • Get 1 complementary 6E prime voucher as a welcome bonus
  • Well, when you make 3 or more transactions then get 1 complimentary IndiGo fare ticket voucher worth Rs. 1500.

Fuel Surcharge Waiver:

  • On fuel, transactions get a 1% fuel surcharge waiver. Meanwhile, Rs. 400 is minimum transaction and Rs. 250 is the maximum waiver.

6E Rewards XL – Indigo HDFC Bank Credit Card

Key Features:

  • On spending through IndiGo official site or mobile app or other platforms earn 5% 6E Rewards*
  • On spending on Grocery, Entertainment, Dining earn 3% 6E Rewards*
  • On spending fuel, wallet re-load transactions, earn 2% 6E Rewards*
  • On feature, the partner earns up to 15% 6E Rewards.

Other Features:

  • Per year get 8 complimentary domestic lounge accesses
  • By domestic flight booking a ticket through the IndiGo website get Rs. 100 per person as a special convenience fee
  • 1% fuel surcharge waiver.

Welcome Benefits:

  • Get 6E prime voucher that consists of quicker baggage claim, a complimentary meal, choice of seat and priority check-in
  • When you make 3 or more transactions in the first 3 months then you will get an additional 1 complementary IndiGo flight ticket voucher worth Rs. 3000
  • For a minimum transaction of Rs. 100 get 6E Rewards.

Fuel Surcharge Waiver:

  • On fuel, transactions get a 1% fuel surcharge waiver. Meanwhile, Rs. 400 is minimum transaction and Rs. 500 is the maximum waiver.

Complimentary MasterCard Lounge Access Program: A transaction of Rs. 2 will be charged to your Credit Card for the Lounge Access.

Jet Privilege HDFC Bank Diners Club Credit Card

Welcome Bonus:

Get up to 30000 bonus InterMiles

  • On first swipe of your Card get 15,000 InterMiles
  • Within 1st 90 days, on total retail spends of Rs.1,50,000 and above get 15,000 InterMiles.

Experience savings on your flight bookings:

  • On booking flight tickets on www.intermiles.com get a voucher discount worth Rs. 1000.

Renewal Benefits:

  • On 1st swipe on your card get 10000 InterMiles
  • On return flight booking on www.intermiles.com get Rs. 750 voucher discount.

InterMiles Accrual Program:

  • On retail expenses spending up to Rs. 150 earn 8 InterMiles
  • On every flight ticket booking on www.intermiles.com, earn 16 Intermiles.

Golf Program:

  • Get unlimited golf games at almost 20 golf courses in India.

Unlimited Airport Lounge Access:

  • The Exclusive Lounge program to give access to over globally 550+ lounges, that consists of 30+ domestic lounges
  • Enjoy refreshments and use facilities contains faxes, phones, conference rooms, and the Internet.

Intermiles Tiers:

To get benefits please visit www.intermiles.com.

Privileges on Etihad Airways:

  • On Etihad Airways Economy ticket booking on http://flights.intermiles.com get 5% discount
  • On Etihad Airways Business Class tickets booked on http://flights.intermiles.com get 10% Discount
  • For Etihad Airways tickets booked on http://flights.intermiles.com earn 2.5X bonus InterMiles.

Dining Privileges

  • At the finest restaurants enjoy a 15% discount.

Classic Banking:

  • Relationship Pricing across Products
  • Dedicated Personal Banker
  • Exclusivity with Classic branded Debit Card, Cheque book & more
  • Benefits for family members

Fuel Surcharge Waiver

  • Get fuel surcharge of 2.5% along with service taxes that will be changed by a convenience fee of 1%.

JetPrivilege HDFC Bank Signature / World

Welcome Bonus:

  • On 1st swipe on your card get 3,750 InterMiles
  • On spending of Rs. 75000 or above get 3,750 InterMiles. Meanwhile, this must be an application within 1st 90 days.

Experience savings on your flight bookings:

  • On return flights booked on www.intermiles.com get a discount voucher worth Rs.750.

Renewal Benefits:

  • On the first swipe on your Card get Continue the exciting journey with 3,000 InterMiles.

InterMiles Accrual Program

  • On every Rs. 150 spent on retail expenses earn 6 InterMiles
  • On every flight ticket booking on www.intermiles.com On every Rs. 150 spent get 12 InterMiles.

Privileges on Etihad Airways:

  • On Etihad Airways Economy ticket booking on http://flights.intermiles.com get 5% discount
  • On Etihad Airways Business Class tickets booked on http://flights.intermiles.com get 10% Discount
  • For Etihad Airways tickets booked on http://flights.intermiles.com earn 2.5X bonus InterMiles.

Fuel Surcharge Waiver:

  • Get fuel surcharge of 2.5% along with service taxes that will be changed by a convenience fee of 1%.

Jet Privilege HDFC Bank Platinum Credit Card

Welcome Bonus:

Get up to 3,000 Bonus InterMiles

  • On 1st swipe on your card get 1,500 InterMiles. And get this bonus within 90 days of Card set up.
  • On total retail spends of Rs.50,000 and above get 1,500 InterMiles. And get this bonus within 90 days of Card set up.

Experience savings on your flight bookings:

On return flight ticket booking on www.intermiles.com earn Rs.500 worth discount voucher.

InterMiles Accrual Program

  • On every Rs. 150 spent on retail expenses earn 4 InterMiles
  • On every flight ticket booking on www.intermiles.com On every Rs. 150 spent to get 8 InterMiles.

Privileges on Etihad Airways:

  • On Etihad Airways Economy ticket booking on http://flights.intermiles.com get 5% discount
  • On Etihad Airways Business Class tickets booked on http://flights.intermiles.com get 10% Discount
  • For Etihad Airways tickets booked on http://flights.intermiles.com earn 2.5X bonus InterMiles.

Fuel Surcharge Waiver:

  • Get fuel surcharge of 2.5% along with service taxes that will be changed by a convenience fee of 1%.

JetPrivilege HDFC Bank Select / Titanium:

Welcome Bonus:

  • On return flight ticket booking on www.intermiles.com get Rs. 250 worth voucher.

Renewal Benefits:

Experience savings on your flight bookings:

  • On return flights booked on www.intermiles.com get a discount voucher worth Rs.250.

InterMiles Accrual Program

  • On every Rs. 150 spent on retail expenses earn 2 InterMiles
  • On every flight ticket booking on www.intermiles.com On every Rs. 150 spent to get 4 InterMiles.

Privileges on Etihad Airways:

  • On Etihad Airways Economy ticket booking on http://flights.intermiles.com get 5% discount
  • For Etihad Airways tickets booked on http://flights.intermiles.com earn 2.5X bonus InterMiles.

Fuel Surcharge Waiver:

Get fuel surcharge of 2.5% along with service taxes that will be changed by a convenience fee of 1%.

HDFC Bank Fuel Credit Cards

Card Name Annual Fee
IndianOil HDFC Bank Credit Card Rs. 500

IndianOil HDFC Bank Credit Card

Key Features:

Fuel Up and Earn:

  • On your IndianOil HDFC Bank Credit Card get 5% of your spends as the Fuel Points
  • For the 1st 6 months, get 250 fuel points in a month
  • Earn 150 Fuel Points in a month.

Convert your daily needs into daily fuel savings

  • You can easily earn 5% of your Grocery Spends as Fuel Points (In a month earn up to 100 Fuel Points. And the transaction value to be min. Rs. 150.

Pay your bills and save on fuel

  • Earn 5% of your bill payments as Fuel Points. (In a month earn up to 100 Fuel Points and the transaction value to be Rs. 150).

The Fuel Points just keep coming

  • For every Rs. 150 spend to earn 1 Fuel Point.

Keep the fuel, reverse the charge

  • At the time of buying the fuel, you can get a 1% surcharge waiver. (Per billing get Rs. 250 and the transaction value to be a minimum of Rs. 400).

Fuel Points validity

  • Fuel Points are valid only for 2 years from the date of accumulation.

HDFC Bank Dining & Movie Credit Cards

Credit Card Annual Fee
Platinum Times Credit Card Rs. 1000
Titanium Times Credit Card Rs. 500

Platinum Times Credit Card

Welcome Bonus: Visit www.hdfcbank.timescard.com to get bonus offers.

Movie and Dining Offer: Get amazing movie at the same time dining offers. So, to get more details just visit .hdfcbank.timescard.com.

Fuel Surcharge waiver: Fuel surcharge of 2.5% plus service tax will be replaced by a Convenience fee of 1%.

Titanium Times Credit Card

Welcome Bonus: Get a lot of welcome bonuses. Just visit www.hdfcbank.timescard.com for getting more info.

Movie and Dining Offer: Get amazing movie at the same time dining offers. So, to get more details just visit .hdfcbank.timescard.com.

Fuel Surcharge waiver: Fuel surcharge of 2.5% plus service tax will be replaced by a Convenience fee of 1%.

HDFC Credit Card Fee and Charges

Below mentioned are the basic fee and charges of HDFC Bank credit cards:

Annual Fee Varies from Card to Card
Balance Transfer Processing Charges 1% of the BT amount of Rs. 250
Cash Processing Fee Rs. 100
Payment Return Charges Minimum Rs. 450 the Payment Return Charges is 2%
Reissue of Lost, Stolen or Damaged Card Rs. 100
Railway Ticket Purchase Fee 1.8% transaction fee amount along with the GST
Over limit Charges The Over limit Charges is 2% and the minimum of Rs. 500
Cash Advance Charges Rs. 500 or 2.5% of the amount withdrawn
Late Payment Charges <  Rs. 100 is NilRs. 100 – Rs. 500: Rs. 100Rs. 501 – Rs. 5,000: Rs. 500Rs. 5,001 – Rs. 10,000: Rs. 600Rs. 10,001 – Rs. 25,000: Rs. 800Rs. 25,001 and above: Rs. 950

How To Earn HDFC Reward Points

On spending more you will easily earn the HDFC Credit Card Reward Points.

How To Redeem HDFC Credit Card Reward Points?

  • Visit the official site of HDFC Bank
  • Choose the Redeem Reward Points option which is available at the left side of the homepage
  • Now, select your card
  • Continue to proceed
  • Now, you have tom follow the rules and regulations to claim the points.

Eligibility Criteria

There are certain criteria that the bank looks into before accepting your credit card application. Your credit score, age, monthly income, location etc. are some of the parameters that you should keep in mind before you apply for a credit card.

You should be salaried or self-employed above 18 years to apply for HDFC Bank credit card.

Credit Card Name Eligibility
6E Rewards – IndiGo HDFC Bank Credit Card

Salaried: Age: Minimum 21 Years and Maximum 60 Years. The new income is ≥ Rs. 2000 per month.

Self Employed: Age: 21 yrs to 65 Yrs

Income: ITR > Rs 6 Lakhs per annum.

6E Rewards XL – Indigo HDFC Bank Credit Card

Salaried: Age: Minimum 21 Years and Maximum 60 Years. The new monthly income is ≥ Rs. 1,00,000.

Self Employed: Age: 21 yrs to 65 Yrs

Income: ITR > Rs 12 Lakhs per annum.

Jet Privilege HDFC Bank Diners Club Credit Card

Salaried: Age: Minimum 21 Years and Maximum 60 Years.

Self Employed: Age: 21 yrs to 65 Yrs

JetPrivilege HDFC Bank Signature / World

Salaried: Age: Minimum 21 Years and Maximum 60 Years.

Self Employed: Age: 21 yrs to 65 Yrs

IndianOil HDFC Bank Credit Card

For Salaried Age: 21 to 60 YearsIncome: Net Monthly Income> Rs 10,000

For Self-employed Age – 21 to 65 Years

Income: ITR > Rs 6 Lakhs per annum

Jet Privilege HDFC Bank Platinum Credit Card

Salaried: Age: Minimum 21 Years and Maximum 60 Years.

Self Employed: Age: 21 yrs to 65 Yrs

JetPrivilege HDFC Bank Select / Titanium

Salaried: Age: Minimum 21 Years and Maximum 60 Years.

Self Employed: Age: 21 yrs to 65 Yrs

Platinum Times Credit Card

Salaried: Age: Minimum 21 Years and Maximum 60 Years.

Self Employed: Age: 21 yrs to 65 Yrs

Titanium Times Credit Card

Salaried: Age: Minimum 21 Years and Maximum 60 Years.

Self Employed: Age: 21 yrs to 65 Yrs

Snapdeal Credit Card

Salaried: Age: Minimum 21 Years and Maximum 60 Years.

Self Employed: Age: 21 yrs to 65 Yrs

Required Documents For HDFC Credit Cards

For HDFC credit card application, you are required to submit some relevant documents such as income proof, identity proof and address proof.

Proof of Identity PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of Address Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of Income Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement


How To Apply For HDFC Credit Cards?

You can compare different credit cards by HDFC Bank and apply for them directly through our website. Just enter your basic details to check the eligibility for different credit cards. Once you find that you are eligible, you can apply online directly.

  • Visit the HDFC Van official web portal @ hdfcbank.com
  • Now, go through the Credit Cards section
  • The list of available credit cards shows on the page
  • Refer to all
  • Select a suitable card of your eligibility
  • Apply online and upload documents
  • Finally, submit your credit card application form.

After this, the bank will give you a call and a field officer will collect the documents at your doorstep.Once approved, the credit card will reach you within a week. You can also apply for HDFC credit cards online directly through their website or by visiting the nearest branch of HDFC Bank.

HDFC Credit Card Customer Care Details

HDFC Credit Card users can get in touch with the bank’s customer care via call, email and SMS.

HDFC Bank credit card customer care Toll Free number: (prefix STD Code) 6160-61616

HDFC Bank credit card customer care address for communications through mails and couriers:

For Regular Post:

Manager,
HDFC Bank Cards Division,
PO BOX # 8654
Thiruvanmiyur PO Chennai – 600 041

For Courier:

Manager,
HDFC Bank Cards Division,
# 8, Lattice Bridge Road,
Thiruvanmiyur, Chennai – 600 041

In case of complaints, HDFC Bank credit card customers can fill the complaints form available on the official website of HDFC Bank or visit at the given link

For each state, there will be individual contact details. So, press on the available link.

https://www.hdfcbank.com/personal/need-help/contact-us

FAQ’s

What Are The List Of Credit Cards Available In HDFC Bank?

  • 6E Rewards – IndiGo HDFC Bank Credit Card
  • 6E Rewards XL – Indigo HDFC Bank Credit Card
  • Jet Privilege HDFC Bank Diners Club Credit Card
  • JetPrivilege HDFC Bank Signature / World
  • IndianOil HDFC Bank Credit Card
  • Jet Privilege HDFC Bank Platinum Credit Card
  • JetPrivilege HDFC Bank Select / Titanium
  • Platinum Times Credit Card
  • Titanium Times Credit Card
  • Snapdeal Credit Card.

What Is The Late Payment Fee For HDFC Credit Card?

  • <  Rs. 100 is Nil
  • Rs. 100 – Rs. 500: Rs. 100
  • Rs. 501 – Rs. 5,000: Rs. 500
  • Rs. 5,001 – Rs. 10,000: Rs. 600
  • Rs. 10,001 – Rs. 25,000: Rs. 800
  • Rs. 25,001 and above: Rs. 950.

Is HDFC credit card free?

No, you have to pay the amount.

Can I have 2 HDFC credit card?

As per the news, it is impossible to have 2 credit cards at a time.