HDFC Bank Credit Card

More than 40+ credit cards to the individuals by the bank. HDFC is India’s largest issuer of a credit card. These credit cards help consumers in many ways in their lifestyles. As there are many attractive offers with one and the other credit card, the consumers may be confused about selecting the right HDFC Credit Card.

Types Of HDFC Bank Credit Card

Eligibility Criteria To Get HDFC Credit Card-

To get the credit card to form the HDFC bank the individuals have to reach the following eligibility requirements.

  • The age of the applicant must be at least 21 years.
  • Should have a regular source of income. Both the self-employed and salaried can be ok.
  • Must have a bank account in the name of the applicants.
  • Should have a good credit history. Credit repayments or loan defaults should not be there. Mostly creditworthiness of the candidate will be checked by the credit history only. Hence to avoid any rejections one should maintain a good credit history.

Best HDFC Credit Card in India

HDFC Credit Card Names Annual Fee  Suited For Income Required
HDFC Regalia Credit Card Rs.2500 Travel & Shopping Rs. 90,000 p.m.
HDFC Money bank Credit card 500 Rewards & Shopping Rs. 13,500 p.m.
Millennia Credit card By HDFC Rs.1000 cashback Rs. 25,000 p.m.
HDFC Bharat Credit Card
HDFC Platinum Times Credit card 1000 Movie & Dining Rs. 30,000 p.m.
Diners Club Rewards Credit Card by HDFC 1000 Rewards Rs. 30,000 p.m.
HDFC Infinia Credit Card Rs.2,000 Travel Rs. 6 lakh p.a.
HDFC EasyEMI Credit card Rs.3,500 Travel Rs. 9.6 lakh p.a.
Titanium Times Credit Card by HDFC Rs.500 Movies & Dining Rs.15,000/- p.m.
HDFC Indian Oil Credit card Rs.500 Fuel Rs.10,000.
HDFC Diners Club Privilege Credit card. Rs.2500 shopping & travel  Rs.40,000 p.m.

HDFC offers many credit cards but among them, the below given 10 cards are the most suited credit card of the HDFC.

HDFC Regalia Credit Card

hdfc regalia card

  • This card is best for travel and the shopping
  • Should have a minimum income of Rs.90,000 per month
  • The key features of the card are Access 850+ airport lounges with priority pass
  • The annual fee is Rs.2,500/-

HDFC Money bank Credit card

moneyback credit card

  • This card is best for shopping and rewards
  • Should have a minimum income of Rs.13,500/- per month
  • The key feature of the card is 2X rewards on online shopping.
  • The annual fee is Rs.500/-

HDFC Millennia Credit card

millenia credit card

  • This card is best for online shopping and cashback
  • Should have a minimum income of Rs.25,000/- per month
  • The key feature of the card is 5% cashback on Amazon and Flip kart.
  • The annual fee is Rs.1000/-

HDFC Bharat Credit Card

bharat credit card

  • This card is best for online shopping and cashback
  • The key feature of the card is 5% cashback on groceries, fuel, and utilities.
  • The annual fee is Rs.500/-

HDFC Platinum Times Credit card

  • This card is best for Dining and movies.
  • The key feature of the card is a 25% discount on movies and 20% on dining
  • Should have a minimum income of Rs.30,000/-
  • The annual fee is Rs.1000/-

HDFC Diners Club Rewards Credit Card

hdfc diners club credit card

  • This card is best for traveling and shopping.
  • The key feature of the card 6 complimentary golf games every quarter.
  • It is a Super-Premium Card.
  • The annual fee is Rs.10,000/-

HDFC Infinia Credit Card

hdfc infinia credit card

  • This card is best for traveling and shopping.
  • The key feature of the card 6 complimentary club Marriot Membership.
  • It is a Super-Premium/ Invite the only Card.
  • The annual fee is Rs.10,000/-

HDFC EasyEMI Credit Card

hdfc easyemi card

  • This card is the best for online shopping.
  • The key feature of the card purchases auto-converted into EMIs
  • The annual fee is Rs.500/-

HDFC Diners Club Rewards Credit Card

hdfc diners club credit card

  • This card is best for the rewards
  • The key feature of the card is 10X rewards on online shopping.
  • The annual fee is Rs.1000/-

HDFC Indian Oil Credit card

hdfc indian oil credit card

  • This card is best for the rewards
  • The key feature of the card is can earn 5% of fuel spends back as fuel points.
  • Should earn Rs.10,000/- per month.
  • The annual fee is Rs.500/-

HDFC Diners Club Privilege Credit card.

hdfc diners club privilege credit card

  • This card is best for travel and the shopping
  • Should have a minimum income of Rs.40,000 per month
  • The key feature of the card is a low forex mark-up fee of 1.99%.
  • The annual fee is Rs.2,500/-

To get these credit cards one should meet all the eligibility criteria required by the bank.

HDFC Credit Card Bill Payment

Credit cardholders can do the Credit card bill payment at HDFC Bank can be done in two ways using online and offline methods.

Online payment can be done by using internet banking, mobile banking, NEFT, Bill Desk, and many. Offline credit card bill payments can be done by using cheque, over the counter by cash payments, and ATM Payments.

Online bill payment options for the HDFC Account holders-

  • Mobile Banking
  • Visa Card pay
  • Mobile App
  • Internet banking

Online bill payment options for Non-HDFC Account holders-

  • HDFC Bill Desk
  • UPI
  • Non-HDFC Bank’s website
  • NEFT/RTGS

HDFC Bank Credit Card Offers

HDFC Credit card gives many offers on the card. Here are the details about the offers the bank provides on their credit card. The given details are about the offers of the credit card given by the bank in the year 2020.

  • Travel Offer-

8% off on the transactions on the rental cars and this is valid till 31st December 2020.

  • Shopping Offers-

On minimum billings of Rs.3000/- at Jallikattu Fashion, 10% off is given which is valid till 30th November 2020.

On the bills over Rs.4,999/- up to Rs.1000/- and 10% off at Fabindia is offered on the credit card and this offer can be availed twice during the time period till 02nd September 2020.

  • Dining Offers-

These offers change as time but the best offers are available for Fresh menu and Swiggy.

  • Health Care-

HDFC Bank card offers 15% off at Net meds and this offer is valid till 31st December 2020.

HDFC Bank Credit Card Customer Care-

To get in touch with the HDFC Credit card customer care, the customers can reach out by calling using the below given toll-free number.

HDFC Credit Card customer care toll-free number-

022-6160-6161

FAQ’s

Do we need to apply separately at HDFC for taking different kinds of cards?

The applicants will get the option in the application form to apply for the multiple credit card accounts.

What are the documents to be submitted to avail loan restructure from the HDFC Bank?

Depending on the applicant’s employment status the documents will be asked by the Bank.