The government of India and the Indian industry has formed this ICICI Bank in the year of 1955. The main objective of forming this ICICI was to develop the financial institutions by providing long-term and short-term financing projects to the Indian Businesses.
ICICI – Industrial Credit and Investment Corporation of India Bank
In the year of 1994 as part of the ICICI group, ICICI bank was incorporated as at the time India’s economy was becoming more oriented and integrated with the world economy.
ICICI Bank History Details
ICICI became the first bank and the first Indian Company from non-japan Asia in the year of 1999. This was to be listed on the New York stock exchange. The two wholly-owned retail finance subsidiaries and Merger of ICICI have been approved by the Board of Directors of ICICI and ICICI Bank in the year 2001 in October.
The retail finance subsidiaries were ICICI Capital Services Limited and ICICI Personal Financial Services Limited. In March 2002 High court at Ahmedabad had approved the merger, by shareholders of ICICI Bank in January 2002 and, by the Reserve Bank of India in April 2002.
|ICICI Bank Deposit Account
|ICICI Bank Loan||
ICICI Bank Deposit Account
ICICI Bank Savings Account
About nine (9) types of savings accounts are offering by the ICICI bank to their customers. These savings accounts help in serving the financial needs.
ICICI Bank Current Account
Three (3) types of current accounts are available at the ICICI banks. Current accounts are used to serve the Suit mid-sized and small traders, self-employed requirements in their business. Current accounts allow the withdrawals of funds and there is no limit for the number of transactions in a day.
ICICI Bank Loans
ICICI is offering home loans to the customers. These loans come with attractive interest rates. Options of repayment of the loans are available in two options as you can opt for the automated repayment and from the ICICI savings account the EMI will be directly repaid.
ICICI also offers personal loans to its customers with very attractive interest rates, less documentation, and with very less processing fees. Up to Rs.20 Lakh personal loans are provided by the ICICI.
ICICI bank provides the two-wheeler loan up to 100% on-road price, with the special finance premium schemes and very less down payment schemes.
The individuals who are dreaming of their car can avail a car loan at the ICICI with up to 100% funding. There are three kinds of car loans available at the ICICI as per the requirement and the loan tenure period of 7 years.
Up to Rs.50 Lakhs Education loans are available in the ICICI. These loans help the candidates in studying across the leading institutions in India and can fulfill their dreams. By using the sec 80 (E) of IT one can also take the tax benefits.
By keeping the gold as the collateral, the customers can also avail a gold loan from the ICICI to fulfill the financial needs and emergencies.
Commercial Business Loan-
Up to Rs.50 Lakhs, the bank is providing business loans to its customers to fulfill the business necessaries, commercial vehicles, construction equipment loans, and more.
Pradhan Mantri Mudra Yojana
Collateral free loans up to Rs.10 Lakhs to the small and micro manufacturing and service units are providing by the ICICI under the Pradhan Mantri Mudra Yojana.
ICICI Bank Investments
Fixed Deposit schemes are offering by the ICICI with the high returns to their customers. This scheme is helpful in investing money. Preferential interest rates are also there for senior citizens.
With the minimum of a small amount of Rs.1000/- to Rs.14.99 per month with the minimum tenure period of 6 months to 10 years, the bank is offering the recurring deposit scheme.
ICICI Bank Cards
To fulfill the needs of the customers the bank is offering many kinds of Credit cards with the travel benefits, dining privileges, reward points, and more.
ICICI is offering types of debit cards to their customers to cater to their needs. These cards come with many offers on dining, traveling, shopping, discounts, cashback, and more.
ICICI Bank BANKING
The customers of the ICICI bank can know their account balance in their accounts using Mobile Banking, Missed calls, Passbook, SMS, ATM, Net banking, and Customer Care.
Mini statements of the accounts can be availed by the customers of their accounts by using Mobile Banking, Missed calls, Passbook, SMS, ATM, Net banking, and 24*7 available Customer Care services.
The bank also provides the net banking service to its customers to check their recurring deposits, transfer funds, book fixed, and account balance.
ICICI Customer Care
For knowing the queries, questions or to give any feedbacks or more the customers can contact the bank’s customer care executives using E-Mails, SMS, Customer care number which is available 24*7.
|Personal Banking||All India: 1860 120 7777|
|Wealth / Private Banking||All India: 1800 103 8181|
|Corporate / Business / Retail Institutional Banking||All India: 1860 120 6699|
|Domestic customers traveling overseas
(only available from numbers outside India)
|Personal Banking / Wealth / Private Banking +91-40-7140 3333|
|Corporate / Business / Retail Institutional Banking +91-22-3344 6699|