Life is truly unpredictable. One moment you may be living is and the next moment you may meet with an accident. Accidents can happen at any time and anywhere Accidental Insurance or personal accident insurance provides protection in case of death and injuries resulting from an accident. This policy guards an individual only in the event of the accident. Accident death, permanent total disablement, broken bones and burns get covered under HDFC ERGO Personal accident death. HDFC ERGO’s Personal Accident Cover ensures financial stability for you and your family in the event of an accident. The policy is specially designed to provide financial assistance to you and your family for dealing with the aftermath of the accident. His insurance plan gives financial security when it is much needed. You can also choose to extend the coverage to your family members under a single plan.
1. Sum Insured ranges between Rs.2.5 lakhs to Rs.15 lakhs
2. Insurance with no boundary limits
3. Worldwide Coverage
4. Family can be covered under one plan
5. 24x7 support
6. Hassle free process
7. No health checkup required
HDFC ERGO’s Personal Accident Cover ensures financial stability for you and your family in the event of an accident. The policy is specially designed to provide financial assistance to you and your family for dealing with the aftermath of the accident i.e death, severe injuries and bodily burns. These are the following HDFC ERGO Personal Accident Plan that covered i.e.
1. Accidental Death
2. Permanent and Temporary disablement:
3. Broken Benefit
4. Ambulance Cost
5. Animal Attack Extension
6. In-hospital Surgery
7. In-hospital Medical Expenses
8. Emergence Medical Expenses
9. Burns
10. Hospital Cash and Home Convalescence
The following points are not covered for HDFC ERGO Personal Accident Plan i.e.:
1. Intentional acts
2. Injuries from Civil or Foreign Wars
3. Accidents resulting due to Alcohol/Drug influence
Before applying for a ERGO Personal Accident Plan from the HDFC Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your insurance very soon if you meet all the required eligibility criteria once the documentation is done.
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Age Group |
18 Years to 65 Years and Parents up to 70 years |
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Renewal Age |
Life Long Renewal |
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Sum Insured |
Rs. 2.5 Lacs to Rs. 15 Lacs |
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Policy Tenure |
1 Year |
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Family Definition |
Individual & Family - (Self 100%), (Spouse - 100%), (Dependent Children (max 2) - AD & PTD - 10% of SI, Hospital Cash - 50%), (Parents - AD, PTD covered up to Rs. 2.5 Lacs) |
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Any applicant who is applying for a ERGO Personal Accident Plan from the HDFC Bank, you must have to submit the following documents. These documents are the requirements for the lenders who are providing you the accident plan..
1. Identity proof
2. Age proof
3. Address proof
4. Income proof
5. Photographs
6. Aadhar Card
7. PAN Card
3. HDFC ERGO Health Suraksha Insurance
4. HDFC ERGO Standard Life Insurance
5. HDFC ERGO Two Wheeler Insurance
HDFC ERGO Personal Accident Plan File Claim
The following steps guide to file a claim for HDFC ERGO Personal Accident Plan i.e.:
1. Visit the official website of HDFC ERGO
2. Click ‘CLAIM’ on the given page
3. Tap on ‘Personal Accident’ and the click on ‘Register Claim’
4. Enter your policy number/ mobile number/ Email-id and click ‘GO’
5. After this, you will receive OTP for verification on your register mobile number
6. Enter your details and attach the relevant documents
7. The concerned authority will go through all documents and verify them
8. Post verification, the insurance company will transfer the amount to the registered account
HDFC ERGO Personal Accident Plan Customer Care
Contact Number = 18002700700 / 1800226226
Email-Id = [email protected]
The following steps to renew your HDFC ERGO Personal Accident Plan i.e.:
1. Visit the official website of HDFC ERGO and click ‘Renew’
2. Enter your policy number/ mobile number/ Email-id and click ‘Renew Now’
3. Check all the policy details
4. Make payment and save the receipt after you get payment confirmation on your registered email id and mobile number
There are three modes of HDFC ERGO Personal Accident Plan for payment of premium i.e. :
1. By cash or cheque collection
2. By direct online payment
3. You can sign a debit mandate at time of signing the policy, thus your premium will be deducted automatically from the bank account
Bank offered financial products
The minimum age required of the applicant is 18 years to get a HDFC ERGO Personal Accident Plan.
You pay the premium of HDFC ERGO Personal Accident Plan is :
By cash or cheque collection
By direct online payment
You can sign a debit mandate at time of signing the policy, thus your premium will be deducted automatically from the bank account
The minimum sum assured of HDFC ERGO Personal Accident Plan is Rs.2.5 lakh.
Accident means any sudden or unexpected event, which leads to a permanent physical disability or accidental death.
The will be commenced within 15 days from the date of receipt of form & premium payment
The maximum age required of the applicant is 65 years to get a HDFC ERGO Personal Accident Plan.
The age required for the parents is upto 70 years in HDFC ERGO Personal Accident Plan
Yes, the complaint number is 18002700700 and the email id is [email protected] of HDFC ERGO Personal Accident Plan.
Know More About
You're eligible for a Hdfc Ergo Personal Accident Plan if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Accident Insurance is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account