One such dreaded disease is cancer. You need not have a family history to be diagnosed with this critical disease. It is quite unpredictable, who and when someone may be gripped with this critical illness. In case, your treating doctor recommends a certain line of treatment. in case you are busy getting a treatment and there is a loss of income. With cancer insurance plans, one can cover the various costs with respect to the diagnosis of cancer, treatment, hospitalization, chemotherapy, radiation, surgery. The very mention of the word “cancer” evokes very strong emotions of fear, pain and loss. Instances of cancer have become so common, right now that most people have someone in their circle of friends and family who are going through or have gone through the struggle against malignant tumor.

HDFC ERGO Cancer Insurance Benefits and Features

1.  Financial security

2. Tax benefits under section 80 D

3. The insurance policy offers cover for newborn babies in the family

4. Waiver of premium benefit

5. Waiver of premium benefit is case of diagnosis of early stage cancer

6. HDFC life cancer care offers lump sum benefit on detection of early and major cancer

7. Simplified issuance process without medicals

8. Regular income for 5 years only under platinum option

HDFC ERGO Cancer Insurance Why you need this plan

1. Cancer can affect anyone, anything

2. Cancer cases are only expected to rise

3. Staying financially prepared is half the battle won

4. There is an alarming increase in cancer cases in India and around the world

HDFC ERGO Cancer Insurance Eligibility Criteria

Before applying for an ERGO Cancer Insurance from the HDFC Bank, you should fulfil all basic eligibility criteria as prescribed by the bank. You will get your insurance very soon if you meet all the required eligibility criteria once the documentation is done.

Minimum Age

18 years

Maximum Age

65 years

Maturity Age

28 to 75 years

Minimum sum assured


Maximum sum assured


HDFC ERGO Cancer Insurance Documents Required

Any applicant who is applying for a HDFC ERGO Cancer Insurance, you must have to submit the following documents. These documents are the requirements for the lenders who are providing you the cancer plan.

1. Identity proof

2. Age proof

3. Address proof

4. Income proof

5. Photographs

6. Aadhar card

7. PAN card

HDFC ERGO Cancer Insurance Included

1. Emergency ambulance cover for Rs.2000 per instance of hospitalization 

2. Per and post hospitalization expenses for 30 and 60 days respectively 

3. Hospitalization and day care treatment for cancer

HDFC ERGO Cancer Insurance Not Included

1. Adventure sport injuries

2. Self-inflicted injuries

3. Treatment of obesity or cosmetic surgery

4. Participation in defense operations

5. Venereal or sexually transmitted diseases

6. War

HDFC ERGO other products

1. HDFC ERGO Car Insurance

2. HDFC ERGO Health Suraksha Insurance

3. HDFC ERGO two wheeler insurance

4. HDFC ERGO standard life insurance

5. HDFC ERGO personal accident plan

HDFC ERGO Cancer Insurance Plan Options

HDFC ERGO cancer insurance opt for of three options

1. Silver

2. Gold

3. Platinum

Silver : The plan provides a sum insured of Rs.3 to 5 lakh and acts as needful support to deal with the growing medical bills. There are no caps on room rent, free health check-up every tear and much more.

Gold : It is a simple yet effective healthcare product which aims to serve your health care needs for over a decade by offering a sum insured ranging from Rs.7.5 to 15 lakhs.

Platinum : This plan is rightly designed for those who want maximum coverage with a sum insured from Rs.7.5 to15 lakhs. It effectively reduces the high financial burden.

HDFC ERGO Cancer Insurance Customer Care

Customer Number :1800 2666 400

Email id: [email protected]

Bank offered Financial Product

Accident insurance

Cancer insurance

Car insurance

Life insurance

Heath Insurance

Term insurance

Travel insurance

Two wheeler insurance

HDFC ERGO Cancer Insurance Frequently Asked Question

1. What is cancer insurance?

Cancer insurance in a type of supplemental health insurance that is meant to manage the risks associated with the cancer disease and its numerous manifestations. Cancer insurance is a relatively new trend within the insurance industry at large.

2. What is the minimum age limit of HDFC ERGO cancer insurance? 

HDFC ERGO cancer insurance minimum age limit 18 years

3. What kind of documentation is required for HDFC ERGO Cancer Insurance?

Adders proof, aadhar card, PAN card, age proof, income proof, identity proof etc documents are required for HDFC ERGO Cancer insurance. 

4. Who to contact in case of claim?

In case of a claim under the police, you should contact us on our helpline number.

5. Is there any tax exemption under the policy?

You can avail up to Rs.50000 as tax benefit under ‘section 80 day. 

6. What are the available plans under this policy?

You can choose from sum insured ranging from Rs.5 lakh Rs.7.5 lakh and Rs.10 lakh.   

7. What is the maximum age limit of HDFC ERGO cancer insurance?

HDFC ERGO cancer insurance maximum age limit 65 years 

8. What is the minmum and maximum sum assred of HDFC ERGO Cancer Insurance?

The minimum sum assured is Rs10 lakh and maximum sum assured is Rs.40 lakh of HDFC ERGO Cancer Insurance.

Know More About

Hdfc Ergo Cancer Insurance

You're eligible for a Hdfc Ergo Cancer Insurance if you:

Are legally adult enough to handle it

Have still got it

Get a regular pay check

Make more than a basic buck

Your eligibility depends on:

Earn more than minimum income required

Maximum allowed Cancer Insurance is Rs. 10K to Rs. 45 lakhs

EMIs of other loans loweryour eligibility

Boost your eligibility by:

Pay off your credit card bills

Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account