Car insurance is a vehicle insurance policy to protect yourself from financial losses arising from unforeseen risks such as accidents, thefts or third party liabilities. It is also known as auto or motor insurance. There are two types of motor car insurance in India, third party insurance which protects you from the claim arising out of the accidents involving third parties, and other is comprehensive cover which provides third party cover as well as own damage cover. Your car is one of the bigger investments you make. You need to make sure you keep it protected for unwanted and unplanned situations. If you are in the market checking for affordable car insurance policies, then you ought to check out bharti AXA car insurance.

With Bharti AXA car insurance policy, you just have to pay a small annual premium and you will get protection against financial losses that may occur in case your vehicle is damaged in an accident or mishaps. Thus, it can be said that Bharti AXA car insurance policy will be an ideal choice for you if you are looking for smart and efficient motor insurance plans.

Bharti AXA Car Insurance Benefits

The benefits of bharti AXA car insurance  

1. Engine cover

2. No claim discount

3. Hospital cash benefit

4. Zero depreciation

5. Invoice price cover

6. Gearbox cover

7. Key replacement

8. Ambulance expenses

Bharti AXA Car Insurance Features

1. Save yourself from making a hole in your pocket as you have your car covered against natural and manmade calamities.

2. Round the clock claim assistance services.

3. Easy to purchase bharti AXA car insurance policy online

4. Easy access to network garages and timely claim settlements can save you off stress in the aftermath of an accident.

5. Instant insurance of policy without wasting much of your time. 

6. You can repair your car in any of 3000+ listed garages in the country

7. Bharti AXA provides 24/7 assistance for claims so that you don’t ever have to wait

8. Bharti AXA Car Insurance renewal is an easy and hassle-free process and paperless as well

9. You can choose from a range of add-ons to improve your policy’s capabilities

Bharti AXA Car Insurance Documents Required

Any applicant who is applying for a Bharti AXA Car Insurance, you must have to submit the following documents. These documents are the requirements for the lenders who are providing you the car insurance.

1. Duly signed claim from

2. RC of the vehicle with original keys

3. Copy of driving license

4. Policy documents (original)

5. FIR (in case of theft)

6. PAN card, driving license and registration certificates.

Bharti AXA Car Insurance How to Buy 

As a policy buyer, you have the option to buy the policy either online or offline. In the offline mode, you would have to interact with an insurance advisor or reach out to a local branch office. However, the online mode is more convenient. You can visit the website of Bharti AXA and look to buy a car insurance policy. Here are a few simple steps to follow i.e. :

1. Visit to the Bharti AXA Car Insurance website

2. Enter the registration number of your car

3.Up next, you must provide the following details of your car,

  • Manufacturer

  • Model

  • Year of manufacture

  • Fuel type

  • Variant

  • Previous policy details

  • Claims made during the previous policy

  • Previous policy provider

4.You will then be able to view the available car insurance policies and premiums

5. This page contains basic information that you would need to base your decision on

6. Once you are satisfied with a policy, you will be able to buy the policy from the same page

Bharti AXA Car Insurance Covered

1. Accidents - Any losses or damages that you may suffer due to an accident caused while driving are covered under car insurance policy.

2. Theft and burglary - Cars get stolen? Don’t worry your bharti AXA car insurance policy will cover you against this loss.

3. Third party liability - Compensates for injury or damages to a person or property caused by you to another person in a car accident is covered under car insurance policy.

4. Man-made disaster - Any loss occurred due to accidental fire, riots, strikes, etc. is covered under your car insurance policy.

5. Natural disasters - Natural calamities like earthquakes, cyclones, floods etc. can literally destroy your car. Damages due to such disaster are covered under Bharti AXA car insurance.

Bharti AXA Car Insurance Not Covered

1. Drink and drive - If you damage the car while you drink and drive, it will not be covered under the car insurance policy. It would be wise to not drink and drive.

2. Driving without valid license - Damage to the car while driving without a valid license is not covered under car insurance.

3. Commercial activity - Using your private vehicle for commercial activity will not be covered under car insurance policy.

4. Other reasons - The reasons which are not mentioned above like consequential damages, mechanical breakdown, contributory negligence, staged accidents, and driving outside geographical limits etc. will not be covered.

Bharti AXA Car Insurance Online Payment Modes

 You can make payment using your preferred digital payment options such as;

1.    Net banking

2.    Debit/credit card

3.    Online wallet like paytm and other

4.    UPI

5.    Google pay

6.    Phone pay

Bharti AXA Car Insurance Claim Procedure

Bharti AXA car insurance follows a seamless claim process. It is quite convenient to avail cashless repair service at their registered workshops; you can also opt for reimbursement of the expenses incurred.

1. A survey to fill and sign the claim from.

2. You need to fill and sign the claim from.

3. The surveyor will verify all the documents with the original ones.

4. Once the repair work is completed, the car will be re-surveyed.

5. You can take the car once you handover the duly signed satisfaction voucher.

6. The insurance will insurer will issue a delivery order on receiving the vehicle bills. 

Bharti AXA Car Insurance Other Products

1. Bharti AXA smart health insurance

2. Bharti AXA monthly advantage

3. Bharti AXA life premier protect plan- term insurance

4. Bharti AXA two wheeler insurance

Bharti AXA Car Insurance How to Renew

Timely renewal of your Bharti AXA Car Insurance is important and mandatory to drive legally on the roads of India . You can renew your car insurance through the official website of Bharti AXA.

1. Visit the official website of the Bharti AXA Car Insurance

2. Take your cursor to the tab ‘Renew’

3. Click on ‘renew’ present under the Bharti AXA Car Insurance tab

4. Fill basic details of your policy and car such a policy number, car registration date, and policy expiry date among others

5. Click on the tab ‘Get Quote’

6. Click the details of the plan

7. Make the payment 

8. You will receive the policy documents on your registered email id.

Bharti AXA Car Insurance Add-on-Covers

Opting for Bharti AXA Car Insurance renewal gives you access to a host of features, including add-ons for the policy. Add-ons are additional features that you can plug into your existing policy to enhance its capabilities further. 

1. Zero Depreciation

Zero or Nil depreciation is one of the more popular add-ons when it comes to buying a car insurance policy.

2. No Claim Bonus Cover

No Claims Bonus is a great way to save money on your Bharti AXA Car Insurance premium. For every year that you do not make any claims, the discount only increases. 

3. Roadside Assistance

While you are on the drive, a lot of things can go against you. Things such as an empty fuel tank, a flat tyre, lost key, etc. are common examples. The roadside assistance cover is for such times. A quick call to Bharti AXA and you will get the necessary assistance.

4. Co-Passenger Cover

Unlike ordinary policies, a co-passenger cover provides coverage for fellow passengers in the vehicle in case of injury, disability and death.

Bharti AXA Car Insurance Customer Care

Contact number: 1800 103 2292

Email id : [email protected]

Bank offered Financial Product

Accident insurance

Cancer insurance

Car insurance

Life insurance

Health Insurance

Term insurance

Travel insurance

Two wheeler insurance

Bharti AXA car insurance Frequently Asked Question  

1. Is a cashless facility available with bharti AXA car insurance plans?

Bharti AXA car insurance offers a direct settlement of their car insurance claim. The insurer has a tie-up with the best motor garages. You can get the direct settlement of your claims at any of the network workshops across India.

2. Can I get a discount with a bharti AXA car insurance plan?

Bharti AXA car insurance plans come with two discounts, no claim bonus and voluntary deductible. Moreover, you can avail the discount for installing an anti-theft device in your car.

3. How is car insurance premium calculated for bharti AXA car insurance?

Bharti AXA car insurance premium is derived on the basis of the car's IDV, claim history, modal, the city of registration, etc. you can check with the insurance company to know the exact break-up of the insurance premium.

4. When can I renew my car insurance policy?

For bharti AXA car insurance renewal, the request needs to be placed before the due date. The timely renewal of your policy will help you retain your no claim bonus for all the years that you have not filed a claim. Also, it is required to have an adequate car insurance policy to be able to drive it on the city road.   

5. What are the documents required for Bharti AXA car insurance?

The following documents are required for Bharti AXA Car Insurance :

  • Duly signed claim from

  • RC of the vehicle with original keys

  • Copy of driving license

  • Policy documents (original)

  • FIR (in case of theft)

  • PAN card, driving license and registration certificates.

6. How do we contact customer care of Bharti AXA car insurance?

You contact to customer care of Bharti AXA car insurance by two ways that is

7. When should I renew my car insurance policy?

You should renew your car insurance before expiry of the existing car insurance policy. This keeps your vehicle insured against the risks without any break and retains the No Claim Bonus which is the discount in premium for claim free years.

8. What is Bharti AXA Car Insurance?

With Bharti AXA car insurance policy, you just have to pay a small annual premium and you will get protection against financial losses that may occur in case your vehicle is damaged in an accident or mishaps. Thus, it can be said that Bharti AXA car insurance policy will be an ideal choice for you if you are looking for smart and efficient motor insurance plans.

9. Can I opt for car insurance covers online at the time of renewal?

Yes, you can opt for car insurance covers online at time of renewal.

Know More About

Bharti Axa Car Insurance

You're eligible for a Bharti Axa Car Insurance if you:

Are legally adult enough to handle it

Have still got it

Get a regular pay check

Make more than a basic buck

Your eligibility depends on:

Earn more than minimum income required

Maximum allowed Car Insurance is Rs. 10K to Rs. 45 lakhs

EMIs of other loans loweryour eligibility

Boost your eligibility by:

Pay off your credit card bills

Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account