Future Generali is a leading general insurance company which is a conglomeration of two leading companies – the Future Group of India and the Generali Group of Italy. While the Future Group is a leading Indian retailer and the Generali Group is a company involved in insurance and finance. Generali Group is the biggest insurance provider across Italy and one amongst the most trusted insurance companies in the entire Europe. Future Generali India Insurance Co. Ltd. commenced operations in September 2007. The insurer offers a plethora of insurance products to its customers across all the segments including all major kinds of insurance that an individual may need.
1. This company has more than 2500 cashless network garages
2. It offers towing facility within city limits only
3. Also offers excellent and timely renewal reminder service without fail
4. Offers quick claim survey
5. 24*7 claim assistance service
6. It provides quick and hassle-free claim settlement services in 7 working day
7. It offers instant policy with cashless or direct settlements
8. This Company offers essential add-ons for your car at affordable costs. These add-ons enhance your basic car insurance. They are bi-fuel system, electrical & electronic accessories, personal accident etc. to name a few
9. This Company offers amazing discounts on premium like no claim bonus, Transfer of NCB, Voluntary Excess discount, Automobile Association Membership discount, Anti-theft devices discount etc.
Any applicant who is applying for a Future Generali Car Insurance, you must have to submit the following documents. These documents are the requirements for the lenders who are providing you the car insurance.
1. Duly signed claim from
2. RC of the vehicle with original keys
3. Copy of driving license
4. Policy documents (original)
5. FIR (in case of theft)
6. PAN card, driving license and registration certificates.
There is some of the important reasons to insure your car with Future Generali Car Insurance :
1. Provides comprehensive coverage for your own car
2. Covers for any damages/losses caused to the third party
3. Offers free roadside assistance kit
4. Protects your car against theft, natural calamities, etc.
5. Provides complete peace of mind through stress-free rides
6. Offers quick and hassle-free claim settlement services
7. Offers in-house team of professionals providing specialized advice who helps to settle your claims in 7 working days
You can buy Future Generali car insurance plans offline or online. To buy offline, you would have to look for a Future Generali motor insurance agent and buy the policy from him. Alternatively, you can visit the company’s office which is nearest to your home and buy the policy directly from there.
To buy online you can take the following simple steps –
1. Visit to the website and provide the registration number of your car
2. You can also buy a policy without the registration number if you mention the place of registration and the purchase year
3. Thereafter, you would have to provide the details of your car which include the following-
The make and model
Manufacturing year
Fuel variant
Car variant
Details of the last policy (if the car is old)
Type of last policy
Claim history in the last policy
Name of the last insurance company
4. You can then view the available plans, their coverage benefits and corresponding premiums
5. You can compare and choose the best car insurance policy and buy it online right from the same page
Future Generali Car Insurance Company would admit claims under the below inclusions:
Financial liability faced if any individual is killed due to the car
Financial liability faced if any individual is physically hurt due to the car
Financial liability faced if the car damages any individual’s property
Damages faced by the car due to natural disasters like earthquakes, floods, landslides, road slides, cyclones, storms, etc.
Damages faced by the car due to man-made disasters like fire, malicious acts, riots, strikes, etc.
Theft of the car
Damages faced by the car when it is being transported from one place to another through water, air and road
Though car insurance plans cover all possible types of damages suffered by the car, there are some damages which would not be covered. These are called exclusions and the following exclusions are found in Future Generali car insurance plans –
Damages suffered when the car is being driven outside India
Damages suffered when the car is used without a valid driving license
Damages suffered when the car is driven under the influence of alcohol or drugs
Damages suffered in using the car against its usage limitations
Depreciation and normal wear and tear of the car
Consequential losses suffered by the car
Any type of electrical or mechanical damage
Damages due to war and nuclear perils
Future Generali Car insurance renewal is also possible online, from the comfort of your home. It takes just a few minutes of your time to complete from start to finish, using this steps:
1. Keep a track of the renewal date
Your insurance provider will send you a reminder about the renewal date via SMS or email. Keep the date in mind or better still, set a reminder on your mobile phone or in your work diary so that you do not miss it.
2. Enter the policy details as prompted
The best insurance plans can be purchased and renewed online. Car insurance renewal is also done online quite easily, instead of enlisting an insurance broker's help to do the same.
3. Follow directions
From here on, you must simply follow the insurer's instructions and fill out the policy details as required. Once the form is filled out, the insurer takes a few seconds to process the information and return with the next step, where you must proceed to make the payment.
4. Pay the amount online
You can easily complete your best insurance plans online by paying for it using your credit or debit card. The payment is debited at once from your bank account.
5. Await acknowledgement of the renewal
Once the payment is received and the details you entered are checked and verified, the insurer sends an acknowledgement of the car insurance renewal.
Future Generali Car Insurance Claim Process
The following steps are required to get a claim for Future generali car insurance :
1. Visit the official website of Future Generali Car Insurance
2. Take your cursor on the tab ‘claim’
3. Click on ‘report a motor claim’
4. Now, you will have to submit following details :
Policy number
Your name and contact number
Address
Description of the accident and where it took place
Time and date of the accident
Location of your vehicle
Other documents
5. Click on the tab ‘submit’
6. The company will inspect the claim and will share the results with you over the call and email
To buy insurance or to renew the existing plan, you have to pay an affixed amount called the premium. It is calculated on the basis of the formulas:-
Premium = own damage premium-(no claim bonus + discounts) +liability premium as fixed by the IRDA +cost off add.ons.
Future Generali Car Insurance Discounts Available
Future Generali car insurance plans offer a range of premium discounts which help in lowering the car insurance premium. These discounts are as follows –
1. No Claim Bonus
If you do not make a claim under the policy you get a no claim bonus discount which reduces the premium. This discount is allowed for each claim-free year and the rate increases after subsequent years.
2. Voluntary excess discount
If you choose to pay a part of the claim from your own pockets, it is called choosing a voluntary excess. This excess allows you a premium discount.
3. Membership discount
If you are a member of a recognized automobile association, you can get a premium discount.
4. Security devices discount
If you install anti-theft devices in your car and if the devices are approved by the Automotive Research Association of India, you can get a premium discount of 2.5% subject to a maximum of INR 500.
1. Future generali personal accident insurance plan- Accident suraksha
2. Future generali cancer protect
3. Future generali hospicash cash insurance plan
4. Future generali retirement plan
5. Future generali suraksha- travel plans for travel in Asia
Contact number: 1800 220 233 / 1860 500 3333
Email id: [email protected]
Bank offered Financial Product
You have to reach the nearest branch of future generali insurance with the required documents for the transfer of insurance. Supporting documents include sale deed/from 29/30/Noc of the seller. Old RC copy transferred RC copy, and NCB recovery amount.
Future generali car insurance policy allows you to insure your car for 1 to 3 years.
Depreciation and normal wear and tear of the car\
Consequential losses suffered by the car
Any type of electrical or mechanical damage
Damages due to war and nuclear perils
The following documents are required for future generali car insurance i.e.
Duly signed claim from
RC of the vehicle with original keys
Copy of driving license
Policy documents (original)
FIR (in case of theft)
PAN card, driving license and registration certificates.
You contact to customer care of Future Generali Car Insurance by two ways that is
Contact number: 1800 220 233 / 1860 500 3333
Email id: [email protected]
You may easily check your policy details online at Future Generali India Insurance Co. Ltd. official website. Create a profile and login to your car insurance account. You will have your car insurance policy details listed under your profile.
Immediately inform the nearest local police station about the theft of your policy. A surveyor appointed by Future Generali Car Insurance Company will, then, contact you and subsequently assist you further to claim car insurance.
There are three payment modes available to you: You can choose to get the premium payment debited automatically from your bank account. For this, you’ll need to sign a mandate at the time of buying the Future Generali Car insurance policy.
Cash/Cheque Deposit: You may choose to deposit your Future Generali Car insurance premium payment through cheque or cash.
Direct Online Payment: You may even choose to make a direct online payment for your car Insurance from Future Generali Car insurance.
Future Generali is a leading general insurance company which is a conglomeration of two leading companies – the Future Group of India and the Generali Group of Italy. While the Future Group is a leading Indian retailer and the Generali Group is a company involved in insurance and finance.
Know More About
You're eligible for a Future Generali Car Insurance if you:
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Your eligibility depends on:
Earn more than minimum income required
Maximum allowed Car Insurance is Rs. 10K to Rs. 45 lakhs
EMIs of other loans loweryour eligibility
Boost your eligibility by:
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:
- 1. Photo ID and age proof
- 2. Signed application form with photograph
- 3. Residence proof
- 4. Last 6 months bank statement
- 5. Documentation for salaried applicants:
- Last 3 months salary - slips
- Form 16 or Income Tax Returns
- 6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account