FUTURE GENERALI CAR INSURANCE

Future Generali is a leading general insurance company which is a conglomeration of two leading companies – the Future Group of India and the Generali Group of Italy. While the Future Group is a leading Indian retailer and the Generali Group is a company involved in insurance and finance. Generali Group is the biggest insurance provider across Italy and one amongst the most trusted insurance companies in the entire Europe. Future Generali India Insurance Co. Ltd. commenced operations in September 2007. The insurer offers a plethora of insurance products to its customers across all the segments including all major kinds of insurance that an individual may need. 

Future Generali Car Insurance Benefits and Features

1. This company has more than 2500 cashless network garages

2. It offers towing facility within city limits only

3. Also offers excellent and timely renewal reminder service without fail

4. Offers quick claim survey

5. 24*7 claim assistance service

6. It provides quick and hassle-free claim settlement services in 7 working day

7. It offers instant policy with cashless or direct settlements

8. This Company offers essential add-ons for your car at affordable costs. These add-ons enhance your basic car insurance. They are bi-fuel system, electrical & electronic accessories, personal accident etc. to name a few

9. This Company offers amazing discounts on premium like no claim bonus, Transfer of NCB, Voluntary Excess discount, Automobile Association Membership discount, Anti-theft devices discount etc.

Future Generali Car Insurance Documents Required

Any applicant who is applying for a Future Generali Car Insurance, you must have to submit the following documents. These documents are the requirements for the lenders who are providing you the car insurance.

1. Duly signed claim from

2. RC of the vehicle with original keys

3. Copy of driving license

4. Policy documents (original)

5. FIR (in case of theft)

6. PAN card, driving license and registration certificates.

Future Generali Car Insurance Why Choose 

There is some of the important reasons to insure your car with Future Generali Car Insurance :

1. Provides comprehensive coverage for your own car

2. Covers for any damages/losses caused to the third party

3. Offers free roadside assistance kit

4. Protects your car against theft, natural calamities, etc.

5. Provides complete peace of mind through stress-free rides

6. Offers quick and hassle-free claim settlement services

7. Offers in-house team of professionals providing specialized advice who helps to settle your claims in 7 working days

Future Generali Car Insurance How to Buy

You can buy Future Generali car insurance plans offline or online. To buy offline, you would have to look for a Future Generali motor insurance agent and buy the policy from him. Alternatively, you can visit the company’s office which is nearest to your home and buy the policy directly from there. 

To buy online you can take the following simple steps –

1. Visit to the website and provide the registration number of your car

2. You can also buy a policy without the registration number if you mention the place of registration and the purchase year

3. Thereafter, you would have to provide the details of your car which include the following-

  • The make and model

  • Manufacturing year

  • Fuel variant

  • Car variant

  • Details of the last policy (if the car is old)

  • Type of last policy

  • Claim history in the last policy

  • Name of the last insurance company

4. You can then view the available plans, their coverage benefits and corresponding premiums

5. You can compare and choose the best car insurance policy and buy it online right from the same page

Future Generali Car Insurance Covered

Future Generali Car Insurance Company would admit claims under the below inclusions:

  • Financial liability faced if any individual is killed due to the car

  • Financial liability faced if any individual is physically hurt due to the car

  • Financial liability faced if the car damages any individual’s property

  • Damages faced by the car due to natural disasters like earthquakes, floods, landslides, road slides, cyclones, storms, etc.

  • Damages faced by the car due to man-made disasters like fire, malicious acts, riots, strikes, etc.

  • Theft of the car

  • Damages faced by the car when it is being transported from one place to another through water, air and road

Future Generali Car Insurance Not Covered

Though car insurance plans cover all possible types of damages suffered by the car, there are some damages which would not be covered. These are called exclusions and the following exclusions are found in Future Generali car insurance plans –

  • Damages suffered when the car is being driven outside India

  • Damages suffered when the car is used without a valid driving license

  • Damages suffered when the car is driven under the influence of alcohol or drugs

  • Damages suffered in using the car against its usage limitations

  • Depreciation and normal wear and tear of the car

  • Consequential losses suffered by the car

  • Any type of electrical or mechanical damage

  • Damages due to war and nuclear perils

Future Generali Car Insurance Renewal Process

Future Generali Car insurance renewal is also possible online, from the comfort of your home. It takes just a few minutes of your time to complete from start to finish, using this steps:

1. Keep a track of the renewal date

Your insurance provider will send you a reminder about the renewal date via SMS or email. Keep the date in mind or better still, set a reminder on your mobile phone or in your work diary so that you do not miss it.

2. Enter the policy details as prompted

The best insurance plans can be purchased and renewed online. Car insurance renewal is also done online quite easily, instead of enlisting an insurance broker's help to do the same.

3. Follow directions

From here on, you must simply follow the insurer's instructions and fill out the policy details as required. Once the form is filled out, the insurer takes a few seconds to process the information and return with the next step, where you must proceed to make the payment.

4. Pay the amount online

You can easily complete your best insurance plans online by paying for it using your credit or debit card. The payment is debited at once from your bank account.

5. Await acknowledgement of the renewal

Once the payment is received and the details you entered are checked and verified, the insurer sends an acknowledgement of the car insurance renewal.

Future Generali Car Insurance Claim Process 

The following steps are required to get a claim for Future generali car insurance : 

1. Visit the official website of Future Generali Car Insurance

2. Take your cursor on the tab ‘claim’

3. Click on ‘report a motor claim’

4. Now, you will have to submit following details : 

  • Policy number

  • Your name and contact number

  • Address

  • Description of the accident and where it took place

  • Time and date of the accident

  • Location of your vehicle

  • Other documents

5. Click on the tab ‘submit’

6. The company will inspect the claim and will share the results with you over the call and email

Future generali Car Insurance Premium Calculation

To buy insurance or to renew the existing plan, you have to pay an affixed amount called the premium. It is calculated on the basis of the formulas:-

Premium = own damage premium-(no claim bonus + discounts) +liability premium as fixed by the IRDA +cost off add.ons. 

Future Generali Car Insurance Discounts Available

Future Generali car insurance plans offer a range of premium discounts which help in lowering the car insurance premium. These discounts are as follows –

1. No Claim Bonus

If you do not make a claim under the policy you get a no claim bonus discount which reduces the premium. This discount is allowed for each claim-free year and the rate increases after subsequent years.

2. Voluntary excess discount

If you choose to pay a part of the claim from your own pockets, it is called choosing a voluntary excess. This excess allows you a premium discount.

3. Membership discount

If you are a member of a recognized automobile association, you can get a premium discount.

4. Security devices discount

If you install anti-theft devices in your car and if the devices are approved by the Automotive Research Association of India, you can get a premium discount of 2.5% subject to a maximum of INR 500.

Future Generali Other Products

1. Future generali personal accident insurance plan- Accident suraksha

2. Future generali cancer protect

3. Future generali hospicash cash insurance plan

4. Future generali retirement plan

5. Future generali suraksha- travel plans for travel in Asia  

Future Generali Car Insurance Customer Care

Contact number: 1800 220 233 / 1860 500 3333

Email id: fgcare@futuregenerali.in

Bank offered Financial Product

Accident insurance

Cancer insurance

Car insurance

Life insurance

Health Insurance

Term insurance

Travel insurance

Two wheeler insurance

Future Generali Car Insurance Frequently Asked Question

1. What is the procedure to transfer my future generali car insurance?

You have to reach the nearest branch of future generali insurance with the required documents for the transfer of insurance. Supporting documents include sale deed/from 29/30/Noc of the seller. Old RC copy transferred RC copy, and NCB recovery amount.

2. What is the period of the future generali car insurance policy?

Future generali car insurance policy allows you to insure your car for 1 to 3 years.

3. What is not covered under the future generali car insurance policy?

  • Depreciation and normal wear and tear of the car\

  • Consequential losses suffered by the car

  • Any type of electrical or mechanical damage

  • Damages due to war and nuclear perils

4. What are the documents required for future generali car insurance?

The following documents are required for future generali car insurance i.e. 

  • Duly signed claim from

  • RC of the vehicle with original keys

  • Copy of driving license

  • Policy documents (original)

  • FIR (in case of theft)

  • PAN card, driving license and registration certificates.

5. How do we contact customer care of Future Generali Car Insurance?

You contact to customer care of Future Generali Car Insurance by two ways that is

  • Contact number: 1800 220 233 / 1860 500 3333

  • Email id: fgcare@futuregenerali.in

6. How do I check the status of my car insurance policy?

You may easily check your policy details online at Future Generali India Insurance Co. Ltd. official website. Create a profile and login to your car insurance account. You will have your car insurance policy details listed under your profile.

7. What should I do if my car insured under Future Generali Car insurance policy  gets stolen?

Immediately inform the nearest local police station about the theft of your policy. A surveyor appointed by Future Generali Car Insurance Company will, then, contact you and subsequently assist you further to claim car insurance.

8. How can I make payments for my car insurance premium?

There are three payment modes available to you: You can choose to get the premium payment debited automatically from your bank account. For this, you’ll need to sign a mandate at the time of buying the Future Generali Car insurance policy.

  • Cash/Cheque Deposit: You may choose to deposit your Future Generali Car insurance premium payment through cheque or cash.

  • Direct Online Payment: You may even choose to make a direct online payment for your car Insurance from Future Generali Car insurance.

9. What is Future Generali Car Insurance?

Future Generali is a leading general insurance company which is a conglomeration of two leading companies – the Future Group of India and the Generali Group of Italy. While the Future Group is a leading Indian retailer and the Generali Group is a company involved in insurance and finance.

Know More About

Future Generali Car Insurance

You're eligible for a Future Generali Car Insurance if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Car Insurance is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account