Car insurance, also known as auto or motor insurance, is an insurance policy which protects the car from any kind of unforeseen damage. It covers the person financially in case any loss is incurred as a result of an unavoidable instance to the vehicle. It covers the person against theft, financial loss and accidents. Car insurance policy gives confidence to a person to drive their car confidently on the road and is a boon at the time of emergencies. Now a dent in your car will not ?cause a dent in your finances. At Reliance General Insurance, liberty car insurance policy should be quick, easy and most of all - reliable. Hence, we have come up with a comprehensive policy that not only offers optimum protection to your vehicle, but also helps you financially in case of any unfortunate occurrence.

Liberty Car Insurance Benefits

1. Hassle-free Inspection & cashless claim service at more than 4300 network garages

2. Claim settlement within 7 working days

3. Transfer the existing No Claim Bonus from any insurance provider

4. Avail of additional protection & convenience through different add on covers

5. Telephonic Service for effective claims support & assistance from 8:00 AM to 8:00 PM daily.

Liberty Car Insurance Features

1. Simple documentation and unperturbed inspection process in the plan.

2. All Claim settlement done within 7 working days ,as compared to  10-15 days time for other plans in the market.

3. Portability of No Claim Bonus for any existing plan availed by any other insurer.

4. An assortment of add-on protection covers available to choose beside the traditional coverage to make your policy the best car insurance in India

5. 24x7 helpline and other customer service assistance for all queries related and claim processing.

Liberty Car Insurance Documents Required

Any applicant who is applying for a Liberty Car Insurance, you must have to submit the following documents. These documents are the requirements for the lenders who are providing you the car insurance.

1. Duly signed claim from

2. RC of the vehicle with original keys

3. Copy of driving license

4. Policy documents (original)

5. FIR (in case of theft)

6. PAN card, driving license and registration certificates.

Liberty Car Insurance Covered

Liberty Private Car insurance plan as compared to any other prevailing plans in the market is quite comprehensive one and covers all possible ill-fated situations a vehicle owner may land into.

1. Loss or damage to electrical and non-electrical accessories

2. Personal accident cover for the insured and any named or unnamed passenger

3. Roadside assistance cover

4.  Passenger assist cover

5. Earthquake, flood, cyclone and inundation

6. Whilst in transit by rail, road, air, elevator, lift

7. Any third party Liability occurred in cases of injury or death and damage caused to their property as mentioned in the plan

8. Housebreaking or theft

9. External explosion

10. Riot and strike

11. Terrorism

Liberty Car Insurance Not Covered

1. For cases where the loss or damage is due to any kind of contractual agreement.

2. For any claim which has aroused due to the usage of vehicle other than agreed or defined.

3. Mechanical or electrical breakdown, depreciation, wear and tear.

4. Vehicle being driven without a valid license.

5. In the event of an accident caused under the influence of intoxicating liquor/drugs.

6. For any loss or damage in case the vehicle is being driven by any third person other than a Driver as stated in the Driver’s clause.

Liberty Car Insurance Renewal Online Process

It is important to renew your car insurance policy before its expiry to continue to enjoy the policy cover for your vehicle. Renewing your car insurance policy with Liberty Insurance is a very easy and quick process. Liberty General Insurance offers a zero documentation renewal process which allows you to get your policy renewed instantly.

1. Visit Liberty Website - Visit the company’s official website and hover the pointer on the ‘Car Insurance’ menu and click on ‘Renew Now’ tab.

2. Enter Policy Details - Enter your Liberty General Insurance Policy Number and Registration Number/Engine Number/Chassis Number and click 'Next'. The policy details will be displayed on the next page.

3. Fee Payment - Confirm the policy details and do the required changes to proceed with payment. The payment of renewal fee can be made using a debit/credit card.

Liberty Car Insurance Claim Process

In the event of any accident, loss or damage of the insured vehicle, the customer does have multiple channels to lodge his claim.

  • By visiting the nearest branch office. 

  • By sending a written intimation letter to registered office or the applicable branch office by post or courier

  • Basic details required to lodge a claim

  • Motor Insurance plan number

  • Name of Insured and contact details

  • Complete address where the loss or damage occurred

  • Complete address where the damaged vehicle is available for inspection

  • Registration number of the vehicle.

  • Name of the person who was driving vehicle at the time of damage and his driving license number ?OR in case of theft, name of the person in whose custody the vehicle was

  • Name of the police station to whom the loss or damage is notified

  • Your name, complete contact details and relationship with the Insured

  • Brief description as to how the loss of / damage to the vehicle took place

  • Name/s of person/s who sustained bodily injury/injuries and / or died in the mishap?

  • Estimated loss amount, if you are aware

  • Details of loss minimization, if undertaken by insured

Liberty Car Insurance Payment Mode

Under the plan, Provision for both Cashless & Non-Cashless reimbursements is provided. If the vehicle is repaired in a network garage, then the expense shall be directly paid to the garage subject to the total expense falling under the claim criteria. Any excess payment has to be paid by the customer to the garage.

In case the repair has been undertaken in any non network garage , then the customer has followed the reimbursement claim process as per the document list provided above and the claim amount shall be remitted directly to customer’s bank account within 7 working days timeline.

Liberty Car Insurance Customer Care

Contact number: 1800 266 5844

Email id: [email protected]

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Liberty Car Insurance Frequently Asked Question

1. What is Liberty Car Insurance?

Car insurance policy gives confidence to a person to drive their car confidently on the road and is a boon at the time of emergencies. Now a dent in your car will not ?cause a dent in your finances.

2. What are the modes of payment available?

The Liberty car insurance ltd. offers 3 modes of premium payment namely:

  • Cash payment at the branch

  • Credit/debit card

  • Net banking

3. How can I check policy status for Liberty Car Insurance?

You can contact the nearest branch to check the policy status of Liberty Car Insurance.

4. What is the policy renewal process for Liberty Car Insurance?

You can also visit the nearest branch and car to renew your policy for Liberty Car Insurance.

5. How do we contact customer care of Liberty Car Insurance?

You contact to customer care of Liberty Car Insurance by two ways that is

6. What are the documents required for Liberty Car Insurance?

The following documents are required for Liberty Car Insurance :

  • Duly signed claim from

  • RC of the vehicle with original keys

  • Copy of driving license

  • Policy documents (original)

  • FIR (in case of theft)

  • PAN card, driving license and registration certificates.

7. What is the policy cancellation process for Liberty Car Insurance?

If the vehicle is liability covered you can ask for the cancelation of the policy for the cancelation of the policy just visit the nearest branch.

8. What is the claim process of Liberty Car Insurance?

The claim process of Liberty Car Insurance are :

  • Basic details required to lodge a claim

  • Motor Insurance plan number

  • Name of Insured and contact details

  • Registration number of the vehicle.

  • Estimated loss amount, if you are aware

Know More About

Liberty Car Insurance

You're eligible for a Liberty Car Insurance if you:

Are legally adult enough to handle it

Have still got it

Get a regular pay check

Make more than a basic buck

Your eligibility depends on:

Earn more than minimum income required

Maximum allowed Car Insurance is Rs. 10K to Rs. 45 lakhs

EMIs of other loans loweryour eligibility

Boost your eligibility by:

Pay off your credit card bills

Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account