NEW INDIA ASSURANCE CAR INSURANCE

New India Assurance Car Insurance covers both the own damage as well as the third party damage like the best car insurance. And by paying a little extra money, one can also enjoy certain additional covers for the passengers present at the time of the accident and also for the paid driver, employees, etc. The plan covers the vehicle from natural calamities like flood, earthquake, cyclones, etc. and man-made incidents like theft, burglary. New India Assurance Car Insurance, a very trusted general insurance company, provides an all-round car insurance plan which provides almost all kinds of coverage needed to protect the vehicle from the risks and dangers associated with accidents.  In such a scenario, the car insurance plans play the most important role which provides full protection against the financial burden and third-party risks and damage or loss/death. 

New India Assurance Car Insurance Features and Benefits

1. Discounts

Those people who are members of the Automobile Association or have anti-theft devices in their cars will be eligible for special discount. 

2. Incurred claim ratio

The company carries an incurred claim ratio of 103.19%. if makes sure that all the genuine claims get the required assistance on time. 

3. Cashless garages

It is never fun to put pressure on your wallet. That’s why the company has partnered with 3000+ cashless garages across the country where the company itself will pay the repair expenses of your car. 

4. Hassle-free claim settlement

Claims will be settled quickly without any hassles. The process of initiating a claim during an emergency is also very convenient. 

5. 24*7 customer support duty

Well, one of the best features of new India insurance is the well- trained customer service team that is always ready to clear your double and queries.

New India Assurance Car Insurance Documents Required

Any applicant who is applying for a New India Assurance Car Insurance, you must have to submit the following documents. These documents are the requirements for the lenders who are providing you the car insurance.

1. Duly signed claim from

2. RC of the vehicle with original keys

3. Copy of driving license

4. Policy documents (original)

5. FIR (in case of theft)

6. PAN card, driving license and registration certificates.

New India Assurance Car Insurance Covered

Claims for car insurance from New India Assurance are applicable on all types of commercial vehicles and two wheelers. Damage or loss to the insured car and its accessories caused due to any of these natural and manmade disasters can be claimed against car insurance from New India Assurance:

  • Flood, lightning, storm, hurricane, typhoon, hailstorm, cyclone, fire, explosion

  • Earthquake, rockslide, landslide

  • Burglary, theft, housebreaking

  • Riot and terrorist activities

  • Malicious acts

  • Accidental external means

  • Loss or damage in transit by road, elevator, waterway or air

New India Assurance Car Insurance Not Covered

  • Wear and tear, breakdowns

  • Consequential loss

  • Loss when driving with invalid driving license or under the influence of alcohol.

  • Loss due to war, civil war, etc.

  • Claims arising out of contractual liability.

  • Use of vehicle that is not in accordance with `limitations as to use ' 

New India Assurance Car Insurance Renewal

The online renewal process is one of the most hyped features of this company as it is very short and easy to perform. You just need to proceed with the following stape;

1. Visit the website of New India Assurance Company.

2. Select the ‘quick help’ tab and click on ‘quick renewal’ option.

3. After a successful payment, you will get the soft copy in your registered id.

4. Tap on ‘proceed’ and make the required payment.

5. Fill the required details such as customer ID, policy number or fresh quote number. 

New India Assurance Car Insurance Types of Cover

New India Assurance Car Insurance can offer you with two types of covers: 

1.Package policy

It covers any damage or loss to the vehicle. The coverage extends to both – damage to third party property or vehicles, as well as your car.

  • Damage to car due to fire or use of incendiary materials

  • Malicious Act.

  • Act of terrorism that results in damage to car

  • Any Natural calamity like flood or storms

  • Damage incurred due to earthquake or floods etc.

  • Accidental external means: While in transit by road, lift, inland waterway, air or elevator

2. Liability only policy

The Liability only policy extends coverage for physical injury liability and property damage and death only in case of the third party. Personal Accident cover for the insured is also a part of the New India Assurance policy.

New India Assurance Car Insurance Factors Determining

Here are the key factors which determine the premium for New India Insurance Policy:

1. Cover Amount 

The premium is highly dependent on the cover amount chosen during inception of the policy.

2. Age

It is advisable to purchase an insurance plan at an early age. When you are young, there are fewer chances of contracting diseases. In addition, the premium offered by insurers is lower in comparison to the premium set for older age groups.

3. Gender 

Many insurers provide additional discounts for female insured lives.

New India Assurance Car Insurance Premium Payment Process

1. Online Payment Process

The New India Assurance General Insurance has made the online payment facility available for their customers. It is the most convenient way that permits the customer to pay premiums in just a few clicks. You can quickly make the payment through the online medium. All you need to do is opt for quick payment, enter the customer ID and the approved quote number. Further, make the payment using either net banking/ credit or debit card. Once you make the payment, in no time, the policy would be issued.

2. Offline Payment Process

The New India Assurance General Insurance Company also offers offline payment service for their customers who aren't tech-savvy. Mentioned below are the different modes of payments to be used in case of offline method:

  • Payment collection centre

  • Company branch

  • Drop boxes

  • Cash/ Cheque collection centre

  •  Agents representing New India Assurance General Insurance Company

  • Insurance brokers representing New India Assurance General Insurance Company

New India Assurance Car Insurance Claim Process

Customers have to follow the below given steps to make claims under an existing policy. Policyholders have to adhere to different procedures depending on the type of claim filed.

1. Claims for Accidental Damages to the insured vehicle

  • The policyholder will have to submit cash memos and bills to the company

  • Once the claim has been approved, the policyholder will have to submit salvage of the damaged parts to the insurer.

  • A Surveyor will inspect the damaged vehicle after which a report will be submitted by him to the insurer.

2. Claims for theft of the insured vehicle -

  • The Final Police Report also has to be submitted later.

  • The claim will be approved once the surveyor’s investigation is completed. 

  • The office from where the policy was issued has to be updated by submitting a copy of the FIR.

3. Liability Claims

  • If a policyholder plans to make a liability claim, then the insurer should be informed about any occurrence that will lead to a liability claim.

  • Once the summons from the court has been received, the same should be sent to the insurance company.

  • Policyholders have to submit the filled-in claim form with copies of the driving license, registration certificate and the FIR.

New India Assurance Other Product

1. New India personal accident policy

2. New janata mediclaim policy

3. New India suhana safer policy

4. New India assurance two wheeler insurance

New India Assurance Car Insurance Customer Care

Contact number: 1800 209 1415

Email id: tech.support@newindia.co.in

Bank offered Financial Product

Accident insurance

Cancer insurance

Car insurance

Life insurance

Health Insurance

Term insurance

Travel insurance

Two wheeler insurance

New India Assurance Car Insurance Frequently Asked Question

1. What is New India Assurance Car Insurance?

New India Assurance Car Insurance, a very trusted general insurance company, provides an all-round car insurance plan which provides almost all kinds of coverage needed to protect the vehicle from the risks and dangers associated with accidents.

2. How to renew New India Assurance Car Insurance policy online?

The online renewal process is one of the most hyped features of this company as it is very short and easy to perform. You just need to proceed with the following stape;

  • Visit the website of New India Assurance Company.

  • Select the ‘quick help’ tab and click on ‘quick renewal’ option.

  • After a successful payment, you will get the soft copy in your registered id.

  • Tap on ‘proceed’ and make the required payment.

3. What are the factors that determine New India Assurance Car Insurance Premium?

The premium depends on age, policy term, policy paying term, lifestyle habits, type of plan and sum insured/assured for New India Assurance Car Insurance Plans.

4. What is the toll-free customer care number of New India Assurance Car Insurance?   

The toll-free number of New India Assurance Car Insurance is 1800-209-1415. 

5. What is the customer care email id of New India Assurance Car Insurance?

The customer care email id of New India Assurance Car Insurance is tech.support@newindia.co.in

6. What are the documents required for New India Assurance Car Insurance?

  • Duly signed claim from

  • RC of the vehicle with original keys

  • Copy of driving license

  • Policy documents (original)

  • FIR in case of theft

  • PAN card, driving license and registration certificates.

7. How can I check policy status for New India Assurance Car Insurance?

You can go to the website and log in with your customer ID and password to know the New India Assurance Car Insurance Policy status.

Know More About

New India Assurance Car Insurance

You're eligible for a New India Assurance Car Insurance if you:


Are legally adult enough to handle it


Have still got it


Get a regular pay check


Make more than a basic buck

Your eligibility depends on:


Earn more than minimum income required


Maximum allowed Car Insurance is Rs. 10K to Rs. 45 lakhs


EMIs of other loans loweryour eligibility

Boost your eligibility by:


Pay off your credit card bills


Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account