Apply Now

DHFL Home Loan

DHFL or Dewan Housing Finance Corporation Ltd. brings affordable housing loans for individuals who have financial requirements to give their dream house a life. DHFL home loans offer different home loan schemes to take care of different purposes such as home construction, home renovation, home extension, purchase of a new house or flat. If you are hunting on affordable home loan options to eradicate the financial obstacles, then you can consider choosing the Dewan Housing Finance Ltd. home loan that offers loans at interest rates starting from 8.75%. 

Dewan Housing Finance Highlights

Loan Amount

Up to 90% of property value

Interest Charges

Starts at 8.75% per annum

Processing Fees

Up to 1% of the loan amount + GST


Up to 25 years


Up to 2% (If the borrower or co-borrower is other than the individual)

DHFL Housing Loan Features & Benefits

Here are the highlights of DHFL housing loan:

Home Loan Schemes : DHFL housing loans offer home loans under different schemes that are tailored to keep up with different aspirations of individuals. Here are the different DHFL home loans that you can opt for:

  • New Home Loans 
  • Home Construction Loans
  • Home Renovation Loans
  • Home Extension Loan
  • Pradhan Mantri Awas Yojana

Loan Amount : You can avail up to 90% of the cost of property. The DHFL home loan amount ranges from Rs 1 lakh to Rs5 Cr. Know that the loan amount is decided by a multitude of factors which include the type of home loan scheme, your repayment capacity and income. 

Interest Rates : DHFL home loans are offered at affordable interest rates starting from 8.75%. Know that the DHFL home loan interest rates are decided upon factors like repayment tenure, your credit score etc. 

Loan Repayment Tenure : The DHFL home loan repayment tenure ranges up to 25 years. 

PMAY : DHFL housing loan offers home loan under the Pradhan Mantri Awas Yojana (PMAY) scheme. This scheme aims at providing affordable housing loans to the economically weaker sections of the society. This loan scheme features a subsidy of up to Rs 2.67 lakh. Economically weaker groups, low income income and middle income groups are offered the interest subsidy (up to 6.50% maximum). 

Balance Transfer : DHFL home loan Balance transfer allows you to transfer your existing home loan balance to DHFL home loan. This facility enables you to move your home loan with high interest rates to the loan with lower rates. 

Prepayment : DHFL home loans come with the prepayment and part-prepayment facility which allows you to foreclose your DHFL home loan. The lender does not charge any prepayment penalty if the part-prepayment or prepayment is made by the borrower or co-borrower individuals. However, if the DHFL home loan prepayment or part-prepayment is made by anyone other than the borrower/co-borrower, then the lender charges up to 2% prepayment penalty.

DHFL Housing Finance Home Loan Eligibility

You must meet the DHFL home loan eligibility criteria in order to successfully get started with DHFL home loan procedure. 

Here is the home loan eligibility for DHFL that you must match:

  • Individuals must be salaried or self employed to be eligible for this DHFL home loan.
  • Individuals must be 21 years of age or above to apply for the loan.
  • Individuals should be earning steady income.
  • Credit score of applicants should be good. 

Documents Required for DHFL Home Loan

Here are the documents required for DHFL housing loan application:


Salaried Applicants

Self Employed Applicants

Identity Proof

Aadhar Card, Voter’s ID Card, Passport, Driving Licence

Aadhar Card, Voter’s ID Card, Passport, Driving Licence

Address Proof

PAN Card,  Voter’s ID Card, Passport, Driving Licence, Utility Bills such as Electricity, Telephone, Water Bills

PAN Card,  Voter’s ID Card, Passport, Driving Licence, Utility Bills such as Electricity, Telephone, Water Bills

Income Proof

Salary Slips, Bank Statements, Form 16

Balance sheet and profit and loss account, IT Returns, Business Proof

Other Documents

Passport-size Photographs, Duly Filled Application Form, Any Other Documents Required by the Bank

Passport-size Photographs, Duly Filled Application Form, Any Other Documents Required by the Bank

Compare other bank home loan interest rates:



AXIS Bank Home Loan

7.75% to 9.40%

SBI Regular Home Loan

6.95% onwards 

HDFC Bank Home Loan

6.95% to 7.50%

Kotak Mahindra Bank Home Loan

7.40% to 9.70%

Yes Bank Home Loan

9.60% to 10.55%

Citi Bank Home Loan

7.34% to 8.29%

ICICI Bank Home Loan

6.95% to 8.05%

Standard Chartered Bank Home Loan

Starting at 8.71%

IDBI Bank Home Loan

6.80% to 8.40%

RBL Bank Home Loan

9.75% to 10.05%

HSBC Bank Home Loan

8.55% to 8.655

IndusInd Bank Home Loan

8.00% to 15.00%

Bank of Baroda Home Loan

6.85% to 7.75%

Bank of India Home Loan

6.85% to 7.755

Canara Bank Home Loan

6.90% to 8.90%

Indian Bank Home Loan

7.55% to 8.40%

Punjab National Bank Home Loan

Starting at 7.00%

Tata Capital Home Loan

Starting at 6.90%

Union Bank Home Loan

6.80% to 12.65%

LIC Housing Finance

6.90% to 7.90%

Aditya Birla Home Loan

9% to 12.50%

DHFL Home Loan EMI Calculator

By calculating the DHFL home loan EMI, you will be able to establish your financial planning accordingly. You can use the DHFL home loan calculator to calculate the payable EMI. 

Here is how to know your payable DHFL home loan MEI using the DHFL home loan EMI calculator:

  • Visit the official DHFL website.
  • Navigate to the “EMI Calculator” section.
  • Enter your mobile number and name.
  • Enter the OTP which you have received on your mobile phone. 
  • Now, enter the DHFL home loan amount, tenure in years and interest rate.

Now that you have entered the details in the EMI calculator, you should be able to view your loan EMI. 

How to Apply for a DHFL Home Loan?

Here are the different ways you can apply for DHFL home loan:

  • Apply for a DHFL home loan offline

In order to apply for a DHFL home loan offline, you need to visit the nearest DHFL branch with all the necessary documents required for DHFL home loan application. You can use the assistance from the official and get started with the home loan application. 

  • Apply for a DHFL home loan online

If you want to apply for DHFL home loan online, here is what you need to do:

  • Navigate to the official website of Dewan Housing Finance Corporation Ltd.
  • Now move to the “Home Loans” dropdown menu.
  • Click on the type of DHFL home loan scheme you want to apply for.
  • Once you are on the home loan page, click on the “Enquire Now” option.
  • Enter your registered mobile number and name.
  • Click the “Submit” button.

After you have submitted your enquiry, the representative will get in touch with you regarding the DHFL home loan application. Note that you can also contact the DHFL customer support for assistance with the DHFL housing loan application.

DHFL Housing Loan Customer Care

You can contact the DHFL housing loan customer support in case of any assistance, query, grievances, complaint or feedback. 

Here is the DHFL home loan customer care number:

1800 3000 1919

FAQs On DHFL Housing Finance

Q.1 What is the interest rate for DHFL home loans?

The DHFL home loan interest rates start at 8.75%. 

Q.2 How can I track my DHFL home loan application status online?

You can track DHFL home loan application status online. Here is what you need to do:

  • Go to the official website of Dewan Housing Finance Corporation Ltd.
  • Now move to the bottom of the page and find the “Other Links” menu.
  • Click on the “Loan Application Tracker” option.
  • Enter your application number or lead ID along with your registered mobile number.
  • Click “Submit”.

Q.3 How can I repay my DHFL home loan?

You can repay your DHFL home loan using the Electronic Clearing Service and post-dated cheques.

Last Updated on : 09/Apr/2021

Know More About

Dhfl Housing Finance

You're eligible for a Dhfl Housing Finance if you:

Are legally adult enough to handle it

Have still got it

Get a regular pay check

Make more than a basic buck

Your eligibility depends on:

Earn more than minimum income required

Maximum allowed Home Loans is Rs. 10K to Rs. 45 lakhs

EMIs of other loans loweryour eligibility

Boost your eligibility by:

Pay off your credit card bills

Choose longer tenure loan up to 5 years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Dhfl Housing Finance Interest Rates

Updated on 25 Nov 2017

Dhfl Housing Finance Details
Interest Rate (Monthly reducing balance) 8.75% - 0%
Processing Fees 1%
Loan Tenure year to 25 years
Pre-closure Charges Varies with bank
Guarantor Requirement Varies with bank

Home Loans EMI Calculator

Loan Amount


Interest Rate


Loan Tenure


Your Monthly Loan EMI