Punjab National Bank was established on 12 April 1895 in Lahore. The headquarters of Punjab National Bank is situated in New Delhi. The bank provides a wide range of financial services including Credit/Debit Cards, Savings/Current Account, Loans, Investments, etc.
Punjab National Bank has a wide network comprising 6989 branches and more than 9255 ATMs across the country.
Punjab National Bank Products & Services
1. Deposit Account
|Saving Account||Punjab National Bank provides several types of Savings Account ranging from regular to premium account, or family protection to salary account to its customers to fulfill their financial needs.|
|Current Account||Punjab National Bank provides 2 types of Current accounts to the customers to fulfill their financial needs. These accounts are best suited for frequent banking transactions by Individuals, HUF, Firms, Companies.|
|Home Loan||Punjab National Bank offers attractive home loans to its customers with an attractive rate of interest, low processing fees, and documentation charges.|
|Personal Loan||Punjab National Bank offers 3 types of Personal Loans, serving all the urgent financial needs of the customers at affordable interest rates. The minimum loan account is Rs. 5,000.|
|Two Wheeler Loan||Punjab National Bank provides facility to finance a two-wheeler for the general public and to women at special attractive interest rates. The minimum net monthly income of the general public and women must be Rs. 10,000 & Rs. 8,000 respectively.|
|Car Loan||Punjab National Bank provides 2 types of Car Loans to its customers at attractive interest rates. The repayment tenure depends upon the type of car and type of car loan selected by the applicant.|
|Education Loan||Punjab National Bank Education Loan so the customers can make the payment of course fees, purchase of books, instruments, uniform, hostel fees, examination fees, etc. in the leading institutions of India & overseas.|
|Gold Loan||Punjab National Bank provides loans against Gold Jewellery/Ornaments and Gold Coins with a maximum value of up to Rs. 10 Lakhs. This type of loan is based on both Agricultural and Non-Agricultural Purposes.|
|Fixed Deposit (FD)||Punjab National Bank offers various Fixed Deposit Schemes with interest rates up to 6.75% on their investments so that they can deposit their surplus cash and enjoy. The tenure ranges from 7 days to 10 years.|
|Recurring Deposit(RD)||Punjab National Bank offers Recurring Deposit with tenure ranging from 6-120 months. Customers will have to pay penalty charges in case of non-deposit of pending installments.|
|Credit Card||Punjab National Bank provides a variety of credit cards to fulfill the needs of account holders with facilities such as attractive reward points, exclusive benefits, and much more. These credit cards are designed to serve different needs of the customer across various categories such as traveling, dining, shopping, etc.|
|Debit Card||Punjab National Bank Debit Cards comes with a variety of features to fulfill the requirements of the account holders. These Debit cards are perfect to provide the convenience of cashless transactions and assists to access funds in the account.
|Balance Enquiry||Account Balance can be checked 24*7 using netbanking, mobile banking, SMS, passbook, customer care number etc.|
|Mini Statement||Punjab National Bank provides the facility of Mini Statement to the account holders that can be availed using Netbanking, Mobile banking, SMS Banking, Passbook, ATM & customer care no. to check the last 10 transactions.|
|Net Banking||Punjab National Bank also provides the facility of Internet Banking that allows the customers to check their account balance, make fund transfers, and other banking services anytime and from anywhere.|
|Customer Care||1800 180 2222|