PUNJAB NATIONAL BANK CREDIT CARDS

Punjab National Bank offers a wide range of Credit Cards to its customers that come with unique features and privileges.

Each credit card is designed to fulfill the requirements of the customers and give them a vast variety of credit cards that they can choose according to their needs.

We have the list of the top 8 Punjab National Bank Credit Cards to help you compare among the cards and choose the right card for you.

Top Punjab National Bank Credit Cards in India 2021

CARD VARIANT ANNUAL FEE
Global Platinum Credit Card Rs. 500
Global Gold Credit Card Rs. 300(NIL for Card against Fixed Deposits)
Global Classic Credit Card Rs. 0
Wave & Pay Credit Card Rs. 500
RuPay Platinum Credit Card Rs. 500
RuPay Select Credit Card Rs. 750
RuPay Rakshak Platinum Credit Card Rs. 500
RuPay Rakshak Select Credit Card Rs. 750

Why Choose a PNB Bank Credit Card?

The Punjab National Bank credit card comes with a wide variety of Cards that are globally accepted in more than 29 million merchant establishments and in more than 1 million ATMs. These credit cards provide attractive offers & exciting rewards that can be redeemed by getting reward points on your spendings.

Multiple features available on these cards will ensure that you have a safe, convenient, and beneficial experience while purchasing goods and services.

Some more features of Punjab National Bank Credit Cards:

  • Concierge Services : Punjab National Bank Credit Cards offer Concierge Services under different categories such as Travel, Bookings, Reservations, etc.
  • Balance Transfer Facility : PNB Credit Cards provides the facility of Balance Transfer Funds, which allows you to transfer the outstanding balance of your card to another credit card under your name.
  • Revolving Credit Facility : Punjab National Bank Credit Cards gives many repayment options to the customers that are flexible and can be changed according to their ability to pay.
  • Supplementary cards : PNB Credit Cards give add-on cards for the family members of the primary cardholders.
  • EMI Facility : The Punjab National Bank Credit Cardholders can avail the EMI facility provided by the bank.

Punjab National Bank Credit Card Feature & Benefits

1. PNB Global Platinum Credit Card

Key Highlights: This credit card offers various services to add convenience to your lifestyle. You can earn Reward Points whenever you spend on travel, dining, entertainment, etc. It also provides facilities like free airport lounge access, air travel accident insurance, and much more.
Joining Fees Rs. 500
Renewal Fees Rs. 500
Joining Bonus NIL
Features & Benefits

  • Earn 2 Rewards Points for every Rs. 150 spent on retail transactions.
  • 24×7 Global Concierge Desk. Call 1800-2100-131 for assistance in making dining referrals and reservation assistance.
  • Earn 1 Rewards Points for every Rs. 100 spent.
  • Get discounts ranging from 10% to 25% on dining bills and hotel accommodation at Sarovar Hotels and Resorts.
  • Worldwide acceptance.

2. PNB Global Gold Credit Card

Key Highlights: This is an international credit card that comes with many purchase benefits and privileges. It can be used for shopping, dining, traveling, etc.
Joining Fees Rs. 100
Renewal Fees Rs. 300(Nil on Card against Fixed Deposit)
Joining Bonus NIL
Features & Benefits

  • Earn 1 Rewards Points for every Rs. 100 spent across categories.
  • Avail discounts up to 10-25% on Hotel Rooms, Food & Beverages at Sarovar Hotel.
  • Avail a discount of 10 percent on the MRP at Kairali Ayurvedic Group outlets.
  • Get a fuel surcharge waiver for fuel spends between Rs. 400 to Rs. 3,000 at any pump.

3. PNB Global Classic Credit Card

Key Highlights: This card provides benefits such as zero joining fees, annual fees, and offers provided by the Punjab National Bank such as interest-free credit period, surcharge waivers on fuel, railway tickets, etc. You also earn reward points on your spendings.
Joining Fees Rs. 0
Renewal Fees Rs. 0
Joining Bonus The PNB Classic Global credit card has it all!
Features & Benefits

  • Earn 1 Rewards Points for every Rs. 100 spent.
  • Avail discounts up to 10-25% on Hotel Rooms, Food & Beverages at Sarovar Hotel.
  • Avail a discount of 10 percent on the MRP at Kairali Ayurvedic Group outlets.
  • Get a fuel surcharge waiver for fuel spends between Rs. 400 to Rs. 3,000 at any pump.
  • Get surcharge waivers on Railway Tickets, and get a waiver of 2.5% at Railway counters & 1.8% at IRCTC website.

4. PNB Wave & Pay Credit Card

Key Highlights: This credit card comes with a lot of benefits including the security of transactions. This card provides the facility of contactless transactions up to Rs. 2,000 and offers reward points on your spendings.
Joining Fees Rs. 0
Renewal Fees Rs. 500
Joining Bonus NIL
Features & Benefits

  • Contactless Transactions up to Rs. 2000.
  • Earn 2 Rewards Points for every Rs. 150 spent.
  • 24×7 access to the concierge services of the bank.

5. PNB RuPay Platinum Credit Card

Key Highlights: This is a co-partnered credit card that offers benefits like reward points, cashback, and comes with zero joining fees.
Joining Fees Rs. 0
Renewal Fees Rs. 500
Joining Bonus NIL
Features & Benefits

  • Get more than 300 reward points on your first transaction.
  • Get a comprehensive insurance package.
  • The fuel surcharge of 1% will be waived on all transactions.
  • Avail cashback benefits on paying your utility bills, and dining expenses, etc.

6. PNB RuPay Select Credit Card

Key Highlights: This card offers various features and benefits across various categories. It provides reward points on retail purchases, cashback on utility bill payments, and much more.
Joining Fees Rs. 500
Renewal Fees Rs. 750
Joining Bonus NIL
Features & Benefits

  • Get more than 300 reward points on your first transaction.
  • Get accelerated reward points of 2x on retail transactions.
  • Get comprehensive insurance with the card.
  • Avail cashback benefits on paying your utility bills, and dining expenses, etc.

7. PNB RuPay Rakshak Platinum Credit Card

Key Highlights:This card offers various features and benefits to the cardholders including insurance benefits, reward points, cash back benefits.
Joining Fees Rs. 0
Renewal Fees Rs. 500
Joining Bonus NIL
Features & Benefits

  • Get more than 300 reward points on your first transaction.
  • The fuel surcharge of 1% will be waived on all transactions.
  • Get comprehensive insurance with the card.
  • Avail cashback benefits on paying your utility bills, and dining expenses, etc.

8. PNB RuPay Rakshak Select Credit Card

Key Highlights: This card offers various features and benefits to the cardholders including insurance benefits, reward points, cash back benefits.
Joining Fees Rs. 500
Renewal Fees Rs. 750
Joining Bonus NIL
Features & Benefits

  • Get more than 300 reward points on your first transaction.
  • Get accelerated reward points of 2x on retail transactions.
  • Get comprehensive insurance with the card.
  • Avail cashback benefits on paying your utility bills, and dining expenses, etc.

Eligibility to Apply for Punjab National Bank Credit Card

CRITERIA DETAILS
Minimum Age 23 Years(18 Years for Add on Cards)
Maximum Age 65 Years
Nationality Indian

Document Required for PNB Bank Credit Cards

ID Proof
  • Passport
  • Driver’s License
  • PAN Card
  • Aadhar Card
  • Voter’s ID
  • Ration Card
Residential Proof
  • Passport
  • Electricity Bill
  • PAN Card
  • Aadhar Card
  • Voter’s ID
  • Telephone Bill
  • Ration Card
Income Proof For Salaried

  • Recent Salary Slip/s
  • Salary Certificate
  • Employment Letter

For Self Employed

  • Recent ITR
  • Audited profit and loss account or balance sheet.

How to Apply for a Punjab National Bank Credit Card?

Punjab National Bank allows its customers to apply for a new credit card offline. Follow the steps to apply for a PNB Credit Card.

  • Download the form from PNB’s official Website or go to any PNB Branch and ask for the same.
  • Fill in the full form.
  •  Attach the required documents with the form and submit it.
  • Collect the acknowledgment slip which will be helpful to know the application status.
  • Once approved, the credit card will be delivered to the address mentioned in the application form.

How to Check Punjab National Bank Credit Card Status?

You can check the status of your Punjab National Bank by following these steps:

  • You can call Punjab National Bank’s customer care to know about your Punjab National Bank credit card application status.
  • The Punjab National Bank Toll-Free Customer Care number is 11800-180-2345.
  • Keep your application Form and PAN Card number ready for helping the customer care executive.
  • Following this, you can check your application status.

Punjab National Bank Credit Card Limit

Many factors determine the Credit limit on a Punjab National Bank Credit Card.

  • Applicant’s Income.
  • Applicant’s Age.
  • Any Loans & Liabilities attached to the applicant.
  • Applicant’s repayment capacity.
  • Applicant’s Credit History.
  • Applicant’s Credit Score.
  • Type of Credit Card issued.

The Credit Card limit of First-Time users is usually low as the bank does not have any prior record of how you manage your credit. Then over time, based on your management of this limit, the card limit can be increased by the bank.

Punjab National Bank Credit Card Bill Payment

1. Auto Debit

  • Login to your PNB net banking account
  • Set up standing instructions for auto-debit
  • Choose either the minimum due amount or the total due amount
  • Set the date for auto-debit
  • Enter the One-time Password you receive to your registered mobile number in the space provided
  • Confirm the details

2.Online Payment / Billdesk

  • Visit BillDesk Website
  • Register if you are a new user or Login if you are already registered
  • Enter your credit card details
  • Enter the amount
  • Enter your E-Mail ID and Phone Number
  • Choose the payee bank account
  • Process the payment

3. NEFT

  • Log in to any bank’s net banking account
  • Choose ‘NEFT’ under ‘Funds Transfer’
  • Add your PNB credit card as a beneficiary using these details
  • Enter the name of the Bank
  • Enter IFSC Code
  • Enter bank branch name
  • Choose the type of bank account
  • Enter your Account number or Your PNB credit card number
  • Enter transaction code

4. Net Banking

  • Login to your PNB net banking account
  • Link your credit card
  • Click on ‘Pay Credit Card Bill’
  • Confirm the transaction

5. Cash

  • Visit any Punjab National Bank branch
  • Fill out the deposit slip
  • Enter your PNB credit card number in the account number row
  • Enter the amount
  • Enter your mobile number
  • Sign the deposit slip and present it at the counter
  • Collect the payment receipt

Punjab National Bank Credit Card Customer Care Number

1800 180 2345  

FAQs on Punjab National Bank Credit Cards

1. What is Punjab National Bank Credit Card Annual Fee?

The Annual Fees from Punjab National Bank Credit Cards vary from Rs. 0 to Rs. 750 depending on the category/variant of the card selected.

2. How to Check the PNB Credit Card Statement?

  1. Visit the official site of the PNB card.
  2. Login to the PNB card account with your login id and password.
  3. Click on my account and then click on ‘Card Statement‘.
  4. One can see his/her credit card statement.

3. How can I know my PNB credit card limit?

The cardholder can check the available credit limit through any of the following ways:

  1. Users can also checkcredit limits through their credit cardstatements.
  2. Contact at Punjab National Bank’s helpline number: 1800 180 2345/ 0120-4616200.
  3. Send an E-mail to creditcardpnb@pnb.co.in from the registered email id.

4. How can I activate my Punjab National Bank credit card?

You can activate your PNB Credit Card through the following:

  1. Text PNB ACTIVATE 16-digital Credit Card number and send to 22566808.
  2. Call PNB Cards 24/7 Customer Service Hotline at (+632) 8818 9818 or DTF 1800 10 818 9818.

5. Can I apply for the PNB credit card online?

No, At Present PNB does not provide the facility to apply for a credit card online.