RBL Bank was formed as the regional bank in the year 1943 in August. This was founded in Maharashtra with two branches such as Sangli and Kolhapur. On August 8th, 2014 a no-objection letter was received from the RBI. In August only the bank has received the special resolution which was passed by the shareholders.
Ratnakar Bank History Details
In 2014 on August 26th the name of the bank was changed to RBL Bank from The Ratnakar Bank Limited. From November 24, 2014, the change of the name was granted by the register of the company. The CPN of the bank is U65191PN1943PLC007308 with the registration number of 007308.
RBL Bank Financial Products
| RBL Bank Personal Banking |
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| RBL Bank Loan |
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| RBL Cards |
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| Investments |
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| RBL Insurance |
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| Forex |
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RBL Bank Deposit Account
Savings Account-
Savings accounts are offering by the RBL bank to their customers. These savings accounts help in serving financial needs with many benefits and features.
Current Account
The RBL Current accounts are available at the RBL banks. Current accounts are used to serve the Suit mid-sized and small traders, self-employed requirements in their business. Current accounts allow the withdrawals of funds and there is no limit for the number of transactions in a day.
RBL Bank Loan–
RBL Home Loan
The Bank is offering home loans which starts from Rs.10 crore for the minimum tenure period of 25 years to the customers. It offers ten types of home loans. These loans come with attractive interest rates. Options of repayment of the loans are available in two options as you can opt for the automated repayment and from the RBL savings account the EMI will be directly repaid.
Personal Loan
RBL also offers personal loans to its customers with very attractive interest rates, less documentation, and with very less processing fees. Personal loans with a tenure period of 1 to 60 months are provided by the RBL.
Two-Wheeler Loan
RBL bank provides the two-wheeler loan up to 85% on-road price, along with the 8% funds on accessories with the special finance premium schemes and very less down payment schemes. The tenure period is 60 months.
Car Loan
The individuals who are dreaming of their car can avail a car loan at the RBL with up to 100% funding. There are three kinds of car loans available at the RBL as per the requirement and the loan tenure period of 7 years.
Education Loan-
Education loans are available in the RBL. These loans help the candidates in studying across the leading institutions in India and can fulfill their dreams. By using the sec 80 (E) of IT one can also take the tax benefits.
Business Loan-
The bank is providing business loans to its customers to fulfill the business necessaries, commercial vehicles, construction equipment loans, and more.
Investment
RBL Fixed Deposit-
Fixed Deposit schemes where you can open a fixed deposit and invest minimum Rs.5000 with 7 days to 364 days tenure period at the RBL with the high returns to their customers. These short- term deposits range between 5.00% p.a to 7.50%. This scheme is helpful in investing money. Preferential interest rates are also there for senior citizens.
Recurring Deposit-
With a minimum of a small amount to a high amount per month with a minimum tenure period of 6 months to 10 years, the bank is offering the recurring deposit scheme.
Along with these the following are the other fixed deposits offering from the RBL bank-
- Tax savings fixed deposits.
- Flexi-sure fixed deposit
- Senior citizen fixed deposit.
RBL Cards-
RBL Credit cards-
To fulfill the needs of the customers the bank is offering many kinds of Credit cards with the travel benefits, dining privileges, reward points, and more.
Debit cards-
RBL is offering types of debit cards to their customers to cater to their needs. These cards come with many offers on dining, traveling, shopping, discounts, cashback, and more.
RBL Banking-
RBL NRI Banking
NRI Customers can also utilize this bank offers in the following banking solutions-
- Prime Savings NRI Accounts
- Prime Savings NRO Accounts
Balance Enquiry-
The customers of the RBL bank can know their account balance in their accounts using Mobile Banking, Missed calls, Passbook, SMS, ATM, Net banking, and Customer Care.
Mini Statement-
Mini statements of the accounts can be availed by the customers of their accounts by using Mobile Banking, Missed calls, Passbook, SMS, ATM, Net banking, and 24*7 available Customer Care services.
RBL Net banking-
The bank also provides the net banking service to its customers to check their recurring deposits, transfer funds, book fixed, and account balance.
RBL Customer Care-
For knowing the queries, questions or to give any feedbacks or more the customers can contact the bank’s customer care executives using E-Mails, SMS, Customer care number which is available 24*7.
Customer Care Services: +91 22 6115 6300
Email: [email protected]