Standard Chartered Bank (SCB) is India’s largest international bank that providing Corporate Institutional Banking, Commercial & Private Banking as well as Retail Banking.
It is operating in India since 1858 with a wide network of over 100 branches in 43 cities.
Standard Chartered Bank Products
1. SCB Deposit Account
|Saving Account||Standard Chartered Bank provides 8 types of Savings accounts to the customers offering several benefits like free ATM withdrawals, Reward Points, variety of services etc.|
|Current Account||Standard Chartered Bank provides Current account. This account comes with a variety of facilities such as Cheque Book, Debit Card and free eStatements frequency according to the choice of customers.
This account can be used for direct debits or standing orders.
2. Standard Chartered Bank Loans
|Home Loan||Easily available Home Loans up to Rs. 35 Crore with flexible repayment tenure upto 25 years. You can also avail the benefit of cashback facilities on home loans and get rewarded upto 2% cashback.|
|Personal Loan||Avail personal loans upto Rs. 30 Lakhs with 0 processing fees and 50% discount on processing fees if applied online. The Repayment tenure usually lies from 12-60 months.|
|Business Loan||Standard Chartered provides Business Loan to finance your projects, with high loan amounts up to Rs. 75 Lakhs and Repayment Tenure upto 60 Months. The loan is easy to get as no collateral is required for business Installment loan and it also offers competitive interest rates.|
|Vehicle Loan||Standard Chartered Bank provides Auto Loan with Competitive pricing and Fast Loan Approval Process. Customers can get a loan amount upto 100% of the vehicle price with loan tenure upto 84 Months(12 Months minimum).|
|Payroll Overdraft||This facility provided by Standard Chartered lets the customer to get overdraft on salary account at attractive interest rates as low as 15.5% p.a.
It also provides an option to recover the amount from alternate account in case of non-availability of funds.
|Loan on Credit Card||It provides a quick overdraft against your Credit Card upto Rs. 10 Lakhs within 2 days. It comes with a competitive interest rate of 0.99% per month.
The repayment tenure is from 12-60 months.
3. SCB Investments
|Fixed Deposit (FD)||Standard Chartered Bank provides an option for the customers to open a Fixed Deposit account online and choose to book from Rs10,000 onwards.
It helps to match the customer needs and provide them with an option of saving more.
|Recurring Deposit (RD)||Standard Chartered Bank provides an option for the customers to open a Recurring Deposit account and can invest amounts as low as Rs. 1,000 monthly.
It is available for resident and non resident clients and applicable for personal, premium, priority, non resident, employee banking and private banking segments.
4. Standard Chartered Bank Cards
|Credit Card||A variety of Credit Cards are being offered by Standard Chartered Bank that not only help the customers to save more on their monthly expenses but also to earn Rewards and Cashbacks.
It provides the facility of EMIs and allows the customer to purchase almost anything easily and also offers a host of discounts.
|Debit Card||A variety of Debit Cards are being offered by Standard Chartered Bank that provides exciting features such as cashless transactions, shopping discounts and much more.|
5. SCB Banking
|Balance Enquire||This facility allows the customer to access their bank account & credit card anytime, anywhere in the world. Customers can register for SMS Banking via netbanking, phone banking, or by visiting any branch or ATM.|
|Mobile Banking||Standard Chartered Bank provides the facility of SC App to help the customers to manage all their banking needs. It provides the customer an option to transfer funds,invest in recurring deposits,check account balance etc from their mobile.|
|Net Banking||Standard Chartered Bank also provides the facility of Internet Banking that allows the customers to login into their banking account by providing a username and password. It allows the customer to avail the facility of fund transfer, checking account balance, cheque book status and much more.|