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Best AU Bank Rewards Credit Cards 2025 & Offers for You to Apply

Get maximum benefits on AU Bank Rewards Credit Cards. Check out best AU Rewards Credit Cards along with limit, features, offers, eligibility & reviews online.

AU Bank Rewards Credit Card 2025 - Features & Offers

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<h2>AU Bank Rewards Credit Card</h2>

<p style="text-align:justify"><strong>AU Bank Rewards Credit Card - Unlocking Opportunities with Every Swipe</strong></p>

<p style="text-align:justify">AU Bank&#39;s Rewards Credit Card offers an all-encompassing experience that turns regular spending into a world of privileges and savings. Whether dining at your favourite restaurant, shopping for the latest fashion, or planning your next vacation, every purchase becomes a chance to earn reward points. Redeem these points on your future bills, exclusive offers, or even more exciting rewards. With the AU Bank Rewards Credit Card, your everyday expenses are not just transactions; they become gateways to endless opportunities.</p>

<h2>Explore the Prime Benefits of AU Bank Rewards Credit Card</h2>

<p style="text-align:justify">AU Bank&#39;s Rewards Credit Card is more than a financial tool; it&#39;s a lifestyle enhancer. Offering many uncommon and engaging benefits, it transforms the mundane into extraordinary. With the AU Bank Rewards Credit Card, every transaction is a step towards a more enriched and fulfilling life. Discover what sets it apart:</p>

<h3 style="text-align:justify">Reward Points</h3>

<ul>
	<li style="text-align:justify">20 reward points on spending INR 100 on dining at standalone restaurants.</li>
	<li style="text-align:justify">10 reward points per INR 100 on international transactions, grocery, and departmental stores.</li>
	<li style="text-align:justify">5 reward points per INR 100 across other merchant categories.</li>
	<li style="text-align:justify">4 reward points per INR 100 on grocery, departmental store, and utility bill payments.</li>
	<li style="text-align:justify">2 reward points per INR 100 across other merchant categories.</li>
	<li style="text-align:justify">1 reward point per INR 100 on rent, insurance, education, and government categories.</li>
</ul>

<h3 style="text-align:justify">Accelerated Rewards&nbsp;</h3>

<ul>
	<li style="text-align:justify">On reaching retail spending of INR 1 lakh, you will receive 10,000 bonus reward points.</li>
	<li style="text-align:justify">You can get 2,500 bonus reward points on your birthday with just one retail purchase.</li>
</ul>

<h3 style="text-align:justify">Super Discounts</h3>

<ul>
	<li style="text-align:justify">1% fuel surcharge waiver (maximum INR 1,000 per statement cycle).</li>
	<li style="text-align:justify">1.5% cashback on POS retail spends (maximum INR 100).</li>
	<li style="text-align:justify">2% cashback on grocery, departmental stores, and utility bill payments (maximum INR 50).</li>
	<li style="text-align:justify">1% cashback on other retail spends (maximum INR 50).</li>
</ul>

<h3 style="text-align:justify">Reward Redemption And Validity</h3>

<ul>
	<li style="text-align:justify">Redeem points across various categories, including E-vouchers, merchandise, mobile/DTH recharges, flight/hotel bookings, etc.</li>
	<li style="text-align:justify">Use the AU Rewardz for redemption</li>
</ul>

<h3 style="text-align:justify">Welcome And Added Benefits</h3>

<ul>
	<li style="text-align:justify">On retail purchases of INR 50,000 or more each calendar quarter, you&#39;ll receive bonus points of 500 and 1,000 when you reach INR 1 lakh.</li>
	<li style="text-align:justify">5% cashback on minimum INR 2,500 retail spending within the first 60 days (maximum INR 150).</li>
	<li style="text-align:justify">An additional cashback of INR 50 on reaching the target of minimum INR 10,000 retail spends every statement cycle.</li>
</ul>

<h3 style="text-align:justify">Other Benefits</h3>

<ul>
	<li style="text-align:justify">Global concierge assistance for travel, entertainment, and leisure experiences.</li>
	<li style="text-align:justify">Comprehensive protection cover including air accident cover of INR 2 crore, card liability cover, credit shield up to INR 15 lakhs, and purchase protection up to INR 50,000.</li>
	<li style="text-align:justify">Other travel-related covers for baggage loss, delay, flight delay, passport loss, and plane hijack.</li>
	<li style="text-align:justify">Convert transactions of the amount INR 2,000 or more into easy EMI options.</li>
	<li style="text-align:justify">Quick, secure, and easy payments without credit card PIN for amounts up to INR 5000.</li>
</ul>

<p style="text-align:justify">Always ensure to check the features properly before planning to get a card.&nbsp;</p>

<p style="text-align:justify"><a href="https://www.banksathi.com/credit-cards/airport-lounge">Best Lounge Access Credit Card</a>&nbsp; |&nbsp; &nbsp; &nbsp;<a href="https://www.banksathi.com/credit-cards/rewards">Best Rewards Credit Card</a>&nbsp; &nbsp; &nbsp;|&nbsp; &nbsp; &nbsp;<a href="https://www.banksathi.com/credit-cards/cashback">Best Cashback Credit Card</a></p>

<h2 style="text-align:justify">3 Top AU Bank Rewards Credit Card</h2>

<p style="text-align:justify">Explore the array of choices available to you when considering AU Rewards Credit Cards. Carefully crafted, these cards aim to elevate your financial management while maximizing your returns. Take your pick from the assortment of cards presented below:</p>

<h3 style="text-align:justify">AU Bank Altura Plus Credit Card&nbsp;</h3>

<p style="text-align:justify"><strong>Best card to Maximize Your Swipes For Valuable Spending Benefits&nbsp;</strong></p>

<p style="text-align:justify">Presenting the AU Bank Altura Plus Credit Card, a gateway to rewarding possibilities. With each swipe, whether for shopping, dining, or international expenses, you unlock the potential to earn valuable reward points. For the modest annual fee of Rs.499, this credit card offers a range of benefits that cater to your financial preferences. You can also enjoy a welcome benefit of Rs.500 worth of vouchers upon spending Rs.10,000 or more within 60 days of card activation. Amplify your rewards with 2x points for every Rs.100 spent on online transactions and 1 point for every Rs.100 spent on retail purchases. Moreover, benefit from a balance transfer processing fee of just 1% (subject to a minimum of Rs.250). You can elevate your financial journey with the AU Bank Altura Plus Credit Card and seize the myriad advantages it brings forth.</p>

<h3 style="text-align:justify">Vetta Credit Card</h3>

<p style="text-align:justify"><strong>Best Card for Your Next Grocery Shopping</strong></p>

<p style="text-align:justify">By utilizing this card for grocery expenses and settling utility bills, you earn valuable reward points that add value to your everyday transactions. Beyond this, reaching milestone spending goals unlocks bonus reward points, enhancing the benefits of this card. With an annual fee of Rs.2,999, the AU Bank Vetta Credit Card offers a comprehensive range of advantages. Avail of a welcoming benefit that provides vouchers worth Rs.2,000 (from partner brands) upon spending Rs.30,000 within the initial 60 days of credit card activation. Seamlessly accumulate reward points, whether it&#39;s 10 points for every Rs.100 spent on utility bills or 4 points for each Rs.100 expended at grocery and departmental stores.</p>

<h3 style="text-align:justify">Zenith Credit Card</h3>

<p style="text-align:justify"><strong>Best Rewards Card to Supercharge Your Purchases&nbsp;</strong></p>

<p style="text-align:justify">The card presents a Nil joining fee and a renewal fee of Rs.7,999. The features and benefits include obtaining 10 reward points for every Rs.100 swiped on the card, whether for grocery spending, departmental store visits, or other merchant categories. Further, garner 20 reward points for every Rs.100 dedicated to standalone restaurant dining. The Zenith Credit Card extends a warm welcome with Rs.1000 vouchers after the first retail POS transaction, where you can pick up your preferred gift cards from a selection of renowned manufacturers. The rewards continue to accelerate with 20 points per Rs.100 for meals at standalone eateries and 10 points per Rs.100 for groceries.</p>

<p><a href="https://www.banksathi.com/personal-loan">Best Personal Loan In India&nbsp;</a> &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; <a href="https://www.banksathi.com/calculators/personal-loan-calculator">Personal Loan EMI Calculator</a></p>

<h2>Evaluating AU Bank Reward Card: Key Considerations</h2>

<p style="text-align:justify">When exploring the option of an AU Bank rewards credit card, a detailed examination is vital to discover the card that resonates with your lifestyle, values, and financial objectives. Here are some crucial aspects you should contemplate:</p>

<ul>
	<li style="text-align:justify">Explore the diversity of rewards AU Bank offers, extending beyond the typical categories to include wellness, education, environmental contributions, and more.</li>
	<li style="text-align:justify">Investigate AU Bank&#39;s collaborations with unique brands or services, focusing on those that align with your specific interests or values, for one-of-a-kind rewards.</li>
	<li style="text-align:justify">Understand how AU Bank&#39;s reward points can be redeemed, whether for personalized experiences, charitable contributions, skill development opportunities, and the ease of conversion or transfer.</li>
	<li style="text-align:justify">Scrutinize any limitations on earning or spending reward points, the policies regarding point expiration, and other applicable conditions.</li>
	<li style="text-align:justify">Look for exclusive offerings such as cultural experiences, networking events, or seasonal bonuses that add value to your rewards experience with AU Bank.</li>
	<li style="text-align:justify">Analyze the balance between the card&#39;s annual fees, interest rates, or other charges against the unique and enriching rewards it offers.</li>
	<li style="text-align:justify">Familiarise yourself with AU Bank&#39;s advanced security features and 24/7 personalized concierge service, ensuring a secure and supportive banking experience.</li>
	<li style="text-align:justify">Grasp the application process and eligibility criteria for the AU Bank rewards credit card, ensuring a smooth and successful application.</li>
	<li style="text-align:justify">Reflect on how the card can enhance your spending habits and broader life goals, interests, and values, making it a true partner in your personal growth and fulfillment.</li>
</ul>

<p style="text-align:justify">These pointers will help you make an informed decision and choose the AU Bank reward card that aligns best with your preferences and financial needs.</p>

<h2 style="text-align:justify">Conclusion</h2>

<p>The <a href="https://www.aubank.in/personal-banking/loyalty-rewards-program" target="_blank">AU Bank Rewards Credit Card</a> offers a unique blend of convenience, savings, and luxury, transforming every transaction into an opportunity for reward and enrichment. With benefits ranging from high reward points on dining and international spending to comprehensive insurance covers and exclusive concierge services, this card caters to diverse lifestyle needs. The specific cards within the AU Bank range, like the Altura Plus, Vetta, and Zenith, each tailor to different spending habits and priorities, ensuring there&#39;s a perfect match for every customer.</p>

<p>By carefully considering your spending patterns and the extensive benefits each card offers, you can maximize your rewards and enhance your financial management. Whether for everyday spending or high-end luxuries, the AU Bank Rewards Credit Card stands out as a financial tool designed to enrich your life with every swipe, making it an excellent choice for savvy consumers seeking value and convenience.</p>

<h2>FAQs for AU Bank Rewards Credit Card</h2>

<h3>What types of reward points can I earn with the Rewards Card from AU Bank?</h3>

<p>With the AU Bank Rewards Credit Card, you can earn points on dining, international transactions, groceries, and other merchant categories. Points vary from 1 to 20 per INR 100 spent, depending on the category.</p>

<h3>How can I redeem the points earned on my AU Bank Rewards Credit Card?</h3>

<p>You can redeem AU Bank Rewards Credit Card points across various categories, including E-vouchers, merchandise, mobile/DTH recharges, flight/hotel bookings, and more through the AU Rewardz platform.</p>

<h3>Are there any welcome benefits with the Rewards Card from AU Bank?</h3>

<p>AU Bank&#39;s Rewards Credit Card offers welcome and added benefits, such as 500 bonus reward points on retail spending per quarter, additional cashback, and other bonuses.</p>

<h3>Is there any fee associated with the AU Bank Rewards Credit Card?</h3>

<p>Fees vary across the AU Bank credit card range, with some having joining or annual fees. You can look for the further details on the official website or connect with the support team.</p>

<h3>Can I get cashback on grocery shopping with the Rewards Card from AU Bank?</h3>

<p>You can earn 2% cashback on grocery, departmental stores, and utility bill payments using AU Bank&#39;s Rewards Credit Card, with a maximum limit of INR 50.</p>

<h3>How do the AU Bank Rewards Credit Cards assist in enhancing lifestyle?</h3>

<p>AU Bank&#39;s Rewards Credit Cards transform regular spending into engaging experiences, offering uncommon benefits that turn mundane activities into extraordinary ones. From reward points and cashbacks to unique experiences, they are designed to enrich your life.</p>

<h3>How do I reset or change my Card PIN?</h3>

<p>Visit www.aubank.in or use the NetBanking/Mobile Banking application. Alternatively, call Customer Care No. 1800 1200 1500.</p>

<h3>How do I enable or disable transaction types on my Credit Card?</h3>

<p>Transaction types on your credit card can be controlled through multiple channels. Visit the Credit Card Services on www.aubank.in, access the NetBanking/Mobile Banking app, or dial 1800 1200 1500 for assistance.</p>

<h3>After the application, when will the card be delivered?</h3>

<p>After applying, you&#39;ll be informed via SMS notifications, and the card should reach you in no more than 7 working days.</p>

<h3>What should I do if my Card gets returned?</h3>

<p>If your card is returned, kindly contact our helpline at 1800 1200 1500, and the bank will arrange a re-delivery.</p>

<h3>Why do my transactions get declined?</h3>

<p>A declined transaction might occur for various reasons, such as not enabling the specific transaction type or exceeding your credit limit. You can rectify this by calling 1800 1200 1500 or paying to clear your balance.</p>

<h3>What is AU Rewardz, and how can I use my Reward Points?</h3>

<p>AU Rewardz is our Credit Card loyalty scheme that allows you to earn points through various purchases and activities. These points can be managed and redeemed at https://rewardz.aubank.in/.</p>

<h3>What is the process to redeem the reward points?</h3>

<p>Redemption of Reward Points is possible through the AU Rewardz site based on the last statement&#39;s balance. A minimum of 200 points is necessary for redemption, and the value per point may vary by category.</p>

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