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15 Best Axis Bank Credit Card 2025 & Offers for You to Apply

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15 Best Axis Bank Credit Card 2025 - Eligibility, Features & Apply

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<h2>Axis Bank Credit Card</h2>

<p style="text-align:justify">Whether you are a traveller or a serious shopper, <strong>Axis Bank credit cards </strong>have got a lot of your needs and preferences in check! With a wide range of categories, including lifestyle and cashback, credit cards by Axis Bank not only accommodate your lifestyle but also saves a good deal of money on your day-to-day transactions. Now let us dig more into that and check out the best Axis Bank credit cards. Axis Bank is widely available in the market for distributing credit line, who will be eligibility in income policy, can be apply for Axis Bank Credit Card</p>

<h2>Features and Benefits of Axis Bank Credit Cards</h2>

<h3 style="text-align:justify">Welcome Benefits</h3>

<p style="text-align:justify">Axis Bank credit card welcome benefits are offered upon successful activation of the card or the payment of the joining fee/ minimum spending requirements. This perk may be offered in the form of complimentary memberships, bonus EDGE rewards, or vouchers. Whatever your purpose maybe, a signup bonus makes a great start to your credit card journey.</p>

<h3 style="text-align:justify">Rewards/Cashback Benefits</h3>

<p style="text-align:justify">Axis Bank credit card rewards are offered under the bank&rsquo;s exclusive EDGE rewards loyalty program, specially curated for credit cardholders. The points are offered on spending on different categories ranging from groceries to online shopping to dine-outs. You can redeem them on the bank&rsquo;s fabulous catalogue which offers a wide range of redemption options in the guise of flights, shipping, and credit card payments.</p>

<h3 style="text-align:justify">Travel benefits</h3>

<p style="text-align:justify">Wanderlust? Check. When you get your hands on an Axis Bank travel credit card, the abundance of travel perks may come flooding your way. This may be a complimentary Club Vistara membership or a free economy flight ticket, rewards on flights, redemption options for flight upgrades, and the list goes on to various additional perks.</p>

<h3 style="text-align:justify">Milestone Benefits</h3>

<p style="text-align:justify">Many Axis Bank credit cards offer attractive milestone bonuses every quarter. These perks range from bonus reward points and discounts to gift vouchers upon making certain quarterly or annual payments.</p>

<h3 style="text-align:justify">Insurance</h3>

<p style="text-align:justify">Depending on the type of Axis Bank credit card you opt for, you may as well enjoy insurance coverage options, such as air accident insurance, or purchase protection insurance.</p>

<h3 style="text-align:justify">Universal Acceptance</h3>

<p style="text-align:justify">Many Axis Bank credit cards have acceptance both in India and internationally which allows you to make payments at multitudes of merchants and online platforms seamlessly.</p>

<h3 style="text-align:justify">Instant Loan</h3>

<p style="text-align:justify">Axis Bank credit cards provide instant loan options for individuals with a good credit score or a strong credit history. The loan amount is determined at the bank&#39;s discretion based on various factors.</p>

<h2 style="text-align:justify">Eligibility Criteria for Axis Bank Credit Card</h2>

<p style="text-align:justify">Not all Axis Bank credit cards share the same eligibility standards. Everything is determined based on the type of card and its offerings. Moreover, these standards encompass factors such as income, age, employment type, and nationality. Here is how the Axis Bank credit card eligibility criteria typically look:</p>

<ul>
	<li style="text-align:justify"><strong>Age: </strong>18-70 years</li>
	<li style="text-align:justify"><strong>Income:</strong> specified based on the card</li>
	<li style="text-align:justify"><strong>Nationality:</strong> Indian; Non-resident Indian</li>
</ul>

<h2 style="text-align:justify">Documents Needed to Apply for Axis Bank Credit Cards</h2>

<h3 style="text-align:justify">Proof of Identity</h3>

<ul>
	<li style="text-align:justify">Aadhaar Card</li>
	<li style="text-align:justify">PAN Card</li>
	<li style="text-align:justify">Driving licence</li>
	<li style="text-align:justify">Passport</li>
</ul>

<h3 style="text-align:justify">Proof of Income</h3>

<h4 style="text-align:justify">For salaried individuals</h4>

<ul>
	<li style="text-align:justify">Bank statements (last 3 months)</li>
	<li style="text-align:justify">Payslips (last 3 months)</li>
</ul>

<h4 style="text-align:justify">For Self-employed Individuals</h4>

<ul>
	<li style="text-align:justify">Income Tax Returns</li>
</ul>

<h3 style="text-align:justify">Proof of Residence</h3>

<ul>
	<li style="text-align:justify"><a href="https://www.banksathi.com/aadhar-card">Aadhaar Card</a></li>
	<li style="text-align:justify">PAN Card</li>
	<li style="text-align:justify">Driving licence</li>
	<li style="text-align:justify">Passport</li>
</ul>

<h3 style="text-align:justify">Photographs</h3>

<ul>
	<li style="text-align:justify">1 passport-size photograph</li>
</ul>

<h2 style="text-align:justify">Top Axis Bank Credit Cards</h2>

<h3>Axis Bank Super Premium Credit Cards</h3>

<h4 style="text-align:justify">Axis Bank Reserve Credit Card</h4>

<p style="text-align:justify">The Reserve card from Axis Bank is a top-tier credit card with abundant luxury perks. It includes INR 10,000 worth of gift vouchers, priority passes, golf course access, as well as enticing discounts and reward points, making each purchase worthwhile for luxury enthusiasts.</p>

<h4 style="text-align:justify">Axis Bank Select Credit Card</h4>

<p style="text-align:justify">Axis Bank Select credit card is for everyone and anyone who boasts of themselves as a spender! From a fantastic welcome bonus of reward points and free Club Marriott membership to golf rounds at the top golf courses and insurance coverage, this credit card is made of all things luxury and convenience.</p>

<h3>Axis Bank Lifestyle Credit Cards</h3>

<h4 style="text-align:justify">Axis Bank Privilege Credit Card</h4>

<p style="text-align:justify">Privilege is one of the best Axis Bank credit cards for those looking for a rewarding shopping and lifestyle spending experience. The card offers a bonus of 12,500 reward points upon completion of 3 credit card transactions within the set timeline and 3,000 upon the renewal. Moreover, you can earn reward points, enjoy discounts on dining out and dip your feet into additional comforts, such as an annual fee waiver, airport lounge access and more.</p>

<h3 style="text-align:justify">Axis Bank Travel Credit Cards</h3>

<h4 style="text-align:justify">Axis Bank Vistara Credit Cards</h4>

<p style="text-align:justify">Co-branded with Vistara, offering lounge access, accelerated reward points on flights, priority check-in, and more.</p>

<h4 style="text-align:justify">Axis Bank Privilege Credit Card</h4>

<p style="text-align:justify">Offers airport lounge access, concierge services, complimentary air tickets, hotel discounts, and accelerated travel-related rewards.</p>

<h4 style="text-align:justify">Axis Bank Forex Card</h4>

<p style="text-align:justify">Prepaid card for convenient international travel with multiple currencies, competitive exchange rates, emergency assistance, and global acceptance.</p>

<h4 style="text-align:justify">Axis Bank Neo Credit Card</h4>

<p style="text-align:justify">Offers accelerated rewards on travel and dining, discounts on movie tickets, and access to airport lounges through the Visa Lounge Program.</p>

<h3>Axis Bank Shopping Credit Cards</h3>

<h4>Flipkart Axis Bank Credit Card</h4>

<p style="text-align:justify">Flipkart Axis Bank Credit Card is one of the best co-branded credit cards making it a perfect choice for shoppers. The card offers amazing discounts and cashback on shopping on Flipkart, Myntra, Swiggy, Uber and the list goes on. The card also features additional perks such as a fuel surcharge waiver and complimentary domestic airport lounge access.</p>

<h2>How To Compare and Choose The Best Axis Bank Credit Cards?</h2>

<p>There are multiple factors to consider when choosing the best Axis Bank credit card. Have a look:</p>

<h3 style="text-align:justify">Your spending habits and requirements</h3>

<p style="text-align:justify">Start by evaluating your spending patterns and requirements. Do you primarily use your credit card for shopping, dining, or travel? Are you looking for rewards, cashback, or air miles? You can reduce your options by being aware of your needs.</p>

<h3 style="text-align:justify">Annual Fees and Charges</h3>

<p style="text-align:justify">Different Axis Bank credit cards come with varying annual fees and charges. Consider your budget and usage frequency to select a card that offers a fee structure suitable for you. Some cards may also waive the annual fee based on your spending.</p>

<h3 style="text-align:justify">Rewards and Benefits</h3>

<p style="text-align:justify">Axis Bank credit cards offer various rewards and benefits. Look for cards that align with your lifestyle and offer rewards in categories you frequently spend on. Whether it&#39;s cashback, reward points, or exclusive discounts, ensure that the card provides attractive perks that add value to your transactions.</p>

<h3 style="text-align:justify">Interest Rates and Fees</h3>

<p style="text-align:justify">Credit cards often come with interest rates and fees associated with late payments, cash advances, or foreign currency transactions. Compare these rates across different Axis Bank credit cards to understand the cost implications of your card usage.</p>

<h3 style="text-align:justify">Welcome Offers and Sign-up Bonuses</h3>

<p style="text-align:justify">Many credit cards offer enticing welcome bonuses or sign-up rewards. Check the Axis Bank credit card promotions to see if any of the cards provide bonus points, vouchers, or cashback upon enrollment. These initial benefits can significantly enhance the value of your credit card.</p>

<h3 style="text-align:justify">Additional Features</h3>

<p style="text-align:justify">Apart from rewards, some Axis Bank credit cards offer additional perks like airport lounge access, travel insurance, concierge services, and fuel surcharge waivers. Evaluate these features to identify the card that provides the most comprehensive package of benefits aligned with your lifestyle.</p>

<h3 style="text-align:justify">Eligibility and Documents</h3>

<p style="text-align:justify">Ensure that you meet the eligibility criteria for the chosen Axis Bank credit card. Understand the required documentation and the bank&#39;s approval process. This will help you avoid any last-minute hassles when applying for the card.</p>

<h2>How To Apply For Axis Bank Credit Cards?</h2>

<p style="text-align:justify">Once you have confirmed the eligibility and documents required for the Axis Bank credit card application, it&rsquo;s time to finally apply for the desired card. You can either apply for an Axis Bank credit card offline or online, depending, of course, on your convenience. Let&rsquo;s check out the easy and quick process to do that.</p>

<p style="text-align:justify">Steps to apply for the Axis Bank credit card online</p>

<ul>
	<li style="text-align:justify">Navigate to the official website of Axis Bank.</li>
	<li style="text-align:justify">Tap the &ldquo;Personal&rdquo; section on the menu.</li>
	<li style="text-align:justify">Select &ldquo;Credit Cards&rdquo; from the &ldquo;Cards&rdquo; dropdown menu.</li>
	<li style="text-align:justify">Explore the world of Axis Bank credit cards in different categories.</li>
	<li style="text-align:justify">Click on the preferred card.</li>
	<li style="text-align:justify">Tap the &ldquo;Apply Now&rdquo; button.</li>
	<li style="text-align:justify">Now confirm whether you&rsquo;re an existing Axis Bank customer or not. The details further will be asked based on this answer.</li>
	<li style="text-align:justify">Now, fill out the required fields ahead in the form.</li>
	<li style="text-align:justify">Make sure to upload any documents that are required at the time of application.</li>
	<li style="text-align:justify">Once done, submit the application.</li>
</ul>

<p style="text-align:justify">The bank will send an update regarding the status of your Axis Bank credit card online application via SMS or email.</p>

<h3>How to apply for the Axis Bank credit card offline</h3>

<p style="text-align:justify">You can also visit the nearest Axis Bank branch to apply for a credit card. In this case, it is recommended to carry all the necessary documents, including Income proof, to the bank.</p>

<h2>Axis Bank Credit Card Application Status</h2>

<p style="text-align:justify">Here are the different ways to check the status of your Axis Bank credit card application:</p>

<h3>Online</h3>

<ol>
	<li style="text-align:justify">Visit the Credit Card application tracker page on the Axis Bank official website.</li>
	<li style="text-align:justify">Enter your application id, mobile number, and a captcha. Alternatively, you can add your PAN instead of your application id.</li>
	<li style="text-align:justify">Click on the Track Now button.</li>
</ol>

<h3>Contact Customer Care</h3>

<p style="text-align:justify">You can dial the Axis Bank customer care helpline number and provide them with your application reference number or any other required details they may require. The representative will assist you in checking the status of your credit card application. The customer care number can be found on the Axis Bank website or on the application form you filled out.</p>

<h3 style="text-align:justify">Visit the Branch</h3>

<p style="text-align:justify">If you prefer an in-person approach, you can visit the nearest Axis Bank branch and inquire about the status of your credit card application. The bank staff will guide you through the process and provide the necessary information.</p>

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<h2>How To Activate Axis Bank Credit Cards?</h2>

<p style="text-align:justify">Before you start using your Axis Bank credit card, it&rsquo;s necessary to ensure that the card is active. There are multiple ways to do that. Check out.</p>

<h3>Activate Axis Bank credit card through ATM</h3>

<p style="text-align:justify">Follow these steps to activate your Axis Bank credit card through ATM:</p>

<ol>
	<li style="text-align:justify">Insert your Axis credit card into the ATM machine.</li>
	<li style="text-align:justify">Tap the Set PIN option.</li>
	<li style="text-align:justify">Then, click the generate OTP option.</li>
	<li style="text-align:justify">Enter the necessary details, such as your date of birth, and registered mobile number.</li>
	<li style="text-align:justify">Enter the OTP that was sent to your registered mobile phone number.</li>
	<li style="text-align:justify">Now, set your new PIN up.</li>
	<li style="text-align:justify">Confirm the new PIN.</li>
</ol>

<p style="text-align:justify">A message will be sent to your registered mobile number confirming the card activation.</p>

<p style="text-align:justify"><strong>Note:</strong> If you have already generated the OTP, then you can directly select the Set PIN option &gt; Set PIN with an OTP &gt; Enter the OTP &gt; Enter a PIN &gt; Confirm the new PIN.</p>

<h3>Axis Bank credit card activation via mobile app</h3>

<ul>
	<li style="text-align:justify">Download the Axis Bank mobile app on your phone.</li>
	<li style="text-align:justify">Register and log in using your credentials.</li>
	<li style="text-align:justify">Now choose the Credit Cards section from the My Controls menu.</li>
	<li style="text-align:justify">Click on the Set PIN option.</li>
	<li style="text-align:justify">The verification code that was sent to your mobile number must be typed in.</li>
	<li style="text-align:justify">Set up a 4-digit PIN.</li>
	<li style="text-align:justify">Click Continue to complete the process.</li>
</ul>

<h3>Activate Axis Bank credit card through NetBanking</h3>

<ol>
	<li style="text-align:justify">Navigate to the Axis Bank official website.</li>
	<li style="text-align:justify">Login to Axis Net Banking.</li>
	<li style="text-align:justify">Expand the Accounts tab in the menu and click on My Credit Cards.</li>
	<li style="text-align:justify">Now, select the More Services option and click on the Credit Card PIN Change option.</li>
	<li style="text-align:justify">Clicking on Go.</li>
	<li style="text-align:justify">Enter the new PIN.</li>
	<li style="text-align:justify">Tap Next.</li>
	<li style="text-align:justify">You will now receive a code on your registered mobile number.</li>
	<li style="text-align:justify">Enter the code to complete the activation.</li>
</ol>

<p><a href="https://www.banksathi.com/credit-cards/airport-lounge">Best Lounge Access Credit Card</a>&nbsp; &nbsp; |&nbsp; &nbsp; &nbsp;<a href="https://www.banksathi.com/credit-cards/rewards">Best Rewards Credit Card</a>&nbsp; &nbsp; &nbsp;|&nbsp; &nbsp; &nbsp;<a href="https://www.banksathi.com/credit-cards/cashback">Best Cashback Credit Card</a></p>

<h2>Fees and Charges of Axis Bank Credit Card</h2>

<p style="text-align:justify">Fees and charges for <a href="https://www.axisbank.com/retail/cards/credit-card" target="_blank">Axis Bank Credit Cards</a> vary based on the card variant and terms set by the bank. Common charges include joining fees, annual fees, finance charges, cash advance fees, late payment charges, over-limit charges, and foreign currency transaction fees. Specific fees depend on the card and can be found in the detailed fee schedule or by contacting Axis Bank customer service.</p>

<h2 style="text-align:justify">FAQs for Axis Bank Credit Card</h2>

<h3>Does any Axis Credit card come with zero cash advance fee?</h3>

<p>No, the bank charges a 2.5% cash advance fee on every transaction.&nbsp;</p>

<h3>What is the foreign currency transaction fee on the Axis Bank credit cards?</h3>

<p>The foreign currency transaction fee on Axis Bank credit cards can vary depending on the card you choose.</p>

<h3>Can I get the annual fee waived off for my Axis Bank credit card?</h3>

<p>Yes, many Axis Bank credit cards offer annual fee waivers upon meeting the minimum annual spending requirements.</p>

<h3>What is the procedure for paying my Axis Bank credit card bill?</h3>

<p>You can pay your Axis Bank credit card bill directly from the Axis mobile app or website. You can also use third-party payment platforms such as Paytm, PhonePe, Cred or others to pay the bill.</p>

<h3>What happened to my Axis Bank credit card application?</h3>

<p>Many factors can lead to a credit card application getting rejected, such as low credit score, poor repayment history, eligibility, etc. You can get in touch with the bank to inquire about the reason behind the rejection of your application.</p>

<h3>How can I check my credit card usage?</h3>

<p>You can check your credit card usage on the bank&rsquo;s mobile app or through Netbanking.</p>

<h3>Is there a loyalty program for Axis Bank credit cards?</h3>

<p>Yes, Axis Bank credit cards have an exclusive EDGE rewards program.</p>

<h3>Does Axis Bank credit card offer the EMI option?</h3>

<p>Yes, Axis Bank offers EMI options on many of its credit cards.</p>

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