Explore loans designed for your needs, offering easy terms and the chance to improve your financial standing.

Personal Loan

Discover Credit cards & Enjoy a range of benefits, including credit-building opportunities, rewards, exclusive discounts, & Amazing Cashbacks.

Credit Cards

Discover the Savings accounts that provide a secure and accessible way to grow money through interest earnings, no Lock-in Period, Debit card & mobile Banking

Bank Accounts

Explore the best cashback credit cards that cater to your requirements.

Cashback Cards

Unlock the Best Rewards with Our High-Earning Credit Cards!

Reward Cards

Enjoy the Perks without the Fees: Discover Lifetime Free Credit Cards

No annual fee Cards 

Unlock the World: Experience the Perks of Travel Credit Cards

Travel Cards

Indulge in Retail Therapy with Shopping Credit Cards: Unleash the Shopaholic in You!

Shopping Cards

HDFC Bank Cashback Credit Card 2025 & Offers for You to Apply

Get maximum benefits on HDFC Bank Cashback Credit Card. Check best HDFC Cashback Credit Card along with limit, features, offers, eligibility & reviews online.

HDFC Bank Cashback Credit Card 2025 - Compare & Apply Now

Lifetime Free

Rewards

Shopping

Cashback

Airport lounge

Travel

Dine-in

Movies

Fuel

Lifestyle

<h2>HDFC Bank Cashback Credit Card</h2>

<p><strong>Maximise Your Rewards with HDFC Bank Cashback Credit Cards</strong></p>

<p>Elevate your spending experience with HDFC Bank&#39;s Cashback Credit Cards, where every purchase is rewarded. As a valued cardholder, you&#39;re introduced to an intelligent way of shopping that enhances your buying power and provides tangible returns on your everyday expenses. HDFC Bank Cashback Credit Cards are designed to fit seamlessly into your lifestyle, offering a range of benefits that cater to savvy spenders who appreciate value.</p>

<p>With HDFC&#39;s cashback cards, you unlock a world of savings across diverse categories, from groceries and dining to fuel and utilities. The simplicity of earning cashback on your transactions means saving money is as easy as swiping your card. The rewards don&#39;t stop there; enjoy curated offers, exclusive discounts, and periodic promotions that multiply your benefits. Plus, with robust security features and unparalleled customer service, HDFC ensures your spending is rewarding and worry-free.</p>

<p>Whether you&#39;re a frequent shopper, a travel enthusiast, or enjoy the finer things in life, there&#39;s an HDFC Bank Cashback Credit Card tailored just for you. Step into a world where every spend is an opportunity to save, and let HDFC Bank pave the way to a smarter financial future.</p>

<h2>Explore Prime Features of HDFC Bank Cashback Credit Cards</h2>

<p>The Cashback Credit Cards from HDFC Bank offer a spectrum of benefits beyond &#39;cashback&#39;. Here&#39;s a quick look at the enticing features designed to enhance your spending experiences:</p>

<h3>Cashback On Spendings</h3>

<ul>
	<li>Enjoy a 5% cashback when you purchase on platforms including Amazon, Tata CLiQ, Flipkart, Myntra, BookMyShow, Cult.fit, Swiggy, &nbsp; Sony LIV, Uber, and Zomato.</li>
	<li>All other spending, excluding fuel, earns a cashback of 1%. This includes EMI and Wallet transactions.</li>
	<li>Earn a 5% monthly cashback when you spend using PayZapp/EasyEMI/SmartBUY.</li>
</ul>

<h3>Redemption Benefits</h3>

<ul>
	<li>CashPoints can be redeemed against the statement balance at a rate of 1 CashPoint, equalling ₹1. A minimum balance of 500 CashPoints is required for this.</li>
	<li>CashPoints can be redeemed against travel benefits like Flight and hotel bookings and Rewards Catalogue on the SmartBuy Rewards Portal, where the conversion rate is 1 CashPoint, equalling ₹0.30.</li>
	<li>Remember that any CashPoints not redeemed will lapse after two years.</li>
	<li>Up to 50% of the booking value for Flights and Hotels can be redeemed through Reward Points. The remainder of the transaction must be paid via the Credit Card limit.</li>
</ul>

<h3>Dining Rewards</h3>

<ul>
	<li>Delight in culinary experiences with up to 20% savings at select dining partners via Swiggy Dineout.</li>
	<li>Reap a 5% monthly cashback on grocery purchases, enhancing your savings on daily essentials.</li>
</ul>

<h3>Utility Payment Cashbacks</h3>

<ul>
	<li>Simplify your bill payments and mobile recharges with a consistent 5% cashback every month.</li>
</ul>

<h3>Travel And Fuel Cashbacks</h3>

<ul>
	<li>Embark on journeys easily by earning up to 50 litres of complimentary fuel annually.</li>
	<li>Secure a 5% cashback monthly on your IRCTC ticket reservations, making travel more rewarding.</li>
	<li>Reduce your fuel expenses with a 5% monthly cashback at the pump.</li>
</ul>

<h3>Welcome And Milestone Benefits</h3>

<ul>
	<li>
	<p>Earn reward vouchers valued at ₹1000 when your expenditures surpass ₹1,00,000 within a calendar quarter.</p>
	</li>
	<li>Get a gift voucher equivalent to your joining membership fee.</li>
	<li>Get gift vouchers worth ₹500 on spends of ₹50,000 or more each calendar quarter.</li>
	<li>Spend ₹50,000 and above in the first year to get your renewal membership fee waived off.</li>
</ul>

<h3>Additional Benefits</h3>

<ul>
	<li>Gain access to round-the-clock Concierge Services exclusively with your HDFC Credit Card.</li>
	<li>Stay protected against unauthorized transactions with EMV Chip Card technology.</li>
	<li>Enjoy up to 50 interest-free days from the date of purchase (subject to submission of charge by the merchant).</li>
	<li>Avail of Revolving Credit at a competitive interest rate.</li>
</ul>

<p>Remember that specific benefits can vary depending on your HDFC Bank shopping credit card choice. Therefore it is suggested that you check all the terms and conditions as well as features before selecting one.</p>

<p><a href="https://www.banksathi.com/credit-cards/airport-lounge">Best Lounge Access Credit Card</a>&nbsp; &nbsp; |&nbsp; &nbsp; &nbsp;<a href="https://www.banksathi.com/credit-cards/rewards">Best Rewards Credit Card</a>&nbsp; &nbsp; &nbsp;|&nbsp; &nbsp; &nbsp;<a href="https://www.banksathi.com/credit-cards/cashback">Best Cashback Credit Card</a></p>

<h2>Top 3 HDFC Bank Cashback Credit Cards</h2>

<p>HDFC Bank offers various cashback credit cards to meet different needs and preferences. Here are some of the most popular HDFC Bank cashback credit cards:</p>

<h3>HDFC Bank MoneyBack+ Credit Card</h3>

<p><strong>Best credit card for high value cashbacks</strong></p>

<p>The HDFC Bank MoneyBack+ Credit Card is a high-value cashback card that rewards spending. For every Rs. 150 you spend, you earn 2 reward points, doubling to 4 points for online purchases. If your quarterly expenditure exceeds Rs 50,000, you receive a Rs 500 gift certificate. Moreover, the card provides a fuel surcharge waiver, and the annual membership fee is waived if you spend Rs 50,000 within the first year.</p>

<h3>HDFC Bank Millennia Credit Card</h3>

<p><strong><em>Best credit card for premium cashback points</em></strong></p>

<p>Perfect for those seeking premium cashback rewards, the HDFC Bank Millennia Credit Card offers 5% cashback on purchases from selected brands and 1% cashback on all other spends. An attractive feature of this card is the Rs 1000 gift voucher you receive when your quarterly spending reaches Rs 1,00,000. Additionally, you enjoy complimentary access to eight domestic lounges each year and a fuel surcharge waiver. Spend Rs. 1 lakh in the previous year, and your annual membership fee is waived off.</p>

<h3>HDFC Bank Bharat CashBack Credit Card</h3>

<p><strong><em>Best credit card for all your cashback needs</em></strong></p>

<p>The HDFC Bank Bharat CashBack Credit Card is an excellent choice for those seeking cashback on various spends. It provides a 5% monthly cashback on fuel, IRCTC bookings, grocery shopping, and bill payments. Additionally, a 1% fuel surcharge waiver further adds to your savings. The EMV Chip Card technology offers secure transactions. The cashback you earn is recorded as Reward Points that can be redeemed against the statement balance, providing an easy way to manage your expenses.</p>

<h2>Understand What Sets HDFC Cashback Credit Card Apart</h2>

<p>When delving into the world of HDFC credit cards for cashback rewards, consider these essential strategies to maximize your returns:</p>

<h3>1. Cashback Rewards System:</h3>

<p>Examine the cashback structure meticulously. Look for a card offering a high percentage of cashback on the categories you spend most frequently, such as groceries, fuel, or dining. Understand the cashback redemption process, ensuring it is straightforward and aligns with your spending habits.</p>

<h3>2. Targeted Cashback Benefits:</h3>

<p>Identify cards that cater to your most common spending areas with enhanced cashback rates. Cards that offer higher cashback on online shopping, utility bill payments, or other recurrent expenses can provide significant savings over time.</p>

<h3>3. International Spending Affordability:</h3>

<p>For those who shop on global websites, it&#39;s important to consider cards that offer lower fees on international transactions. This can greatly reduce costs when purchasing from overseas retailers.</p>

<h3>4. Purchase Protection Perks:</h3>

<p>Consider cards with shopping protection features, including price protection, purchase guarantees, or extended warranties on products purchased using the card. These benefits can add value and peace of mind.</p>

<p><a href="https://www.banksathi.com/personal-loan">Best Personal Loan In India&nbsp;</a> &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; <a href="https://www.banksathi.com/calculators/personal-loan-calculator">Personal Loan EMI Calculator</a></p>

<h3>5. Annual Fee vs. Rewards Balance:</h3>

<p>Carefully evaluate the card&#39;s annual fee concerning the cashback and rewards it provides. The ideal card should offer a net benefit that exceeds the cost of the fee, ensuring that you&#39;re getting more value than what you&#39;re spending on the card.</p>

<p>By following these points, you can strategically choose an HDFC credit card that brings you cashback on everyday purchases and offers additional savings and protections, making your spending more rewarding.</p>

<h2>Conclusion</h2>

<p>An <a href="https://www.hdfcbank.com/personal/pay/cards/credit-cards/cashback-credit-cards" target="_blank">HDFC Bank Cashback Credit Card</a> transforms everyday spending into a rewarding experience, actively enhancing your financial lifestyle. With cards tailored for varied needs&mdash;from the MoneyBack+ designed for high-value returns on all purchases, to the Millennia card that focuses on premium rewards, and the Bharat CashBack which covers a broad spectrum of spending categories&mdash;HDFC caters effectively to different consumer profiles.</p>

<p>Each swipe not only brings savings across essential and luxury categories but also ensures a seamless and secure transaction environment. Embrace these cards to amplify your savings, enjoy robust security features, and gain access to exclusive benefits, all while managing your daily expenses more efficiently. HDFC&rsquo;s cashback cards stand as proactive tools in optimizing your financial operations, ensuring every spend is as lucrative as it is straightforward.</p>

<h2>FAQs for HDFC Bank Cashback Credit Card</h2>

<h3>Can I use cashback credit cards from HDFC Bank internationally?</h3>

<p>Yes, you can use HDFC Bank&#39;s cashback credit cards internationally, provided you have activated the international usage feature through the bank.</p>

<h3>How do I earn cashback with HDFC Bank&#39;s credit cards for cashback benefits?</h3>

<p>You can earn up to 5% cashback on selected online platforms and 1% on other expenses, excluding fuel, when using HDFC Bank&#39;s cashback credit cards.</p>

<h3>What&#39;s the redemption process for HDFC Bank&#39;s credit card cashback points?</h3>

<p>With HDFC Bank credit cards, you can redeem your cashback points against your statement balance, travel benefits, or rewards from the SmartBuy Rewards Portal.</p>

<h3>Are there any dining discounts with HDFC Bank&#39;s cashback reward credit cards?</h3>

<p>Yes, with certain HDFC Bank cashback reward credit cards, you can enjoy up to a 20% discount at partner restaurants.</p>

<h3>Can I get cashback on groceries with HDFC Bank cashback credit cards?</h3>

<p>Yes, some HDFC Bank cashback credit cards offer a 5% monthly cashback on your grocery expenses.</p>

<h3>What are the fuel benefits of HDFC&#39;s credit cards offering cashback rewards?</h3>

<p>Selected HDFC credit cards that offer cashback rewards provide up to 50 litres of free fuel annually and a 5% monthly cashback on fuel expenses.</p>

<h3>How can I convert big purchases into EMIs with HDFC Bank&#39;s cashback credit cards?</h3>

<p>With HDFC Bank&#39;s cashback credit cards, you can conveniently use the Smart EMI feature to convert your large purchases into easy monthly instalments.</p>

<h3>Is there a mobile app to manage my transactions with credit cards for cashback benefits from HDFC Bank?</h3>

<p>Yes, HDFC Bank provides a mobile app that lets you easily manage your transactions and keep track of all card-related details.</p>

<h3>What are the welcome and milestone benefits of HDFC&#39;s credit cards with cashback?</h3>

<p>Certain HDFC&#39;s credit cards with cashback offer welcome and milestone benefits such as reward vouchers, gift vouchers, and the possibility of waiving your renewal fee, depending on your spending levels.</p>

<h3>How does HDFC Bank secure transactions with its credit cards offering cashback rewards?</h3>

<p>HDFC Bank employs EMV Chip Card technology to secure transactions across all its cashback credit card variants, protecting against unauthorised transactions.</p>

<h3>Is there utility payment cashback with HDFC&#39;s cashback reward credit cards?</h3>

<p>Some of HDFC&#39;s cashback cards offer a 5% monthly cashback on utility bill payments and mobile recharges.</p>

<h3>What are the interest-free days and rates for revolving credit with HDFC Bank&#39;s cashback credit cards?</h3>

<p>With HDFC Bank&#39;s cashback credit cards, you can enjoy up to 50 interest-free days from the date of purchase and avail of revolving credit at competitive interest rates.</p>

Excellent Credit Score

Good Credit Score

Fair Credit Score

Bad Credit History

No Credit History

Axis Bank

AU Small Finance Bank

Bobcard

IndusInd Bank

IDFC First Bank

ICICI Bank

RBL Bank

Apply Online HDFC MoneyBack Credit Card, Also Check all details, reviews, rating, eligibility criteria, features, charges & offers of HDFC MoneyBack Credit Card

HDFC MoneyBack Credit Card - Benefits & Offers to Apply

If you are looking for Best Credit Card in HDFC Bank with Multiple benefits, you have good option to get HDFC Millennia Credit Card with lifetime benefits

HDFC Bank Millennia Credit Card - Charges, Features & Offers

HDFC Savings Account

AU Savings Account

Highest Interest Rate

Pensioners Account

Kotak Savings Account

Salary Account

Zero Balance Savings

IDFC Savings Account

Kids Savings Account

NRI Account

RBL Bank Account

Axis Savings Accounts

Women's Savings Account

IndusInd Bank Savings Account

YES Savings Account

SBI Travel

Best Credit Card for Priority Pass

Kotak Bank Rewards Credit Cards

Kotak Bank Cashback Credit Card

Kotak Bank Travel Credit Card

Standard Chartered Lifetime Free Credit Card

HDFC Cashback

HDFC Rewards

ICICI Shopping

ICICI Rewards Credit Card

ICICI Cashback Card

IndusInd Bank Rewards Credit Card

AU Bank Rewards Credit Card

Best SBI RuPay Credit Card

IndusInd Bank Lifetime Free Credit Card

HDFC Bank Lifetime Free

International Lounge

ICICI Lifetime Free Credit Card

Axis Shopping

AU Bank Cashback Credit Cards

EMI Payment

SBI Bank Rewards Credit Card

SBI Bank Shopping

Railway-Ticket-Booking

IDFC First Lifetime Free Credit Card

IDFC Bank Travel Credit Cards

Doctors Credit Cards

BOBCARD Lifetime Free Credit Card

Axis Bank RuPay Credit Card

BOBCARD Rewards Credit Card

Kotak Bank Shopping Credit Card

ICICI Bank Credit Card for Airport Lounge

HDFC Rupay Credit Card

Bajaj Finserv Credit Card

Secured Credit Card

Kotak Lifetime Free Credit Card

IndusInd Bank RuPay Credit Card

RBL Lifetime Free Credit Card

YES Bank Lifetime Free Credit Card

IDFC FIRST Bank RuPay Credit Card

IndusInd Bank Shopping Credit Card

Kotak Bank RuPay Credit Card

Online Shopping

HDFC BANK Shopping

HDFC Travel Card

ICICI Travel Card

Best Axis Bank Airport Lounge Credit Card

SBI Bank Lifetime Free

IndusInd Bank Travel Credit Card

AU Bank Shopping Credit Cards

Flight Ticket Booking

IDFC Bank Rewards Credit Cards

SBI Cashback Credit Cards

Axis Cashback

HDFC Bank Airport Lounge Credit Card

AU Bank RuPay Credit Card

AU Bank Travel Credit Cards

IDFC First Shopping Credit Card

Axis Bank Lifetime Free Credit Card

HSBC Lifetime Free Credit Card

State Bank Of India

YES Bank

Federal Bank

RBL Cashback Credit Card

Credit Card for Chartered Accountant

Yes Bank Credit Card for Airport Lounge

Vistara Points

Axis Travel

Best Business Credit Card

Standard Chartered

Utility Bill Payments

Best Credit Card for Students

Best Defence Credit Card

IDFC First Cashback Credit Cards

Rupay Credit Card

Axis Rewards

HSBC

HDFC Bank

IndusInd Bank Cashback Credit Card

Students Personal Loan

Pre-Approved Personal Loan

Instant Personal Loan

Digital Personal Loan

L&T Finance Personal Loan Interest Rate

Tata Capital Personal Loan Interest Rate

Kotak Mahindra Bank Personal Loan Interest Rate

Personal Loan below 15000 Salary

IndusInd Bank Personal Loan Interest Rate

Low CIBIL Personal Loan

ICICI Bank Personal Loan Interest Rate

Instant Personal Loan without CIBIL

Personal Loan without Income Proof

Aditya Birla Personal Loan Interest Rate

Bajaj Finance Personal Loan Interest Rate

How to Get Personal Loan

Personal Loan for Salaried

IDFC First Bank Personal Loan Interest Rate

Personal Loan Balance Transfer

Zero Processing Fee Personal Loan