Explore loans designed for your needs, offering easy terms and the chance to improve your financial standing.

Personal Loan

Discover Credit cards & Enjoy a range of benefits, including credit-building opportunities, rewards, exclusive discounts, & Amazing Cashbacks.

Credit Cards

Discover the Savings accounts that provide a secure and accessible way to grow money through interest earnings, no Lock-in Period, Debit card & mobile Banking

Bank Accounts

Explore the best cashback credit cards that cater to your requirements.

Cashback Cards

Unlock the Best Rewards with Our High-Earning Credit Cards!

Reward Cards

Enjoy the Perks without the Fees: Discover Lifetime Free Credit Cards

No annual fee Cards 

Unlock the World: Experience the Perks of Travel Credit Cards

Travel Cards

Indulge in Retail Therapy with Shopping Credit Cards: Unleash the Shopaholic in You!

Shopping Cards

Best Shopping Credit Card 2024 & Offers for You to Apply

Shopping Credit Cards - Find the list of best shopping credit cards. Compare discounts, offers, features, & benefits for online/offline purchasing. Apply Now!

Best Movies Credit Card March 2025 - Offers & Features

Lifetime Free

Rewards

Shopping

Cashback

Airport lounge

Travel

Dine-in

Movies

Fuel

Lifestyle

<h2 style="text-align:justify">What are Best Shopping Credit Cards?</h2>

<p style="text-align:justify">A Best Shopping Credit Cards&nbsp;is an increasingly popular category in the credit cards league that is designed specifically to complement every individual&rsquo;s shopping fancy. These credit cards put the spotlight on all things &lsquo;shop till you drop&rsquo; with extravagant rewards, cashback, and exciting partner merchant offers.</p>

<h2 style="text-align:justify">Best Shopping Credit Card Features &amp; Benefits</h2>

<p style="text-align:justify">What&rsquo;s better than a <a href="https://www.icicibank.com/blogs/credit-card/shopping-credit-card" target="_blank">shopping credit card</a> if you are a serious spender who&rsquo;s snaking their way toward online stores a hundred times a day? There&rsquo;s a lot this card can do for you. So, before you hop from issuer to issuer, make sure you know how rewarding getting a shopping card will be for you.</p>

<h3 style="text-align:justify">Reward Points</h3>

<p style="text-align:justify">Imagine getting accelerated reward points or cashback on Amazon or any other favorite online store you may have! Well, that&rsquo;s one of the most wonderful benefits of a shopping credit card. From 10x points on every INR 150 to a reward booster on meeting a milestone spending requirement, the card offers fabulous rewards that you can, yet again, use for shopping by redeeming them. Plus point: You get to save up, as well.</p>

<h3 style="text-align:justify">Welcome Benefits</h3>

<p style="text-align:justify">We all love a welcome drink. In the case of credit cards, a welcome benefit! It is a sign-up bonus the shopping credit cards offer upon the activation of the card or when you make your first purchase using it. The bonus may be in the form of a shopping voucher, reward points, or anything else, depending on the issuer. In some cases, the issuer requires you to make the minimum required transaction to avail of this treat. Since you&rsquo;re a shopper already, meeting that criteria wouldn&rsquo;t be a task, nor would be grabbing a welcome benefit.</p>

<h3 style="text-align:justify">Fuel Surcharge Waiver</h3>

<p style="text-align:justify">Ever faced a budget ache while paying for fuel through a credit card and landing a surcharge on the receipt? That hurts. However, if you are using a shopping credit card, you are most likely to get a 1-3% waiver on fuel surcharge. Some credit card issuers also offer rewards and cashback on fuel purchases. So, if your monthly finance management includes this expense, then you might have a lot to save.</p>

<h3 style="text-align:justify">Discounts</h3>

<p style="text-align:justify">Why wait for the Black Friday Sale when you can get fantastic discount deals all throughout the year? One of the top features and benefits of shopping credit cards, which actually goes without saying, is a discount (a lot of it!)</p>

<p style="text-align:justify"><a href="https://www.banksathi.com/credit-cards/shopping">Best Credit Card in India for Travel</a></p>

<h2 style="text-align:justify">Types Of Shopping Credit Cards In India</h2>

<h3 style="text-align:justify">Cashback shopping credit cards</h3>

<p style="text-align:justify">One of the most sought-after types of shopping credit cards, top cashback cards offer about 5% cashback every time you shop online. The cashback usually reflects in the monthly statement credits and helps you save up on your expenses.</p>

<h3 style="text-align:justify">Shopping credit cards with accelerated rewards</h3>

<p style="text-align:justify">Shopping credit cards with accelerated rewards offer generous points on every purchase you make. If you are shopping using a credit card of this type, you will get up to 10x rewards on every INR 100 to 150 spent. These rewards are redeemable against a wide range of shopping categories, credit card dues, and other options at the issuer&rsquo;s discretion.</p>

<h3 style="text-align:justify">Shopping credit cards with discount offers</h3>

<p style="text-align:justify">And then there is a type of shopping credit card tailored specifically for discount scavengers. One of the topmost benefits of shopping credit cards in this category is supercharged discounts on online shopping. Apart from special days, some of these credit cards offer evergreen discounts of up to 15% on major shopping sites.</p>

<p style="text-align:justify"><a href="https://www.banksathi.com/credit-cards/rewards">Best Credit Card in India for Rewards Points</a></p>

<h2 style="text-align:justify">Eligibility To Apply For Best Shopping Credit Cards</h2>

<p style="text-align:justify">Shopping credit card eligibility criteria checkpoints are plain and simple, like any cashback or rewards credit card. Before you apply for the card, it&rsquo;s ideal to ensure that you cover everything that the issuer expects from their potential cardholders.</p>

<p style="text-align:justify">Here&rsquo;s what the eligibility criteria for shopping credit cards in India generally look like:</p>

<ul>
	<li style="text-align:justify">Age: 18/21 to 60 years (depending on the card issuers and the credit card)</li>
	<li style="text-align:justify">Residence: Indian or Non-resident Indian</li>
	<li style="text-align:justify">Income: Varies depending on the card issuers and the credit card</li>
	<li style="text-align:justify">Type of employment: Salaried or self-employed</li>
	<li style="text-align:justify">Credit health: Must be decent with a good credit score</li>
</ul>

<p style="text-align:justify"><a href="https://www.banksathi.com/credit-cards/lounge-access">Best Credit Card in India for Lounge Access</a></p>

<h2 style="text-align:justify">Reasons to Use Best Shopping Credit Cards</h2>

<p style="text-align:justify">Opting for a shopping credit card can be advantageous for several reasons:</p>

<ol>
	<li style="text-align:justify"><strong>Rewards and Discounts</strong>: Shopping credit cards offer personalized rewards and discounts based on your shopping habits. You can earn cashback, points, or discounts on purchases made at specific stores or within certain categories, helping you save money while enjoying valuable rewards.</li>
	<li style="text-align:justify"><strong>Exclusive Offers and Benefits</strong>: Shopping credit cards provide exclusive offers, promotions, and sales events, including early access to sales, free shipping, and extra discounts. These perks enhance your shopping experience and add significant value to your purchases.</li>
	<li style="text-align:justify"><strong>Build Credit History</strong>: A shopping credit card is a useful tool for building or improving your credit history. By using it responsibly, making timely payments, and keeping a low credit utilization ratio, you can demonstrate responsible credit behavior and establish a positive credit history. This can benefit you when applying for future loans or credit cards.</li>
	<li style="text-align:justify"><strong>Convenience and Security</strong>: Credit cards provide convenient and secure payment options, eliminating the need for cash and offering protection against fraud. Shopping credit cards offer added security features like purchase protection and extended warranties, ensuring the safety of your purchases.</li>
	<li style="text-align:justify"><strong>Budgeting and Tracking Expenses</strong>: Shopping credit cards assist in effective expense tracking. Detailed statements provided by most credit cards allow you to monitor your budget and identify areas for potential cutbacks. Some cards even offer spending-tracking tools and budgeting features, enabling efficient financial management.</li>
	<li style="text-align:justify"><strong>Flexibility and Worldwide Acceptance</strong>: Shopping credit cards are typically issued by major payment networks like Visa, Mastercard, or American Express, ensuring wide acceptance at online and physical stores globally. This widespread acceptance provides you with the flexibility to make purchases conveniently, whether locally or internationally, wherever these cards are accepted.</li>
</ol>

<p style="text-align:justify">Before choosing a shopping credit card, assess your spending habits, compare card options, and consider fees and interest rates. Select a card that aligns with your shopping preferences and financial goals, and use it responsibly to maximize its benefits.</p>

<p style="text-align:justify"><a href="https://www.banksathi.com/credit-cards/cashback">Best Credit Card in India for Cashback</a>&nbsp;</p>

<h2 style="text-align:justify">Pros and cons of Shopping for Credit Cards</h2>

<p style="text-align:justify">Here are some pros and cons of using a shopping credit card:</p>

<h3 style="text-align:justify">Pros</h3>

<h4 style="text-align:justify">Sign-up Bonuses</h4>

<p style="text-align:justify">Welcome bonuses are offered by most shopping credit cards and can be a great way to collect more rewards or vouchers. When choosing a card, make sure to check the type of welcome bonuses it is offering and the minimum spending requirements it demands.</p>

<h4 style="text-align:justify">Discounts</h4>

<p style="text-align:justify">Shopping credit cards offer regular discounts on online and offline spending, which is a great way to save money if you are a devoted shopper. However, before choosing any card make sure the discounts it offers are worth it.</p>

<h4 style="text-align:justify">Rewards</h4>

<p style="text-align:justify">One of the best things about shopping credit cards is their abundance of reward points on both online and offline purchases. These points can amp up your shopping experience just right if you shop frequently as they are redeemable against an array of shopping categories and credit card bill payments.</p>

<h3 style="text-align:justify">Cons</h3>

<ul>
	<li style="text-align:justify">High-Interest Rates</li>
	<li style="text-align:justify">Annual Fee</li>
	<li style="text-align:justify">Other Fees and Charges</li>
</ul>

<p style="text-align:justify"><a href="https://www.banksathi.com/credit-cards/no-annual-fee">Best Lifetime Free Credit Card in India</a></p>

<h2 style="text-align:justify">How to Choose the Right Best Shopping Credit Card?</h2>

<p style="text-align:justify">Choosing the right shopping credit card involves considering several factors. Here are some handy tips that can help you make the best choice:</p>

<h3 style="text-align:justify">Your Requirements</h3>

<p style="text-align:justify">The first rule to finding the right shopping credit card is simple: determine your needs and expectations. The benefits of shopping credit cards are majorly designed to pamper all your shopping needs, which may or may not be all that you need. Thus, while exploring your options, make sure the card offerings align with your preferences.</p>

<h3 style="text-align:justify">Annual Fees</h3>

<p style="text-align:justify">In most cases, truly rewarding shopping credit cards come with an annual fee, low or costly. Check annual fees charged by different credit cards in conjunction with the rewards, cashback, and other benefits they are offering. If the benefits match your shopping habits and add value worth more than the annual fee, you can consider applying for it. If they don&rsquo;t, then it can be a meaningless deal for you.</p>

<h3 style="text-align:justify">Welcome Bonuses</h3>

<p style="text-align:justify">As you go on to finding the best shopping credit card, you must expect perks other than the regular ones. One such exciting perk is welcome bonuses that may arise in the guise of a shopper voucher or bonus reward points. Compare cards based on this feature along with the other factors to help narrow your choices.</p>

<h3 style="text-align:justify">Rewards</h3>

<p style="text-align:justify">It&rsquo;s all about rewards on everyday shopping in the end, and you want to be mindful of what you are getting in return for using a shopping credit card for a spree. Most cards will offer generous rewards on online and offline purchases. What you need to do is compare them based on the number of stores they are covering, are these stores where you&rsquo;d be shopping from, and how many points you get on what you spend.</p>

<h3 style="text-align:justify">Credit Card Fees and Charges</h3>

<p style="text-align:justify">In the midst of everything, lie shopping credit card fees and charges that you certainly don&rsquo;t want to neglect. When choosing a card, check fees and charges (cash withdrawals, late fee payments, etc.) from different issuers carefully. If not planned and adhered to terms and conditions, these fees and charges can make all your shopping rewards go in vain.</p>

<p style="text-align:justify"><a href="https://www.banksathi.com/credit-cards">Best Credit Card in India</a>&nbsp; &nbsp; &nbsp; |&nbsp; &nbsp; &nbsp; <a href="https://www.banksathi.com/credit-cards/eligibility">Check Credit Card Eligibility Online</a>&nbsp; &nbsp; &nbsp; &nbsp; |&nbsp; &nbsp; &nbsp;<a href="https://www.banksathi.com/cibil-credit-score-check">Check Free Credit Score</a>&nbsp;</p>

<h2 style="text-align:justify">How to Use Best Credit Cards for Online Shopping?</h2>

<p style="text-align:justify">Credit cards have become a common mode of payment for online purchases. Using a credit card online requires no effort. Here&rsquo;s all you need to do:</p>

<ul>
	<li style="text-align:justify">Add items to your shopping card.</li>
	<li style="text-align:justify">Proceed to checkout.</li>
	<li style="text-align:justify">Select &lsquo;Credit Card&rsquo; from the payment mode options.</li>
	<li style="text-align:justify">Enter details: Card number, name on the card, and expiration date.</li>
	<li style="text-align:justify">Now, add CVV (a three/four-digit number on the back of your card).</li>
	<li style="text-align:justify">Proceed to pay.</li>
	<li style="text-align:justify">Enter the OTP received on your credit card registered mobile number for security purposes.</li>
	<li style="text-align:justify">Click on submit.</li>
</ul>

<p style="text-align:justify">You will be notified of the credit card online transaction immediately.</p>

<h2 style="text-align:justify">How to Apply For Best Shopping Credit Cards Online?</h2>

<p style="text-align:justify">If you wish to apply for a shopping credit card online, the first step is to check every detail about it on the web. When opting for an online shopping <a href="https://www.banksathi.com/credit-cards">credit card application</a>, it is natural to jump to the &lsquo;Apply Now&rsquo; button. It is recommended that you check the credit card features and benefits, fees and charges, and &mdash; terms and conditions before going further.</p>

<p style="text-align:justify">Now let&rsquo;s see how to apply for a <a href="https://www.idfcfirstbank.com/credit-card/ntb-diy/apply?&amp;utm_source=google&amp;utm_medium=cpc&amp;utm_campaign=CC_Perf_Categories_Search&amp;adgroup=145068461725&amp;utm_term=shopping%20credit%20card&amp;utm_content=650225402770&amp;network=g&amp;gclid=Cj0KCQjwsp6pBhCfARIsAD3GZuZ5o7FaApuh-WKp8OrYbBB8O7PCnOYXiLu0lhy4rk3PBENPndZI0nsaAsabEALw_wcB&amp;gclsrc=aw.ds" target="_blank">shopping card credit card online</a>:</p>

<ul>
	<li style="text-align:justify">Go to the official credit card page of the issuer.</li>
	<li style="text-align:justify">Read everything about the card and make sure it is compatible with both your budget and requirements.</li>
	<li style="text-align:justify">Proceed with the application.</li>
	<li style="text-align:justify">Fill out the credit card application form online with the required details.</li>
	<li style="text-align:justify">Check, and double-check your details.</li>
	<li style="text-align:justify">Upload necessary documents (proof of address, proof of income, etc.)</li>
	<li style="text-align:justify">Submit.</li>
	<li style="text-align:justify">Complete the application with Video KYC (VKYC) or another form of KYC, as and if required by the issuers at the moment.</li>
</ul>

<p style="text-align:justify">Note that many issuers reach out to you over the phone before proceeding to the KYC process. This step is the most essential and the last step to confirm your details and eligibility for shopping credit cards. So, keep your documents handy and miss out on no detail.</p>

<h2 style="text-align:justify">Documents Required To Apply For Best Shopping Credit Cards</h2>

<p style="text-align:justify">There are certain documents required for shopping credit card applications that you will need while filling out the application form as well as KYC. Let&rsquo;s have a look:</p>

<ul>
	<li style="text-align:justify">Proof of Identity: Aadhaar card, PAN card, driving license, voter ID card, or passport</li>
	<li style="text-align:justify">Proof of address: Aadhaar card, driving license, electricity bill, voter ID card, or passport</li>
	<li style="text-align:justify">Proof of income: Latest payslip (3 or 6 months) and/or bank statements (3 months) for salaried individuals; Form 16 and ITR for self-employed individuals.</li>
</ul>

<h2>Embracing the World of Best Shopping Credit Cards</h2>

<p>The realm of shopping credit cards offers an array of advantages for avid shoppers, turning every purchase into an opportunity for savings and rewards. From cashback and discounts to exclusive partner merchant offers, these cards are designed to enhance your shopping experience. Whether you&#39;re looking to capitalize on frequent online purchases or enjoy the splurge at your favorite retail outlets, selecting the right shopping credit card can yield substantial financial benefits.</p>

<p>Before making your choice, it&#39;s crucial to assess your shopping habits, compare the features and benefits of different cards, and understand the associated fees. A well-chosen shopping credit card not only aligns with your spending patterns but also fits seamlessly into your financial landscape, offering more than just transactional value&mdash;it becomes a strategic tool for smarter financial management.</p>

<p>By carefully choosing a <strong>shopping credit card</strong> that complements your lifestyle and offers the best perks for your preferred shopping arenas, you can ensure that each swipe not only brings satisfaction but also contributes positively to your financial health. Use your shopping credit card wisely to unlock a world of possibilities and savings, making each shopping expedition both enjoyable and economically rewarding.</p>

<h2>FAQs for Best Shopping Credit Cards</h2>

<h3>1) What special offers can I get on a shopping credit card?</h3>

<p>Shopping credit cards offer accelerated rewards, sign-up bonuses, discounts on online and offline purchases and cashback.</p>

<h3>2) Which credit card is best for offline shopping?</h3>

<p>Credit cards like Bank Lit, Bajaj RBL, HDFC Millenia and Axis Ace offer good offers on offline shopping.</p>

<h3>3) Which credit card is best for mobile or online shopping?</h3>

<p>Amazon Pay ICICI Bank, Flipkart Axis Bank, HDFC MoneyBack+ and HDFC Millennia are some of the most popular shopping credit cards in India.</p>

<h3>4) What are the advantages of a shopping credit card?</h3>

<p>Accelerated rewards points, cashback and a multitude of discounts are the foremost advantages of shopping credit cards. Moreover, these cards also offer sign-up bonuses which enhance your shopping experience.</p>

<h3>5) Is a credit card safe for buying products online?</h3>

<p>Yes, nowadays shopping online using a credit card is pretty safe as the issuers employ features like fraud monitoring that prevent any breach or fraudulent act from happening.</p>

Excellent Credit Score

Good Credit Score

Fair Credit Score

Bad Credit History

No Credit History

HDFC Bank

State Bank Of India

Axis Bank

AU Small Finance Bank

IDFC First Bank

Kotak Mahindra Bank

IndusInd Bank

Bobcard

ICICI Bank

RBL Bank

Apply Online for AU LIT Credit Card - Get Maximum Benefits like Rewards, Lounge Access, Good Credit Limit, with Lifetime Fee and Good Rewards Value

AU Bank LIT Credit Card - LTF, Features, Offers & Benefits

Apply Online for Flipkart Axis Bank Credit Card, Get all Details like Eligibility, Features, Benefits, Cashback, Review, Rating for Filpkart Axis Credit Card

Flipkart Axis Bank Credit Card - Offers & Cashback to Apply

Apply Online for Flipkart Axis Bank Credit Card, Get Complete Details like Eligibility, Features, Benefits, with Good Cashback & Welcome Benefits in Axis Flipkart Credit Card

AU Altura Plus Credit Card Online - Check all details, reviews, rating, eligibility criteria, features, charges & offers of AU Altura Plus Credit Card. Apply Now!

AU Bank Altura Plus Credit Card - Features, Offers & Apply

RBL Bank Cookies Credit Card Online - Check all details, reviews, rating, eligibility criteria, features, charges & offers of RBL Bank Cookies Credit Card. Apply Now!

RBL Bank Cookies Credit Card - Benefits, features & charges

HDFC Regalia Credit Card Online - Check all details, reviews, rating, eligibility criteria, features, charges & offers of HDFC Bank Regalia Credit Card

HDFC Regalia Credit Card - Benefits, Charges & Apply Now

Apply Online IDFC First Millennia Credit Card - Check all details, reviews, rating, eligibility criteria, features, charges & offers of IDFC First Millennia Credit Card

IDFC First Millennia Credit Card - Lifetime Free with Features

AU Altura Credit Card Online - Check all details, reviews, rating, eligibility criteria, features, charges & offers of AU Altura Credit Card. Apply Now!

AU Bank Altura Credit Card - Features, Offers & Apply Online

Apply Online for Kotak Mojo Platinum Credit Card and get shopping & Travel benefits in form of reward and instant discount of greater than INR 200

Kotak Mojo Platinum Credit Card - Features, Offers & Charges

If you are looking for Best Credit Card in HDFC Bank with Multiple benefits, you have good option to get HDFC Millennia Credit Card with lifetime benefits

HDFC Bank Millennia Credit Card - Charges, Features & Offers

Induslnd Platinum Select Credit Card Online - Check all details, reviews, rating, eligibility criteria, features, charges & offers of Induslnd Platinum Select Credit Card. Apply Now!

Induslnd Platinum Select Credit Card - Review & Movie Offers

Apply Online for HDFC Shoppers Stop Credit Card, Get Complete Details like benefits, Charges, Offers & no annual and joining fees for HDFC Bank shoppers stop credit card

HDFC Shoppers Stop Credit Card - Benefits, Features & Apply

if You are looking Indusind Platinum Credit Card for minimum fee with good features and benefits,  you can apply for Indusind Bank Platinum aura Credit Card

Indusind Platinum Aura Credit Card Apply Online

Indusind Platinum Aura Edge Credit Card Apply Online

Apply Online for IDFC First Private Credit Card - Check all details, reviews, rating, eligibility criteria, features, charges & offers of IDFC First Private Credit Card

IDFC First Private Credit Card - Features, charges & Limit

Apply Online for BOBCARD Eterna Credit Card, Get Complete Details like Eligibility, Features, Offers, Benefits, Charges and Easy Steps to Apply Online for Bank of Baroda Eterna Credit Card

BOBCARD Eterna Credit Card - Benefits, Charges & Offers

Apply Online for BOB Eterna Credit Card, Get Complete Details like Eligibility, Features, Offers, Benefits, Charges and Easy Steps to Apply Online for Bank of Baroda Eterna Credit Card

METRO Kotak Credit Card Online - Check all details, reviews, rating, eligibility criteria, features, charges & offers of METRO Kotak Credit Card. Apply Now!

METRO Kotak Credit Card - features, Benefits & Charges

METRO Kotak Credit Card - Eligibility, Features, Offer & More

Apply for AU Bank Vetta Credit Card, Check Complete details like eligibility, card limit, review, rating, charges and apply online process

AU Bank Vetta Credit Card - Review, Offers & Charges

BOBCARD Select Credit Card Online - Check all details, reviews, rating, eligibility criteria, features, charges & offers of BOBCARD Select Credit Card. Apply Now!

BOBCARD Select Credit Card - Features & Benefits ! Apply

BOB Select Credit Card Online - Check all details, reviews, rating, eligibility criteria, features, charges & offers of Bank of Baroda Select Credit Card. Apply Now!

BOBCARD Varunah Credit Card Online - Check all details, reviews, rating, eligibility criteria, features, charges & offers of BOBCARD Varunah Credit Card. Apply Now!

BOBCARD Varunah Credit Card - Charges, Features & Limit

BOBCARD varunah credit card - Charges, Features & Limit

BOBCARD varunah credit card - Eligibility, Features, Offer & More

Apply Online for Kotak White Credit Card, Get Complete Details like eligibility, Features, charges, offers & Steps to Apply for Kotak Bank White Credit Card

Kotak White Credit Card - Features, Benefits & Charges

YES First Exclusive Credit Card Online - Check all details, reviews, rating, eligibility criteria, features, charges & offers of YES First Exclusive Credit Card. Apply Now!