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Standard Chartered Credit Cards - Check all types of Standard Chartered bank credit cards list & their benefits, eligibility, Features, Offers and charges

Standard Chartered Credit Card 2025 - Compare & Apply

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<h2>Standard Chartered Credit Cards</h2>

<p style="text-align:justify">Standard Chartered Bank, India, operates as a pivotal arm of the globally renowned London-based Standard Chartered Bank. Esteemed for its state-of-the-art digital banking solutions, the bank presents a comprehensive suite of financial offerings, including savings accounts, loans, and tailored investment and insurance services. Despite its focus on digital platforms, it maintains a strategic presence with select branches and ATMs in India. Furthermore, the bank&#39;s domestic and international footprint is a testament to its commitment to offering unparalleled banking experiences to its diverse clientele worldwide.</p>

<h2>Features and Benefits of Standard Chartered Credit Cards</h2>

<p style="text-align:justify">Standard Chartered Bank offers a range of credit cards with various features and benefits to cater to different customer needs. Here are some key features and benefits of Standard Chartered credit cards:</p>

<h3 style="text-align:justify">Welcome Benefits&nbsp;</h3>

<p style="text-align:justify">New members are treated to a luxurious start with Standard Chartered. On initiating membership, individuals enjoy various premium benefits ranging from reward points, bespoke gift vouchers to accelerated cashback.</p>

<h3 style="text-align:justify">Rewards And Cashbacks</h3>

<p style="text-align:justify">Every transaction with Standard Chartered is a rewarding experience. Depending on the specific card type and purchase category, cardholders accumulate points or earn cashback, making spending more gratifying.</p>

<h3 style="text-align:justify">Travel Benefits</h3>

<p style="text-align:justify">Globetrotters are in for a treat. Standard Chartered cards come loaded with exclusive travel advantages, including access to serene airport lounges, enticing discounts on flight and hotel bookings, and privileged travel memberships.</p>

<h3 style="text-align:justify">Streamlined Digital Onboarding</h3>

<p style="text-align:justify">The digital-first approach ensures a hassle-free onboarding process. Potential members can look forward to quick application approvals and an innovative video-based KYC procedure, minimizing physical interactions.</p>

<h3 style="text-align:justify">Enhance Your Lifestyle with The Good Life</h3>

<p style="text-align:justify">The Good Life program transforms everyday experiences. Cardholders indulge in curated discounts spanning fine dining, elite shopping destinations, and exquisite travel ventures.</p>

<h3 style="text-align:justify">Financial Flexibility with EMI Options</h3>

<p style="text-align:justify">Large expenses shouldn&#39;t be burdensome. With the &#39;Kuch Bhi on EMI&#39; feature, transactions exceeding INR 2000 can be smoothly converted into comfortable EMIs managed through online banking or the SC Mobile platform.</p>

<h3 style="text-align:justify">Rewarding Redemption Opportunities</h3>

<p style="text-align:justify">Rewards should be delightful and diverse. The 360&deg; Rewards program presents a rich catalog, allowing cardholders to exchange points for exciting products and services.</p>

<h3 style="text-align:justify">Seamless Digital Transactions</h3>

<p style="text-align:justify">Transition to the future of payments with integrated solutions like BharatQR, BBPS, and Samsung Pay. Standard Chartered guarantees swift, secure, and simple digital transactions.</p>

<h3 style="text-align:justify">Comprehensive Online Account Management</h3>

<p style="text-align:justify">Digital tools at their fingertips ensure cardholders are always informed. Whether it&#39;s monitoring card balances, viewing statements, or executing timely payments, it&#39;s all possible via online banking or SC Mobile.</p>

<h3 style="text-align:justify">Advanced and Efficient Credit Solutions</h3>

<p style="text-align:justify">Beyond just transactions, enjoy the freedom of contactless payments, the feasibility of availing credit loans, the facility to transfer credit balances, and the flexibility to convert outstanding amounts into manageable EMIs.</p>

<p style="text-align:justify">Please note that the perks and advantages can differ depending on the specific Standard Chartered credit card you opt for. It&#39;s highly recommended to thoroughly review the terms and conditions of your selected card to gain clarity on its unique benefits and associated eligibility prerequisites.</p>

<p style="text-align:justify"><a href="https://www.banksathi.com/credit-cards/airport-lounge">Best Lounge Access Credit Card</a>&nbsp; &nbsp; |&nbsp; &nbsp; &nbsp;<a href="https://www.banksathi.com/credit-cards/rewards">Best Rewards Credit Card</a>&nbsp; &nbsp; &nbsp;|&nbsp; &nbsp; &nbsp;<a href="https://www.banksathi.com/credit-cards/cashback">Best Cashback Credit Card</a></p>

<h2>Eligibility Criteria to Apply for Standard Chartered Bank Credit Cards</h2>

<p style="text-align:justify">While the qualifying criteria for Standard Chartered Bank credit cards can differ based on the card in question, there are some general requirements frequently encountered:</p>

<ol>
	<li style="text-align:justify">Age: Applicants should be aged between 21 and 65 years.</li>
	<li style="text-align:justify">Income: A steady income stream is essential, with a base amount set by the bank.</li>
	<li style="text-align:justify">Credit Standing: A positive credit score, showing good financial habits, is beneficial.</li>
	<li style="text-align:justify">Professional Status: The bank welcomes applications from salaried workers, independent professionals, and entrepreneurs.</li>
	<li style="text-align:justify">Documentation: The bank requires certain papers, like proof of identity, residence, and earnings.</li>
	<li style="text-align:justify">Residential Criteria: Applicants should reside in cities or areas covered by the bank&#39;s card services.</li>
</ol>

<p style="text-align:justify">While meeting these points helps, the bank&#39;s final decision will also factor in other internal assessments.</p>

<h2>Documents Required for Standard Chartered Bank Credit Card Applications</h2>

<p style="text-align:justify">To apply for a Standard Chartered Bank credit card, the following documents are typically required:</p>

<h3 style="text-align:justify">Mandatory Document</h3>

<ul>
	<li style="text-align:justify">PAN card</li>
</ul>

<p style="text-align:justify"><strong>Identity Proof</strong></p>

<ul>
	<li style="text-align:justify">Passport</li>
	<li style="text-align:justify">Voter ID Card</li>
	<li style="text-align:justify">Other Government-issued ID</li>
</ul>

<p style="text-align:justify"><strong>Address Proof</strong></p>

<ul>
	<li style="text-align:justify"><a href="https://www.banksathi.com/aadhar-card">Aadhaar Card</a></li>
	<li style="text-align:justify">Passport</li>
	<li style="text-align:justify">Driving License</li>
	<li style="text-align:justify">Election/Voter&rsquo;s ID Card</li>
	<li style="text-align:justify">NREGA job card signed by a state government officer</li>
	<li style="text-align:justify">Letter from the National Population Register with name and address details</li>
</ul>

<h3 style="text-align:justify">Additional Documents</h3>

<p style="text-align:justify">1 recent passport-sized photograph</p>

<h4 style="text-align:justify">Income Proof</h4>

<ul>
	<li style="text-align:justify">For Salaried Individuals: Most recent monthly salary slip</li>
	<li style="text-align:justify">For Self-Employed Businessmen: Latest IT Returns with income computation, Certified Financials, Proof of business continuity</li>
	<li style="text-align:justify">For Self-Employed Professionals: Latest IT Returns, Proof of Business Continuity</li>
</ul>

<h2>Standard Chartered Bank Credit Card Fees and Charges</h2>

<p style="text-align:justify">Fees related to Standard Chartered Bank credit cards differ according to the specific card type. Common charges include the annual and joining fees, fees for late payments, charges for cash advances, and applicable GST. If you keep a balance on your card, interest will be levied. To get the most recent fee details, it&#39;s recommended to go through the credit card&rsquo;s terms or get in touch with Standard Chartered Bank directly.</p>

<h2>Standard Chartered Bank Credit Card Categories</h2>

<p style="text-align:justify">Standard Chartered Bank provides an array of credit cards to match various customer preferences. Their diverse credit card suite includes:</p>

<ul>
	<li style="text-align:justify">Travel cards</li>
	<li style="text-align:justify">Rewards cards</li>
	<li style="text-align:justify">Shopping cards</li>
	<li style="text-align:justify">Lifestyle cards</li>
	<li style="text-align:justify">Ultimate card&nbsp;</li>
	<li style="text-align:justify">Fuel cards</li>
	<li style="text-align:justify">Super value cards</li>
	<li style="text-align:justify">DigiSmart Card</li>
</ul>

<p style="text-align:justify">Each card category is curated with unique features and perks to address distinct needs.</p>

<h2>How Do I Compare and Pick the Best Standard Chartered Credit Card?</h2>

<p style="text-align:justify">Choosing the right Standard Chartered Bank credit card can be simplified by following these guidelines:</p>

<ol>
	<li style="text-align:justify">Analyse Your Expenditure: Pinpoint where most of your expenses lie (like travel, retail shopping, eating out) to identify a card that best rewards those spends.</li>
	<li style="text-align:justify">Examine Costs: Look at the various costs, like annual charges, initiation fees, interest rates, etc., associated with each card.</li>
	<li style="text-align:justify">Evaluate Rewards and Advantages: Check out the points system, cashback deals, travel perks, insurance options, and other benefits of each card.</li>
	<li style="text-align:justify">Credit Limit and Eligibility Insights: Make sure you&#39;re eligible for the card and see if the provided credit limit suits your spending habits.</li>
	<li style="text-align:justify">Peruse User Testimonials: Go through feedback from current users to gauge their satisfaction with the card and the bank&#39;s customer service.</li>
	<li style="text-align:justify">Get Expert Guidance: Approach Standard Chartered Bank personnel or financial consultants to receive advice tailored to your situation.</li>
</ol>

<p style="text-align:justify">Considering these points will help you pick a Standard Chartered Bank credit card that aligns seamlessly with your financial patterns and aspirations.</p>

<h2>How to Apply for a Standard Chartered Credit Card?</h2>

<p style="text-align:justify">Applying for a Standard Chartered credit card is a straightforward online process with almost immediate preliminary approval feedback.</p>

<ul>
	<li style="text-align:justify">Begin by filling out the application on the bank&#39;s website.</li>
	<li style="text-align:justify">Receive an almost immediate preliminary response regarding your application.</li>
	<li style="text-align:justify">A bank representative will contact you for additional verification or documentation.</li>
	<li style="text-align:justify">After submitting all required documents, expect your card within 7-15 days, considering final reviews by the bank.</li>
	<li style="text-align:justify">Contact the bank&#39;s representatives anytime for queries or updates on your application.</li>
</ul>

<h2>How to Check the Status of Your Standard Chartered Credit Card Application</h2>

<p style="text-align:justify">To track the progress of your credit card application, you can visit the bank&#39;s official website or directly connect with their customer support for updates.</p>

<h2>How to Activate Standard Chartered Bank Credit Cards?</h2>

<p style="text-align:justify">Upon receiving your credit card, you&#39;ll get a separate PIN mailer. To activate the card, call the bank&#39;s customer care or use the bank&#39;s mobile app. Follow the provided guidelines and use your card for purchases shortly after.</p>

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<h2>Closure or Cancellation of your Standard Chartered Bank Credit Card</h2>

<p style="text-align:justify">Contact the bank&#39;s customer service if you wish to cancel or close your credit card. They&#39;ll guide you through the process, which typically includes providing certain details, settling any outstanding amounts, and disposing of your card securely. It&#39;s also recommended to get a closure confirmation for your records.</p>

<h2 style="text-align:justify">Conclusion</h2>

<p style="text-align:justify">Standard Chartered&#39;s array of credit card options demonstrates its commitment to providing diverse solutions tailored to individual financial needs and lifestyles. From rewards and cashback to travel perks and digital convenience, these cards are designed to enhance the cardholders&#39; banking experience. The bank&#39;s focus on digital integration and customer satisfaction makes it a compelling choice for anyone looking to optimize their financial transactions and lifestyle enhancements. Whether for daily spending or global travel, <a href="https://www.sc.com/in/credit-cards/" target="_blank">Standard Chartered credit cards</a> offer valuable benefits, making them a competitive choice in the financial market.</p>

<h2 style="text-align:justify">FAQs for Standard Chartered Bank Credit Card</h2>

<h3>How can I check my outstanding credit card balance?</h3>

<p>To view your credit card&#39;s outstanding balance, you have two primary methods:</p>

<ul>
	<li>Online Banking: After logging into your account, navigate to the &quot;Cards&quot; section. You can see your outstanding balance displayed in the &quot;Card Details&quot; from there.</li>
	<li>SC Mobile: On the main page of the SC Mobile app, select &quot;Balances&quot;. This will show the outstanding balance for your chosen card.</li>
</ul>

<h3>How do I change my credit card PIN?</h3>

<p>On both Online Banking or SC Mobile: Go to &ldquo;Help &amp; Services&rdquo;, proceed to &ldquo;Card Management&rdquo;, and opt for &ldquo;Credit Card PIN Change&rdquo;.</p>

<h3>I have not received the OTP. What should I do?</h3>

<p>If you haven&#39;t received an OTP, you can reset your credit card PIN via the Online Banking system or the SC Mobile application.&nbsp;</p>

<ul>
	<li>Go to Help &amp; Services menu.&nbsp;</li>
	<li>Visit Card Management.</li>
	<li>Select Credit Card PIN Change,</li>
	<li>Now, change the pin, and your process is complete.</li>
</ul>

<h3>What is the &#39;Good Life&#39; program by Standard Chartered Bank?</h3>

<p>The Good Life programme by Standard Chartered transforms everyday experiences for cardholders. Members can enjoy curated discounts across fine dining, elite shopping destinations, and luxury travel adventures through this programme.</p>

<h3>What is the &#39;Kuch Bhi on EMI&#39; feature offered by Standard Chartered Bank credit cards?</h3>

<p>The &#39;Kuch Bhi on EMI&#39; feature by Standard Chartered allows cardholders to convert any transaction exceeding INR 2000 into easy monthly instalments. This conversion can be done through online banking or the SC Mobile platform, ensuring financial flexibility for larger expenses.</p>

<h3>How does the 360&deg; Rewards program by Standard Chartered work?</h3>

<p>The 360&deg; Rewards program provides cardholders vast options to redeem their reward points. Members can exchange points for various exciting products and services, making the experience of owning a Standard Chartered credit card even more rewarding.</p>

<h3>How can I benefit from the digital payment solutions integrated with Standard Chartered credit cards?</h3>

<p>Standard Chartered credit cards integrate modern digital payment solutions like BharatQR, BBPS, and Samsung Pay. These integrations ensure that cardholders can make swift, secure, and hassle-free digital transactions, enhancing the overall convenience of their banking experience.</p>

<h3>Are there specific documents required for self-employed professionals when applying for a Standard Chartered credit card?</h3>

<p>Yes, self-employed professionals applying for a Standard Chartered Bank credit card must provide their latest Income Tax Returns and proof of business continuity to verify their financial stability.</p>

<h3>What are the general eligibility criteria to apply for a Standard Chartered credit card?</h3>

<p>While the exact eligibility criteria can vary based on the specific card, common requirements include being between 21 and 65, having a steady source of income, maintaining a positive credit score, and residing in cities or areas serviced by the bank. The bank may also require documents like proof of identity, address, and income.</p>

<h3>My card is lost or stolen. What should I do?</h3>

<p>If you believe your card is lost or stolen, promptly access Online Banking or the SC Mobile app. After logging in, navigate to the &quot;Help &amp; Services&quot; section, followed by &quot;Card Management&quot;. There you will be able to spot the &quot;Report Lost/Stolen Card&quot; option. Once you&#39;ve reported the issue, a new card will be sent to your address on file with the bank.</p>

<h3>Are there charges for replacing a card?</h3>

<p>A replacement fee may apply when issuing a new card. Please refer to our service charges page for detailed information on any associated costs.</p>

<h3>How do I determine my credit card&#39;s limit?</h3>

<p>Your credit card limit can be viewed in the following ways:</p>

<ul>
	<li>Through Online Banking: Go to the &ldquo;Cards&rdquo; section. Within &quot;Card Summary&quot;, the &quot;Card Details&quot; will display your approved credit limit.</li>
	<li>On SC Mobile: After logging in, simply select your card. The credit limit can be seen in the &ldquo;Card Details&rdquo; section.</li>
</ul>

<h3>How can I request a credit limit increase?</h3>

<p>Go to Online Banking, login, and navigate to the &ldquo;Help &amp; Services&rdquo; section. Now look for &quot;Card Management&quot;, and from there, select the &quot;Credit Limit Increase&quot; option.</p>